ADP Retirement Services Pricing Overview

ADP Retirement Services Pricing Key Insights

Last updated on Jul 30, 2026


ADP Retirement Services offers 4 pricing editions, starting at $100. ADP Retirement Services pricing tiers are designed to support different usage levels and team sizes. ADP Retirement Services does not offer a free trial. Higher-tier plans are available via direct consultation with the vendor. Compare the ADP Retirement Services pricing table below to figure out the best fit for your needs.


ADP Starter-k Complete — $100 / Per Month
ADP 401k Essential — Contact Us / Per Month
ADP 401k Enhanced — Contact Us / Per Month
ADP 401k Premier — Contact Us / Per Month
Rated 4.3 / 5

*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

ADP Retirement Services Pricing Reviews

(2)
Michelle D.
MD
Michelle D.
Author
Small-Business (50 or fewer emp.)
"Streamlined Retirement Solutions with Excellent Customer Service"
4.5/5
What do you like best about ADP Retirement Services?

I like that ADP Retirement Services is integrated with ADP payroll as it makes my life easier by eliminating the need for manual calculations and entries. It's really helpful having everything in one place. I also appreciate their customer service, which is always really good, and even offers chat communication so I don't have to call, which is awesome. The team is reliable, answering my questions quickly and effectively. Additionally, they ensure everything stays reliable and compliant, which reduces stress for me and adds value to my practice with benefits like easy 401k management. The customer follow-up is impressive too, like when I had questions and they made sure I got all the answers I needed swiftly, making the entire process smooth and efficient. Review collected by and hosted on G2.com.

What do you dislike about ADP Retirement Services?

I just wish logging in was easier. It feels very confusing because there are so many different logins. I wish there was not a separate plan sponsor login, individual login, and run login. Maybe they're working on solving that, but it's actually made it more confusing in the interim. Additionally, I think the dashboards look so different across the different platforms, and I'd prefer more visual, smooth harmony. Review collected by and hosted on G2.com.

Response from The Retirement Services Team of ADP Retirement Services

Hi Michelle,

Thank you for taking the time to share your experience with ADP Retirement Services.

We're glad to hear that the integration with ADP payroll is helping simplify your processes and reduce manual work. It's also great to know our customer service team has been responsive and able to provide the support you need, whether through chat or other channels. We appreciate your comments about compliance support, 401(k) administration, and the value these services bring to your business.

We also appreciate your feedback regarding the login experience and consistency across platforms. Creating a simpler, more connected experience for our clients is something we're continually working toward. Comments like yours are especially valuable because they help us elevate and prioritize the enhancements that can make the biggest difference for the businesses we serve.

Thank you again for your review and for trusting ADP Retirement Services to support your retirement plan needs.

Brenda H.
BH
Brenda H.
Small-Business (50 or fewer emp.)
"User-Friendly and Cost-Effective 401k Management"
4/5
What do you like best about ADP Retirement Services?

I find ADP Retirement Services to be pretty user-friendly and affordable, as they seemed to be cheaper and didn't have hidden fees like our previous provider. I appreciate their responsiveness through email and the chat feature, which has been very helpful and quick in addressing my questions, such as guiding me through steps to change an employee address. Additionally, ADP's expertise is valuable, as the helpful staff over the phone guided me on using the website effectively, allowing me to seamlessly enter payroll contributions and update employee information. Review collected by and hosted on G2.com.

What do you dislike about ADP Retirement Services?

I do not have anything negative to say about them at this time Review collected by and hosted on G2.com.

Response from The Retirement Services Team of ADP Retirement Services

Hi Brenda! Thank you for your feedback! We're pleased to hear your feedback on our user-friendly and affordable approach, as well as our responsive support through email and chat. We're committed to providing transparent and helpful service, and we're glad to hear that you've had a positive experience with us.