Comarch Wealth Management is a comprehensive platform designed to empower financial institutions in delivering top-tier digital wealth services. It caters to universal banks, private banks, and wealth managers, supporting a diverse clientele ranging from retail to high-net-worth individuals. The platform seamlessly integrates various service models, including personal advisory, hybrid remote interactions, fully automated robo-advice, and self-directed investing, all within a unified wealth management system. Key Features and Functionality: - Personal Advisory: Enhances relationship-building by providing advisors with tools to deliver personalized investment proposals, accelerating internal investment processes, and ensuring a customer-centric advisory service. - Personalization: Supports various personalization aspects, from understanding customer preferences and behaviors to offering tailored investment options and individualized communication. - Portfolio Optimization: Assists in assessing product potential, providing insights for optimal allocation, and enhancing investment offerings through advanced optimization modules. - Investment Analytics: Automates data aggregation, performance, and risk analyses, delivering comprehensive investment reports that are both transparent and user-friendly. - Robo-Advisory: Offers a white-label, integrated, and multi-channel journey, enabling end-customers to engage in intuitive and automated investing aligned with their needs and preferences. - Self-Directed Investing: Provides a user-friendly client front-end, allowing individual clients to manage their wealth independently through a DIY channel, enhancing client engagement and investment activities. - AI-Based Investing: Incorporates AI-driven recommendation engines to assist investment advisors and portfolio managers in selecting optimal products, enhancing model portfolio creation, and predicting fund performance. Primary Value and Solutions Provided: Comarch Wealth Management addresses the evolving needs of financial institutions by offering a scalable, cloud-enabled platform that enhances operational efficiency, reduces costs, and fosters business growth. It streamlines the entire wealth management process—from client onboarding and risk profiling to portfolio management and reporting—ensuring a seamless and personalized client experience. By integrating advanced technologies such as AI and automation, the platform empowers advisors to deliver tailored investment strategies, improves client engagement through self-service tools, and democratizes wealth management services, making them accessible to a broader audience. Ultimately, it enables financial institutions to provide high-quality, personalized wealth services that align with individual client goals and preferences.