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Earnin Reviews & Product Details

Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work. Our core Cashout product supports employees from over 50,000 business across the US and we have provided access to over $10 billion in earnings. Our mission is to help employees live better financial lives. Earnin technology is unique as the only provider with Zero integration needed. This means an easy rollout in days. We're likely helping some of your employees already - get in touch to find out how. Additional features: - Balance shield: Employees receive notification if their bank balance falls below a certain amount to help them avoid an overdraft fee. - Budgeting: We automatically pull in recurring expenses to help employees see what bills are upcoming and budget around them - Tip Yourself: This is a unique savings product where employees can easily create custom savings jars to save for an emergency fund, vacation, education etc.

Seller

Earnin

Languages Supported

English

Product Description

Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work

Overview by

Ratesh Dhir

Pricing

Pricing provided by Earnin.

Earnin

$0.00

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Earnin Media

Employees easily their accrued earnings, bank balance and how much they are eligible to cash out

Employees choose how much of their earned wages they want to cash out, upto $100/day.

Employees can get alerted when your bank balance falls below your preset amount to help you avoid overdrafts.

Employees can create custom savings jars to save eg for a rain day, vacation, pay off credit card, student loan

Earnin Reviews (12)

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Kyle N.

Project Coordinator

Small-Business (50 or fewer emp.)

7/2/2024

"Earnin has helped me out of a couple different situations"

5/5

What do you like best about Earnin?

Earnin gives me the flexability to access a portion of my earnings at my job prior to me getting paid. Their customer support is very quick to answer any of my questions. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

They don't support all banks. I have a BOA and a Chime account and they have not been able to intigrate chime as being an approved banking institution. Review collected by and hosted on G2.com.

Vuk C.

English Language lecturer

Small-Business (50 or fewer emp.)

11/30/2022

"A little help when you need it"

4/5

What do you like best about Earnin?

With Earnin you can get an advance on your paycheck if you need it. So, borrowing money from yourself without the hassle with banks. We all sometimes get in a pickle. a washing machine breaks down, the cat needs an emergency trip to the vet and all kinds of trouble with this economy.

When you need some quick cash, you can get $100 a day or $500 or more per paycheck, and you can get it fairly quickly (a day or two or three). Review collected by and hosted on G2.com.

What do you dislike about Earnin?

Well, the downsides are really features, you cannot use it for larger sums and sometimes waiting three days is too much. You can also pay extra to get speedy withdrawals (within minutes) but it's not ideal if you are already struggling with money. Review collected by and hosted on G2.com.

What problems is Earnin solving and how is that benefiting you?

If you need to do some shopping and the paycheck hasn't arrived yet, this is a pretty comfortable option, of course, provided that you can actually afford whatever you want to buy. If you are struggling to survive from paycheck to paycheck, you shouldn't be using this app, you should be looking for a different job!

I, for example, used it to buy a new phone when the screen broke on the old one. Earnin saved me from using a broken-screen phone for 2 weeks. Review collected by and hosted on G2.com.

Kylie H.

Administrative Assistant

Mid-Market (51-1000 emp.)

11/30/2022

"Great for when you are in a pinch"

5/5

What do you like best about Earnin?

I love that this gives you a great source for extra cash flow if you are in a pinch. It is a straightforward system, and you can easily connect to your bank. It is a super user-friendly system as well. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I wouldn't say I like that there are some weeks where you qualify for 300$ of an advance. Where other weeks, then you only qualify for 100$. When they take that money out, you can often lose money because of the decrease from advance to advance. Which ultimately can leave people in a worse position than before. Review collected by and hosted on G2.com.

Blake S.

Marketing Consultant - New Business

Enterprise (> 1000 emp.)

12/10/2022

"great for employee cash advances!"

4/5

What do you like best about Earnin?

the cash made available to employees prior to payday I know at my last position this was a valuable asset for several employees that took advantage of it on a monthly basis Review collected by and hosted on G2.com.

What do you dislike about Earnin?

some of the fees to use the service were a bit higher than expected. Also, the app permissions were many. Other than that all around positive experience for myself Review collected by and hosted on G2.com.

Shanikiah B.

Staffing Recuriter

Small-Business (50 or fewer emp.)

11/29/2022

"I encountered issues with my bank card being added and verified ,which delayed early payment."

3.5/5

What do you like best about Earnin?

Being able to access funds earlier than payday. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

The fast pay option is unavailable unless you have a bank card added and verified, and the application would not accept my bank card for some reason. Review collected by and hosted on G2.com.

Tabitha O.

Administrative Assistant

Small-Business (50 or fewer emp.)

11/29/2022

"Best cash advance app"

3.5/5

What do you like best about Earnin?

Up to $500 a week, and instantly transfers. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It will automatically lower your weekly max without explantation. Review collected by and hosted on G2.com.

Brittany S.

Implementation & Client Success Manager

Mid-Market (51-1000 emp.)

12/1/2022

"A great tool if you need it"

4.5/5

What do you like best about Earnin?

It is very easy to use and the support team is very responsive. Direct deposit is a requirement but other than that, it's easy to get started Review collected by and hosted on G2.com.

What do you dislike about Earnin?

For remote workers, it can be difficult to prove hours worked if they use IP location tracking Review collected by and hosted on G2.com.