Account takeover, where existing accounts are accessed and exploited by wrongdoers, has become a popular fraud technique. With the multitude of phishing schemes and data breaches, passwords are becoming antiquated as they are no longer providing adequate security. Precognitive’s deep levels of device, behavior, and biometric data aggregation combine to deliver a context-aware, real-time defensive front. Precognitive’s future-forward, emerging technology provides passive multi-factor authentication to outmaneuver and outpace fraudsters, beating them at their own game through constant innovation.