# Best Credit and Collections Software - Page 16

## How Many Credit and Collections Software Products Does G2 Track?

**Total Products under this Category:** 300

### Category Stats (Aug 2026)

- **Average Rating:** 4.34/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Versapay (+0.24%) - Among all products in this category, Versapay recorded the largest rating increase compared to last month

_Last updated: August 01, 2026_

## How Does G2 Rank Credit and Collections Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,700+ Authentic Reviews
- 300+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Credit and Collections Software
 ![G2 Grid® for Credit and Collections Software plotting products by satisfaction and market presence](https://www.g2.com/categories/credit-and-collections/grids.png?focus%5B%5D=5514&focus%5B%5D=95296&focus%5B%5D=17701&focus%5B%5D=23596&focus%5B%5D=159197&focus%5B%5D=39200&focus%5B%5D=41463&focus%5B%5D=89360)

Highlighted products: Creditsafe, D&B Finance Analytics Credit Intelligence, Billtrust, Quadient Accounts Receivable, Chargeflow, HighRadius Accounts Receivables, Tesorio, and Upflow.

Underlying data: [Grid® JSON](https://www.g2.com/categories/credit-and-collections/grids.json?focus%5B%5D=creditsafe&focus%5B%5D=d-b-finance-analytics-credit-intelligence&focus%5B%5D=billtrust&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=chargeflow-inc-chargeflow&focus%5B%5D=highradius-corporation&focus%5B%5D=tesorio&focus%5B%5D=upflow-upflow)

**Sponsored**

### Aikido Security

Aikido Security is the developer-first security platform that unifies code, cloud, protection, and attack testing in one suite of best-in-class products. Built by developers for developers, Aikido helps teams of any size ship secure software faster, automate protection, and simulate real-world attacks with AI-driven precision. The platform’s proprietary AI cuts noise by 95%, delivers one-click fixes, and saves developers 10+ hours per week. Aikido Intel proactively uncovers vulnerabilities in open source packages before disclosure, helping secure more than 50,000 organizations worldwide, including Revolut, Niantic, Visma, Montblanc, and GoCardless.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1537&secure%5Bchosen_at%5D=2026-08-04T10%3A08%3A17Z&secure%5Bdisplayable_resource_id%5D=2647&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=retargeted_product&secure%5Bplacement_resource_ids%5D%5B%5D=1259627&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=1259627&secure%5Bresource_id%5D=1537&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcredit-and-collections%3Fpage%3D16&secure%5Btoken%5D=f02854f754d2edf5eb22ab6d6f31170570815b1b74cc07e4a5daa74b5f8b4483&secure%5Burl%5D=https%3A%2F%2Fwww.aikido.dev%2Fcloud%2Fcloud-posture-management-cspm%3Futm_source%3Dg2%26utm_campaign%3Dg2-promoted-listing-cspm%26utm_medium%3Dcpc&secure%5Burl_type%5D=custom_url)

### [iController](https://www.g2.com/products/icontroller/reviews)

iController centralizes and automates your credit management process, generating a central overview of all outstanding receivables, centralized communications, reasons for non-payment as well as the payment history behaviour of your customers.

#### Who Is the Company Behind iController?

- **Seller:** [iController](https://www.g2.com/sellers/icontroller)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=8f7ce36a7b140e373941f051088ee0a9d3671c03d813da450c02e3ad60f8a72d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fbilltrust%2F&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [iMX](https://www.g2.com/products/imx/reviews)

iMX is a commercial finance/debt collection software including accounts receivable, accounts payable, corporate finance, and more. iMX provides all the tools natively integrated to perform commercial finance/debt collection and supporting activities.

#### Who Is the Company Behind iMX?

- **Seller:** [Codix](https://www.g2.com/sellers/codix)
- **Year Founded:** 1993
- **HQ Location:** VALBONNE, FR
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f7e433e75c1a443d729604d3f5befdc3d0347393f52498ff0995976a559bb4fb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcodix%2F&secure%5Burl_type%5D=linkedin_company_website)  
687 employees on LinkedIn®

### [InDebted Holdings](https://www.g2.com/products/indebted-holdings/reviews)

InDebted is sublimating debt collection by leveraging machine learning to understand consumer preferences for servicing overdue accounts. We couple this with an exceptional customer experience to enable our clients to better support the financial wellbeing of their customers.

#### Who Is the Company Behind InDebted Holdings?

- **Seller:** [InDebted](https://www.g2.com/sellers/indebted)
- **Year Founded:** 2016
- **HQ Location:** North Sydney, NSW
- **Twitter:** @InDebtedHQ  
234 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=fbaa286204e259946b133d85fe654a9e91ebdea5fed00ee6b6cdb01f2cdc9216&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Findebted%2F&secure%5Burl_type%5D=linkedin_company_website)  
220 employees on LinkedIn®

### [Indus Collections](https://www.g2.com/products/indus-collections/reviews)

Indus debt Collection software (Indus Collections) enable organizations achieve higher automation levels of the collections processes and maximize ROI by rationalizing the cost of collection and minimizing outsourcing costs.

#### Who Is the Company Behind Indus Collections?

- **Seller:** [Indus](https://www.g2.com/sellers/indus)
- **HQ Location:** N/A
- **Twitter:** @IndusSoftware  
10 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=15dbe7766e69110919090f06b633fd3b9e83ba7d24f216de978a2cb8b3c5700f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Febixcashlendingsolutions%2F&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [InfraRisk](https://www.g2.com/products/infrarisk/reviews)

InfraRisk is a leading fintech solutions provider specializing in advanced, AI-enabled digital lending platforms designed to operate at scale with full automation. Their comprehensive suite of services encompasses consumer financing, buy now pay later solutions, wealth management, and alternative risk scoring, all tailored to enhance the efficiency and effectiveness of financial institutions. Key Features and Functionality: - Data-Driven Risk Management: InfraRisk's platforms integrate extensive data from various sources, including banks, telecommunications, and utilities, to provide deep insights into credit decisioning. - Intelligent Automation: The solutions offer fully automated credit decisioning, fund routing, and collections, reducing operational costs and minimizing human error through definable parameters and continuous monitoring. - Rapid Deployment: With a modular, service-oriented architecture, InfraRisk enables quick implementation and seamless integration with existing systems, supporting both cloud and on-premises deployments. - Alternative Risk Scoring: The company provides alternative credit scoring solutions by leveraging data from utilities, telecommunications, and e-commerce platforms, enhancing responsible lending practices. - Wealth Management Solutions: InfraRisk offers AI-enabled, fully automated wealth management platforms with features like customer analysis, market analysis, allocation algorithms, and transaction optimization. Primary Value and User Solutions: InfraRisk empowers financial institutions to accelerate digital transformation, improve product competitiveness, and enhance customer value. By automating complex processes and integrating advanced data analytics, their solutions enable clients to make informed decisions, manage risks effectively, and deliver superior financial services to their customers.

#### Who Is the Company Behind InfraRisk?

- **Seller:** [InfraRisk ©](https://www.g2.com/sellers/infrarisk)
- **HQ Location:** Docklands, AU
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=49819d9bb2a874e28a51d34f063f1e1f2ddd85b07ee53c7bb854036984c1929d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Finfrarisk&secure%5Burl_type%5D=linkedin_company_website)  
14 employees on LinkedIn®

### [InstiCollect](https://www.g2.com/products/insticollect/reviews)

InstiCollect is a debt collection system for American business-owners looking to collect on slow-paying or non-paying customers.

#### Who Is the Company Behind InstiCollect?

- **Seller:** [IC System](https://www.g2.com/sellers/ic-system)
- **Year Founded:** 1938
- **HQ Location:** St. Paul, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e3e492bca892beeb76ee2502b8fd5d7f829fe24082633d2e283c8c85d5834018&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fic-system&secure%5Burl_type%5D=linkedin_company_website)  
379 employees on LinkedIn®

### [InterProse ACE](https://www.g2.com/products/interprose-ace/reviews)

InterProse ACE is the most flexible, feature-rich, intuitive, mind-blowingly friendly debt collection solution on the market

#### Who Is the Company Behind InterProse ACE?

- **Seller:** [InterProse](https://www.g2.com/sellers/interprose)
- **Year Founded:** 1996
- **HQ Location:** Vancouver, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=56c2e8f294e31d064cd7df0b03fe92760f0596f56dc61b97a8111684c4523129&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Finterprose%2F&secure%5Burl_type%5D=linkedin_company_website)  
22 employees on LinkedIn®

### [Intiza](https://www.g2.com/products/intiza/reviews)

Intiza is software that helps businesses manage their receivables.

#### Who Is the Company Behind Intiza?

- **Seller:** [Intiza](https://www.g2.com/sellers/intiza)
- **Year Founded:** 2012
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=22a9f847293a2f8af7b3545ae49f93b29b52dbb9ce02a9aed6f15686dbdb3d84&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fintiza&secure%5Burl_type%5D=linkedin_company_website)  
35 employees on LinkedIn®

### [itsettled](https://www.g2.com/products/itsettled/reviews)

itsettled is an award-winning and fully-automated credit control and debt recovery software which collects your invoices fast, reduces risk, and improves your cashflow. Benefits Improve cash flow Receive payments quicker and put your business in a stronger position with a proven credit control and debt recovery process that has already collected over £420 million for UK SMEs. Reduce stress Reclaim the headspace you need to grow your business with our platform which automatically sends the right communication to your customers at the right time. Maintain relationships Get peace of mind from knowing the right tone is communicated (when it needs to be), and every communication looks like it came directly from you. Designed by experts Built on over 25 years of expertise from the credit management industry, itsettled works with a proven and effective process, leaving you to do what you do best - run your business.

#### Who Is the Company Behind itsettled?

- **Seller:** [itsettled Ltd](https://www.g2.com/sellers/itsettled-ltd)
- **Year Founded:** 2019
- **HQ Location:** Bristol, GB
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7b0dc84643bde27eea873fbb77818882313b70af5e43d556a3a98dd548418cf2&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fitsettled&secure%5Burl_type%5D=linkedin_company_website)  
3 employees on LinkedIn®

### [January](https://www.g2.com/products/january/reviews)

January's digital debt collection platform is changing debt collection. For good. Our digital-first, compassionate solution improves recovery rates and sets creditors and borrowers up for success.

#### Who Is the Company Behind January?

- **Seller:** [January](https://www.g2.com/sellers/january)
- **Year Founded:** 2016
- **HQ Location:** New York, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7c136238f8df8a9ef9ca51c3ff62eb8e3e1545d0c16b9d70a274fadae3cba522&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fjanuarytechnologies%2F&secure%5Burl_type%5D=linkedin_company_website)  
136 employees on LinkedIn®

### [Kepler Credit Portfolio Management](https://www.g2.com/products/kepler-credit-portfolio-management/reviews)

Kepler CPM helps financial institutions manage credit quality, performance and provisioning. It is an Enterprise-grade application with flexible user-access management and audit trail management that exceeds regulatory standards.

#### Who Is the Company Behind Kepler Credit Portfolio Management?

- **Seller:** [Acies](https://www.g2.com/sellers/acies)
- **Year Founded:** 2017
- **HQ Location:** Mumbai, IN
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=03e425d632598fe1fa72311f9ed45b2299301468346fa3d566147787beb5c54c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Facies-home&secure%5Burl_type%5D=linkedin_company_website)  
192 employees on LinkedIn®

### [Klavi](https://www.g2.com/products/klavi/reviews)

Klavi is a Brazilian Software-as-a-Service (SaaS platform specializing in Open Finance solutions, offering data aggregation, analytics, and API services. By leveraging financial data, Klavi enables businesses to gain comprehensive insights into customer behaviors, facilitating the development of tailored financial products and services. The platform is designed to enhance decision-making processes, improve credit approval rates, and reduce operational costs for companies across various sectors. Key Features and Functionality: - Onboarding & KYC: Simplifies the customer onboarding process through secure validation mechanisms integrated with major banks. - Credit Risk Assessment: Provides intelligent and secure credit granting based on comprehensive and current customer behavior data. - Personalization of Offers: Utilizes data intelligence to tailor offers according to customers' purchasing behaviors and income profiles. - Recovery and Collection: Informs optimal times to perform collection actions, thereby reducing default rates. Primary Value and User Solutions: Klavi addresses the need for businesses to effectively harness Open Finance data, enabling a 360-degree view of customer information. This comprehensive insight allows companies to automate tracking of accounts, credit cards, and payments, leading to: - Increased Credit Approval Rates: Clients have experienced an average increase of 15% in credit approvals. - Operational Cost Reduction: The platform contributes to a 20% reduction in operational costs through efficient data processing and analysis. - Enhanced Data Accuracy: Achieves over 97% precision in data categorization, ensuring reliable and actionable insights. By providing these capabilities, Klavi empowers businesses to make informed strategic decisions, offer personalized financial solutions, and improve overall customer satisfaction.

#### Who Is the Company Behind Klavi?

- **Seller:** [Klavi](https://www.g2.com/sellers/klavi)
- **Year Founded:** 2020
- **HQ Location:** São Paulo, BR
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=cc2c4818f71516babfc321c1ab91e1a97bfe4431696358a45d52065fbc874419&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fklaviai&secure%5Burl_type%5D=linkedin_company_website)  
41 employees on LinkedIn®

### [Kleva](https://www.g2.com/products/kleva/reviews)

Kleva es una plataforma de agentes de voz con inteligencia artificial diseñada específicamente para la cobranza de bancos, fintechs, aseguradoras y prestamistas en Latinoamérica. Sus agentes hacen el primer contacto con el deudor con voz nativa por dialecto (más de 45 acentos entrenados con llamadas reales), sostienen una conversación real en lugar de un árbol de decisión, negocian dentro de las reglas del acreedor, registran promesas de pago y escalan a un agente humano cuando la situación lo requiere (disputa, amenaza legal, deudor vulnerable). Se integra por API con el core bancario o el CRM sin reemplazarlos, y aplica automáticamente las reglas de cumplimiento por país (ventanas horarias, prohibiciones, grabación con aviso). Operación activa en México, Colombia, Argentina, Perú, Ecuador, Guatemala y Brasil, con más de 900.000 minutos de conversación real al mes. Modelo de precio por minuto de conversación — sin licencia mensual, sin costo por asiento y sin setup fee.

#### Who Is the Company Behind Kleva?

- **Seller:** [Kleva](https://www.g2.com/sellers/kleva)
- **LinkedIn® Page:** [linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=1a98ca6d3fb667af758645a86bf10862f8d2bfae51378a831108d86c50371621&secure%5Burl%5D=https%3A%2F%2Flinkedin.com%2Fcompany%2Fkleva%2F&secure%5Burl_type%5D=linkedin_company_website)

### [Kontempo](https://www.g2.com/products/kontempo/reviews)

Kontempo is a B2B credit platform for industrial distributors in Mexico. It lets distributors offer net-term credit to their buyers under their own brand — Kontempo evaluates risk, finances the transaction, handles collections, and absorbs default risk. The distributor receives same-day payment.

#### Who Is the Company Behind Kontempo?

- **Seller:** [Kontempo](https://www.g2.com/sellers/kontempo)
- **HQ Location:** Mexico City, MX
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=31c473ef6be58e34fe01ad953500f8945d010a4d8191e59d57b49b2e4b023ad4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkontempo-latam&secure%5Burl_type%5D=linkedin_company_website)  
45 employees on LinkedIn®

### [Kuhlekt](https://www.g2.com/products/kuhlekt/reviews)

Kuhlekt is a Software as a Service (SaaS) Receivables Management/Dispute Management cloud application. Kuhlekt is affordable, easy to use, proven, and secure. Kuhlekt is a scalable solution, be it a global multi regional conglomerate to a private single region business operation.

#### Who Is the Company Behind Kuhlekt?

- **Seller:** [Kuhlekt.. SaaS - Global Credit / Dispute Management](https://www.g2.com/sellers/kuhlekt-saas-global-credit-dispute-management)
- **Year Founded:** 2014
- **HQ Location:** HOPE ISLAND, AU
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3caf94295f6f81904a4d76e3d2163f9b427ab934508c40fa307e8813adfa7f42&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkuhlekt%2F&secure%5Burl_type%5D=linkedin_company_website)  
2 employees on LinkedIn®

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[Browse Credit and Collections Themes](/categories/credit-and-collections/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Businesses use credit and collections software to ensure customers pay for the products and services delivered by the company. By recovering the amounts due on time, companies can rely on a consistent influx of money to finance their operations. This type of software is used by accounting teams to identify which invoices are overdue, match invoices and payments, reduce processing errors, and manage collection issues such as bad debt (amounts owed by customers that are unlikely to be paid). Accountants also use credit and collections software to manage customer credits to mitigate the risk of not getting paid. This type of software can also be used by collection agencies that recover outstanding payments on behalf of their customers.

Credit and collections software can be delivered as a standalone product or as part of a financial management suite. Standalone credit and collections tools need to integrate with [accounting software](https://www.g2.com/categories/accounting) and [ERP systems](https://www.g2.com/categories/erp-systems) or with related point solutions such as [AR automation software](https://www.g2.com/categories/ar-automation).

To qualify for inclusion in the Credit and Collections category, a product must:

- Allow users to define customer credit limits and adjust them based on payments history or type of customer
- Match invoice information such as the amount or the due date with payments 
- Identify upcoming payments due and notify customers by email, phone, or mail
- Manage overdue payments and apply penalties or overcharges for late payments
- Monitor payments history and identify customers that are more likely to pay late
- Analyze discrepancies between invoices and payments and determine what caused them

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