Link copied to clipboard # Earnin vs Payactiv Comparison - What are their main differences? Share [ Export ](/compare/earnin/payactiv/export.csv) EarninPayactiv[+ Add Product](#) Pricing **Earnin** Free Trial **$0.00** · Earnin **Payactiv** **Contact Vendor for Pricing** · Basic **Pricing Insights** from reviews Perceived Cost **Earnin** Not enough reviews yet **Payactiv** $$$$$ Average Discount **Earnin** Not enough reviews yet **Payactiv** 13% Uncover valuable pricing insights from real user feedback to improve your shopping experience. See it for free Time to Implement **Earnin** 6 months Based on 100 responses **Payactiv** 6 months Based on 100 responses Return on Investment **Earnin** 6 months Based on 100 responses **Payactiv** 6 months Based on 100 responses ![Earnin](https://images.g2crowd.com/uploads/product/hd_favicon/614c3843bf33cd2175c43402d67d60f0/earnin.svg "Earnin") ![Payactiv](https://images.g2crowd.com/uploads/product/hd_favicon/234e69b85edda365e4a540613a553bf1/payactiv.svg "Payactiv") G2 offers free advice on this comparison. Chat with an expert How would you like to receive Software Advice? ![](/assets/advisor_router/laptop_form-f1a7012279826105416befde8d882ffc7589b1f9db09c93a1379d601cafe8e0d.svg) FormAnswer questions at your own pace, no call required. ![](/assets/advisor_router/ai_agent-4d78629a3ba354fed449a65c60df3a6f2eda90fb98411b711df4b25d7be52a38.svg) AI AgentChat live and get a recommendation in minutes. ![](/assets/advisor_router/phone_call_picker-c48821ec36f4182d8ee3e54cfbd3937500eec54d7b7e0cfb80dc80a8a733842f.svg) Phone CallTalk it through live with a software advisor. **Pros & Cons** from reviews **Earnin** Not enough data **Payactiv** Early Payment Access (16) Setup Ease (12) High Fees (5) Payroll Issues (4) Integrations **Earnin** Not enough data **Payactiv** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ab8dd331091a5e1b4dc7e19bd474f7c3/axiscare-home-care-software.jpg "Product Avatar Image") AxisCare Home Care Software ](https://www.g2.com/products/axiscare-home-care-software/reviews)[ View all ](https://www.g2.com/products/payactiv/integrations) Screenshots **Earnin** ![Earnin screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/190349/Homescreen-no-health-aid.png) **Payactiv** ![Payactiv screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/118308/Homescreen-PACard-iphone-12-mockup.png) **Ratings** from reviews Meets Requirements **Earnin** Not enough data **Payactiv** **9.1** /10 Based on 107 responses Ease of Use **Earnin** Not enough data **Payactiv** **9.1** /10 Based on 106 responses Ease of Setup **Earnin** Not enough data **Payactiv** **8.9** /10 Based on 91 responses Ease of Admin **Earnin** Not enough data **Payactiv** **9.0** /10 Based on 83 responses Quality of Support **Earnin** Not enough data **Payactiv** **8.8** /10 Based on 104 responses Has the product been a good partner in doing business? **Earnin** Not enough data **Payactiv** **9.1** /10 Based on 85 responses Product Direction (% positive) **Earnin** Not enough data **Payactiv** **8.6** /10 Based on 91 responses **Features** ratings from reviews Financial Wellness Not enough data **9.1** /10 Based on 81 responses Earned Wage Access Not enough data **7.2** /10 Based on 27 responses User Insights **Reviewers' Company Size** Small-Business(50 or fewer emp.) 58.3% Mid-Market(51-1000 emp.) 16.7% Enterprise(\> 1000 emp.) 25.0% Small-Business(50 or fewer emp.) 58.3% Mid-Market(51-1000 emp.) 16.7% Enterprise(\> 1000 emp.) 25.0% Small-Business(50 or fewer emp.) 13.4% Mid-Market(51-1000 emp.) 62.7% Enterprise(\> 1000 emp.) 23.9% Small-Business(50 or fewer emp.) 13.4% Mid-Market(51-1000 emp.) 62.7% Enterprise(\> 1000 emp.) 23.9% **Reviewers' Industry** [![Earnin](https://images.g2crowd.com/uploads/product/hd_favicon/614c3843bf33cd2175c43402d67d60f0/earnin.svg "Earnin")](https://www.g2.com/products/earnin/reviews) Earnin Consumer Services 25.0% Research 8.3% Real Estate 8.3% Professional Training & Coaching 8.3% Marketing and Advertising 8.3% Other 41.7% [![Payactiv](https://images.g2crowd.com/uploads/product/hd_favicon/234e69b85edda365e4a540613a553bf1/payactiv.svg "Payactiv")](https://www.g2.com/products/payactiv/reviews) Payactiv Hospital & Health Care 36.7% Retail 6.3% Health, Wellness and Fitness 5.5% Manufacturing 4.7% Non-Profit Organization Management 3.9% Other 43.0% Alternatives **Earnin Alternatives** ![Paycom](https://images.g2crowd.com/uploads/product/hd_favicon/770f0a3b32b7b97c9e00cf3c0a3a83a1/paycom.svg "Paycom") [ Paycom ](/products/paycom/reviews) ![SmartDollar](https://images.g2crowd.com/uploads/product/hd_favicon/919c2e1b3bdbc22bd42bc574711334f8/smartdollar.svg "SmartDollar") [ SmartDollar ](/products/smartdollar/reviews) ![ProLiant](https://images.g2crowd.com/uploads/product/hd_favicon/e80f07abedf68d668eb3811cfcc80331/proliant.svg "ProLiant") [ ProLiant ](/products/proliant/reviews) ![Inova Payroll](https://images.g2crowd.com/uploads/product/hd_favicon/5cbf52749bb104a90d06cca5d117aec6/inova-payroll.svg "Inova Payroll") [ Inova Payroll ](/products/inova-payroll/reviews) **Payactiv Alternatives** ![DailyPay](https://images.g2crowd.com/uploads/product/hd_favicon/97068234479a0127b1e7c90431f34e79/dailypay.svg "DailyPay") [ DailyPay ](/products/dailypay/reviews) ![Branch](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_b904cc93958c2b79672fd4882402c562/branch-branch.png "Branch") [ Branch ](/products/branch-branch/reviews) ![Tapcheck](https://images.g2crowd.com/uploads/product/hd_favicon/a9a905e83ace9bcd9249515e21cfd729/tapcheck.svg "Tapcheck") [ Tapcheck ](/products/tapcheck/reviews) ![ZayZoon](https://images.g2crowd.com/uploads/product/hd_favicon/48d19649f0b14c39ba8a51cb4134c926/zayzoon.svg "ZayZoon") [ ZayZoon ](/products/zayzoon/reviews)