Archer is a fraud detection and AML platform that helps fintechs, banks, and lenders detect and investigate financial crime through a unified risk intelligence system. Our platform analyzes activity across transactions, accounts, devices, merchants, and other entities to identify behavioral patterns and relationships associated with fraud, money laundering, and other forms of financial crime.
Archer evaluates behavioral signals as they emerge, updating risk assessments in real time as new information becomes available. An AI agent analyzes transaction history, investigation data, and rule performance to identify evolving fraud patterns, recommend improvements to detection logic, and backtest proposed rule changes before deployment. This enables fraud and compliance teams to maintain effective detection strategies while reducing manual rule management.
Our platform unifies fraud detection, AML transaction monitoring, sanctions screening, case management, merchant risk oversight, internal fraud investigations, duplicate account detection, and investigative workflows within a single platform. Behavioral analytics, network intelligence, and AI-assisted investigations operate together to provide a comprehensive view of customer and transaction risk.
The cluster analysis tool reconstructs networks of connected customers, accounts, devices, and transactions, allowing investigators to visualize coordinated fraud operations, synthetic identities, mule networks, and other complex fraud activity. Our platform adapts to each organization's existing data structures, incorporating unique identifiers, custom relationships, and internal data models into its investigation workflows. The cluster analysis agent interprets investigation graphs, highlights relationships most relevant to an investigation, and answers analyst questions directly.
A core design principle of Archer is explainability. Every alert, recommendation, and investigation is linked to the behavioral signals, entity relationships, and risk factors that contributed to the outcome, providing investigators with a transparent record of how conclusions were reached. This supports efficient investigations, regulatory reporting, audit requirements, and internal governance.
By combining transaction monitoring, cluster analysis, investigation tools, and explainable risk intelligence, Archer enables fintechs to identify emerging financial crime, accelerate investigations, improve operational efficiency, and strengthen fraud and AML programs across banking, payments, lending, and fintech environments.
