Djingr

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Djingr is a B2B cross-border payments platform. It collects funds locally, moves them across borders over the Bitcoin Lightning Network, and pays out into local bank accounts and mobile money on demand, settling in about a minute. Conventional cross-border payments require capital parked in a destination market before a payment can be made. Djingr removes that requirement, so no working capital sits idle in destination accounts and adding a market is a configuration change rather than a funding decision. The platform comes in three forms. The business payments platform is a dashboard for companies moving their own funds, such as payroll, supplier payments and treasury. The whitelabel platform lets businesses offer cross-border payments to their own customers under their own brand, deployed without writing code. The payments API provides either programmatically through a single integration covering local collection, cross-border transit and local payout. Fiat to fiat is the default flow, in which neither the customer nor their end users hold or handle cryptocurrency at any point. Customers may optionally fund or receive payments in Bitcoin or Tether. Djingr sells to licensed financial institutions and businesses rather than to consumers.