# Best Financial Data APIs - Page 5 *By [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)* Financial data APIs (application programming interfaces) are pieces of software that interact with financial applications to facilitate information access, transactions, and payments. Financial institutions leverage these APIs to improve the ease of integration, facilitate collaboration between financial partners, and improve the customer experience. The goal of a financial data API is to allow a user to retrieve financial information exactly when they want it. Financial data APIs bridge the gaps between disparate applications and facilitate straightforward data sharing between those applications for consumers, third-party vendors, business partners, and company employees. Businesses also use these APIs to sync data across multiple applications. These APIs connect to, and collect data from, legacy financial applications by receiving inbound requests, processing them, accessing the requested information, and sending a response. Users leverage financial data APIs to link and access information held in larger applications and financial databases. To qualify for inclusion in the Financial Data APIs category, a product must: - Access financial data - Connect multiple financial applications - Sync data across multiple applications - Be designed specifically for use in the financial sector ## How Many Financial Data APIs Products Does G2 Track? **Total Products under this Category:** 223 ### Category Stats (May 2026) - **Average Rating**: 4.42/5 (↑0.01 vs Apr 2026) - **New Reviews This Quarter**: 10 - **Buyer Segments**: Small-Business 65% │ Enterprise 20% │ Mid-Market 15% - **Top Trending Product**: RESTful JSON API (+0.05) *Last updated: May 19, 2026* ## How Does G2 Rank Financial Data APIs Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 1,400+ Authentic Reviews - 223+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## Which Financial Data APIs Is Best for Your Use Case? - **Leader:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews) - **Highest Performer:** [RESTful JSON API](https://www.g2.com/products/restful-json-api/reviews) - **Easiest to Use:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews) - **Top Trending:** [Apideck Unify](https://www.g2.com/products/apideck-unify/reviews) - **Best Free Software:** [Merge Unified](https://www.g2.com/products/merge-unified/reviews) --- **Sponsored** ### Flinks Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks at-a-glance: ● Enrichment — Upgrade your data stack to power data-driven use cases with actionable insights Flinks Enrichment is the smart analytics layer on top of your raw retail and business banking data. Whether your data pipeline is coming from Flinks, or you’re BYOD (bringing-your-own-data) from your existing integrations or open-banking providers—extracting actionable, model-ready insights for credit risk analysis, income verification, life event detection or fraud prevention couldn’t be easier. “Flinks Enrichment provides us with the capability to easily aggregate consumer employment and debt servicing data, allowing our team to fully automate the underwriting process.” —Alex Yi, Fincentify ● Connectivity — Power your solutions with the most performing financial data API Consumers want to use your services—let them easily and securely connect their financial accounts and share the data you need. From KYC to transactional data and assets, Flinks Connectivity is the backbone that will power your business and put you ahead of the competition. “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” —Laura Lampe, Wealthsimple [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1336&secure%5Bdisplayable_resource_id%5D=1336&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1336&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=1336&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ffinancial-data-apis%3Fpage%3D5&secure%5Btoken%5D=11c59244ae7462457dc2978d6df5afd47c1081bc7efe4e89b59c135b4b0b86df&secure%5Burl%5D=https%3A%2F%2Fflinks.com&secure%5Burl_type%5D=company_website) --- ## What Are the Top-Rated Financial Data APIs Products in 2026? ### 1. [aplonHUB](https://www.g2.com/products/aplonhub/reviews) aplonHUB is a lightweight, platform-independent payments hub designed to enhance existing banking systems by providing comprehensive support for various financial messaging standards, including SEPA, SWIFT MT, and ISO 20022. Its flexible architecture allows for seamless integration with core banking systems, enabling financial institutions to modernize payment processes, adopt new payment schemes, and ensure compliance with evolving regulatory requirements. With a minimal footprint, aplonHUB can be deployed rapidly, facilitating the efficient management and routing of financial messages. Key Features and Functionality: - Comprehensive Message Support: Handles incoming and outgoing messages across multiple standards such as SWIFT MT, ISO 20022, SEPA, TARGET2, CBPR+, MEPS+, and FedNow. - Versatile Payment Instruments: Supports Credit Transfers, Direct Debits, Instant Payments, Request-to-Pay, RTGS, and HVPS. - Advanced Validation and Alerts: Performs syntax checks, duplication detection, AML validation, and rule-based assessments, generating alerts for any discrepancies. - Automated Message Handling: Automatically generates replies, returns, and cancellation requests for various message types, streamlining operations. - Seamless Integration: Connects effortlessly with core banking systems and external AML solutions, ensuring compliance and operational efficiency. - User-Friendly Interface: Offers a modern, intuitive UI with robust search capabilities, allowing users to filter messages by date, status, or content. - Security and Auditing: Implements role-based access control, maintains detailed audit logs, and supports SWIFT Local Authentication (LAU to ensure data integrity and compliance. Primary Value and Problem Solved: aplonHUB addresses the challenges financial institutions face in adapting to new payment schemes and regulatory standards. By decoupling payment processing from inflexible core systems, it provides agility and simplifies the adoption of standards like ISO 20022 and instant payments. This modernization reduces the time and resources required for compliance, enhances operational efficiency, and future-proofs institutions against continuous market changes. Additionally, the integration of Generative AI assists in AML compliance by analyzing transaction data and identifying potential fraudulent activities, further strengthening the security and reliability of payment operations. **Who Is the Company Behind aplonHUB?** - **Seller:** [Payment Components](https://www.g2.com/sellers/payment-components) - **Year Founded:** 2014 - **HQ Location:** Marousi, GR - **LinkedIn® Page:** https://www.linkedin.com/company/paymentcomponents/ (15 employees on LinkedIn®) ### 2. [Arda](https://www.g2.com/products/arda/reviews) Arda is developing a universal operating system for the real estate sector, aiming to unify assets, data, and financial services into a single, interoperable system. By leveraging artificial intelligence and blockchain technology, Arda seeks to reduce transaction times and enhance transparency, enabling real-time ownership and financial processes. Key Features and Functionality: - Digital Asset Profiles: Provides verifiable records of property history, streamlining due diligence processes. - Real-Time Money Movement: Facilitates payments directly linked to transactions, improving settlement efficiency. - Integrated Data and Automation: Automates workflows to reduce administrative friction in asset management. Primary Value and Problem Solved: Arda addresses the fragmentation and opacity in the $380 trillion real estate market by creating a programmable, trust-based system. This innovation brings real estate transactions in line with modern digital financial infrastructure, enhancing efficiency and transparency for institutions, enterprises, and governments. **Who Is the Company Behind Arda?** - **Seller:** [Arda](https://www.g2.com/sellers/arda) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 3. [Ayoconnect](https://www.g2.com/products/ayoconnect/reviews) Ayoconnect is a financial technology company based in Jakarta, Indonesia. It is now the largest Open Finance API platform in Southeast Asia, aiming to transform the financial services landscape in the region and power the leading companies of today and tech unicorns of tomorrow. Founded in 2016, the company provides ready-made, full-stack API solutions to easily launch financial services for businesses of all industries and sizes. Key solutions offered include Direct Debit, FAST Disbursement, White Label Virtual Cards, and Digital Products. Ayoconnect is trusted by more than 200+ companies in Southeast Asia, including Bank BRI, Bank Mandiri, Gopay, Traveloka, BPJAMSOSTEK, AXA Insurance and Chubb. Ayoconnect has received $43 million in total funding and is a company of builders and problem-solvers who are encouraged to express their creativity and ownership in fostering ongoing daily improvements. The company is also committed to driving continuous innovation in the financial services sector and offers its employees the freedom to do their best work in advancing Southeast Asia's financial technology industry **Who Is the Company Behind Ayoconnect?** - **Seller:** [Ayoconnect](https://www.g2.com/sellers/ayoconnect) - **Year Founded:** 2016 - **HQ Location:** Jakarta Selatan, ID - **LinkedIn® Page:** https://www.linkedin.com/company/ayoconnect/ (129 employees on LinkedIn®) ### 4. [BANKSapi](https://www.g2.com/products/banksapi/reviews) We connect you to millions of bank accounts to streamline processes and provide turnkey insights and value - with 1 API. We develop and operate REST-APIs and GUIs all around the topic of finance. As a specialised connectivity and payment provider, we are fully dedicated to the growth areas of Open Banking and Open Finance. To make this possible, we provide account information services and offer payment initiation services on our regulated and secure platform as a payment institution approved by the German authorities (BaFin). Due to our advanced, AI-based data analytics, we offer high-performance value-added services for a wide range of use cases (e.g. contract recognition, age verification, KYC light based on account data or affordability checks). In addition, we realise and operate your personal finance or business finance application as a web portal or mobile app cost-effectively with our front-end technology platform. With our SaaS and ASP solutions, we maximally reduce complexity for our clients from a multitude of industries (e.g. insurance companies, ERP & accounting, financial advisory) and enable new use cases and business models for them. **Who Is the Company Behind BANKSapi?** - **Seller:** [fineconomy](https://www.g2.com/sellers/fineconomy) - **Year Founded:** 2017 - **HQ Location:** München, DE - **LinkedIn® Page:** http://www.linkedin.com/company/finconomy-ag (7 employees on LinkedIn®) ### 5. [Barchart OnDemand](https://www.g2.com/products/barchart-ondemand/reviews) Barchart OnDemand provides direct, extensive and reliable financial market data APIs. The convenient tools make it easy to integrate market data into applications, websites, charts and financial tools. Barchart OnDemand can provide a fully custom or off-the-shelf solution with flexible APIs that can be tailored to include only the data that is necessary. With direct connectivity to the exchanges, Barchart OnDemand is completely platform-independent so the data can be received in any operating system or programming language. Data Coverage: -Exchange Price Data -Index Price Data -Commodities -Equities -Technical Data -ETFs & Mutual Funds -OTC & Cash Markets -Fixed Income -Economic Data -Forex -Corporate Actions -News -Weather **Who Is the Company Behind Barchart OnDemand?** - **Seller:** [Barchart](https://www.g2.com/sellers/barchart) - **Year Founded:** 1980 - **HQ Location:** Chicago, US - **Twitter:** @Barchart (517,377 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/737513 (93 employees on LinkedIn®) ### 6. [Basiq](https://www.g2.com/products/basiq/reviews) Basiq enables users to access financial data from sources via simple set of APIs. **Who Is the Company Behind Basiq?** - **Seller:** [Basiq](https://www.g2.com/sellers/basiq) - **HQ Location:** N/A - **Twitter:** @basiqio - **LinkedIn® Page:** https://www.linkedin.com/company/basiq-i-o/ (2 employees on LinkedIn®) ### 7. [Bayo Pay](https://www.g2.com/products/bayo-pay/reviews) Bayo Pay (M) Sdn Bhd is a homegrown financial technology company regulated by Bank Negara Malaysia under the Payment System Act 2003 and a licensed entity by Mastercard as an issuer of Mastercard payment card in Malaysia. **Who Is the Company Behind Bayo Pay?** - **Seller:** [Bayo Pay](https://www.g2.com/sellers/bayo-pay) - **Year Founded:** 2016 - **HQ Location:** Kota Damansara PJU 5 Petaling Jaya, MY - **LinkedIn® Page:** https://www.linkedin.com/company/bayopay/ (43 employees on LinkedIn®) ### 8. [BILL](https://www.g2.com/products/bill/reviews) BILL: Future ready document aggregator Budget Insight is a leading Open Banking Platform trusted by 250+ European banks & insurances, fintech, and software vendors. Budget Insight's single API offers four products to build disrupting financial services and experiences, including BILL, invoice, and KYC/KYB documents for accounting & lending. Whether you’re chartered accountancy, a fund manager, or an HR software publisher, Bill enables your customers to connect all of their supplier sites in order to retrieve all of the documents available. An API for aggregating all types of documents and extracting their metadata in a simple, instantaneous, secure way. Security and PSD2 compliance guarantees: Budget Insight is authorized by the ACPR and meets the highest regulatory and security requirements. **Who Is the Company Behind BILL?** - **Seller:** [Powens](https://www.g2.com/sellers/powens) - **Year Founded:** 2012 - **HQ Location:** Paris, Ile-de-France - **Twitter:** @Powens_eu (1,400 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/2686576 (82 employees on LinkedIn®) **Who Uses This Product?** - **Company Size:** 100% Enterprise ### 9. [Brick](https://www.g2.com/products/brick-brick/reviews) Brick is a banking infrastructure layer that provides fintech developers with the API keys they need to create easy and accessible experiences for their users. By delivering access to the financial system, we aim to empower innovators to build amazing products and solve big problems - democratising financial services in SouthEast Asia. **Who Is the Company Behind Brick?** - **Seller:** [Brick](https://www.g2.com/sellers/brick) - **Year Founded:** 2020 - **HQ Location:** Kota Pontianak, ID - **LinkedIn® Page:** https://linkedin.com/company/brickforbusiness (158 employees on LinkedIn®) ### 10. [Broadridge Wealth Aggregation & Insights](https://www.g2.com/products/broadridge-wealth-aggregation-insights/reviews) Gain a complete view of your business. Get performance reports, track and audit representative activity, seamlessly flow data through third-party applications and beat competitors to key insights. **Who Is the Company Behind Broadridge Wealth Aggregation & Insights?** - **Seller:** [Broadridge Financial Solutions](https://www.g2.com/sellers/broadridge-financial-solutions) - **HQ Location:** New York, NY - **Twitter:** @Broadridge (6,531 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/11834/ (17,566 employees on LinkedIn®) - **Ownership:** NYSE:BR - **Total Revenue (USD mm):** $4,362,200 ### 11. [CardSavr Platform Service](https://www.g2.com/products/cardsavr-platform-service/reviews) Strivve exists today to enable card issuers to compete for online payment volumes, while simultaneously providing numerous improved customer experiences to their cardholders. Card issuers often achieve immediate increase in transaction volume and an ROI over 8-10 times the cost of Strivve. Strivve owns the trademark on "Top of Wallet" and we provide "Top of Wallet" solutions that 1) protect their card transaction volume (aka card use) and 2) compete for Top of Wallet status and increase usage across their cardholder base, yielding increased card transaction volume in various ways throughout the untimely cardholder journey. Strivve use robotic process automation and machine learning, with 2 issued patents and another in process, to "push provision" any form of payment credential to online retailers and billers alike. Strivve performs these from a “Stripe-like” or “PayPal-like” API platform, embedded within banking applications. However, Strivve transactions are NOT in the "payment transaction" proper like Stripe or PayPal are. Strivve pushes payment credentials (Cards, VCN, Tokens, ACH) to the retailer or biller AHEAD of the next purchase or payment to help enable the friction free card-on-file or stored-payment-method experience cardholders want and expect. **Who Is the Company Behind CardSavr Platform Service?** - **Seller:** [Strivve](https://www.g2.com/sellers/strivve) - **Year Founded:** 2014 - **HQ Location:** Seattle, US - **LinkedIn® Page:** https://www.linkedin.com/company/strivve-fi (21 employees on LinkedIn®) ### 12. [CARES Call Center](https://www.g2.com/products/cares-call-center/reviews) CenturionCARES offers contact center software solutions that caters to the needs of contact centers of any size. CARES cloud-based, on premise or hybrid solutions are used in a dynamic cross-section of industries, including banking, government services, health care, insurance, and utilities. **Who Is the Company Behind CARES Call Center?** - **Seller:** [CenturionCARES](https://www.g2.com/sellers/centurioncares) - **Year Founded:** 1981 - **HQ Location:** Oldsmar, US - **LinkedIn® Page:** https://www.linkedin.com/company/11640 (136 employees on LinkedIn®) **Who Uses This Product?** - **Company Size:** 100% Small-Business ### 13. [Cash Atlas](https://www.g2.com/products/cash-atlas/reviews) Nova Credit's Cash Atlas™ analyzes bank transaction data to provide lenders with a complete risk profile to provide stronger insights into a consumer's affordability and ability to pay. The Cash Atlas™ solution serves the 150 million U.S. consumers who are credit-eligible and want to receive a more accurate, up-to-date picture of their credit history. Traditional credit bureau reporting can lag ~2-3 months behind and doesn't always show a complete picture for credit applicants. Our leading cash-flow underwriting solution helps expand credit opportunities without increasing risk for lenders. **Who Is the Company Behind Cash Atlas?** - **Seller:** [Nova Credit](https://www.g2.com/sellers/nova-credit) - **Year Founded:** 2016 - **HQ Location:** New York, NY - **Twitter:** @nova_credit (1,559 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/nova-credit-inc./ (125 employees on LinkedIn®) ### 14. [Cashsembly Embed](https://www.g2.com/products/cashsembly-embed/reviews) Cashsembly Embed provides embeddable financial calculator widgets for websites and platforms serving users in Canada and the United States. The platform includes calculator tools for taxes, mortgages, salary, retirement, and personal finance, using North America-specific logic, rates, and financial rules. **Who Is the Company Behind Cashsembly Embed?** - **Seller:** [Cashsembly](https://www.g2.com/sellers/cashsembly) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®) ### 15. [Chift](https://www.g2.com/products/chift/reviews) Chift offers a powerful integration solution for B2B software publishers. Its platform helps businesses connect with one another by simplifying the integration process between various types of software. Chift specializes in embedding integrations directly into its clients’ software interfaces. This approach allows end-users to activate connections, such as those between accounting and spend management software, seamlessly with minimal effort. The company emphasizes scaling software businesses, particularly in Europe. Innovations include a Unified API and Syncs that supports seamless data synchronization, enabling software publishers to enhance their offerings and improve customer experience without significant development effort. **Who Is the Company Behind Chift?** - **Seller:** [Chift](https://www.g2.com/sellers/chift) - **Year Founded:** 2021 - **HQ Location:** Paris, FR - **LinkedIn® Page:** https://www.linkedin.com/company/chift-app (26 employees on LinkedIn®) ### 16. [CIBIL Credit Score Solution](https://www.g2.com/products/cibil-credit-score-solution/reviews) CIBIL Credit Score Solution is a digital tool that provides instant access to an individual’s or business’s creditworthiness based on their CIBIL report. It helps lenders, banks, and financial institutions assess risk, make informed lending decisions, and ensure faster loan approvals. **Who Is the Company Behind CIBIL Credit Score Solution?** - **Seller:** [AOPAY Technology](https://www.g2.com/sellers/aopay-technology) - **Year Founded:** 2019 - **HQ Location:** Delhi, IN - **LinkedIn® Page:** https://www.linkedin.com/company/aopay-technology/ (1 employees on LinkedIn®) ### 17. [cmdty Data APIs](https://www.g2.com/products/cmdty-data-apis/reviews) cmdty offers APIs for commodity data that are fast, flexible, and available OnDemand. APIs from cmdty include real-time, delayed, end-of-day, and historical APIs for exchange data, indexes, local grain bids or cash commodities. With cmdty APIs users can access various fundamentals, commodity statistics, and economic data. Users can request information by data series with historical information available through to inception for most series. cmdty APIs include: -The getQuote API used to request price data, real-time, delayed or end-of-day. In addition to Last Price or Settlement, other fields such as Open, High, Low, Bid, Ask, 52-week high and low, and more are available. -The getHistory API used to request historical time series for exchange data, indexes, local grain bids, or cash commodities. Historical data may be available as tick, minute bars or end-of-day depending on the underlying dataset. -The getCmdtyStats API used to request information on various fundamentals, commodity statistics, and economic data. Users can request information by data series with historical information available through to inception for most series. cmdtyStats™ is the premier source of aggregated commodity statistics – all made available in one easy to use API. -The getCmdtyStatsId API used to identify instrument identifiers that can be passed to getCmdtyStats in order to request data on the applicable series. Users can search for data series based on search parameters covering content, source, area, frequency, and more. -The getCmdtyCalendar API which provides users with the latest updates of economic activity and commodity trading events. Release detail includes previous, revised, and actual values. Users can request calendar events for desired period, and filter the output via various methods - category, importance, event country, and event symbol. The calendard is updated 3 times a day. -The Input Parameter Explorer which is a tool used to identify possible values that can be passed to getCmdtyStatsId – allowing users to interact with cmdtyStats quickly and efficiently. -The getGrainInstruments API used to request symbol and metadata information regarding physical grain instruments across Barchart's cash bids and grain indexes. Users can request information based on crop type / root symbol, geo-location, or areas that are codified by FIPS standards. Returned instruments and their corresponding symbols can be passed to getQuote or getHistory to retrieve the associated price data - as requested by the end user. -The getGrainBids API provides cash bid data for 30 closest locations in relation to the requested zip code. -The getCRBIndexes API provides historical price data for our CRB BLS Spot Commodity Indexes. The Spot Market Price Index measures price movements of 22 cash commodities whose markets are highly sensitive to changes in economic conditions. **Who Is the Company Behind cmdty Data APIs?** - **Seller:** [Barchart](https://www.g2.com/sellers/barchart) - **Year Founded:** 1980 - **HQ Location:** Chicago, US - **Twitter:** @Barchart (517,377 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/737513 (93 employees on LinkedIn®) ### 18. [Concierge Bank](https://www.g2.com/products/concierge-bank/reviews) The "Concierge Bank" App, a marketplace-banking product by Torry Harris is helping banks worldwide to offer innovative new products to customers through an API-driven marketplace solution and a simple user interface. **Who Is the Company Behind Concierge Bank?** - **Seller:** [Torry Harris Business Solutions](https://www.g2.com/sellers/torry-harris-business-solutions-c3668e74-c103-4807-af4b-6e3d792d8cd4) - **Year Founded:** 1998 - **HQ Location:** Perth Amboy, US - **Twitter:** @torryharris (1,772 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/torry-harris-integration-solutions (2,177 employees on LinkedIn®) ### 19. [Contovista](https://www.g2.com/products/contovista/reviews) Contovista is a Swiss FinTech company with the mission to facilitate the transition to data-driven banking. They specialise in big data analytics, business intelligence and visualisation of financial data. Their product portfolio includes a Personal Finance Management (PFM) solution, a Business Finance Management (BFM) solution for SMEs as well as an Advanced Data Analytics Engine. **Who Is the Company Behind Contovista?** - **Seller:** [Contovista](https://www.g2.com/sellers/contovista) - **Year Founded:** 2013 - **HQ Location:** Schlieren, Zurich, Switzerland - **LinkedIn® Page:** https://ch.linkedin.com/company/contovista-ag (28 employees on LinkedIn®) ### 20. [CoverStack](https://www.g2.com/products/coverstack/reviews) Our research has highlighted that because of a lack of ready technology accustomed to Insurance and customer needs as well as constraints of expertise, players across various industries are unable to provide their customers with insurance products. As an attempt to resolve this industry problem, CoverStack, a B2B zero-code platform was created to focus on empowering the industry players with the right set of tools. CoverStack’s Insurance Infrastructure-as-a-service is a 100% digital solution backed by innovative technology that enables its customers to set up their insurance business, distribute chosen insurance products and manage operations at their convenience. It is a zero-code, ready-to-use, full-stack infrastructure platform for insurance buying, selling and servicing digitally to enable mass distribution. Driven by the vision to create India's largest tech ecosystem around insurance, CoverStack integrates with the industry players and connects them to a wide catalogue of insurance products offered by 45+ insurance partners. Some of our key clients are ICICI Securities, Spinny, Arohan Financial Services and Satin Creditcare Network Limited. Headquartered in Mumbai, India, Series E-funded CoverStack has 251 employees with offices also present in Bangalore, Kolkata and Jaipur **Who Is the Company Behind CoverStack?** - **Seller:** [CoverStack](https://www.g2.com/sellers/coverstack) - **HQ Location:** Mumbai, IN - **LinkedIn® Page:** https://www.linkedin.com/company/coverstack?originalSubdomain=in (54 employees on LinkedIn®) ### 21. [CREALOGiX](https://www.g2.com/products/crealogix/reviews) CLX.E-Banking Suite is a digital banking platform that combines asset management, customer service, and bank document management modules. **Who Is the Company Behind CREALOGiX?** - **Seller:** [CREALOGIX AG.](https://www.g2.com/sellers/crealogix-ag) - **Year Founded:** 1996 - **HQ Location:** Zurich, Zurich, Switzerland - **LinkedIn® Page:** https://www.linkedin.com/company/crealogix/ (324 employees on LinkedIn®) - **Ownership:** SIX: CLXN ### 22. [Credit Passport](https://www.g2.com/products/credit-passport/reviews) Nova Credit's Credit Passport® is the world's only cross-border credit data solution enabling lenders to assess the creditworthiness of newcomer applicants based on their foreign credit history. Newcomers represent ~100% of population growth in every developed economy and the Credit Passport® transforms this high-value, growing segment from invisible to visible. We proudly serve newcomers who have moved to the United States, United Kingdom, Canada, United Arab Emirates, or Singapore, and have a credit history in Australia, Austria, Brazil, Canada, Dominican Republic, Germany India, Kenya, Mexico, Nigeria, Philippines, South Korea, Spain, Switzerland, Ukraine, the US (for newcomers in non-US regions) or the UK. **Who Is the Company Behind Credit Passport?** - **Seller:** [Nova Credit](https://www.g2.com/sellers/nova-credit) - **Year Founded:** 2016 - **HQ Location:** New York, NY - **Twitter:** @nova_credit (1,559 Twitter followers) - **LinkedIn® Page:** https://www.linkedin.com/company/nova-credit-inc./ (125 employees on LinkedIn®) ### 23. [Creduse](https://www.g2.com/products/creduse/reviews) Creduse is an API service that allows to easily integrate a credit system into apps and games. - Easily start a credit cycle for your users, allowing them to receive credits for performing actions or accessing premium content in your application. - Subtract credits from a user's balance when they perform actions or access premium content in your application. - Retrieve a user’s current credit balance to display in your application, keeping them informed of their credit status. - Access a user’s transaction history to view details of their credit usage and activity within your application. Attract new users and keep them engaged, boosting your application's growth and user loyalty. **Who Is the Company Behind Creduse?** - **Seller:** [Creduse](https://www.g2.com/sellers/creduse) - **HQ Location:** N/A - **LinkedIn® Page:** https://www.linkedin.com/company/creduse/ (1 employees on LinkedIn®) ### 24. [Currencylayer](https://www.g2.com/products/currencylayer/reviews) Reliable Exchange Rates & Currency Conversion API - Advanced Data Coverage Get instant access to 168 world currencies and precious metals, and historical data for the past 19 years. - Real-time Updates Depending on your subscription, exchange rates are delivered every 60 minutes, 10 minutes, or 60 seconds. - 256-bit HTTPS Ensure secure and encrypted datastreams by connecting to the API via industry-standard HTTPS. - Interactive Documentation Once signed up, you will be able to try out the API's features as you go through their Documentation. **Who Is the Company Behind Currencylayer?** - **Seller:** [Currencylayer](https://www.g2.com/sellers/currencylayer) - **Year Founded:** 2015 - **HQ Location:** Vienna, Vienna, Austria - **LinkedIn® Page:** https://www.linkedin.com/company/apilayer/ (16 employees on LinkedIn®) ### 25. [Data Access Network](https://www.g2.com/products/data-access-network/reviews) Akoya’s Data Access Network provides a single, standardized API connection point that links financial institutions, fintechs, and aggregators. Instead of managing multiple one-off integrations, participants connect to Akoya once and exchange financial data securely. Built with 100% API standards and OAuth-based authentication, our network ensures reliable, real-time data sharing without storing or sharing sensitive information. This streamlined approach reduces technical complexity, enhances security, and enables faster, more reliable connections. With Akoya, financial institutions and fintechs can focus on building innovative, customer-first experiences, all while benefiting from a scalable, unified network that makes data access simple and secure. **Who Is the Company Behind Data Access Network?** - **Seller:** [Akoya](https://www.g2.com/sellers/akoya) - **Year Founded:** 2020 - **HQ Location:** Boston, US - **LinkedIn® Page:** https://www.linkedin.com/company/akoyanetwork/ (114 employees on LinkedIn®) - **Ownership:** Private ## What Is Financial Data APIs? [Financial Services Software](https://www.g2.com/categories/financial-services) ## What Software Categories Are Similar to Financial Data APIs? - [Unified APIs Software](https://www.g2.com/categories/unified-apis) --- ## How Do You Choose the Right Financial Data APIs? ### What You Should Know About Financial Data APIs ### What is Financial Data APIs? Financial data APIs have become an important part of the financial technology landscape. They link internal data sources and external access to financial data, depending on the type of API and the use case stipulations governing its use. Financial data APIs are helping to fuel the development of financial products as well as streamline operational data-involved processes internally. Key Benefits of Financial Data APIs - Improve internal data access - Catalyze external fintech product development - Fuel internal product development ### Why Use Financial Data APIs? Financial data APIs are useful for a variety of reasons. They can improve internal data sharing and operational efficiency, provide an additional source of revenue by charging for external use by partners, and fuel fintech development. Depending on the parameters set regarding developer use of the API in question, the financial institution may benefit handsomely from allowing API access to external developers. Internal developers with API access can provide the institution with new product offerings as well as insights that may inform product development and organizational strategy. **Internal Data Sharing —** One of the primary reasons to use financial data APIs is for internal sharing of financial data. In a large financial institution, data can become very siloed and difficult to access for those not working directly with it on a daily basis. Financial APIs open up access to those data sources, helping to improve transparency and allow easier internal data sharing. **Partner Integrations —** Another reason to use financial data APIs is to strengthen partner integrations with a financial institution. Giving partners access to valuable data sources strengthens the connection between products. **Internal Product Development —** Financial data APIs can help fuel internal product teams’ development processes. They can leverage the data accessed via the API to drive the creation of new products. ### Who Uses Financial Data APIs? Financial services institutions of all shapes and sizes use financial data APIs. **Fintech Companies —** Fintechs make good use of financial data APIs. They are increasingly leveraging access to these valuable data sets to inform product decisions. **Financial Institutions —** Traditional financial companies are using financial data APIs to create products, share data internally, and fuel partner integrations. As the institutions with the largest financial datasets, the opening of those datasets to the world at large (with obvious privacy and data sharing restrictions in place) is key to enhancing the fintech product landscape. ### Kinds of Financial Data APIs There are three types of APIs in the finance industry: internal APIs, private APIs, and open APIs. **Internal APIs —** Internal APIs are used by individuals, usually developers, within an organization. These APIs are designed to share various internal data sources across the organization. The goal of leveraging these APIs is to increase operational efficiency and improve processes by streamlining internal data access. **Private APIs —** Private APIs are limited-use APIs for financial institutions’ business partners to tighten up partner integrations. Financial institutions can monetize the use of these APIs and often leverage their use to enhance security across partnerships. **Open APIs —** Open APIs are used to share financial data with a wide range of potential users. These APIs often limit the amount and type of information that is accessible, and the API creator often vets users prior to granting them access. However, these APIs drive product and application creation by developers who use the data accessed by the API to shape their product. ### Financial Data APIs Features Financial data APIs often include, but are not limited to, the following features: **Data Syncing —** Syncs data across multiple applications. **Live Feed —** Provides live data input from source to application. **Open Interface —** Allows external connections once properly vetted. ### Trends Related to Financial Data APIs The concept of open banking has given way to more discussion of financial data APIs and potential use cases in the financial services world. **Open Banking —** Open banking is the concept of increasing data sharing between financial institutions and fintech companies. This concept, European in origin, has been codified by the Payment Services Directive 2.0 (PSD2) and is designed to increase competition, lower prices, and increase the amount of financial products on the market. Open banking necessitates the creation of public APIs and is fueling their increased use throughout the finance world. **Rise of Fintech —** The rise of technology in financial services has spurred numerous fintech companies to seek out new opportunities to offer financial products for both consumers and businesses. Fintechs are leveraging public APIs to access the data sets of traditional financial institutions and either create new products or connect their products to the fintechs’ own. ### Potential Issues with Financial Data APIs **Security —** Data security is paramount these days. API creators have to ensure there are strong security features built in and that the right data is only accessible to the right people. **Data Sharing Policy —** APIs must navigate the constantly shifting regulatory landscape that governs data sharing. As more personal data than ever before is housed by the various companies we provide with that data, developers have to ensure that the data they are sharing is legally and properly shared. Privacy is a large concern, so financial data APIs must be designed with that in mind. ### Software and Services Related to Financial Data APIs Financial services software is the general umbrella under which financial data APIs fall, and if used properly, they have the capability to impact nearly every subcategory of software that falls within the financial services vertical. [**Investment Portfolio Management Software**](https://www.g2.com/categories/investment-portfolio-management) **—** Investment portfolio management software can leverage APIs to connect to financial data sources for real-time trading-related information. [**Digital Banking Platforms**](https://www.g2.com/categories/digital-banking-platforms) **—** Digital banking platforms can use financial data APIs to strengthen their ability to provide robust product offerings. [**Financial Risk Management Software**](https://www.g2.com/categories/financial-risk-management) **—** Financial risk management software can use financial data APIs to inform risk analysis models.