Which Expense Management App Is Best for Startups?

Hey G2 experts.

Does anyone in the community working at startups have a go-to app for managing business expenses? I’m focusing on tools that balance affordability, scalability, and ease of use—especially helpful for growing teams with limited finance headcount. These are some of the most recommended solutions in G2’s Expense Management Software category. See my full list below!

1. Ramp – Designed for startups aiming to control spend from day one, Ramp combines corporate cards with real-time expense tracking, vendor insights, and automated accounting syncs. It’s especially popular with finance teams that want fast deployment and tight policy enforcement without hiring extra ops resources.
2. Expensify – Offers startups a strong foundation with receipt scanning, mileage tracking, and simple approval workflows. Expensify is known for its mobile-first design and built-in ACH reimbursements, helping lean teams reduce manual expense processing.
3. Zoho Expense – A great fit for startups using other Zoho products or looking for affordable standalone expense tools. It supports multi-currency transactions, card feeds, and per diem management—all available through a desktop and mobile-friendly interface.
4. Fyle – Helps startups automate expense capture from Gmail and Outlook, with live policy checks and centralized review. Fyle integrates with any Visa or Mastercard-issued card, enabling real-time transaction sync without the need for switching to a new banking partner.
5. Airbase – Offers startups an all-in-one spend platform that consolidates expense reimbursements, card transactions, and bill payments. With flexible controls and audit-ready documentation, Airbase is well-suited for companies transitioning from spreadsheets to structured finance processes.
6. BILL Spend & Expense (formerly Divvy) – Built with a budget-first approach, BILL enables teams to issue cards with custom limits and receive real-time expense updates. Its automated receipt collection and approval workflows are tailored for startups that want proactive spend visibility from the start.
7. FreshBooks – Known for its simplicity, FreshBooks includes built-in expense tracking for small teams needing an easy way to log receipts, categorize purchases, and assign expenses to projects or clients—especially helpful for service-based startups.

How does your list look? These expense management apps are popular among early-stage companies for good reason—they're easy to set up, automate tedious finance work, and grow with your team. Would you make any changes or add new names based on your experience?