--- title: Betterment at Work Reviews meta_title: 'Betterment at Work Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 709 reviews by the users' company size, role or industry to find out how Betterment at Work works for a business like yours. aggregate_rating: rating_value: 4.3 review_count: 709 scale: '5' date_modified: '2026-07-28' parent_category: name: HR url: https://www.g2.com/categories/hr --- # Betterment at Work Reviews **Vendor:** Betterment **Category:** [401(k) Software](https://www.g2.com/categories/401-k) **Average Rating:** 4.3/5.0 **Total Reviews:** 709 ## About Betterment at Work Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app. And with $25+ Billion in retirement AUM (as of May 10, 2026), we're a partner your business can rely on. Discover a better way to 401(k) today. Leader on G2 as of 12/12/25 for Sept-Dec '25 for 401(k) category. See more: https://www.betterment.com/award-disclosures On behalf of Betterment, G2 solicited reviews from clients in exchange for nominal compensation (i.e., $50 gift cards). Betterment reimburses G2 for this expense. Receiving an incentive to provide a review may make a customer more likely to portray Betterment favorably. Reviews may not be representative. ## Betterment at Work Pros & Cons **What users like:** - Users appreciate the **ease of use** of Betterment at Work, highlighting its intuitive dashboard and smooth implementation. (251 reviews) - Users value the **quick and responsive customer support** from Betterment at Work, enhancing their overall experience. (142 reviews) - Users appreciate the **user-friendly design** of Betterment at Work, making navigation and implementation smooth and efficient. (116 reviews) - Users commend the **easy setup** of Betterment at Work, enjoy a streamlined process with excellent support and guidance. (110 reviews) - Users highlight the **user-friendly interface** of Betterment at Work, facilitating easy navigation and efficient financial management. (110 reviews) - Payroll Integration (108 reviews) - Employee Satisfaction (102 reviews) - Easy Setup (93 reviews) - Easy Integrations (91 reviews) - Automation (89 reviews) **What users dislike:** - Users experience **poor customer support** , facing slow response times and limited assistance for complex issues. (106 reviews) - Users note a **lack of customization** in reporting and client options, limiting effectiveness for diverse company needs. (66 reviews) - Users are frustrated by the **limited investment options** , wishing for greater customization and better navigation tools. (48 reviews) - Users note that the **reporting tools lack customization** , which limits their ability to tailor finance and payroll needs. (42 reviews) - Users experience **payroll integration issues** , requiring tedious manual entry and corrections despite helpful support. (38 reviews) - Users express frustration over the **lack of phone support** , preferring direct communication for urgent inquiries. (35 reviews) - Limited Options (35 reviews) - Users struggle with **integration issues** as Betterment at Work lacks compatibility with their existing payroll vendors. (32 reviews) - Manual Labor (29 reviews) - Manual Processes (28 reviews) ## Betterment at Work Reviews ### 1. Effortless 401(k) Management with Seamless Integration **Rating:** 5.0/5.0 stars **Reviewed by:** Ronald D. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I love how Betterment at Work manages our 401 K plan for employees with ease. It's been very easy to provide a CA mandated retirement plan to our employees. The platform is especially easy to use, with clear step-by-step instructions to complete annual plan compliance. I also appreciate that it integrates well with our payroll software Gusto and our accounting software Xero. The initial setup was very easy as well, and I really have no complaints about its usability and navigation. **What do you dislike about Betterment at Work?** There are some manual tasks, but nothing too cumbersome. **What problems is Betterment at Work solving and how is that benefiting you?** I find Betterment at Work simplifies providing a CA mandated retirement plan with easy step-by-step instructions for compliance. ### 2. Clean, Easy Platform That Integrates Smoothly with Gusto **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Hospitality | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** From an accountant perspective, it is a nice clean platform that integrates nicely with Gusto. I am happy with the ease of service, but wish there was a better way to set up approval of each payroll. Price is fair (on the company side), employees seem to like it as well. **What do you dislike about Betterment at Work?** We have 3 different payrolls that are connected to Betterment, it is sort of frustrating to have to approve each different one and select the payroll account EACH TIME. Also, would like $0 payrolls to auto process. **What problems is Betterment at Work solving and how is that benefiting you?** Helping our employees plan for the future, it is very important to me to see other people have come ups. ### 3. Effortless 401k Management with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Gadi P. | Founding Account Executive, Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I love that Betterment at Work is super easy to manage and really easy for the end user to understand. It helps me know how much money I have, how to plan for the future, and how my decisions shape my retirement account. It's incredibly useful for tracking 401k, which is super important. The initial setup was very easy, and their team was super supportive and responsive. **What do you dislike about Betterment at Work?** theres nothing i can think of right now **What problems is Betterment at Work solving and how is that benefiting you?** I use Betterment at Work to help employees easily sign up for 401ks, manage payments, and track them. It's super easy to manage, making financial planning simple and useful for understanding retirement accounts. ### 4. 401(k) that's Easy to Administer **Rating:** 4.5/5.0 stars **Reviewed by:** Jenica F. | Director of People, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** It's easy to use, it integrates with our HRIS, and offers additional benefits that we can offer our employees, such as the ability to match student loan payments with a 401 (k) contribution and college savings plans. **What do you dislike about Betterment at Work?** I don't have any concerns with Betterment. **What problems is Betterment at Work solving and how is that benefiting you?** The ability to offer a 401(k) to our employees (which helps attract and retain talent) while also being an HR department of 1 with limited manpower. ### 5. User-Friendly UI and Seamless Payroll Integration **Rating:** 4.0/5.0 stars **Reviewed by:** Andrew O. | Accounting Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** It has a much better UI, website, and overall feel than a lot of other financial institutions. Its more user friendly and connects with our payroll system well. **What do you dislike about Betterment at Work?** There have been a few issues on syncing employee data, the employee census was also difficult as a first year client. **What problems is Betterment at Work solving and how is that benefiting you?** It is automating our 401k contributions and matching contributions, which benefits our team eliminating manual work and it has more accuracy. ### 6. Easy Setup, Effortless Compliance, and Great Value **Rating:** 5.0/5.0 stars **Reviewed by:** Matt H. | Managing Partner, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about Betterment at Work?** Very easy to use, set up was great, compliance is very easy and the cost is super low compared to any other provider we looked at. **What do you dislike about Betterment at Work?** The website is a little wonky..could have way better UX when you just want to check the accounts **What problems is Betterment at Work solving and how is that benefiting you?** Ease of offering a 401k and RothK option allows to have the same package that larger employers do, which is meaningful for attracting talent ### 7. Betterment Makes Employee Investing Simple and Stress-Free **Rating:** 4.5/5.0 stars **Reviewed by:** Jenna B. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** Betterment makes investing simple. As an employer, it takes the guess work out of enrolling my employees into an investment platform. **What do you dislike about Betterment at Work?** My employees have stated that they don't like to be automatically enrolled and that they wish the percentage was lower than the requirements. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment is constantly improving its communication and compliance. I appreciate that I receive consistent emails and information to keep my updated about my account. ### 8. Easy Setup, Flawless Integrations, and Great Ongoing Support **Rating:** 4.5/5.0 stars **Reviewed by:** Blake H. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** For a small business it is easy to set it and forget it. The integrations are flawless. It was super easy to onboard with them, and the ongoing support is great. **What do you dislike about Betterment at Work?** For some of my staff who are less tech savvy, it can be hard to get set up. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment fills a gap in the industry for small businesses and nonprofits to offer competitively priced services and benefits. ### 9. Betterment Keeps Our Benefits Competitive and Compliant **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Computer Software | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** Betterment is really helpful in making sure our benefits are competitive but also compliant. **What do you dislike about Betterment at Work?** I'm not sure I'm qualified to answer this because I just manage our benefits, I didn't set up our benefit plan. However, management is straightforward. The only improvement I can think of is that it would be nice to offer company shares through Betterment. Right now we're using Carta and it would be cool to have everything in one place. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment allows us to stay competitive in the job market by offering a 401k as a small company. It also makes our part of the 401k very flexible. ### 10. The 401(k) program from Betterment at Work is very simple **Rating:** 5.0/5.0 stars **Reviewed by:** Tamara M. | Chief Marketing Officer, Mid-Market (51-1000 emp.) **Reviewed Date:** January 27, 2026 **What do you like best about Betterment at Work?** Before using Betterment at Work, our company did not offer a 401(k) plan which made it difficult to recruit and retain employees looking for employer sponsored retirement plans. Establishing a retirement plan for a small group of employees appeared to be overly complicated due to the compliance requirements and paperwork; however, using Betterment at Work’s system has allowed us to establish a 401(k) plan and allow our employees to begin saving for retirement rather than only allowing them to contribute to an Individual Retirement Account (IRA), which has higher contribution limits. **What do you dislike about Betterment at Work?** The fees appear to be too expensive for what is offered to a small business and there are too many things that you need to help with or be told what to do. The mobile application for the website is very poor. Also this may be petty, however, I think the selection of investments available through Betterment at Work is limited. **What problems is Betterment at Work solving and how is that benefiting you?** I really like how payroll integration helps by automatically sending contributions based on payroll so I don’t have to take the time to manually input each time and also I like how employees can go into their account and adjust their contribution amount as many times as they want without bothering me. ### 11. Easy 401(k) Setup and Budget-Friendly Pricing, but Helpdesk Support Falls Short **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** Betterment integrates with our payroll provider which allows us to set up automatic 401k retirement contributions. The pricing is also within our budget as a small organization. The setup and onboarding was relatively easy. **What do you dislike about Betterment at Work?** Contacting the helpdesk for specific answers that aren't covered by the FAQ has been a challenge. Their reliance on AI as a first line of customer contact is just bad. **What problems is Betterment at Work solving and how is that benefiting you?** We didn't have the ability to provide a retirement plan before we were introduced to Betterment via our payroll provider. Now we can provide a real retirement plan and easily onboard new employees as they are hired. ### 12. Seamless Payroll Integration That Makes Benefits Self-Serve **Rating:** 4.0/5.0 stars **Reviewed by:** Renee Q. | Director, People Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** July 23, 2026 **What do you like best about Betterment at Work?** It's seamlessly integrated with our payroll system, reducing much of the admin and making the process self-serve for employees. **What do you dislike about Betterment at Work?** The fees are a little higher than we'd like for participants. **What problems is Betterment at Work solving and how is that benefiting you?** They are supporting us through our 5500 reporting right now, and that's a huge administrative burden lifted from our shoulders. We also seem their support with compliance questions from our employees often. ### 13. Effortless Setup, User-Friendly Experience **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** March 26, 2025 **What do you like best about Betterment at Work?** I like the self-management aspect of Betterment at Work. Since we've rolled it out to about 200 employees, we don't really have any issues or follow-up questions from them. It's easy to self manage and user-friendly. **What do you dislike about Betterment at Work?** We've had some issues with follow through from customer service. Sometimes it feels like we're being passed from one group to another without clear communication on who we should be hearing from next. **What problems is Betterment at Work solving and how is that benefiting you?** We switched to Betterment at Work for a seamless and efficient platform transition for our 401(k). It's user-friendly and easy for self-management, with no issues or follow-ups from our 200 employees. ### 14. Seamless Payroll Integration with Room for Improvement **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User **Reviewed Date:** July 17, 2026 **What do you like best about Betterment at Work?** I use Betterment at Work for the option it provides our team to use a tax-deferred retirement account. I like that it's fully integrated with payroll and easy to use. Additionally, the fees are reasonable, and it integrates seamlessly with Gusto, which was an advantage when switching from Vanguard. **What do you dislike about Betterment at Work?** I find they do not know how to offer profit-sharing plans. We couldn't get a cash balance plan from them. The onboarding wasn't easy at all; it took forever. I had different people talking to me every time, which was very frustrating. Also everytime you have a question or need support, it take forever to get an answer and they charge you for it. **What problems is Betterment at Work solving and how is that benefiting you?** I use Betterment at Work to provide my team with tax-deferred retirement accounts. It's fully integrated with payroll, easy to use, and has reasonable fees. ### 15. Efficient Retirement Management, Needs Improved Reporting **Rating:** 4.0/5.0 stars **Reviewed by:** Minnie G. | Tax Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about Betterment at Work?** I like Betterment at Work for its multi-access feature, allowing accountants and owners to manage things seamlessly. The reminder system is another aspect that works especially well, helping ensure important tasks aren't missed. The initial setup was good, which made transitioning to it pretty smooth. **What do you dislike about Betterment at Work?** Some of the reports I ran can be improved. The reports could be more specific, like having one designated for filing retirement tax credit, etc. **What problems is Betterment at Work solving and how is that benefiting you?** I use Betterment at Work to manage 401k efficiently, solving the burden of retirement plan management. I like the multi-access feature for accountants and owners and appreciate the reminder system. ### 16. Decent Features but Frustrating Support Experience **Rating:** 1.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** Betterment's pricing is reasonable relative to competitors, and the investment selection is pretty good, allowing team members the ability to choose certain investment plans or create their own portfolio allocations. **What do you dislike about Betterment at Work?** Quite a lot, actually. The customer support is the biggest challenge. You can't get someone on the phone, so you always have to send them an email. We had a number of issues initially with setup and ongoing challenges around managing the 401k itself or problems with contributions that we need to sort out, and that's been difficult to troubleshoot. The platform is not as polished as others I've seen or used in the past. But the biggest frustration is the fact that there have been issues and then the customer support challenges. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment helps us enroll employees in our 401(k) and manage legal and tax compliance. ### 17. Automatic Deferral Sync + a Support Team That Knows Compliance **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about Betterment at Work?** the Rippling integration, deferral elections sync automatically every payroll cycle, no extra work on my end **What do you dislike about Betterment at Work?** Not much to complain about honestly. If I had to pick something — during onboarding, more guidance on timing the last deferral with the outgoing vendor would've helped. We had a gap in deferrals for the team during the transition that better sequencing could've avoided. **What problems is Betterment at Work solving and how is that benefiting you?** Mainly it's making sure we offer a competitive, industry-standard benefit without a ton of overhead on my end. The distribution review/processing workflows are straightforward, easy to review requests and process them without a lot of back and forth. ### 18. A must have for small busy business owners **Rating:** 5.0/5.0 stars **Reviewed by:** Sam D. | CFO co-owner, Small-Business (50 or fewer emp.) **Reviewed Date:** February 20, 2025 **What do you like best about Betterment at Work?** Up to date 401k softwares, helpful assistance, automatic payroll linking, significantly reduced form and other administrative tasks, and reduced possibility of mistakes **What do you dislike about Betterment at Work?** No negatives so far, although we do not have a dedicated investment coach or specialist, the plans are simple enough to enroll based on risk and target dates **What problems is Betterment at Work solving and how is that benefiting you?** Reduces time spent performing management tasks and keeping up on compliance ### 19. Effortless 401(k) Management for Small Businesses **Rating:** 4.0/5.0 stars **Reviewed by:** Liz D. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 16, 2026 **What do you like best about Betterment at Work?** I find Betterment at Work easy to use, and it simplifies decision-making with its prompts, which is great for a small business owner like me. I like that it allows my employees to make changes easily to their 401(k) accounts. It's one of those applications where you can set it up and not have to worry about it. Additionally, the platform's initial setup was very easy. **What do you dislike about Betterment at Work?** Nothing **What problems is Betterment at Work solving and how is that benefiting you?** I find Betterment at Work easy to use, simplifying decision-making for a small business owner. It allows my employees to easily manage their 401(k) accounts and is a low-maintenance solution. ### 20. Streamlined Platform with Comprehensive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Aidan F. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I like that Betterment at Work is an online portal and online dashboard, and it lays out all the information for you. It helps to see things in one place rather than looking around for multiple different lanes where information might be stored. Also, having support available is a plus. **What do you dislike about Betterment at Work?** n/a **What problems is Betterment at Work solving and how is that benefiting you?** Betterment at Work helps streamline things in one platform, making it easier to see everything in one place instead of searching across multiple locations. I like that it provides an online portal and dashboard with all the information laid out for you. ### 21. Tech-Forward Finance with an Easy-to-Use UI / issues with customer service **Rating:** 4.5/5.0 stars **Reviewed by:** Lauren B. | Head of Operations, Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** UI is so easy to use. Love a tech forward finance company. **What do you dislike about Betterment at Work?** I had a recent incident where I needed customer service support within a tight timeline and did not receive the support i needed which led to a huge loss for our small business. **What problems is Betterment at Work solving and how is that benefiting you?** Keeping our 401k offering organized for our small team. ### 22. Always On Time: Clear Notifications That Make Bookkeeping Easier **Rating:** 5.0/5.0 stars **Reviewed by:** Brisa L. | Accountant, Mid-Market (51-1000 emp.) **Reviewed Date:** July 17, 2026 **What do you like best about Betterment at Work?** Betterment is always on time. Giving out notifications with clear details, makes my bookkeeping work easier. Our company relies on Betterment at Work for 401(k) management. As the accountant responsible for bookkeeping, I appreciate how it automates 401(k) contribution tracking and reconciliations, drastically cutting my manual accounting workload. The cost savings on bookkeeping labor and external consulting make the platform well-priced **What do you dislike about Betterment at Work?** I haven’t found any downsides so far. As both an employer user and an employee user, I really like this. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment’s notifications about bank charges are clear, straightforward, and easy to follow. ### 23. Good option for 401k **Rating:** 3.5/5.0 stars **Reviewed by:** Abigail M. | HR Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** The interface is very easy to use. Our employees have not had any issues using it. **What do you dislike about Betterment at Work?** The one time I have needed their support team, it took a while to hear back compared to other platforms. **What problems is Betterment at Work solving and how is that benefiting you?** We previously did not have a 401k, so Betterment is benefiting our employees by providing them with a great benefit option. ### 24. Transparent, Easy-to-Use Platform with an Accessible Business Interface **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I like the transparency and easy access of the platform. I have been a customer on the personal side for a long time and was pleased to see that the business interface was just as accessible. **What do you dislike about Betterment at Work?** As someone who is completely new to managing a 401k account - and as the sole employee - I would love some 101 level materials to make sure I am not screwing things up and that apply to my situation **What problems is Betterment at Work solving and how is that benefiting you?** It has solved the most basic problem of providing an option for a 401k ### 25. Comprehensive Investment Options, Needs Improved Usability **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 27, 2026 **What do you like best about Betterment at Work?** I use Betterment at Work for my 401k and payroll syncing. It helps me with my retirement plan, which is extremely important to me. I like having different investment options so I can choose what truly fits my financial goals. It's also reassuring to know loan options are available if I ever need them, which gives me a sense of relief. The initial setup of Betterment at Work was very easy. **What do you dislike about Betterment at Work?** I think the platform could be a little more user-friendly, especially for newer investors. Simpler navigation and more educational resources would be extremely helpful. **What problems is Betterment at Work solving and how is that benefiting you?** I use Betterment at Work for 401k and payroll syncing. It helps with my retirement plan, offering investment options fitting my goals. The loan options provide reassurance if needed. ### 26. Very Easy to Use for Admins and Employees **Rating:** 5.0/5.0 stars **Reviewed by:** Martin A. | COO, Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about Betterment at Work?** The platform is very easy to use for both administrators and employees, making day-to-day tasks straightforward. **What do you dislike about Betterment at Work?** I actually dont dislike anything about it. **What problems is Betterment at Work solving and how is that benefiting you?** They help a lot with automating the creation of 401K accounts for employees. Also, if an employee quits before 12 months, they don’t accrue their funds, which helps build employee loyalty. ### 27. User-Friendly Portal for Retirement Savings, Needs Improved Loan Feature **Rating:** 4.0/5.0 stars **Reviewed by:** Laura B. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about Betterment at Work?** I like that the customer portal of Betterment at Work is very user-friendly, making it easy for me to see where my stocks are going and where my contributions are being made. **What do you dislike about Betterment at Work?** I think the part where you can take out a loan for distribution needs more visibility on the portal. Also, I didn't face any challenges setting up Betterment at Work, but it wasn't very seamless. **What problems is Betterment at Work solving and how is that benefiting you?** I use Betterment at Work for managing my retirement savings, and the user-friendly portal lets me see where my stocks and contributions are going. ### 28. Betterment Takes the Heavy Lifting Out of Setup and Maintenance **Rating:** 5.0/5.0 stars **Reviewed by:** Randall R. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** Betterment does the heavy lifting of setting up and maintaining, which is great for those who don't know all the ins and outs of the accounts and regulations. **What do you dislike about Betterment at Work?** There are no dislikes at this time. xxxxx **What problems is Betterment at Work solving and how is that benefiting you?** Betterment is a great option for smaller companies that want to offer retirement benefits to their employees. ### 29. Great experience with the tool with minimum time spent on payroll tasks relating to 401k **Rating:** 4.0/5.0 stars **Reviewed by:** saraansh c. | Controller, Small-Business (50 or fewer emp.) **Reviewed Date:** September 17, 2025 **What do you like best about Betterment at Work?** The online platform is quite intuitive and the support team is responsive whenever we needed any help with the setup. The integration with our payroll platform also works amazing. **What do you dislike about Betterment at Work?** Investment advisory for employees from time to time. Limited investment options. **What problems is Betterment at Work solving and how is that benefiting you?** Easy management of 401k plans for employees and easy reporting. ### 30. User-Friendly App for Quick, Reliable Views of All Your Finances - Great for Start-Ups **Rating:** 4.5/5.0 stars **Reviewed by:** Lauren F. | Business Strategy Lead, Mid-Market (51-1000 emp.) **Reviewed Date:** May 05, 2026 **What do you like best about Betterment at Work?** User-friendly app, easy place to see financial information in one place. Only downside is it took some effort to integrate with outside providers like Vanguard, Janus Henderson, etc. But the app always worked well and was available when I needed it for quick views of finances. **What do you dislike about Betterment at Work?** It took a while to integrate information from different financial providers, but that's pretty typical of any app that amalgamates information across sources. No slower than peer apps, just an annoying process no matter what. **What problems is Betterment at Work solving and how is that benefiting you?** We used it for management of retirement accounts, and that was beneficial because I could see all of this information in one place and the app had a nice, clean UI. We did eventually switch off as our company scaled. ### 31. User-Friendly 401(k) Solution with Stellar Support **Rating:** 5.0/5.0 stars **Reviewed by:** Jessica K. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** I think the customer service is great. It's a very easy to navigate platform, and the portal is just very user friendly. I've only had to reach out once to get an answer that wasn't easily navigable on the portal. Also, the process is straightforward and easy to explain to employees. I really appreciate the communication. The initial setup was incredibly easy. **What do you dislike about Betterment at Work?** N/A **What problems is Betterment at Work solving and how is that benefiting you?** I find Betterment at Work solves employee questions, helps with rolling over old 401(k) plans, and organizing new plans, mainly addressing employment issues. ### 32. Easy Access with a User-Friendly Interface **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I like the UI of Betterment at Work. It's easy to look at stuff, and it doesn't feel overly weighty. It's nice to not have to dig through a ton of menus to get a quick overview of what's going on. I also like getting the reminders about my Betterment at Work account. **What do you dislike about Betterment at Work?** I like getting the reminders about my Betterment at Work account, and it would be nice to get more reminders in my email about what I should be checking. I could use general advice about why I should check my retirement account every month and maybe encourage more contributions. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment at Work gives me an easy way to see my accounts and what I'm putting into retirement. ### 33. Made the switch from another 401(k) provider and am impressed with Betterment. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.) **Reviewed Date:** August 01, 2024 **What do you like best about Betterment at Work?** The extra features that let staff invest and save are great. The bonus percentage increase on the APR savings account was tremendous at signup, and it’s still offering a higher APR than anything else in the space. **What do you dislike about Betterment at Work?** We have had issues with payroll syncing or doubling up, but that has been few and far between. **What problems is Betterment at Work solving and how is that benefiting you?** Nothing new, we just needed a more competent 401(k) provider for our staff and Betterment fulfills that. The portal is very intuitive and makes administering the plan very manageable. ### 34. Smarter employee retirement benefits management **Rating:** 4.5/5.0 stars **Reviewed by:** Lucinde B. | Benefits administrator, Computer Software, Small-Business (50 or fewer emp.) **Reviewed Date:** March 01, 2026 **What do you like best about Betterment at Work?** The thing that I like about Betterment at Work is that it is transparent about charges and investment portfolio. The platform is transparent on costs, and this is often inquired of by the employees and this creates trust. The process of implementation was organized and it assisted us in the roll out without any confusion. I also like the fact that the staff members log in frequently to check on their progress and this indicates that they feel more engaged in their financial planning. **What do you dislike about Betterment at Work?** One of the weaknesses of Betterment at Work is a limited choice of investment courses, in favor of more advanced investors. There are some seasoned staff members of our organization who would want to have expanded control of their portfolios. Although the platform addresses general needs, it might be inadequate to meet the needs of very specific funds. This has resulted in additional meetings to clarify constraints and set and regulate expectations regarding the flexibility of the retirement plans. **What problems is Betterment at Work solving and how is that benefiting you?** With Betterment at Work, we have tackled the problem of delayed retirement contributions by the employees. In the past, the confusion on investment options was a setback in making decisions. The new platform now directs the new hires to the appropriate allocations at the beginning. Due to the frequent use that we often make it in the onboarding process, the participation has increased to a large extent. This change will help us to achieve financial stability amongst the staff and also enhance our benefits package in general. ### 35. A Great Snapshot of Your Overall Financial Health **Rating:** 4.5/5.0 stars **Reviewed by:** Courtney S. | Sr. Manager, People Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** I like that you can use it to get a snapshot if your overall financial health, not just your 401k. **What do you dislike about Betterment at Work?** There's nothing that I dislike. Having Betterment has been great. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment helps me trouble shoot enrollment issues, in the rare case that we have an ### 36. Smooth Onboarding with Helpful Betterment Support **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** July 15, 2026 **What do you like best about Betterment at Work?** When I onboarded, there were issues with the transition from my prior provider. These were entirely related to the prior provider and not Betterment. My Betterment representative helped me through the process to complete the onboarding and this was very helpful. **What do you dislike about Betterment at Work?** There is nothing that I dislike about Betterment at Work **What problems is Betterment at Work solving and how is that benefiting you?** Betterment at Work handles everything for me in an easy manner, so I don't have to devote time or mental energy to managing my company's 401(k) plan. I really appreciate that. ### 37. I’ve noticed that it really helps more employees get involved **Rating:** 4.0/5.0 stars **Reviewed by:** Flavia C. | Employee Benefits Specialist, Entertainment, Small-Business (50 or fewer emp.) **Reviewed Date:** February 26, 2026 **What do you like best about Betterment at Work?** My favorite feature of Betterment at Work is that it made managing the retirement of employees easier. Once it was implemented, we connected it to payroll and contributions became smooth. I apply it to various occasions as often as onboarding and benefits season, and this makes our HR processes effective. The features which provide customized investment advice and tracking of progress will provide enough features so that the employees can have a chance to plan their retirement without overloading our staff with questions and handwork. **What do you dislike about Betterment at Work?** Betterment at Work has weaknesses. Although it does a good job in contributions and tracking of goals, it is not very flexible in extracting detailed reporting information. The size of features is good on the whole, although the creation of detailed reports can involve the exportation of data and restructuring. Since we also use frequent reporting when we are reviewing benefits, this introduces additional work to the HR department as well as slows the decision making process when making changes. **What problems is Betterment at Work solving and how is that benefiting you?** The largest issue Betterment at Work solves to us is having the employees themselves engaged in the retirement plans. In the past, there was need to have manual tracking and reminders. Employees become more regular with saving, having such features as automatic contributions, goal guidance and portfolio rebalancing. Since it is a frequently used tool in our case, when we go through benefits checks, the HR is aware, and employees feel valued. This has enhanced trust on retirement plans and minimized paperwork. ### 38. Betterment Streamlines Plan Administration and Saves Time **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Construction | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I love that Betterment streamlines plan administration. The automatic enrollment of new employees and auto escalation are so valuable and save me time at work. **What do you dislike about Betterment at Work?** The only thing I can think of is the higher fees for specialized funds, as well as the restrictions on investments **What problems is Betterment at Work solving and how is that benefiting you?** I am able to input my employees into Betterment and it keeps track of auto enrolling, auto escalation, and I also get a notification when someone has manually changed their deferral amounts. ### 39. Convenient Anywhere Access with Seamless Account Changes **Rating:** 5.0/5.0 stars **Reviewed by:** Aleia G. | Scheduling Associate, Mid-Market (51-1000 emp.) **Reviewed Date:** April 28, 2026 **What do you like best about Betterment at Work?** I liked the convenience of being able to access Betterment from anywhere, including my phone. Requesting withdrawals and making changes to my account were also seamless processes each time. **What do you dislike about Betterment at Work?** I don't like that withdrawals require approval for money that belongs to me. I also wish it were a more instant process to receive my money into my linked bank account. **What problems is Betterment at Work solving and how is that benefiting you?** It's helping me to keep track of my 401k, and I can also save for additional goals I set for myself. ### 40. Quick, Helpful Support and an Easy-to-Navigate Website **Rating:** 4.5/5.0 stars **Reviewed by:** Jennifer C. | Office Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 22, 2026 **What do you like best about Betterment at Work?** I get quick support whenever I have a question, and the website is easy to navigate. **What do you dislike about Betterment at Work?** I honestly have nothing to dislike about Betterment at Work. **What problems is Betterment at Work solving and how is that benefiting you?** They’re working to resolve an issue with our software’s compatibility with our plan. ### 41. Efficient 401k Management with Fast Support, Needs Phone Support **Rating:** 4.5/5.0 stars **Reviewed by:** Debra R. | Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** I like their responsive time. When you have a problem, you can email, and they usually get back to you pretty quickly. **What do you dislike about Betterment at Work?** I prefer to be able to call someone when something doesn't work as well. So I know that they give email as their way of communication. I personally would prefer to speak to a live person. **What problems is Betterment at Work solving and how is that benefiting you?** Betterment at Work manages all our 401k information, investments for staff, and necessary legal tasks on a monthly, quarterly, and yearly basis. ### 42. Quick, Easy Payroll Entry for a small business **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Electrical/Electronic Manufacturing | Small-Business (50 or fewer emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** I like the ease of use the most. We manually enter our payroll with the spreadsheet provided and it is quick and easy to do. **What do you dislike about Betterment at Work?** I wish it was compatible with Quickbooks Desktop but it makes sense that it isn't due to the Desktop program being discontinued soon. **What problems is Betterment at Work solving and how is that benefiting you?** We were able to easily add 401K benefits as a small business. Everything was explained to us thoroughly and we had a lot of help setting up and understanding the payroll process. ### 43. Seamless Payroll Integration with a Great High-Yield Savings Bonus **Rating:** 4.0/5.0 stars **Reviewed by:** Nick M. | Senior Human Resources Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** The integration to our payroll provider was seamless and the high yield savings account is a nice added bonus. **What do you dislike about Betterment at Work?** The investment options are more limited than our previous provider. **What problems is Betterment at Work solving and how is that benefiting you?** It has helped in keeping our benefit costs down. ### 44. Intuitive, Straightforward App and Website **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** The ease of use. The app and website are very intuitive and straightforward. **What do you dislike about Betterment at Work?** There are some implied business rules about reports that are not always understood by mg team. **What problems is Betterment at Work solving and how is that benefiting you?** They are supporting one of our benefits programs (401k). This makes it easy to add and remove employees from the plan and to update contributions. The software also includes ways to forecast and assess decision as well as providing a lot of reference information for users. ### 45. Consistent Supportive and an Easy-to-Use Admin Dashboard for Our 401K **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** The consistency of communication from our Betterment at Work account team as well as the ease of using the Administrator dashboard to monitor and manage our company's 401K plan. **What do you dislike about Betterment at Work?** I do not dislike anything so far in regards to Betterment at Work. I am happy we switched to them as our 401K plan provider. **What problems is Betterment at Work solving and how is that benefiting you?** Reporting is great, reliability of pulling our team's 401k contributions from payroll and putting them into employee portfolios is very reassuring. ### 46. Smooth management of employees **Rating:** 4.5/5.0 stars **Reviewed by:** Manuela Z. | HR Benefits, Food & Beverages, Small-Business (50 or fewer emp.) **Reviewed Date:** February 17, 2026 **What do you like best about Betterment at Work?** I have now understood the value of Betterment at Work in relieving the burden of focusing on the benefits in terms of financial management through the automatic organization of the contributions. The payroll integration means that I am no longer concerned about the mismatches, and my usage rate remains high since it is integrated into my daily routine. The features that help the employees to navigate their choices make the difference between a bunch of questions that I would have received all the time. **What do you dislike about Betterment at Work?** Certain layout and control features are too rigid, and it made creating our benefits flow slightly more difficult when implementing it. The gaps are even more pronounced with our frequency of heavy usage. There is also responsiveness to customer support but a couple of spots still feel unsophisticated to what we desire as a more customized experience. **What problems is Betterment at Work solving and how is that benefiting you?** The greatest advantage to us is that Betterment at Work simplifies the cluttered processes involved in assisting employees to join savings programs. With the payroll integration, I no longer have to take time to correct the contributions. When I use it regularly, it has simplified the benefits management process and the ease of use has enabled my team to be confident whenever orienting new staff. ### 47. Effortless 401k Tracking, All in One Place **Rating:** 5.0/5.0 stars **Reviewed by:** Lynn B. | Mid-Market (51-1000 emp.) **Reviewed Date:** July 21, 2026 **What do you like best about Betterment at Work?** I appreciate how Betterment at Work makes it easy to keep track of my 401k contributions. Everything I need is easy to find all in one place, and the overall ease of use is fantastic. The initial setup was also simple, which made getting started a breeze. **What do you dislike about Betterment at Work?** Nothing **What problems is Betterment at Work solving and how is that benefiting you?** I am able to easily keep track of my 401k contributions. Everything is easy to find all in one place, and it's just easy to use. ### 48. Great, Easy-to-Use Portal for Managing My Account **Rating:** 5.0/5.0 stars **Reviewed by:** Meredith M. | Head of People Operations & Development, Mid-Market (51-1000 emp.) **Reviewed Date:** July 14, 2026 **What do you like best about Betterment at Work?** the portal is great and easy to use. easy to make changes to my account **What do you dislike about Betterment at Work?** there is nothing I dislike about betterment **What problems is Betterment at Work solving and how is that benefiting you?** from an employer standpoint, trying to understand how the 401k loans work and paid out from employees ### 49. It helps our staff stay on track with goals and company HR **Rating:** 4.5/5.0 stars **Reviewed by:** Thomas G. | Employee Benefits Specialist, Utilities, Small-Business (50 or fewer emp.) **Reviewed Date:** February 15, 2026 **What do you like best about Betterment at Work?** What is of most value to me is the fact that Betterment at Work simplifies and automates retirement management. Connecting it with our payroll and HR systems will make the contribution process smooth, and the accounts will be current. It is used on a daily basis to verify enrollments and balances. Its goal-tracking functionalities, automated adjustments of its portfolios and personalized recommendations allow the employees to plan confidently with minimal workload on the HR side. **What do you dislike about Betterment at Work?** What I do not like is that reporting might be more elaborate to give in-depth information about the employee involvement and performance. Payroll and HR integration was not problematic, though there are issues with contribution updates that appear occasionally. The small errors may lead to additional work as they are used every day. Moreover, the investment recommendations can be too general, and those employees, who require highly specific advice, can go to other places. **What problems is Betterment at Work solving and how is that benefiting you?** The greatest advantage of Betterment at Work is that it removes confusion and manual control of retirement programs. Employees will not need to be continuously mentored as automated updates and customized suggestions help them to concentrate on their objectives. The fact that it is used daily makes it accurate and increases investing confidence. The HR department can use the saved time to correct mistakes or monitor enrollments, and the employees will have easy and clear instructions on how to plan their retirement. ### 50. Helpful Support and Handy Task Reminders **Rating:** 5.0/5.0 stars **Reviewed by:** Shani B. | Senior Bookkeeper, Mid-Market (51-1000 emp.) **Reviewed Date:** July 20, 2026 **What do you like best about Betterment at Work?** The support I received was helpful, and I appreciated the notifications reminding me about tasks I needed to complete. **What do you dislike about Betterment at Work?** I don’t have a specific issue; I did like it. **What problems is Betterment at Work solving and how is that benefiting you?** Reporting and overall organization of the process - [View Betterment at Work pricing details and edition comparison](https://www.g2.com/products/betterment-at-work/reviews?page=2§ion=pricing&secure%5Bexpires_at%5D=2026-08-04+00%3A34%3A49+-0500&secure%5Bsession_id%5D=fad5bfc9-7aca-42cd-afcf-88bbe3052973&secure%5Btoken%5D=c39d1441e2d27eb3d7eaf1028bd12deaca98e6d0b24e21a260f90985ae6d7d0b&format=llm_user) ## Betterment at Work Integrations - [ADP Workforce Now](https://www.g2.com/products/adp-workforce-now/reviews) - [Apex](https://www.g2.com/products/apex-scoring-system-apex/reviews) - [BambooHR](https://www.g2.com/products/bamboohr/reviews) - [Bob](https://www.g2.com/products/buildonme-llc-bob/reviews) - [Dayforce Powerpay](https://www.g2.com/products/dayforce-powerpay/reviews) - [Deel Payroll](https://www.g2.com/products/deel-payroll/reviews) - [Google Workspace](https://www.g2.com/products/google-workspace/reviews) - [Gusto](https://www.g2.com/products/gusto/reviews) - [HR Plus](https://www.g2.com/products/trinet-hr-plus/reviews) - [Intuit QuickBooks](https://www.g2.com/products/intuit-quickbooks/reviews) - [isolved](https://www.g2.com/products/isolved/reviews) - [Justworks](https://www.g2.com/products/justworks/reviews) - [Microsoft 365](https://www.g2.com/products/microsoft365/reviews) - [Microsoft Teams](https://www.g2.com/products/microsoft-teams/reviews) - [Namely](https://www.g2.com/products/namely/reviews) - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) - [OnPay](https://www.g2.com/products/onpay/reviews) - [Orion](https://www.g2.com/products/orion-labs-orion/reviews) - [Paragon](https://www.g2.com/products/paragon-payroll-paragon/reviews) - [Paychex](https://www.g2.com/products/paychex/reviews) - [Paycom](https://www.g2.com/products/paycom/reviews) - [Paycor](https://www.g2.com/products/paycor/reviews) - [Paylocity](https://www.g2.com/products/paylocity/reviews) - [PayPro Global](https://www.g2.com/products/payproglobal/reviews) - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Rippling](https://www.g2.com/products/rippling/reviews) - [RUN Powered by ADP](https://www.g2.com/products/run-powered-by-adp/reviews) - [Sequoia One](https://www.g2.com/products/sequoia-sequoia-one/reviews) - [Timetrak Time and Attendance](https://www.g2.com/products/timetrak-time-and-attendance/reviews) - [TriNet](https://www.g2.com/products/trinet/reviews) - [UKG Pro](https://www.g2.com/products/ukg-pro/reviews) - [UKG Ready](https://www.g2.com/products/ukg-ready/reviews) - [Vista](https://www.g2.com/products/trimble-vista/reviews) - [Workday](https://www.g2.com/products/workday-workday/reviews) - [Workday Benefits](https://www.g2.com/products/workday-benefits/reviews) - [Workday HCM](https://www.g2.com/products/workday-hcm/reviews) ## Betterment at Work Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Functionality** - Customizable Reporting - Market Analytics - Client Portal - Investment Accounting - Real time - Customizable Reporting **Onboarding** - Administrators - Employees **Platform Basics** - Program Management - Secure - Interoperability - Performance **Integration** - Data aggregation - Accounting Integration **Dashboard** - Balances - Investments - Personal Information **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Compliance** - IRS - Tax Benefits **Agentic AI - Investment Portfolio Management** - Multi-step Planning - Cross-system Integration - Adaptive Learning - Proactive Assistance **Platform Data** - Dashboard & Reporting - Visualization - Alerts and Notifications **Administration** - Monitoring - Reporting ## Top Betterment at Work Alternatives - [Human Interest](https://www.g2.com/products/human-interest/reviews) - 4.3/5.0 (2,412 reviews) - [Guideline by Gusto](https://www.g2.com/products/guideline-by-gusto/reviews) - 4.5/5.0 (1,155 reviews) - [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) - 4.1/5.0 (426 reviews)