[
ADP Ret... Reviews
](https://www.g2.com/products/adp-adp-retirement-services/reviews)

[
ADP Ret... Reviews
](https://www.g2.com/products/adp-adp-retirement-services/reviews)

# ADP Retirement Services Pricing Overview

[Editedit](https://my.g2.com/adp-adp-retirement-services/pricings)

## ADP Retirement Services Pricing Key Insights

Last updated on Apr 09, 2026

* * *

ADP Retirement Services offers **4 pricing editions** , starting at **$100**. ADP Retirement Services pricing tiers are designed to support different usage levels and team sizes. ADP Retirement Services does not offer a **free trial**. Higher-tier plans are available via direct consultation with the vendor. Compare the ADP Retirement Services pricing table below to figure out the best fit for your needs.

* * *

ADP Starter-k Complete — $100 / Per Month

ADP 401k Essential — Contact Us / Per Month

ADP 401k Enhanced — Contact Us / Per Month

ADP 401k Premier — Contact Us / Per Month

Rated 4.2 / 5

\*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

ADP Starter-k Complete

$100.00

Per Month

Get Pricing

Our best retirement plan for 1-9 employees. The smart, streamlined retirement option for small businesses. Affordable and easy to use, ADP Starter-k Complete streamlines the 401(k) experience for you and your employees.

- Automatic enrollment
- No employer match required
- Simplified administrative services
- Roth contributions

Show More

ADP 401k Essential

Contact Us

Per Month

Get Pricing

Our most popular retirement plan for 1-49 employees. Low cost, feature-rich 401(k) retirement planning solutions for small businesses.

- Affordable
- Streamlined, worry-free plan administration
- Real-time payroll integration with ADP Smartsync®
- 3(16) administrative fiduciary services and 3(38) investment management services
- Engaging financial wellness tools and automatic enrollment
- Award-winning ADP Mobile App

Show More

ADP 401k Enhanced

Contact Us

Per Month

Get Pricing

Our best retirement plan for 50-99 employees. Midsized businesses can get flexible retirement benefits that keep employees engaged and consultative support from our highly knowledgeable service team.

- Flexible plan design and investment choice - with no proprietary funds
- Radically simplified compliance process saves time and minimizes risk
- Access to Third-Party Administrators (TPAs) and 3(16) administrative fiduciary services
- 3(21) and 3(38) investment management services available
- Personalized insights through ADP’s unparalleled employee data

Show More

ADP 401k Premier

Contact Us

Per Month

Get Pricing

Our best retirement plan for 100+ employees. Our dedicated and seasoned service team supports the unique plan needs of larger businesses, while seamless HCM integration saves time and reduces risk.

- Easy plan administration with a dedicated client service manager
- Insightful guidance from a personal relationship manager
- Support for mergers, acquisitions and spin-offs with an ERISA consultant
- Plan-specific communications for employees drives participation
- Curated content increases retirement knowledge and financial wellness
- Specialized plan support for P.E. firms and profit-sharing only plans

Show More

ADP Starter-k Complete  
Monthly base recordkeeping fee of $100  
$0 participant fee for 1-4 employees;   
$5 participant fee for 5+ employees

Pricing information for ADP Retirement Services is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase ADP Retirement Services must be conducted with the seller.
Pricing information was last updated on May 20, 2026

Show More

## Top-Rated Alternatives

[

 ![Guideline](https://images.g2crowd.com/uploads/product/hd_favicon/0c2e3f6bc226ef137db8499bbb776447/guideline.svg "Guideline")

Guideline

4.5/5(1,154)

](https://www.g2.com/products/guideline/reviews)

[

 ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work")

Betterment at Work

4.3/5(547)

](https://www.g2.com/products/betterment-at-work/reviews)

[

 ![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest")

Human Interest

4.3/5(2,379)

](https://www.g2.com/products/human-interest/reviews)

[
View All Alternatives
](https://www.g2.com/products/adp-adp-retirement-services/competitors/alternatives)

## ADP Retirement Services Pricing Reviews
(1)

 ![Brenda H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brenda H.")
BH

Brenda H.

Small-Business (50 or fewer emp.)

6/22/2026

More Options
- 

"User-Friendly and Cost-Effective 401k Management"

4/5

What do you like best about ADP Retirement Services?

I find ADP Retirement Services to be pretty user-friendly and affordable, as they seemed to be cheaper and didn't have hidden fees like our previous provider. I appreciate their responsiveness through email and the chat feature, which has been very helpful and quick in addressing my questions, such as guiding me through steps to change an employee address. Additionally, ADP's expertise is valuable, as the helpful staff over the phone guided me on using the website effectively, allowing me to seamlessly enter payroll contributions and update employee information. Review collected by and hosted on G2.com.

What do you dislike about ADP Retirement Services?

I do not have anything negative to say about them at this time Review collected by and hosted on G2.com.

What problems is ADP Retirement Services solving and how is that benefiting you?

ADP Retirement Services helps us reduce admin service fees and is user-friendly for entering payroll contributions. Review collected by and hosted on G2.com.

Show More

Response from The Retirement Services Team of ADP Retirement Services

[Editedit](https://www.g2.com/survey_responses/adp-retirement-services-review-12994815/official_response/edit)

Hi Brenda! Thank you for your feedback! We're pleased to hear your feedback on our user-friendly and affordable approach, as well as our responsive support through email and chat. We're committed to providing transparent and helpful service, and we're glad to hear that you've had a positive experience with us.

Validated ReviewerIncentivizedSource: Seller invite

##### Categories on G2

[
401(k)
](https://www.g2.com/categories/401-k)[
Financial Wellness
](https://www.g2.com/categories/financial-wellness)

##### Explore More

[
Which meeting room booking system offers the most intuitive interface?
](https://www.g2.com/discussions/which-meeting-room-booking-system-offers-the-most-intuitive-interface)[
What platform integrates recruiting automation with ATS systems?
](https://www.g2.com/discussions/what-platform-integrates-recruiting-automation-with-ats-systems)[
What’s the leading SEO app to improve my site’s search ranking
](https://www.g2.com/discussions/what-s-the-leading-seo-app-to-improve-my-site-s-search-ranking)

[
Best rated APM software providers for my small tech business
](https://www.g2.com/discussions/best-rated-apm-software-providers-for-small-tech-businesses)[
Top tools for analyzing customer and employee feedback data
](https://www.g2.com/discussions/what-are-the-top-tools-for-analyzing-customer-and-employee-feedback-data)[
Top Managed Detection and Response services for tech companies
](https://www.g2.com/discussions/top-managed-detection-and-response-services-for-tech-companies)

Show More

[
Which meeting room booking system offers the most intuitive interface?
](https://www.g2.com/discussions/which-meeting-room-booking-system-offers-the-most-intuitive-interface)[
What platform integrates recruiting automation with ATS systems?
](https://www.g2.com/discussions/what-platform-integrates-recruiting-automation-with-ats-systems)[
What’s the leading SEO app to improve my site’s search ranking
](https://www.g2.com/discussions/what-s-the-leading-seo-app-to-improve-my-site-s-search-ranking)

[
Best rated APM software providers for my small tech business
](https://www.g2.com/discussions/best-rated-apm-software-providers-for-small-tech-businesses)[
Top tools for analyzing customer and employee feedback data
](https://www.g2.com/discussions/what-are-the-top-tools-for-analyzing-customer-and-employee-feedback-data)[
Top Managed Detection and Response services for tech companies
](https://www.g2.com/discussions/top-managed-detection-and-response-services-for-tech-companies)