Kobble is an Australian payments infrastructure company and Mastercard Principal Issuer with its own RBA BSB number. Built by founders who have experienced firsthand the complexity of launching financial products, Kobble was designed to remove the barriers that slow down financial innovation. Kobble enables fintechs, neobanks, banks, retailers, and enterprises to issue cards, process payments, and access the New Payments Platform (NPP) and PayTo — without needing a full banking licence. Our platform provides businesses with the essential financial infrastructure to launch and scale while significantly reducing costs and development timelines. Rather than spending months dealing with complex integrations, compliance requirements, and technical setups, companies using Kobble can concentrate on what matters most: building great products and acquiring customers. Our modular, API-driven platform allows businesses to seamlessly integrate payments, wallets, transaction monitoring, and other financial capabilities. Key capabilities include card issuance directly to Apple and Google wallets, multi-functional digital wallets for payments and financial management, fraud and transaction monitoring, compliance automation, and embedded financial services including round-up savings and investment solutions. Kobble serves both established institutions looking to modernise without disrupting existing infrastructure, and emerging fintechs and startups seeking enterprise-grade technology to scale faster. Our platform is built for Australian regulatory requirements, with built-in compliance tools ensuring adherence to ASIC, RBA, and AML/CTF obligations. Headquartered in Melbourne, Australia, Kobble is part of the Fincraft Group and is committed to driving financial innovation for all.