# Best Underwriting & Rating Software - Page 6 *By [Neya Kumaresan](https://research.g2.com/insights/author/neya-kumaresan)* Underwriting and rating software manages the underwriting process for insurance agencies. These solutions automate large portions of the underwriting process, reducing the need for underwriting support by employees. Underwriting and rating solutions allow users to write in rules and policies that are executed automatically during the underwriting process. These applications can then conduct pricing and rate analysis, calculate premiums, standardize quotes across channels, and vary rates according to risk and policy information. Underwriting and rating software typically integrates with [insurance agency management software](https://www.g2crowd.com/categories/insurance-agency-management) to further ease insurance operations. To qualify for inclusion in the Underwriting & Rating software category, a product must: - Calculate insurance premiums - Include variable underwriting and rating rules - Manage underwriting tasks - Create auditable underwriting and rating document trails ## G2 Grid® for Underwriting & Rating Software ![G2 Grid® for Underwriting & Rating Software plotting products by satisfaction and market presence](https://www.g2.com/categories/underwriting-rating/grids.png?focus%5B%5D=45815&focus%5B%5D=44734&focus%5B%5D=1272222&focus%5B%5D=18042&focus%5B%5D=18129&focus%5B%5D=18049&focus%5B%5D=43742&focus%5B%5D=43759) Highlighted products: PL Rating, EZLynx, TurboRater, Guidewire PolicyCenter, Duck Creek Policy, Oracle Insurance Insbridge Enterprise Rating, iPro, and OPUS. Underlying data: [Grid® JSON](https://www.g2.com/categories/underwriting-rating/grids.json?focus%5B%5D=pl-rating&focus%5B%5D=ezlynx-ezlynx&focus%5B%5D=zywave-turborater&focus%5B%5D=guidewire-policycenter&focus%5B%5D=duck-creek-policy&focus%5B%5D=oracle-insurance-insbridge-enterprise-rating&focus%5B%5D=ipro&focus%5B%5D=opus) ## How Many Underwriting & Rating Software Products Does G2 Track? **Total Products under this Category:** 126 ### Category Stats (Jul 2026) - **Average Rating**: 4.27/5 (↓0.01 vs Jun 2026) The average rating of products in this category, based on all submitted ratings *Last updated: July 13, 2026* ## How Does G2 Rank Underwriting & Rating Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 1,600+ Authentic Reviews - 126+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## Which Underwriting & Rating Software Is Best for Your Use Case? - **Leader:** [PL Rating](https://www.g2.com/products/pl-rating/reviews) - **Easiest to Use:** [PL Rating](https://www.g2.com/products/pl-rating/reviews) - **Top Trending:** [TurboRater](https://www.g2.com/products/zywave-turborater/reviews) - **Best Free Software:** [Best Plan Pro](https://www.g2.com/products/best-plan-pro/reviews) --- **Sponsored** ### SecureW2 JoinNow SecureW2 is a cloud-native authentication solution designed to enhance security by eliminating credential compromise through its innovative JoinNow Platform. This platform combines Dynamic Public Key Infrastructure (PKI) and Cloud RADIUS to facilitate real-time trust validation and continuous authentication for users accessing networks and applications. Each access request initiates an identity-based risk assessment, which determines the issuance of certificates and the corresponding access privileges. Once access is granted, the system continuously validates the compliance of devices, ensuring that only verified entities maintain their authorization. The JoinNow Platform caters to a diverse range of users, including K-12 and higher education institutions, mid-market businesses, and global enterprises. By providing scalable and resilient authentication solutions, SecureW2 addresses the unique security needs of various sectors without placing an additional burden on IT teams. The platform's ability to seamlessly integrate with existing identity providers, such as Entra ID (formerly Azure AD), Okta, and Google Workspace, allows organizations to implement adaptive, passwordless authentication without the need for complex upgrades or disruptions. SecureW2 effectively tackles several prevalent security challenges. Credential compromise remains a significant concern, as traditional passwords and multi-factor authentication (MFA) can be vulnerable. By utilizing certificate-based authentication, SecureW2 eliminates these risks entirely. Additionally, the platform addresses high operational overhead associated with managing legacy security systems by automating certificate issuance, revocation, and lifecycle management. This automation not only saves IT resources but also enhances visibility and control, providing real-time insights into authentication processes. Key features of SecureW2 include its agentless architecture, which eliminates software bloat while ensuring secure and frictionless authentication. The extensive policy engine allows organizations to create customized policies that are automatically enforced both before and after authentication. Continuous authentication adapts in real time, validating access dynamically based on evolving security conditions. Furthermore, the platform’s interoperability ensures compatibility with any identity provider, mobile device management (MDM) system, and security stack, making it a versatile choice for organizations looking to enhance their security posture. In summary, SecureW2 redefines authentication for modern businesses by ensuring that every access request is trust-validated. Its scalable, lightweight design enables rapid deployment and effortless scaling, allowing organizations to maintain robust security without the complexities and costs typically associated with traditional authentication solutions. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=597&secure%5Bchosen_at%5D=2026-07-18T20%3A25%3A31Z&secure%5Bdisplayable_resource_id%5D=1497&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=retargeted_product&secure%5Bplacement_resource_ids%5D%5B%5D=146605&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=146605&secure%5Bresource_id%5D=597&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Funderwriting-rating%3Fpage%3D9&secure%5Btoken%5D=2741f2e248bbd28c4c353e32da53c343399bbeb16344a6ca48eace5b53086b15&secure%5Burl%5D=https%3A%2F%2Fwww.securew2.com%2Fjoinnow-platform%3Futm_source%3Dg2%26utm_medium%3Dcpc%26utm_campaign%3Dcategory-listing&secure%5Burl_type%5D=custom_url) --- ## What Are the Top-Rated Underwriting & Rating Software Products in 2026? ### 1. [Xemplar Auto](https://www.g2.com/products/xemplar-auto/reviews) Xemplar Auto is a product for Standard, Non-Standard, and Preferred Personal Auto Insurers as a white-labeled mobile app for insured policyholders to provide digital policy services and risk prevention. Xemplar Auto includes the digital policy services found in Xemplar Engage, but also adds robust, smartphone based telematics features for driver safety self-assessment and targeted risk management. The solution is a Mobile app (iOS, Android) for insured drivers, and a cloud-based portal for carriers that provides a variety of BI reports for risk exposure analysis, etc. **Who Is the Company Behind Xemplar Auto?** - **Seller:** [Prime Technology Group](https://www.g2.com/sellers/prime-technology-group) - **Year Founded:** 1999 - **HQ Location:** Santa Clara, US - **LinkedIn® Page:** https://www.linkedin.com/company/encorainc (7,973 employees on LinkedIn®) ## What Is Underwriting & Rating Software? [Insurance Software](https://www.g2.com/categories/insurance)