# Earnin Reviews **Vendor:** Earnin **Category:** [Earned Wage Access Software](https://www.g2.com/categories/earned-wage-access) **Average Rating:** 4.3/5.0 **Total Reviews:** 12 ## About Earnin Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work. Our core Cashout product supports employees from over 50,000 business across the US and we have provided access to over $10 billion in earnings. Our mission is to help employees live better financial lives. Earnin technology is unique as the only provider with Zero integration needed. This means an easy rollout in days. We're likely helping some of your employees already - get in touch to find out how. Additional features: - Balance shield: Employees receive notification if their bank balance falls below a certain amount to help them avoid an overdraft fee. - Budgeting: We automatically pull in recurring expenses to help employees see what bills are upcoming and budget around them - Tip Yourself: This is a unique savings product where employees can easily create custom savings jars to save for an emergency fund, vacation, education etc. ## Earnin Reviews ### 1. Earnin has helped me out of a couple different situations **Rating:** 5.0/5.0 stars **Reviewed by:** Kyle N. | Project Coordinator, Small-Business (50 or fewer emp.) **Reviewed Date:** July 02, 2024 **What do you like best about Earnin?** Earnin gives me the flexability to access a portion of my earnings at my job prior to me getting paid. Their customer support is very quick to answer any of my questions. **What do you dislike about Earnin?** They don't support all banks. I have a BOA and a Chime account and they have not been able to intigrate chime as being an approved banking institution. **What problems is Earnin solving and how is that benefiting you?** The major problems that Eraning helps me solve is when you have those unexpected emergencies that you need money for. Earning will let you get cash in your hand within minutes. ### 2. A little help when you need it **Rating:** 4.0/5.0 stars **Reviewed by:** Vuk C. | English Language lecturer, Small-Business (50 or fewer emp.) **Reviewed Date:** November 30, 2022 **What do you like best about Earnin?** With Earnin you can get an advance on your paycheck if you need it. So, borrowing money from yourself without the hassle with banks. We all sometimes get in a pickle. a washing machine breaks down, the cat needs an emergency trip to the vet and all kinds of trouble with this economy. When you need some quick cash, you can get $100 a day or $500 or more per paycheck, and you can get it fairly quickly (a day or two or three). **What do you dislike about Earnin?** Well, the downsides are really features, you cannot use it for larger sums and sometimes waiting three days is too much. You can also pay extra to get speedy withdrawals (within minutes) but it's not ideal if you are already struggling with money. **What problems is Earnin solving and how is that benefiting you?** If you need to do some shopping and the paycheck hasn't arrived yet, this is a pretty comfortable option, of course, provided that you can actually afford whatever you want to buy. If you are struggling to survive from paycheck to paycheck, you shouldn't be using this app, you should be looking for a different job! I, for example, used it to buy a new phone when the screen broke on the old one. Earnin saved me from using a broken-screen phone for 2 weeks. ### 3. Great for when you are in a pinch **Rating:** 5.0/5.0 stars **Reviewed by:** Kylie H. | Administrative Assistant, Mid-Market (51-1000 emp.) **Reviewed Date:** November 30, 2022 **What do you like best about Earnin?** I love that this gives you a great source for extra cash flow if you are in a pinch. It is a straightforward system, and you can easily connect to your bank. It is a super user-friendly system as well. **What do you dislike about Earnin?** I wouldn't say I like that there are some weeks where you qualify for 300$ of an advance. Where other weeks, then you only qualify for 100$. When they take that money out, you can often lose money because of the decrease from advance to advance. Which ultimately can leave people in a worse position than before. **What problems is Earnin solving and how is that benefiting you?** They are solving the money issues many people have had since the pandemic. They are a great system if you need a one-time type of advance. They are benefiting more than just me as they help anyone using this app. ### 4. great for employee cash advances! **Rating:** 4.0/5.0 stars **Reviewed by:** Blake S. | Marketing Consultant - New Business, Enterprise (> 1000 emp.) **Reviewed Date:** December 10, 2022 **What do you like best about Earnin?** the cash made available to employees prior to payday I know at my last position this was a valuable asset for several employees that took advantage of it on a monthly basis **What do you dislike about Earnin?** some of the fees to use the service were a bit higher than expected. Also, the app permissions were many. Other than that all around positive experience for myself **What problems is Earnin solving and how is that benefiting you?** The problem solved with using this app was access to pay that I had earned prior to the pay date English. I was supposed to receive it. This benefits in several ways. ### 5. I encountered issues with my bank card being added and verified ,which delayed early payment. **Rating:** 3.5/5.0 stars **Reviewed by:** Shanikiah B. | Staffing Recuriter, Small-Business (50 or fewer emp.) **Reviewed Date:** November 29, 2022 **What do you like best about Earnin?** Being able to access funds earlier than payday. **What do you dislike about Earnin?** The fast pay option is unavailable unless you have a bank card added and verified, and the application would not accept my bank card for some reason. **What problems is Earnin solving and how is that benefiting you?** None at the moment. ### 6. Best cash advance app **Rating:** 3.5/5.0 stars **Reviewed by:** Tabitha O. | Administrative Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** November 29, 2022 **What do you like best about Earnin?** Up to $500 a week, and instantly transfers. **What do you dislike about Earnin?** It will automatically lower your weekly max without explantation. **What problems is Earnin solving and how is that benefiting you?** Being short on money ### 7. A great tool if you need it **Rating:** 4.5/5.0 stars **Reviewed by:** Brittany S. | Implementation & Client Success Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** December 01, 2022 **What do you like best about Earnin?** It is very easy to use and the support team is very responsive. Direct deposit is a requirement but other than that, it's easy to get started **What do you dislike about Earnin?** For remote workers, it can be difficult to prove hours worked if they use IP location tracking **What problems is Earnin solving and how is that benefiting you?** Earnin helps with quick access to cash without unexpected fees or interest ### 8. Easy-to- Use Quality Service **Rating:** 4.5/5.0 stars **Reviewed by:** Troi S. | Instructional Designer, Small-Business (50 or fewer emp.) **Reviewed Date:** December 01, 2022 **What do you like best about Earnin?** It's very easy to set up and get started. Very clean interface. **What do you dislike about Earnin?** I have had my bank account disconnected without warning and had to set it all up again. **What problems is Earnin solving and how is that benefiting you?** It makes pay periods so much more flexible and convenient. ### 9. Simple and easy to manage **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Electrical/Electronic Manufacturing | Enterprise (> 1000 emp.) **Reviewed Date:** November 29, 2022 **What do you like best about Earnin?** The ease of the system and how quickly you can move around. **What do you dislike about Earnin?** I think it's more of an issue on our side, but it tends to run slow at times **What problems is Earnin solving and how is that benefiting you?** It's allowing our employees access to their money early if they need it. This leads to a better morale if someone is in a tight situation. ### 10. Earnin **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Research | Small-Business (50 or fewer emp.) **Reviewed Date:** December 02, 2022 **What do you like best about Earnin?** There is no mandatory fees or interest charged on the app **What do you dislike about Earnin?** It requires access to our bank accounts. **What problems is Earnin solving and how is that benefiting you?** It helps me take care of small emergency expenditures which I can easily cover from my next paycheck ### 11. Pretty helpful App! **Rating:** 4.0/5.0 stars **Reviewed by:** Cassandra L. | Brand Promoter with Le-Vel, Small-Business (50 or fewer emp.) **Reviewed Date:** January 04, 2022 **What do you like best about Earnin?** I think the concept is great and it can really help a lot of people that are in a bind. I like the app and the customer service seems super helpful. **What do you dislike about Earnin?** It doesn't work with all banks and it's kind of a pain in the ass to get it connected it seems like it's a tad difficult sometimes just to get an advance when everything isn't so cut and dry for people they should have a tad more leeway for people like gig workers and such. **What problems is Earnin solving and how is that benefiting you?** When your out of funds and need some Emergency cash to help get you through till payday. ### 12. Implementation was a breeze **Rating:** 5.0/5.0 stars **Reviewed by:** Tara K. | Sr Director, Accounting, Enterprise (> 1000 emp.) **Reviewed Date:** October 29, 2021 **What do you like best about Earnin?** No integration necessary, user friendly app, positive feedback from our associates. **What do you dislike about Earnin?** It's been great, do not have any dislikes. **What problems is Earnin solving and how is that benefiting you?** Employee retention and satisfaction. Allows are associates to access their monies early, instead of waiting until pay day. ## Earnin Discussions - [What is Earnin used for?](https://www.g2.com/discussions/what-is-earnin-used-for) - [View Earnin pricing details and edition comparison](https://www.g2.com/products/earnin/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+13%3A42%3A52+-0500&secure%5Bsession_id%5D=db07bc93-7c0a-4762-bdbd-7744715e4e40&secure%5Btoken%5D=761943c649f3bea122a68db38ad29aeaaa4655501ef8017c3cbb09b26f740ea1&format=llm_user) ## Earnin Features **Platform Content** - Education Tools - Mobile Tools - Content Library **Payments** - Earned wage access - Tips and mileage reimbursement - Awarding bonuses **Platform Basics** - Program Management - Secure - Interoperability - Performance **Financial wellness** - Financial wellness tools - Automatic savings - Debit card **Platform Additional Functionality** - Services - Employee Portal - Gamification - Education **Administration** - Reports and dashboards - Compliance - Mobile compatibility - Integrations **Platform Data** - Dashboard & Reporting - Visualization - Platform Search - Alerts and Notifications ## Top Earnin Alternatives - [ProLiant](https://www.g2.com/products/proliant/reviews) - 4.4/5.0 (685 reviews) - [Inova Payroll](https://www.g2.com/products/inova-payroll/reviews) - 4.4/5.0 (631 reviews) - [SmartDollar](https://www.g2.com/products/smartdollar/reviews) - 4.8/5.0 (599 reviews)