

Latinia is a real-time decision and communication software vendor for banking, specialized in filtering and analyzing transactional events.

Latinia's Next Best Action (NBA) is a real-time decision engine designed specifically for the banking sector. It enables financial institutions to analyze customer transactions as they occur, allowing them to deliver personalized and timely products and services. By leveraging transactional data, customer intelligence, and advanced business rules, NBA helps banks anticipate customer needs and enhance engagement. Key Features and Functionality: - Real-Time Transaction Analysis: Processes financial events instantly, analyzing up to 18,000 events per second, to identify opportunities for proactive customer engagement. - Advanced Business Rules Engine: Utilizes sophisticated rules to interpret transactional data, customer profiles, and contextual information, enabling the delivery of relevant offers and communications. - User-Friendly Interface: Provides a visual platform for business managers to design, evaluate, measure, and optimize engagement strategies without requiring technical expertise. - Geolocation Capabilities: Offers location-based products and services, enhancing the relevance of communications by considering the customer's physical context. - Test Mode (NBA Virtual): Allows for the simulation and analysis of NBA strategies before deployment, ensuring effectiveness and minimizing risks. Primary Value and Solutions Provided: Latinia's NBA addresses the challenge of delivering personalized banking experiences by enabling banks to act on real-time data. This proactive approach transforms potentially negative situations into positive customer interactions, fostering loyalty and satisfaction. By integrating NBA, banks can boost sales, optimize compliance processes, and enhance overall customer experience, ensuring that communications are both timely and relevant.

Latinia's Subscription Engine is a real-time notification solution tailored for the banking industry, enabling financial institutions to offer personalized, on-demand communication to their clients. This system empowers customers to define their preferences regarding the type, timing, and delivery method of financial updates, ensuring that they receive only the information that is relevant and valuable to them. Key Features and Functionality: - Customer-Defined Notifications: Clients can specify which financial events they wish to be informed about, choosing the content, timing, and preferred communication channels. - Real-Time Transaction Analysis: The engine filters and analyzes customer banking transactions in real-time, ensuring timely and pertinent notifications. - Alert Catalog Management: Banks can create and publish a comprehensive catalog of alerts accessible via online and mobile banking platforms, enhancing customer engagement. - Subscription Data Management: A dedicated web service layer and data model facilitate the storage, management, and utilization of customer subscription data and preferences. - Advanced Analytics: The system provides insights into customer interests by measuring the activity and relevance of various services, aiding in the optimization of communication strategies. Primary Value and User Solutions: The Subscription Engine addresses the challenge of information overload by allowing customers to receive only the notifications they find pertinent, thereby enhancing the customer experience (CX). By adhering strictly to user-defined preferences, banks can reduce costs associated with unwanted messages and transform notifications into a vital channel for customer engagement. This personalized approach not only fosters stronger client relationships but also positions banks as attentive and responsive to individual customer needs.

Latinia's Critical Events Gateway (SDP) is a robust infrastructure solution designed to manage critical banking notifications, including One-Time Passwords (OTPs), security alerts, and transaction confirmations. It ensures secure, reliable, and traceable delivery of these high-priority messages across multiple channels such as SMS, push notifications, email, and WhatsApp. By providing a scalable and flexible platform, the Critical Events Gateway enhances operational integrity and fosters customer trust in modern banking communications. Key Features and Functionality: - Scalable Infrastructure: Tailored for real-time management of transactional banking notifications, accommodating high volumes of events per second. - Advanced Service Management: Offers features like prioritization, retries, confidentiality, and support for security tokens and OTPs to ensure message integrity and security. - Advanced Provider Management: Includes automatic reconnection, redirection, load balancing, and auditing capabilities, facilitating seamless integration with over 40 different channel providers. - Microservices-Based Architecture: Utilizes orchestrators like OpenShift and Kubernetes, allowing for flexible deployment options both on-premises and in the cloud. - Interoperability: Supports standard-based application connections, enabling applications to delegate the entire notification process to the gateway, from message creation to delivery. - Traceability and Channel Management: Ensures comprehensive tracking of notifications, with features like multi-provider support and a unified multi-channel inbox synchronized across all digital channels. Primary Value and User Solutions: The Critical Events Gateway addresses the critical need for secure and reliable communication in the banking sector. By guaranteeing the delivery and traceability of essential notifications, it helps banks maintain operational integrity and comply with regulatory standards. The platform's ability to perform channel hopping ensures that messages reach their intended recipients, even if the primary channel fails, thereby enhancing customer trust and satisfaction. Additionally, its scalable and flexible architecture allows banks to adapt to increasing transaction volumes and evolving communication channels, ensuring a future-proof solution for critical event management.

Latinia's Next Best Action (NBA) is a real-time decision engine designed specifically for the banking sector. It enables financial institutions to analyze customer transactions as they occur, allowing them to deliver personalized and timely products and services. By leveraging transactional data, customer intelligence, and advanced business rules, NBA helps banks anticipate customer needs and enhance engagement. Key Features and Functionality: - Real-Time Transaction Analysis: Processes financial events instantly, analyzing up to 18,000 events per second, to identify opportunities for proactive customer engagement. - Advanced Business Rules Engine: Utilizes sophisticated rules to interpret transactional data, customer profiles, and contextual information, enabling the delivery of relevant offers and communications. - User-Friendly Interface: Provides a visual platform for business managers to design, evaluate, measure, and optimize engagement strategies without requiring technical expertise. - Geolocation Capabilities: Offers location-based products and services, enhancing the relevance of communications by considering the customer's physical context. - Test Mode (NBA Virtual): Allows for the simulation and analysis of NBA strategies before deployment, ensuring effectiveness and minimizing risks. Primary Value and Solutions Provided: Latinia's NBA addresses the challenge of delivering personalized banking experiences by enabling banks to act on real-time data. This proactive approach transforms potentially negative situations into positive customer interactions, fostering loyalty and satisfaction. By integrating NBA, banks can boost sales, optimize compliance processes, and enhance overall customer experience, ensuring that communications are both timely and relevant.
Latinia es una plataforma decision-centric especializada en comunicaciones en tiempo real y diseñada exclusivamente para el sector financiero. Sus productos de decisión en tiempo real están enfocados en el análisis de eventos transaccionales bancarios y datos de inteligencia de cliente así como procesos críticos de notificación. Su objetivo es proporcionar al banco una capa de gobernanza que interpreta, decide y orquesta las comunicaciones críticas derivadas de sus eventos transaccionales y operativos, en entornos donde la resiliencia, la trazabilidad y el cumplimiento normativo son esenciales. Con 25 años de trayectoria, Latinia sirve a más de 40 bancos cliente, alcanza a 120 millones de clientes finales y tiene presencia en 14 mercados, distribuidos entre Latino América, España y el Reino Unido. Latinia es un habilitador clave para bancos que evolucionan hacia modelos de Event-to-Decision Banking (E2D).