[ Borderl... Reviews ](https://www.g2.com/products/borderless-ai/reviews) [ Borderl... Reviews ](https://www.g2.com/products/borderless-ai/reviews) # Borderless AI Features ##### ## Payment Options (7) Instant Payment Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases Accepted Credit Cards and Debit Cards Ability to accept different types of credit and debit cards ACH Payments and eCheck Processing Ability to accept and process eChecks and ACH payments as a form of payment Split Payments Ability to split payments between merchant and sellers Real-Time Payments Supports real time payments Multi-Currency Allows users to process payments in multiple currencies. Online payment portal Provides an online portal where customers can make payments. Show More ##### ## Administration (15) Reporting/Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Payout Time Turnaround time for money to be transferred to the merchant's bank account Manual Payment Entry Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions Dispute Resolution The process for handling chargebacks and disputes with the payment gateway. Omnichannel Process payments from multiple channels such as ACH, mobile, or e-commerce. Levels 1 & 2 Supports levels 1 and 2 for credit card payment processing. Level 3 Supports level 3 credit card processing which requires additional data for qualification. Payroll Entry Allows administrator to enter payroll for all employees based on salary or total hours worked. Time Off Accrual Calculation and tracking of sick and vacation days. Direct Deposit Automatically deposits paychecks into employees' bank accounts. Expense Reimbursement Allows administrator to reimburse employees for business-related purchases. Pre-tax Deductions Automatically deducts wages for health care, 401(k) plans, etc. from paychecks. Wage Garnishment Allows administrator to set up for wage garnishments to be deducted automatically from employers' paychecks. Approvals Administrator can submit payroll approval request and the approver can approve, deny, or re-assign it to the appropriate approver. Show More ##### ## Security (5) PCI Compliance Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy Fraud Protection Tools Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others Data Tokenization Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. Two-Factor Authentication An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) POS Verification Support cardholder verification methods for POS transactions. Show More ##### ## Development (2) Customization (Fields, Objects, and Layouts) Allows developers to customize payment form to accommodate their unique processes. APIs Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Show More ##### ## Platform (11) Performance and Reliability Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load. Internationalization - Currency/Language The gateway supports multiple currencies and languages to enable business from customers in multiple countries Internationalization - Operating Country The payment gateway is supported in the country in which the merchant operates API / Integrations Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. PCI Regulation Compliance Complies with payment card industry (PCI) regulations Supplemental Technology Supports EMV chip card and Near Field Communications (NFC) technologies Accounting integration Provide integration with accounting software and ERP systems. Reporting and Dashboards Access pre-built and custom reports and dashboards. User, Role, and Access Management Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. Performance and Reliability Software is consistently available (uptime) and allows users to complete tasks quickly because they are not waiting for the software to respond to an action they took. Scalability Allows administrator to easily add employees and grow payroll process as their company grows. Show More ##### ## Employee Self Service (3) Web Portal Allows employees to access current and past pay stubs, W-2 forms, and additional salary information. Benefits Manager Allows employees to answer or update questions pertaining to benefits and receive information about benefit providers. Mobile Allows employees to view pay stub and W-2 information via a smartphone app or mobile optimized website. Show More ##### ## Taxes (3) Tax Calculation Calculates taxes due and may include resources or tools for federal and state tax compliance. Tax Filing Files payroll tax forms automatically for federal, state, and local taxes. Automatic Tax Payment Allows payroll vendor, via power of attorney, to make electronic payments of withheld taxes to government. Show More ##### ## Integration (7) API / Integration Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. Time Tracking Integration Enables administrator to import hours from time tracking systems. Accounting Integration Provides standard integration with third party accounting software. Core HR Integration Provides standard integration with third party core HR software. HR/HCM Ability to integrate with multiple HR and HCM software solutions. Finance Provides integration with accounting and ERP software. Other Integration with other corporate software solutions such as travel and expense. Show More ##### ## Processing (4) Multi Country Ability to process payroll in multiple countries, languages, and currencies. Data Consolidation Consolidate and map payroll data from various sources in various formats. Data Quality Include tools and best practices for payroll data accuracy checks and controls. Rules Define and implement payroll processing logic for earning, deductions, bonuses, and other types of revenue. Show More ##### ## Compliance (3) Governance Offer standard processes and workflows across countries to reduce the risk of noncompliance. Country-Specific Provide documents and templates for country-specific payroll compliance. Internal Policies Deliver templates and workflows to create and enforce internal policies for global payroll. Show More ##### ## Reporting (2) Cost Tracking Analyse payroll costs across multiple countries and business entities, or by employee role. Dashboards Dashboards can be used to manage payroll for a global or local workforce. Show More ##### ## Platform Basics (5) Interoperability Connects to external systems and applications as needed to complete team workflows. Performance Is consistently available (uptime) and allows users to complete tasks reliably. Portal Contains a portal to facilitate third-party or client application access. Performance Performs and secures payments efficiently on both the user and the consumer ends Portal Contains a portal to facilitate contractor access to payments Show More ##### ## Platform Performance (2) Reporting Provides analytics tools that reveal important business metrics and track progress. Application Monitoring Contains application performance monitoring capabilities. Show More ##### ## Platform Functionality (3) Document management Manages necessary docuements for ease of visibiltiy and access. Requalification Automated compliance renewal notifications. Compliance Tracks contractor compliance levels and renewa dates. Show More ##### ## Platform Additional Functionality (1) Onboarding Onboard workers via online, classroom, or external training. Show More ##### ## Platform Administration (3) Integrations Integrates with third-party HR software, such as systems for payroll, time & attendance, or core HR. Compliance Maintains compliance with payroll regulations. Reporting Provides analytics tools that reveal payment metrics of contractors over time Show More ##### ## Platform Payment Content (3) Document management Manages necessary information of contractors for ease of visibiltiy and access. Invoicing Tool Generates invoices from HR departments for managing freelance, contract, and extended workforce. Wage access Gives employees the ability to view, manage, and withdraw earned wages before payday. Show More ##### ## Intermediate GEP features (2) International Hiring Support Users can hire international contractors from the platform. Pre-built Integrations Has built-in integrations or interoperability with other HR software. Show More ##### ## Other GEP Features (3) Compliance Managenent Assists with compliance management. Analytics Users can access complex analytics or business intelligence to optimize wokforce. Hiring Support Useful as a core HR/HRIS product in addition to talent acquisition. Show More ##### ## Compatability (3) HCM and HRMS Integrates with HR suites such as an HRIS, HCM, or HRMS. Entrepreneur Scalable to handle small and larger volumes of workers for eterprise and startup applications. Immigration and Relocation Manages immigration or relocation process. Show More ##### ## Benefits (1) Other Benefits Handles reitrement, insurance, workers comp, and other benefits for employees. Show More ##### ## Generative AI (1) AI Text Summarization Condenses long documents or text into a brief summary. Show More ##### ## Agentic AI - Payment Gateways (3) Autonomous Task Execution Capability to perform complex tasks without constant human input Cross-system Integration Works across multiple software systems or databases Decision Making Makes informed choices based on available data and objectives Show More ##### ## Expanded Functionality - Employer of Record (EOR) (3) M&A Supports hiring and employment transitions during mergers, acquisitions, or entity changes. Enterprise Consulting Provides expertise or HR consulting for complex employment scenarios beyond standard hiring needs. Contractor Management Supports both employee and contractor management across global markets. Show More ##### ## Core Functionality - Employer of Record (EOR) (1) Compliance Maintains compliance with local labor laws, tax regulations, and other employment across countries. Show More ##### ## AI Capabilities - Employer of Record (EOR) (2) AI Automation Uses automation or AI to streamline compliance guidance and employment workflows. AI Agent Comes with an agentic agent capable of handling EOR activities with little human-in-the-loop intervention necessary. Show More ## Top-Rated Alternatives [ ![Deel Payroll](https://images.g2crowd.com/uploads/product/hd_favicon/fae043f2d55c60bc936ed6f9d370c5ab/deel-payroll.svg "Deel Payroll") Deel Payroll 4.7/5 (6,551) ](https://www.g2.com/products/deel-payroll/reviews) [ ![Remote](https://images.g2crowd.com/uploads/product/hd_favicon/574877617d21ce85d9d2bb95ec42c7b4/remote.svg "Remote") Remote 4.5/5 (3,337) ](https://www.g2.com/products/remote/reviews) [ ![Rippling](https://images.g2crowd.com/uploads/product/hd_favicon/49f7d8e6cbfe097f90afa19d824891bc/rippling.svg "Rippling") Rippling 4.8/5 (11,401) ](https://www.g2.com/products/rippling/reviews) [ View All Alternatives ](https://www.g2.com/products/borderless-ai/competitors/alternatives) ## Technology Glossary Features View full feature definition View definitions of the features and discover new technology terms. [View Glossary](/glossary) [Online Payment](/glossary/online-payment-definition) Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet. [Wage Garnishment](/glossary/wage-garnishment) Wage garnishment can take its toll not only on employees but also on employers. Learn more about wage garnishment, how it can impact a business, and what to do if an employee receives a garnishment of their wages. [Dispute Resolution](/glossary/dispute-resolution) Dispute resolution resolves conflicts using negotiation, mediation, arbitration, or litigation for faster, cost-effective, and flexible outcomes. [PCI Compliance](/glossary/pci-compliance-definition) Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices. Borderless AI Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ad4f65c48742706513bc9d4eeb3bafc3/deel-payroll.png "Product Avatar Image") Deel Payroll 4.7/5 (6,604) [ Compare Now ](https://www.g2.com/compare/borderless-ai-vs-deel-payroll) ##### Categories on G2 [ Payroll ](https://www.g2.com/categories/payroll)[ Contractor Payments ](https://www.g2.com/categories/contractor-payments)[ Contractor Management ](https://www.g2.com/categories/contractor-management) [ Global Payroll ](https://www.g2.com/categories/global-payroll)[ Employer of Record (EOR) ](https://www.g2.com/categories/employer-of-record-eor)[ Global Employment Platforms (GEP) ](https://www.g2.com/categories/global-employment-platforms-gep)[ Payment Gateways ](https://www.g2.com/categories/payment-gateways) Show More ##### Explore More [ Top AI video creation tools for ad campaigns ](https://www.g2.com/discussions/which-top-ai-video-creation-tools-can-be-used-to-create-ad-campaigns)[ What is the most scalable legal case management solution? ](https://www.g2.com/discussions/what-is-the-most-scalable-legal-case-management-solution)[ Best platforms for real-time data integration ](https://www.g2.com/discussions/what-are-the-best-platforms-for-real-time-data-integration) [ What is the top-rated note-taking software for professional use? ](https://www.g2.com/discussions/what-is-the-top-rated-note-taking-software-for-professional-use)[ Suggest the best digital asset management software ](https://www.g2.com/discussions/suggest-the-best-digital-asset-management-software)[ Pros and Cons Details ](https://www.g2.com/products/borderless-ai/reviews?qs=pros-and-cons) Show More [ Top AI video creation tools for ad campaigns ](https://www.g2.com/discussions/which-top-ai-video-creation-tools-can-be-used-to-create-ad-campaigns)[ What is the most scalable legal case management solution? ](https://www.g2.com/discussions/what-is-the-most-scalable-legal-case-management-solution)[ Best platforms for real-time data integration ](https://www.g2.com/discussions/what-are-the-best-platforms-for-real-time-data-integration) [ What is the top-rated note-taking software for professional use? ](https://www.g2.com/discussions/what-is-the-top-rated-note-taking-software-for-professional-use)[ Suggest the best digital asset management software ](https://www.g2.com/discussions/suggest-the-best-digital-asset-management-software)[ Pros and Cons Details ](https://www.g2.com/products/borderless-ai/reviews?qs=pros-and-cons)