So easy to use and free for basic receiving payments. I set it up for my own business - on Xero you get an easy "Pay Now" button and the payments come in and the invoice is marked paid ready to reconcile. On Quickbooks for clients I have set it up and it works via a link shown on the invoice you email out, again marked as paid. For friends not on software I set it up so she could easily send a professional looking link for a photography business for the deposit. For a charity, we set up a reusable QR code for them to use at events to receive donations. Should you need any help the team are fast, efficient and friendly - you get a real person. Review collected by and hosted on G2.com.

Haven't found a downside yet. Quickbooks setup is not as slick as the Xero one but I know they are working on it and it's been requested multiple times. Review collected by and hosted on G2.com.