### Contents - [**Articles**](#resources-articles) - [**Discussions**](#resources-discussions) # Financial Services Software Resources ##### Articles and Discussions to expand your knowledge on Financial Services Software Resource pages are designed to give you a cross-section of information we have on specific categories. You'll find [articles](#resources-articles) from our experts and [discussions](#resources-discussions) from users like you. [ContentsExpand/Collapse Contents](#) - [**Articles**](#resources-articles) - [**Discussions**](#resources-discussions) ## Financial Services Software Articles [![Fintech Trends in 2022](https://learn.g2.com/hubfs/Fintech-1.jpeg "Fintech Trends in 2022")](https://www.g2.com/articles/fintech-trends-2022) [ ### Fintech Trends in 2022 ](https://www.g2.com/articles/fintech-trends-2022) This post is part of G2's 2022 digital trends series. Read more about G2’s perspective on digital transformation trends in an introduction from Tom Pringle, VP, market research, and additional coverage on trends identified by G2’s analysts. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The Rise of Central Bank Digital Currencies (CBDCs)](https://learn.g2.com/hubfs/Blochain-Crypto.jpg "The Rise of Central Bank Digital Currencies (CBDCs)")](https://www.g2.com/articles/the-rise-of-central-bank-digital-currencies-cbdcs) [ ### The Rise of Central Bank Digital Currencies (CBDCs) ](https://www.g2.com/articles/the-rise-of-central-bank-digital-currencies-cbdcs) Central bank digital currencies (CBDCs) are becoming a reality and challenging traditional banks. CBDCs have shifted from sideshow status to a meaningful part of the future of money conversation. Financial institutions, particularly banks, need to stay abreast of CBDC developments and invest in software tools to modernize their operations. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![2021 Trends in Fintech](https://learn.g2.com/hubfs/banking%20trends%202021.jpg "2021 Trends in Fintech")](https://www.g2.com/articles/fintech-trends-2021) [ ### 2021 Trends in Fintech ](https://www.g2.com/articles/fintech-trends-2021) This post is part of G2's 2021 digital trends series. Read more about G2’s perspective on digital transformation trends in an introduction from Michael Fauscette, G2's chief research officer and Tom Pringle, VP, market research, and additional coverage on trends identified by G2’s analysts. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The Role of Artificial Intelligence in Accounting](https://learn.g2.com/hubfs/papers%20and%20calculator%20kept%20on%20a%20table.jpg "The Role of Artificial Intelligence in Accounting")](https://www.g2.com/articles/the-role-of-artificial-intelligence-in-accounting) [ ### The Role of Artificial Intelligence in Accounting ](https://www.g2.com/articles/the-role-of-artificial-intelligence-in-accounting) Accounting is one of the most important, yet daunting and expensive departments in almost all companies. Accountants oversee all financial operations of a business to help it run smoothly and efficiently. These include preparing and analyzing financial statements (e.g., cash flow, income statement, balance sheet), paying taxes on time, and maintaining the companies’ general ledger (GL). All these tasks require a great deal of human interaction that takes time and money; no matter how careful an employee may be, there is always the chance for human error, which could snowball and lead to devastating financial results in the future. [ ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese") NC ](https://learn.g2.com/author/nathan-calabrese) by Nathan Calabrese [![The Importance of Accounts Payable (AP) Automation](https://learn.g2.com/hubfs/G2CM_BI071_Backlog_Images_%5BAccounts_payable_information%5D_V1b.png "The Importance of Accounts Payable (AP) Automation")](https://www.g2.com/articles/the-importance-of-accounts-payable-automation) [ ### The Importance of Accounts Payable (AP) Automation ](https://www.g2.com/articles/the-importance-of-accounts-payable-automation) The phrase “time is money” has never been more true than it is now.  [ ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese") NC ](https://learn.g2.com/author/nathan-calabrese) by Nathan Calabrese [![Fintech and Blockchain: Use Cases and Value](https://learn.g2.com/hubfs/blue-and-yellow-graph-on-stock-market-monitor-159888.jpg "Fintech and Blockchain: Use Cases and Value")](https://www.g2.com/articles/fintech-and-blockchain-use-cases-and-value) [ ### Fintech and Blockchain: Use Cases and Value ](https://www.g2.com/articles/fintech-and-blockchain-use-cases-and-value) Blockchain and fintech are inextricably linked. Distributed ledger technology (DLT) has been around for a long time, but blockchain was created in 2008 by Satoshi Nakamoto to serve as the infrastructure for the cryptocurrency bitcoin. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Shift to Remote World Accelerates Fintech Adoption Rates](https://learn.g2.com/hubfs/chronis-yan-1M4wYTqVD4o-unsplash.jpg "Shift to Remote World Accelerates Fintech Adoption Rates")](https://www.g2.com/articles/shift-to-remote-world-accelerates-fintech-adoption) [ ### Shift to Remote World Accelerates Fintech Adoption Rates ](https://www.g2.com/articles/shift-to-remote-world-accelerates-fintech-adoption) Late last year, I laid out the top seven fintech trends for 2020. Typically, trends reveal themselves over longer stretches of time, but the rapid spread of COVID-19 and the subsequent shift to a remote world has prompted an acceleration for some. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The Importance of Fintech in a Remote World](https://learn.g2.com/hubfs/christian-wiediger--xtsxuWBpqg-unsplash.jpg "The Importance of Fintech in a Remote World")](https://www.g2.com/articles/the-importance-of-fintech-in-a-remote-world) [ ### The Importance of Fintech in a Remote World ](https://www.g2.com/articles/the-importance-of-fintech-in-a-remote-world) During economic shifts both good and bad, the financial services world has to adjust, leaning on technology to do so. The current COVID-19 outbreak has highlighted the need for financial institutions to have robust and nimble digital infrastructure. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![How Governments Drive Financial Services Innovation with Fintech Sandboxes](https://sell.g2.com/hubfs/closeup-photo-of-desk-globe-1165676.jpg "How Governments Drive Financial Services Innovation with Fintech Sandboxes")](https://www.g2.com/articles/how-governments-drive-financial-services-innovation-with-fintech-sandboxes) [ ### How Governments Drive Financial Services Innovation with Fintech Sandboxes ](https://www.g2.com/articles/how-governments-drive-financial-services-innovation-with-fintech-sandboxes) Governments tout the use of fintech sandboxes as an excellent method of fostering innovative financial services technologies. Inclusion in these sandboxes gives fintechs a PR gold star along with a governmental stamp of approval.  [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The State of Techfin in Europe and Asia](https://sell.g2.com/hubfs/brown-world-map-illustration-1098526.jpg "The State of Techfin in Europe and Asia")](https://www.g2.com/articles/techfin-in-europe-asia) [ ### The State of Techfin in Europe and Asia ](https://www.g2.com/articles/techfin-in-europe-asia) Big tech companies are expanding their financial services offerings across the globe, but the landscape and opportunities differ depending on the region. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Financial Inclusion: Fintech’s Expansion to the Underbanked](https://learn.g2.com/hubfs/nasa-Q1p7bh3SHj8-unsplash.jpg "Financial Inclusion: Fintech’s Expansion to the Underbanked")](https://www.g2.com/articles/financial-inclusion-fintech-underbanked) [ ### Financial Inclusion: Fintech’s Expansion to the Underbanked ](https://www.g2.com/articles/financial-inclusion-fintech-underbanked) Fintech that facilitates financial inclusion may be one of the more altruistic applications of fintech. In truth, many banks and fintechs are looking at financially excluded demographics as a potential windfall. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![AI in Fintech: Use Cases and Impact](https://learn.g2.com/hubfs/architecture-buildings-city-219692.jpg "AI in Fintech: Use Cases and Impact")](https://www.g2.com/articles/ai-in-fintech-use-cases-and-impact) [ ### AI in Fintech: Use Cases and Impact ](https://www.g2.com/articles/ai-in-fintech-use-cases-and-impact) Artificial intelligence (AI) has proven useful to financial services institutions in multiple ways. From detecting potentially fraudulent charges to automating complex credit and loan processes, AI-powered fintech has proven invaluable when it comes to internally engineering value for financial services institutions. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The Problematic Entry of Big Tech Into Financial Services](https://learn.g2.com/hubfs/architectural-design-architecture-buildings-306519.jpg "The Problematic Entry of Big Tech Into Financial Services")](https://www.g2.com/articles/problematic-entry-of-techfin-in-financial-services) [ ### The Problematic Entry of Big Tech Into Financial Services ](https://www.g2.com/articles/problematic-entry-of-techfin-in-financial-services) Techfin is still in its budding stages and has only recently started to shape its identity. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Artificial Intelligence in Financial Research](https://learn.g2.com/hubfs/Stock%20images/Abstract%20high%20tech%20background%20with%20graphs%20and%20diagrams-1.jpeg "Artificial Intelligence in Financial Research")](https://www.g2.com/articles/artificial-intelligence-financial-research) [ ### Artificial Intelligence in Financial Research ](https://www.g2.com/articles/artificial-intelligence-financial-research) Artificial intelligence (AI) has woven itself into the fabric of many types of software by leveraging data to produce relevant insights and carry out repetitive tasks; and financial research software is no exception. AI for financial research  Financial research software aggregates data and documents on user-selected topics for analysts to use in their investment selection process. Financial services professionals use this software to properly vet investments based on the amount of acceptable risk. AI is instrumental in reducing the amount of time needed to aggregate relevant information and data from reputable sources and make sound investments.  [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Digital Banking Advances (Embedded Banking Experiences as the Next Frontier)](https://learn.g2.com/hubfs/Stock%20images/Businessman%20hand%20using%20mobile%20phone%20with%20digital%20layer%20effect%20as%20business%20strategy%20concept-1.jpeg "Digital Banking Advances (Embedded Banking Experiences as the Next Frontier)")](https://www.g2.com/articles/digital-banking-advances) [ ### Digital Banking Advances (Embedded Banking Experiences as the Next Frontier) ](https://www.g2.com/articles/digital-banking-advances) As digital transformation has swept through the financial services industry, banks have had to embrace it. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Fintech in Europe](https://learn.g2.com/hubfs/Stock%20images/Tallinn,%20Estonia%20old%20city%20skyline..jpeg "Fintech in Europe")](https://www.g2.com/articles/fintech-in-europe) [ ### Fintech in Europe ](https://www.g2.com/articles/fintech-in-europe) Financial technology, aka fintech, recently experienced its first wave of growth and adoption in the United States, where it’s fast becoming integral to financial services companies’ operations. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![Voice Assistants in Financial Services](https://learn.g2.com/hubfs/Stock%20images/Equalizer%20sound%20wave%20background%20theme.%20Colour%20illustration.-1.jpeg "Voice Assistants in Financial Services")](https://www.g2.com/articles/voice-assistants-in-fintech-financial-services) [ ### Voice Assistants in Financial Services ](https://www.g2.com/articles/voice-assistants-in-fintech-financial-services) The financial services industry, specifically the field of collections, has started to use voice assistants to automate customer service tasks and increase the ease with which collections can be done. [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![The G2 on Techfin: Big Tech's Foray Into Financial Services](https://learn.g2.com/hubfs/Stock%20images/Businessman%20drawing%20business%20statistics%20on%20glass%20wall.jpeg "The G2 on Techfin: Big Tech's Foray Into Financial Services")](https://www.g2.com/articles/g2-on-techfin-big-techs-foray-into-financial-services) [ ### The G2 on Techfin: Big Tech's Foray Into Financial Services ](https://www.g2.com/articles/g2-on-techfin-big-techs-foray-into-financial-services) In this series, I’ll look at how large technology companies are breaking into the financial services sector. We’ll explore the potential future for this expansion and how it’s affecting the fintech world. Later, we’ll look at how it sets the tone for consolidation across unrelated industries, and how techfin is shaking up major players in the finserv world.  [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel [![How Blockchain Insurance Is Shaping the Future of Insurance](https://learn.g2crowd.com/hubfs/what-is-blockchain.jpg "How Blockchain Insurance Is Shaping the Future of Insurance")](https://www.g2.com/articles/blockchain-insurance) [ ### How Blockchain Insurance Is Shaping the Future of Insurance ](https://www.g2.com/articles/blockchain-insurance) Blockchain has been lodged in the public consciousness for a while now.  [ ![Patrick Szakiel](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Patrick Szakiel") PS ](https://learn.g2.com/author/patrick-szakiel) by Patrick Szakiel Show More ## Financial Services Software Discussions 0 [Which financial data API platforms provide consistent data quality and avoid gaps in coverage across geographies?](/discussions/which-financial-data-api-platforms-provide-consistent-data-quality-and-avoid-gaps-in-coverage-across-geographies) Geographic coverage gaps are a messier problem than most vendor docs let on. For a piece on global fintech infrastructure, I'm trying to understand which [financial data APIs](https://www.g2.com/categories/financial-data-apis) platforms provide consistent data quality and avoid gaps in coverage across geographies. What teams evaluating for cross-border coverage tend to care about most: - Verified institution coverage in the regions that actually matter, not just a headline number - Consistent data format regardless of geographic source - Honest documentation of where gaps exist - Proactive alerts when regional institutions are degraded Worth looking at: - [**Plaid**](https://www.g2.com/products/plaid/reviews) **:** Connects bank accounts to various apps for payments, investing, and finance without exposing login credentials, but not every bank is supported. Worth pressure-testing with your target markets before committing. - [**Merge Unified**](https://www.g2.com/products/merge-unified/reviews) **:** Strong adoption across North America, Europe, and Latin America, with a normalized data model that keeps application logic consistent across markets. - [**Stripe Connect**](https://www.g2.com/products/stripe-connect/reviews) **:** Tax jurisdiction coverage across markets is a specific callout, with some teams citing it as the primary reason for switching providers. - [**Flinks**](https://www.g2.com/products/flinks/reviews) **:** Strongest in Canada, where banking data quality and institution breadth get consistently high marks. For teams who've hit geographic gaps in production: which provider handled it best, and how much did it cost you before you had a fix? When you encountered a coverage gap, was the bigger challenge finding an alternative provider, handling inconsistent data formats, or managing customer expectations while the issue was being resolved? And did your API provider proactively alert you to the gap, or did you discover it through failed customer workflows? Answered: Darshayita Thakur on June 12, 2026 [Your answer](/discussions/which-financial-data-api-platforms-provide-consistent-data-quality-and-avoid-gaps-in-coverage-across-geographies/comments/new?remote=true) 0 [Which financial data APIs platforms offer straightforward integration without requiring significant engineering rework?](/discussions/which-financial-data-apis-platforms-offer-straightforward-integration-without-requiring-significant-engineering-rework) In conversations with engineering leads for a piece I'm writing, one question keeps coming up: which [financial data APIs](https://www.g2.com/categories/financial-data-apis) platforms offer straightforward integration without requiring significant engineering rework? I've looked through the category, and these are a few platforms that show up often: - [**Merge Unified**](https://www.g2.com/products/merge-unified/reviews) **:** Common model design means no rewriting integration logic each time a new data source gets added. - [**Apideck Unify**](https://www.g2.com/products/apideck-unify/reviews) **:** Implementation in a few hours with clear docs and an admin portal that removes custom credential management work. - [**Finch**](https://www.g2.com/products/finch-finch/reviews) **:** Structured onboarding surfaces integration pitfalls before go-live, with front-end modal components that work out of the box. - [**Codat**](https://www.g2.com/products/codat/reviews) **:** Cuts integration time significantly compared to direct builds, with docs that flag platform-specific differences upfront. Which of these actually delivered on the "straightforward" promise when you started building? And what's one thing you wish you'd known going in? Where does rework tend to appear after launch: schema differences, sync timing, missing fields, rate limits, or edge cases from individual data providers. The best API is the one that keeps those differences from turning into repeated engineering projects. Answered: Darshayita Thakur on June 12, 2026 [Your answer](/discussions/which-financial-data-apis-platforms-offer-straightforward-integration-without-requiring-significant-engineering-rework/comments/new?remote=true) 0 [Which financial data APIs platforms avoid unexpected deprecations or data format changes that break existing integrations?](/discussions/which-financial-data-apis-platforms-avoid-unexpected-deprecations-or-data-format-changes-that-break-existing-integrations) Which [financial data APIs](https://www.g2.com/categories/financial-data-apis) platforms avoid unexpected deprecations or data format changes that break existing integrations? It comes up constantly in developer conversations I'm having for an industry piece, and the real-world track record is rarely what the vendor docs suggest. Here are a few that I've across on the G2 category page: 1. [**Finch**](https://www.g2.com/products/finch-finch/reviews) **:** Advance notice of breaking changes is consistent, with teams saying they've had enough lead time to prepare without scrambling. 2. [**Merge Unified**](https://www.g2.com/products/merge-unified/reviews) **:** The normalized common model absorbs individual integration changes, so they don't automatically become breaking changes in your application. 3. [**Apideck Unify**](https://www.g2.com/products/apideck-unify/reviews) **:** Versioning and maintenance handled on their side, so upstream API shifts from third parties rarely require reactive code changes. 4. [**Rutter**](https://www.g2.com/products/rutter/reviews) **:** Single API model absorbs upstream provider changes rather than passing them directly to the developer. 5. [**Plaid**](https://www.g2.com/products/plaid/reviews) **:** Strong developer experience at setup, though some teams mention occasional institution-level connectivity shifts. How does Plaid communicate those when they happen? For teams that have been on any of these for two or more years: has any of them pushed a breaking change without adequate notice, and how did they handle it? I’d ask long-term users how much warning they received before breaking changes, whether sandbox environments reflected production changes early, and how often integrations required reactive fixes. The best API partner is the one that treats change management as part of production reliability, not just documentation maintenance. Answered: Darshayita Thakur on June 12, 2026 [Your answer](/discussions/which-financial-data-apis-platforms-avoid-unexpected-deprecations-or-data-format-changes-that-break-existing-integrations/comments/new?remote=true) - ‹ Prev‹ Prev - 1 - [2](/categories/financial-services/resources?discussions_page=2) - [3](/categories/financial-services/resources?discussions_page=3) - [4](/categories/financial-services/resources?discussions_page=4) - [Next ›Next ›](/categories/financial-services/resources?discussions_page=2)