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Razorpay

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150 reviews
  • 4 profiles
  • 5 categories
Average star rating
4.3
Serving customers since
2014
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Razorpay

121 reviews

Razorpay is a comprehensive payment gateway solution designed to facilitate seamless online transactions for businesses of all sizes. Established in 2014, it offers a unified platform that enables merchants to accept, process, and disburse payments efficiently. With support for over 100 payment methods, including credit and debit cards, UPI, net banking, and digital wallets, Razorpay ensures a versatile and user-friendly payment experience. Key Features and Functionality: - Extensive Payment Options: Supports a wide array of payment modes, such as domestic and international credit/debit cards, UPI, net banking, wallets, EMI, and Buy Now Pay Later (BNPL) options. - Developer-Friendly Integration: Offers robust APIs, SDKs, and plugins for major platforms, enabling quick and seamless integration with websites and mobile applications. - Intelligent Checkout Experience: Provides an optimized checkout process with features like autofill, dynamic fields, tokenization for saved card details, and real-time retry options for failed transactions. - Advanced Security Measures: Ensures PCI DSS Level 1 compliance, employs tokenization to protect sensitive data, and utilizes AI-driven fraud detection systems to monitor transactions in real-time. - Comprehensive Dashboard: Equipped with a powerful dashboard that offers detailed reports on payments, settlements, refunds, and more, facilitating efficient financial management. Primary Value and Solutions Provided: Razorpay addresses the critical need for a reliable and secure online payment processing system, enabling businesses to offer a smooth and trustworthy payment experience to their customers. By supporting a vast range of payment methods and providing easy integration options, it caters to diverse business requirements, from startups to large enterprises. The platform's emphasis on high success rates and advanced security measures minimizes transaction failures and protects against fraudulent activities, thereby enhancing customer trust and satisfaction. Additionally, Razorpay's comprehensive dashboard and analytics tools empower businesses with actionable insights, aiding in informed decision-making and efficient financial operations.

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RazorPayX Corporate Cards

23 reviews

RazorpayX Corporate Cards are tailored financial solutions designed to empower India's tech-first and internet-first businesses by providing seamless access to credit and enhanced control over operational expenses. These cards offer credit limits of up to ₹2 crore without requiring collateral, enabling businesses to manage cash flow effectively and preserve personal credit scores. Key Features and Functionality: - High Credit Limits: Access up to ₹2 crore in credit without collateral, facilitating significant business expenditures. - Seamless Integration: Integrates with the RazorpayX dashboard, providing real-time visibility and control over company-wide expenses. - Cost Efficiencies: Leverage the Savings Negotiator Concierge to unlock up to 30% savings on over 500 curated SaaS, technology, and marketing platforms. - Cashback Rewards: Earn cashback on key technology and marketing expenses, enhancing cost-effectiveness. - Competitive Forex Rates: Benefit from low markup fees of 2.5% on foreign exchange transactions, reducing international payment costs. - Tax Payment Integration: Pay GST returns directly using the card, streamlining complex financial operations. Primary Value and User Solutions: RazorpayX Corporate Cards address the significant credit gap faced by Indian startups and mid-sized businesses, which often encounter barriers to accessing traditional financial systems. By offering collateral-free credit with substantial limits, these cards empower founders and finance teams to manage operational expenses efficiently, maintain liquidity, and focus on business growth without the burden of personal financial risk.

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RazorpayX Source to Pay

6 reviews

A fully integrated solution for end-to-end management from procurement to payment for maximum financial control and visibility. Switch from a disconnected multi-platform approach, to an integrated source to pay process under a single dashboard for maximum financial efficiency. RazorpayX Source to Pay Solution helps unlock the potential of a comprehensive product suite designed to cater to all aspects of the procurement and accounts payables function. > Purchase Orders to Pay - Manage your purchases end-to-end from POs to advances to payouts under a single platform. > Budgets & Cost Centers - Allot different budgets to custom cost centers. Track utilization and control spends across teams, projects and departments. > GST Input Tax Credit Checker - Identify GST ITC risk, errors, vendor compliance to maximize GST ITC return. > Vendor Management - Automate vendor self-onboarding, verification, vendor communication and enhance vendor relations. > Automated Accounting through powerful integrations with existing ERP.

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RazorpayX Business Banking +

0 reviews

Experience Business Banking+ with our Advanced Current Account Where traditional banking holds you back, RazorpayX moves you forward. Automate your banking with a supercharged Current Account built for all kinds of businesses - SMEs, Startups and Enterprises.

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Razorpay Reviews

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103
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2
7
Kandula S.
KS
Kandula S.
Amazonian | Ex-ICICI Bank | Engineer
05/22/2026
Validated Reviewer
Review source: Organic

Multiple Payment Options and Fewer Failures with Razorpay

As a consumer, I have the choice to select from the multiple payment options such as UPI, credit and debit cards, wallets. I have less experienced payment failures over other payment gateways. Most of the free lance entrepreneurs accept payments through razorpay.
Ayush S.
AS
Ayush S.
Designing Presence for Founders & CXOs, One Bold Visual at a Time
05/22/2026
Validated Reviewer
Review source: Organic

Reliable, transparent, and cheaper than it seems after proper cost calculation.

Reliability and pricing transparency together. In 16 months of usage, settlements have never been delayed, webhooks are reliable, and the success rate consistently stays above 93%. On pricing, people say razorpay is expensive at 2%, but this ignores that competitors charge ₹4,999 to ₹7,000 AMC annually. Razorpay is actually the cheapest option when you do a proper TCO calculation including fixed costs and integration was completed in less than one day by our developer.
Abhi G.
AG
Abhi G.
I make ordinary look cinematic | Turning daily moments into visual art
05/21/2026
Validated Reviewer
Review source: Organic

Best payment success rate among all gateways i tested, justifies the 2 percent easily

Payment success rate is the standout feature. Running at 93-94% consistently over 10 months. Tested instamojo for 2 months before this, success rate was around 80-82%. On my ₹3L monthly volume that 12% difference was ₹36,000 in failed transactions every month. Whatever i was saving in lower TDR fees was getting wiped out 20 times over. Came back to razorpay and revenue stabilised immediately. Integration documentation is also excellent, best i have seen among indian payment gateways.

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HQ Location:
Bengaluru, Karnataka, India

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@Razorpay

What is Razorpay?

Razorpay is a leading fintech company based in India that provides a comprehensive payments solution for businesses of all sizes. Founded in 2014, Razorpay offers a range of services including payment processing, payment gateway integration, and financial management tools. The platform supports various payment methods such as credit and debit cards, net banking, UPI, and wallets, enabling seamless transactions for online businesses. Razorpay also offers solutions for subscription billing, invoicing, and business banking, helping companies streamline their financial operations. With a focus on innovation and user experience, Razorpay aims to empower businesses to accept, process, and disburse payments effortlessly. For more information, visit their website at https://razorpay.com.

Details

Year Founded
2014
Website
razorpay.com