Best Embedded Payments Software - Page 3

Fintua

Comply is a global indirect tax compliance solution that helps multinational businesses manage VAT, GST and other indirect tax obligations with greater accuracy, visibility and control. Designed for tax and finance teams operating across multiple jurisdictions, Comply streamlines the end-to-end compliance lifecycle, reducing manual effort and helping organisations stay ahead of evolving regulatory requirements. By connecting directly to ERP and source systems, Comply transforms complex transactional data into compliance-ready datasets using intelligent automation and AI-assisted data transformation capabilities that help accelerate data preparation and improve data quality. This enables organisations to overcome common challenges such as inconsistent source data, fragmented processes and increasing reporting obligations, while improving readiness for regulatory reporting. Comply provides a structured and auditable approach to indirect tax management, enabling organisations to manage preparation, review, approval and filing activities within a single solution. Built-in validation and reconciliation capabilities help identify issues before submission, increasing confidence in reported data while reducing compliance risk. The platform also gives tax teams greater visibility into obligations, risks and performance through dashboards, analytics and reporting tools, helping teams move from reactive compliance management to proactive control of their indirect tax operations. As tax authorities continue to introduce digital reporting, eInvoicing and real-time compliance requirements, Comply helps businesses adapt to changing regulations while maintaining consistency across jurisdictions. With intelligent data transformation, automation, governance and connectivity at its core, Comply enables organisations to manage global indirect tax obligations at scale from a single solution. While Comply delivers powerful indirect tax compliance capabilities in its own right, it also forms part of the broader Fintua Platform. As organisations adopt additional Fintua solutions, they can create a more connected and synchronised approach to indirect tax management, bringing together compliance, transaction data, reporting, reconciliation, payments and other critical workflows within a single ecosystem. The result is greater visibility, stronger control and a unified operating model for managing indirect tax across the enterprise.

Flute

Flute is a payments and merchant services platform built so growing businesses can run on one system rather than juggle a stack of separate tools. Accept payments in person and online — card-present, card-not-present, ACH, tap to pay, and digital wallets — through plug-and-play hardware, mobile devices, or a virtual terminal that can activate the same day. From the same platform, send digital invoices by text or email, set up recurring billing, store payment details in a secure customer vault, and keep an eye on everything from a redesigned dashboard with near-real-time reporting. Surcharging, dual pricing, and cash discounting help offset card fees, so you keep more of every sale. Money moves on your schedule with next-day funding or instant payouts, and working capital is there when you’re ready to grow. Security runs in the background with PCI DSS Level 1 compliance, network tokenization, encryption, and fraud monitoring, all backed by U.S.-based support for setup and beyond. Flute was built for the businesses powering the everyday economy, including retail, health care, wellness, beauty, automotive, veterinary, and professional services. Enterprise-grade tools without the headaches or the price tag.

Gynger

Gynger is the first cashflow management platform with embedded financing purpose-built for buyers & sellers of technology. Gynger gives technology vendors the power to offer flexible payment terms to customers, secure upfront payments, and de-risk collections through a seamless offer-to-payment flow. Meanwhile, finance leaders leverage Gynger's bespoke combination of actionable insights and embedded capital to optimize day-to-day cash flow, accelerate deal flows for their GTM teams, and execute long-term strategic vision with ease. Learn more about how Gynger helps tech vendors take control of receivables and more at www.gynger.io.

Infinicept

Infinicept is a fast-growing, Denver-based fintech company that help B2B software companies become payment facilitators. Our industry-leading PayOps™ (payment operations) platform acts as your infrastructure and enables your business to get all the benefits of owning your own payments product without doing it all yourself. Our made-to-order underwriting, back office, and risk monitoring platform simplifies clients’ payment facilitation set-up process to minimize processing costs and focus on what they do best: running a successful business.

InvoiceCloud

InvoiceCloud is a leading provider of cloud-based electronic bill presentment and payment (EBPP) solutions, helping more than 3,250 utilities, government agencies, and insurance organizations modernize how they engage with customers. InvoiceCloud's SaaS platform drives higher digital payment, AutoPay, and paperless adoption rates—improving customer satisfaction while reducing costs, accelerating payments, and easing staff workloads. With a mission to make digital payments accessible for everyone, InvoiceCloud combines intuitive user experiences, omnichannel payment options, and AI-driven innovation to deliver secure, seamless billing at scale.

Average Rating: 5.0/5.0

Total Reviews: 1

Juspay

Juspay's Payments Orchestration Platform offers a comprehensive product suite for businesses, including open-source payment orchestration, global payouts, seamless authentication, payment tokenization, fraud & risk management, end-to-end reconciliation, unified payment analytics & more. The company’s offerings also include end-to-end white label payment gateway solutions & real-time payments infrastructure for banks. These solutions help businesses achieve superior conversion rates, reduce fraud, optimize costs, and deliver seamless customer experiences at scale. Trusted by leading enterprises across the US, Europe, LatAm and APAC, Juspay simplifies global go-to-market without writing a single line of code: - Integrate 300+ local payment methods across 50+ countries in minutes, not months. - Design a pixel-perfect checkout UI that blends local payment methods with your brand. - Deploy seamlessly across all platforms with powerful A/B testing frameworks. - Launch customizable offers & incentives to boost customer retention. - Reconcile your transactions across multiple PSPs and get consolidated & customized settlement reports. Juspay’s platform is everything you need to master payments – a future-ready stack built for global scale, higher conversions, and enterprise-grade reliability.

Average Rating: 4.6/5.0

Total Reviews: 14

Klipboard Money

Klipboard Money brings every way you take payments into one place - the counter, on invoices, online, on-site or on hire. While other payment providers just process transactions, Klipboard Money links payments directly to how your business actually runs.

Kobble

Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing Why Kobble? - Cost Optimised: Built to be cost effective, secure and accessible. - Speed to Market: Launch comprehensive transactional banking capabilities, fast. - Seamless Modular Integration: Integrate into existing infrastructure or green field applications. - Regulatory Compliance: Benefit from our AML, KYC, and regulatory reporting, minimising your operational requirements. - AI Focussed: The AI revolution isn't coming - it's here. And we aren't just participating in this shift - we're architecting it. - Robust Roadmap: Continue to expand your offering further with our upcoming capabilities. - Launch Globally: With various upcoming markets planned, grow your offering globally with Kobble. - Dedicated Customer Support: Access dedicated support to ensure success at every step of the journey.

Liberis

Liberis is a global embedded finance platform dedicated to providing small businesses with accessible and responsible funding solutions. By integrating seamlessly into partners' platforms, Liberis offers hyper-personalized financial products that empower small businesses to grow and thrive. Since its inception in 2007, Liberis has facilitated over $1 billion in funding across more than 60,000 transactions, supporting the creation and preservation of over 100,000 jobs worldwide. Key Features and Functionality: - Embedded Finance Solutions: Liberis provides partners with a flexible platform that integrates directly into their systems, enabling them to offer tailored funding options to their small business customers. - Revenue-Based Financing: The platform offers financing solutions where repayments are tied to the business's revenue, ensuring flexibility and alignment with cash flow. - Rapid Funding Access: Eligible businesses can receive funding in as little as 24 hours, facilitating quick access to capital when needed. - Global Reach: With operations in multiple countries, including the US, UK, and Europe, Liberis supports a diverse range of small businesses across various markets. Primary Value and Problem Solved: Liberis addresses the significant funding gap faced by small and medium-sized enterprises by offering flexible, revenue-based financing solutions. Traditional financing methods often involve lengthy application processes and rigid repayment terms, which can be challenging for small businesses with fluctuating revenues. Liberis's embedded finance platform simplifies the funding process, providing quick access to capital with repayment terms that adjust according to the business's income. This approach not only alleviates the financial strain on SMEs but also empowers them to invest in growth opportunities, manage cash flow effectively, and navigate economic uncertainties with greater confidence.

Mesh

Meshpay is a crypto payments platform that connects exchanges, wallets, and payment providers through a unified suite of APIs and client-side SDKs. Businesses integrate once to accept cryptocurrency payments, process deposits, verify wallet ownership, and distribute payouts in local currencies across 60+ countries. The platform supports 24 blockchain networks, approximately 120 tokens, 233+ wallet integrations, and 8 major exchanges including Coinbase, Binance, Kraken, and Robinhood. Mesh Link, our client-side SDK, handles credential validation, multi-factor authentication, and error handling across every supported integration—enabling embedded experiences where users can transfer digital assets without leaving your application. Payments Configure Mesh Link to facilitate cryptocurrency payments within your application. Define accepted payment assets, set amounts, and apply processing fees. SmartFunding technology combines up to five funding sources—linked accounts, available balances, and real-time top-ups—into a single optimized transaction, reducing failed checkouts and increasing conversion. Payments are converted instantly to stablecoins or preferred settlement assets, eliminating price volatility and chargebacks. Stablecoin support includes USDC across 12 networks, USDT across 11 networks, and multiple other stable assets across Ethereum, Solana, Polygon, Arbitrum, Base, Avalanche, and additional chains. Deposits Mesh embeds directly into your platform via SDK, replacing manual QR codes and address entry with a one-click deposit flow. Users deposit from Binance, Coinbase, MetaMask, and 300+ other sources without leaving your application. The embedded flow prevents wrong addresses, wrong networks, and address poisoning attacks. No wallet addresses are exposed to end users. For exchanges, gaming platforms, and Web3 applications, this reduces failed deposits, simplifies onboarding, and improves user retention. Verification Mesh Verify provides programmatic ownership verification for self-hosted wallets and exchange accounts. The API supports MiCA (Markets in Crypto-Assets) compliance and Travel Rule requirements. Verification methods include cryptographic message signing for wallet attestation, gasless micro-deposits (Satoshi tests) for instant proof of ownership, and KYC-lite data retrieval through direct exchange integrations. Verify users before assets reach your platform to reduce fraud, flag risky transfers, and maintain control over fund flows. Payouts The Payouts API converts cryptocurrency to fiat across 120+ currencies and delivers funds through local payment methods worldwide—bank transfers, mobile money, digital wallets, and cash pickup. Settlement times reduce from days to minutes. Use cases include offramping, remittances, B2B settlements, payroll, and contractor payments. The system provides real-time exchange rates aligned with mid-market pricing, transparent fee breakdowns, and automated reconciliation through a unified dashboard. Integration & Developer Experience Mesh provides client-side SDKs for web and mobile, with comprehensive API documentation. The platform handles authentication flows, error states, and multi-factor authentication across all supported exchanges and wallets. Developers can customize the Link UI, configure transfer options, enable multi-language support, and filter providers based on business logic. Webhook notifications provide real-time transaction status updates. Industries Served Payment service providers add crypto as a payment rail with stable asset settlement. Gaming platforms embed deposits for uninterrupted player funding. Travel companies eliminate FX costs and chargebacks. Luxury merchants process high-value international transactions without wire delays. Web3 platforms streamline asset onboarding from any source. Security & Compliance SOC 2 Type II certified with regular third-party security audits and penetration testing. Zero trust architecture with least privilege access controls. Multi-factor authentication enforced for administrative accounts. Encrypted data transmission and storage. Active monitoring for malicious traffic and anomalous behavior. Trusted by 100+ companies globally.

Modulr

We're the digital platform removing the need to use your bank for bank accounts and payments. We automate your payment flows, embed payments within your platform, and enable you to build new payment products and services. All from one API.

Average Rating: 5.0/5.0

Total Reviews: 1

Monite

SMBs still manage their finance on paper, Excel and 5+ external tools, resulting in 5% revenue loss. We want to turn B2B platforms, neobanks, and fintechs into super-apps that solve this problem with automated invoicing, payables, and B2B payments.

MuliPay

MuliPay is a cutting-edge payment solutions provider based in Australia, designed to streamline payment processes for businesses of all sizes. MuliPay offers a unified platform that simplifies accepting payments, managing billing and handling payouts. Businesses benefit from features like easy checkout, automated recurring payments and robust fraud prevention. The platform also includes a smart insights dashboard, customisable payment workflows and multiple payment options. With its flexible, API-powered system, MuliPay allows seamless integration and effortless embedding of payments into any business setup, fostering growth and innovation

Payabli

Payabli is an embedded payments infrastructure platform built specifically for vertical SaaS companies: If you're a software company, you're a payments company™️ We help software companies become payments companies through our diverse Pay-In, Pay-Out and Pay-Ops solutions, because payments is in our DNA. We founded Payabli based on a deep-rooted belief that payments could be a core, integrated part of any company’s business model. Our founders, each with years of experience in vertical SaaS payments, saw firsthand the roadblocks to monetizing and streamlining payments without consuming the budget or burdening in-house engineers. Today, we help organizations make payments a core part of their business model. No matter your niche or industry, being a software provider means giving customers, end users, and partners a way to pay and receive payments in your products.

Payload

Payload provides a single platform for all inbound and outbound money movement with full control over pricing, fee allocation, onboarding logic, and settlement behavior. Built for platforms and businesses operating in industries where payment workflows are complex, high-value, and historically manual, including real estate, legal, property management, franchise, insurance, and beyond, Payload turns payments into a core part of your operations and a scalable revenue engine. From off-the-shelf tools to deep backend APIs, Payload meets customers wherever they are technically and grows with them, handling the infrastructure of risk, reconciliation, and compliance so teams can focus on their core business. One integration. Full control. Payments that work the way you need.