--- title: Earnin Reviews meta_title: 'Earnin Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 12 reviews by the users' company size, role or industry to find out how Earnin works for a business like yours. aggregate_rating: rating_value: 4.3 review_count: 12 scale: '5' date_modified: '2026-11-11' parent_category: name: HR url: https://www.g2.com/categories/hr ---

Earnin Reviews & Product Details

Pricing

Pricing provided by Earnin.

Earnin

$0.00

User Insights

Average based on 12 real user reviews.

Earnin Reviews (12)

Reviews

Earnin Reviews (12)

4.3
12 reviews

What do users say?

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KN
Kyle N.
Project Coordinator
Small-Business (50 or fewer emp.)
"Earnin has helped me out of a couple different situations"
5/5
What do you like best about Earnin?

Earnin gives me the flexibility to access a portion of my earnings at my job prior to me getting paid. Their customer support is very quick to answer any of my questions. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

They don't support all banks. I have a BOA and a Chime account and they have not been able to integrate Chime as an approved banking institution. Review collected by and hosted on G2.com.

Vuk C.
VC
Vuk C.
English Language lecturer
Small-Business (50 or fewer emp.)
"A little help when you need it"
4/5
What do you like best about Earnin?

With Earnin you can get an advance on your paycheck if you need it. So, borrowing money from yourself without the hassle with banks. We all sometimes get in a pickle. a washing machine breaks down, the cat needs an emergency trip to the vet and all kinds of trouble with this economy.

When you need some quick cash, you can get $100 a day or $500 or more per paycheck, and you can get it fairly quickly (a day or two or three). Review collected by and hosted on G2.com.

What do you dislike about Earnin?

Well, the downsides are really features, you cannot use it for larger sums and sometimes waiting three days is too much. You can also pay extra to get speedy withdrawals (within minutes) but it's not ideal if you are already struggling with money. Review collected by and hosted on G2.com.

Kylie H.
KH
Kylie H.
Administrative Assistant
Mid-Market (51-1000 emp.)
"Great for when you are in a pinch"
5/5
What do you like best about Earnin?

I love that this gives you a great source for extra cash flow if you are in a pinch. It is a straightforward system, and you can easily connect to your bank. It is a super user-friendly system as well. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I wouldn't say I like that there are some weeks where you qualify for 300$ of an advance. Where other weeks, then you only qualify for 100$. When they take that money out, you can often lose money because of the decrease from advance to advance. Which ultimately can leave people in a worse position than before. Review collected by and hosted on G2.com.

Blake S.
BS
Blake S.
Marketing Consultant - New Business
Enterprise (> 1000 emp.)
"great for employee cash advances!"
4/5
What do you like best about Earnin?

the cash made available to employees prior to payday I know at my last position this was a valuable asset for several employees that took advantage of it on a monthly basis Review collected by and hosted on G2.com.

What do you dislike about Earnin?

some of the fees to use the service were a bit higher than expected. Also, the app permissions were many. Other than that all around positive experience for myself Review collected by and hosted on G2.com.

Shanikiah B.
SB
Shanikiah B.
Staffing Recuriter
Small-Business (50 or fewer emp.)
"I encountered issues with my bank card being added and verified, which delayed early payment."
3.5/5
What do you like best about Earnin?

Being able to access funds earlier than payday. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

The fast pay option is unavailable unless you have a bank card added and verified, and the application would not accept my bank card for some reason. Review collected by and hosted on G2.com.

TO
Tabitha O.
Administrative Assistant
Small-Business (50 or fewer emp.)
"Best cash advance app"
3.5/5
What do you like best about Earnin?

Up to $500 a week, and instantly transfers. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It will automatically lower your weekly max without explanation. Review collected by and hosted on G2.com.

Brittany S.
BS
Brittany S.
Implementation & Client Success Manager
Mid-Market (51-1000 emp.)
"A great tool if you need it"
4.5/5
What do you like best about Earnin?

It is very easy to use and the support team is very responsive. Direct deposit is a requirement but other than that, it's easy to get started Review collected by and hosted on G2.com.

What do you dislike about Earnin?

For remote workers, it can be difficult to prove hours worked if they use IP location tracking Review collected by and hosted on G2.com.

TS
Troi S.
Instructional Designer
Small-Business (50 or fewer emp.)
"Easy-to- Use Quality Service"
4.5/5
What do you like best about Earnin?

It's very easy to set up and get started. Very clean interface. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I have had my bank account disconnected without warning and had to set it all up again. Review collected by and hosted on G2.com.

Verified User in Electrical/Electronic Manufacturing
UE
Verified User in Electrical/Electronic Manufacturing
Enterprise (> 1000 emp.)
"Simple and easy to manage"
5/5
What do you like best about Earnin?

The ease of the system and how quickly you can move around. Review collected by and hosted on G2.com.

What do you dislike about Earnin?

I think it's more of an issue on our side, but it tends to run slow at times Review collected by and hosted on G2.com.

Verified User in Research
UR
Verified User in Research
Small-Business (50 or fewer emp.)
"Earnin"
4/5
What do you like best about Earnin?

There is no mandatory fees or interest charged on the app Review collected by and hosted on G2.com.

What do you dislike about Earnin?

It requires access to our bank accounts. Review collected by and hosted on G2.com.

Pricing Options

Pricing provided by Earnin.

Earnin

$0.00
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