Spotcap is a financial technology company that offers unsecured business loans to small and medium-sized enterprises. The company was founded in 2014 and is headquartered in Berlin, Germany, with operations in several countries. Spotcap leverages innovative technology to provide flexible and accessible financing solutions to businesses, helping them manage cash flow and seize growth opportunities. The application process with Spotcap is typically fast and straightforward, utilizing data-driven insights to make lending decisions.