Best Payment Processing Software - Page 44

Lumanu

Lumanu is a B2B payments solution enabling companies to pay anyone, anywhere, with zero vendor setups and managed compliance and tax. Designed specifically for the marketing and advertising vendor ecosystem, Lumanu is your Payments Master Vendor that works within your ERP/AP system. Pay your marketing and creative service vendors globally without the burden of traditional vendor setup and tax compliance. Lumanu streamlines payments, ensures tax compliance, maximizes financial controls, and manages vendor onboarding for businesses engaging with external partners (influencers, creators, affiliates, agencies, freelancers, production vendors, etc.). Positioned within the B2B payments software category, Lumanu is purpose-built for finance, procurement, and operations teams at enterprises, agencies, and platforms who manage payments to a large number of external partners. Lumanu consolidates fragmented payment, compliance, and onboarding workflows into a single vendor relationship within a client’s AP or ERP system. Clients fund Lumanu once, and Lumanu acts as the vendor of record, handling all downstream tasks, including identity verification, vendor onboarding, global disbursements, and tax documentation across 200+ countries. Unlike general payout tools (e.g., PayPal, Stripe, Trolley), accounts payable software (e.g., Tipalti, Bill.com), or internal P2P processes (e.g., SAP, Coupa), Lumanu is tailored to the complex, high-velocity demands of the marketing supply chain. It replaces the need for clients to individually manage thousands of one-time or short-term marketing vendors with a scalable, compliant infrastructure purpose-built for distributed vendor ecosystems. Key features include: • Vendor Onboarding & Compliance • KYC/KYB, W8/W9 tax form collection, AML/OFAC/PEP screening • Business and bank account verification • Global Payments • Local payment rails (ACH, SEPA, Visa Direct), Swift, and card payments • Local currency disbursement in over 200 countries • Tax Compliance • IRS 1099 reporting, VAT/GST calculations, e-invoicing • Auto tax withholding and invoice generation • Financial Controls • Segregated Workspaces and Wallets • Approval workflows, custom roles, audit logs • Vendor Experience • Self-serve portal, real-time payment tracking, Instant Pay • Dedicated support for vendors worldwide Lumanu is designed to serve the needs of global brands, agencies, and platforms that require robust control, scale, and compliance in marketing-related payments. By centralizing operations under a single master vendor, Lumanu streamlines global payouts while reducing financial, legal, and operational overhead.

Average Rating: 4.7/5.0

Total Reviews: 28

Lydia Pro

Lydia is a multi-platform app that enables effortless payments.

Lyf Pro

MakersHub

MakersHub is AP automation for organizations that track spend by project, location, program or entity. MakersHub reads every part of every bill, codes each cost to the right place and puts it in front of the right people before it's paid. Each line is coded to the right job, phase, cost code, class or entity, matched to the purchase order line by line and routed for approval against the coded cost. MakersHub provides direct two way sync with QuickBooks, Intuit Enterprise Suite, NetSuite, Sage Intacct and Xero, so the books stay current. Every dollar has a job. Hold yours accountable.

Average Rating: 4.7/5.0

Total Reviews: 70

Maroo

Maroo is a comprehensive business management platform tailored for the weddings and events industry, designed to streamline operations for professionals such as photographers, planners, venues, and caterers. By integrating client relationship management (CRM), contracts, invoicing, and payment processing into a single, user-friendly interface, Maroo enables businesses to manage their workflows efficiently and focus more on delivering exceptional services to their clients. Key Features and Functionality: - Leads & CRM: Automatically capture inquiries from your website, track client interactions, and manage leads through a centralized pipeline, facilitating seamless conversion from prospects to booked clients. - Quotes and Proposals: Generate professional, branded quotes and proposals in minutes, allowing clients to approve services with a single click. - Contracts: Create and send digital contracts for e-signature, ensuring secure and efficient agreement processes. - Invoicing: Issue customized invoices with flexible payment schedules, accept various payment methods—including credit/debit cards and ACH transfers—and set up automatic reminders to ensure timely payments. - Payments: Process client payments swiftly, with funds deposited into your account within 1-2 business days, and manage outgoing payments to freelancers or suppliers with free ACH transfers. - Accounting Integration: Seamlessly sync transactions with accounting software like QuickBooks Online, automating bookkeeping tasks and maintaining accurate financial records. - Tax Management: Simplify tax preparation by tracking taxable income and generating necessary tax forms, such as 1099-NEC, directly from the platform. Primary Value and Solutions Provided: Maroo addresses the unique challenges faced by wedding and event professionals by offering an all-in-one solution that consolidates essential business functions. By eliminating the need for multiple disparate tools, Maroo reduces administrative burdens, minimizes errors, and enhances client satisfaction through streamlined processes. The platform's ability to pass processing fees to clients ensures businesses retain their full earnings, while its intuitive design allows for quick setup without the need for expensive consultants. Ultimately, Maroo empowers professionals to reclaim valuable time, focus on their craft, and grow their businesses with confidence.

MassPay

MassPay is a payout orchestration platform that makes it simple to pay anyone, anywhere, instantly. Servicing over 150 countries with 54 currencies, we provide the widest selection of payout methods on the market. No matter what payees prefer – bank transfer, digital wallet, credit card, crypto, or cash – we make the process seamless. With a smart-routing engine for frictionless transactions, real-time monitoring, and an industry-leading KYC system, our system is made for mass payouts at scale. And with no start-up, management, or maintenance fees, MassPay is a cost-effective solution for both payers and payees. - Instant payouts in 54 currencies for global businesses - Lower FX conversion fees for 22+ currencies - Automated smart-routing engine for frictionless transactions - Real-time transaction monitoring, so companies always know where the money is going - KYB and KYC systems that are tailored to your industry and compliant with the regulations of over 150 countries - Integrated Spendback and Rewards programs for direct sales organizations - The largest range of crypto payouts, with over 20 cryptocurrencies to choose from - No startup fees, management fees, or maintenance fees - API and white-label options available

Maxpay

Maxpay is an international payment platform which helps monetize your marketplace, online storefront and subscription service in a few clicks

Mercado Pago

Mercury

Mercury is the fintech that brings all the ways people and businesses use money into a single product that feels extraordinary to use. With banking*, credit cards, and software, Mercury helps more than 200K ambitious companies and entrepreneurs make better decisions and build their businesses. To learn more, visit Mercury.com. - Used by founders, finance leads, and operators at startups and SMBs - Common use cases: paying vendors and contractors, managing team spend, and reconciliation - Suitable for multi-entity structures that need shared controls and permissions - Supports companies seeking operational efficiency without expanding headcount - Up to $5M in FDIC insurance* on deposits through our partner banks’ sweep networks Mercury combines checking & savings accounts with payments, spend control, and finance ops automation in one place. - Business checking and savings with digital onboarding and a streamlined web/mobile interface - ACH, free domestic and international USD wires from Mercury, low-fee non-USD transfers, and mailed checks - Debit and credit cards** with customizable limits, merchant/category controls, real-time visibility, and cashback - Automated tools for billing, invoicing, and approvals with accounting integrations - Cash management options, including venture debt Mercury addresses the inefficiencies of legacy banking and the fragmentation of multiple finance tools by centralizing workflows and reducing payment friction. - Automates manual tasks like bill pay, invoicing, approvals, and reconciliation to speed up month-end close - Replaces branch visits and opaque fees with transparent, smooth money movement - Compliant onboarding and monitoring designed to protect businesses and reduce surprises - Fast, knowledgeable customer support across multiple channels The data: - Raised $500M in primary and secondary funding from top-tier venture capital firms and angel investors, athletes, entertainers, and 2.5K Mercury customers - $3.5B valuation in March ‘25 - 11 consecutive quarters of profitability based on both EBITDA and GAAP net-income (as of April ‘25) - $500M in revenue in 2024 - More than 200K customers - 40% growth in customers in 2024 - $156B in annual transaction volume in 2024, up 64% year-over-year - Customer NPS of 75*** (compared to banking industry average of 34) - 1 in 3 startups use Mercury**** - More than 50% of YC cohorts choose Mercury *Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here. **The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. ***Net Promoter Score (NPS) information and ratings are available at https://customergauge.com/benchmarks/blog/financial-services-nps-benchmarks. ****Calculation based on US-based companies that received an angel, pre-seed, seed, or Series A investment reported on Crunchbase in the most recent year.

Average Rating: 4.4/5.0

Total Reviews: 123

Mesh Pay

Mesh coordinates the complex: a platform for easy crypto payment across hundreds of exchanges, wallets and providers.

Micropay

Miden

Miden is a payments infrastructure platform for enterprises that replaces multiple payment providers with one integrated system. It handles collections, payouts, card issuing and treasury in one place, helping finance teams improve margins, simplify reconciliation and strengthen reporting. Teams can issue virtual and physical cards in USD, NGN and other currencies with real-time spend controls and fraud monitoring. Miden also offers accruals and disbursements, a banking stack, global treasury and a core banking system, with APIs and documentation for developers. It serves enterprises across Africa in sectors such as finance, travel and supply chain.

MillPay

Mobip

Mobiquity® Pay

Focused on Innovation. Comviva’s mobiquity® Pay is a versatile digital payments solution, with over 60 deployments in 45 countries. It offers cutting-edge features for mobile money, digital wallets, and online payments, empowering secure transactions and enhancing user experiences to drive financial inclusion.