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Seems like a straightforward payment plan. It isn't. It's a scam. Review collected by and hosted on G2.com.
DO NOT GIVE THEM YOUR CREDIT CARD!! Splitit will authorize the full charge on your card every 18 days. This made it so I couldn't use my credit card at all since it was "maxed out". But then they only "charge" your card again for just the payment amount. In my case I used it to make payments on a 6 month tuition payment to simplilearn. The tuition was roughly $6,500, I have to pay $1,500 or so upfront and the monthly payment was $711. So they authorized and charged my card $1,500 up front AND $4,500 for the remaining amount AND $711 for the payment. So my card with a $10,000 limit is now close to maxed out for one $711 payment. I learned what they were doing when my card didn't work at a restaurant. After two weeks, they authorized my card again for $4,500 but did not charge it, and two weeks, they authorized again for $711. But that payment didn't go through because the card company said they thought there was fraud. So Splitit went ahead and charged the whole $4,500 all at once and paid the tuition in full (remember, they already had authorization). Splitit took their fee for financing this and ended up financing nothing.
My credit card company calls them a "high risk" merchant with lots of fraud reports. So I don't likeSplitit, But I also don't like Simplilearn for getting me involved with this scam company. Review collected by and hosted on G2.com.
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