Surepay Reviews & Product Details

SurePay is Europe’s leading Account Verification network, connecting 250+ banks across 16 countries. We verify beneficiary details in real time before money moves, reducing fraud, preventing errors and lowering false positives. Trusted by 25,000+ organisations and 23 of Europe’s top 50 banks, SurePay transforms account verification from a compliance requirement into a strategic fraud intelligence advantage. Our Verification Of Payee technology confirms whether the beneficiary name matches the IBAN before a payment is executed. This helps banks, payment service providers and organisations prevent Authorised Push Payment (APP) fraud, avoid misdirected payments and improve payment accuracy in an increasingly real-time payments environment. SurePay can be integrated directly into existing payment or onboarding journeys through our API, enabling real-time verification within payment initiation flows, customer onboarding, supplier onboarding or payout processes. By embedding verification into these critical moments, organisations can automatically validate account details before transactions are processed, reducing operational risk while maintaining a smooth customer experience. For organisations that prefer a simpler setup, SurePay also offers a user-friendly portal that requires no technical integration. Through the portal, users can perform individual account checks in seconds or upload large files to verify multiple names and IBANs at once. This makes it easy to validate supplier databases, payroll files or large payment batches before executing payments. By combining real-time verification, extensive bank coverage and flexible integration options, SurePay enables financial institutions and businesses to build safer payment processes while meeting regulatory requirements such as the EU Instant Payments Regulation. Across Europe, organisations rely on SurePay to ensure payments reach the right recipient the first time, strengthening trust in every transaction.