RateSetter is a financial services company based in the UK, known for its peer-to-peer lending platform. Founded in 2010, RateSetter connects individual investors with borrowers, enabling them to lend and borrow money at mutually agreeable interest rates. The platform emphasizes simplicity and transparency, offering competitive rates for both investors and borrowers. As of recent updates, RateSetter has been integrated into Metro Bank, enhancing its offerings while maintaining its core services.