# Top Free Cash Flow Management Software - Page 4 ## How Many Cash Flow Management Software Products Does G2 Track? **Total Products under this Category:** 156 ### Category Stats (Aug 2026) - **Average Rating:** 4.54/5 (↓0.01 vs Jul 2026) The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** Relay (+1.73%) - Among all products in this category, Relay recorded the largest rating increase compared to last month _Last updated: August 04, 2026_ ## How Does G2 Rank Cash Flow Management Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 7,400+ Authentic Reviews - 156+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Cash Flow Management Software ![G2 Grid® for Cash Flow Management Software plotting products by satisfaction and market presence](https://www.g2.com/categories/cash-flow-management/grids.png?focus%5B%5D=130478&focus%5B%5D=93555&focus%5B%5D=6006&focus%5B%5D=1313478&focus%5B%5D=19809&focus%5B%5D=23596&focus%5B%5D=99063&focus%5B%5D=17701) Highlighted products: Agicap, Qonto, BILL AP/AR, QuickBooks Bill Pay, Kyriba, Quadient Accounts Receivable, Datarails, and Billtrust. Underlying data: [Grid® JSON](https://www.g2.com/categories/cash-flow-management/grids.json?focus%5B%5D=agicap&focus%5B%5D=qonto&focus%5B%5D=bill-ap-ar&focus%5B%5D=quickbooks-bill-pay&focus%5B%5D=kyriba&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=datarails&focus%5B%5D=billtrust) **Sponsored** ### Invoiced Invoiced by Flywire is an AI-native accounts receivable and invoice-to-cash automation platform designed to help B2B finance teams automate billing, collections, payment processing, and cash reconciliation. Built for mid-market and enterprise businesses managing high-volume receivables, Invoiced eliminates manual A/R work so finance teams can scale operations without adding proportional headcount. Acquired by Flywire (NASDAQ: FLYW) in 2024, Invoiced combines accounts receivable software, AI-powered automation, integrated payment processing, and deep ERP integrations into a single connected platform. Unlike point solutions or freelance invoicing tools, Invoiced is purpose-built for complex B2B finance operations where invoice volume is high, payment methods are diverse, and reconciliation is time-consuming. Core Capabilities & Features: -Automated Collections Workflows — Customizable dunning sequences, payment reminders, and escalation rules that trigger based on payment status and customer behavior, reducing manual follow-up work -AI-Powered Cash Application — CashMatch AI automates payment matching and reconciliation to invoices, even with incomplete remittance data, minimizing exceptions and month-end reconciliation time -Subscription & Recurring Billing — Supports usage-based, recurring, and hybrid billing models with automated invoice generation, proration, and customer billing portals -Global Payment Processing — Accepts 1,200+ payment methods across 140+ currencies with automatic FX handling, enabling domestic and cross-border collections without adding banking complexity -Deep ERP Integrations — Native connectors to NetSuite, Sage Intacct, Microsoft Dynamics 365, Salesforce, and others ensure real-time data sync and eliminate duplicate data entry Finance teams use Invoiced to accelerate cash collection, reduce days sales outstanding (DSO), and regain visibility into the full receivables lifecycle. The platform eliminates data silos between AR, payments, and ERP systems by automating payment reconciliation and posting. Routine manual tasks—invoice delivery, payment chasing, cash matching, exception handling—are shifted to AI-driven workflows, freeing finance professionals to focus on strategy, forecasting, and relationship management rather than execution. The platform is particularly valuable for organizations scaling transaction volume without scaling headcount, companies operating internationally with multi-currency and multi-payment-method requirements, and finance teams struggling with legacy systems that lack automation and integration. Invoiced serves mid-market and enterprise finance teams across industries including SaaS, healthcare, education, financial services, insurance, professional services, staffing, and nonprofits. Thousands of global customers rely on Invoiced to process billions in receivables annually, and the platform is recognized as a category leader in A/R automation. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=2029&secure%5Bchosen_at%5D=2026-08-05T11%3A18%3A52Z&secure%5Bdisplayable_resource_id%5D=2029&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=2029&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=5873&secure%5Bresource_id%5D=2029&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcash-flow-management%2Ffree%3Fpage%3D4&secure%5Btoken%5D=c37df17518ad389f58e6bd035bae61c2e17d03c4af9b28ec508386f86f302745&secure%5Burl%5D=https%3A%2F%2Fwww.invoiced.com%2Faccounts-receivable%3Futm_source%3Dg2%26utm_medium%3Dreferral%26utm_campaign%3Dcompetitor%2Bad%2Bplacement%2B%26utm_id%3D082025%26utm_content%3Dbilling&secure%5Burl_type%5D=book_demo) ### [MODLR](https://www.g2.com/products/modlr/reviews) MODLR is financial planning and analysis software that enables agile enterprise-wide collaboration and provides an evolving range of solutions to improve integral business processes. With the ability to streamline reporting, forecasting, budgeting and more, MODLR's aim is to make financial planning as simple and efficient as possible. **Average Rating:** 4.9/5.0 **Total Reviews:** 11 #### How Do G2 Users Rate MODLR? - **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 9.4/10) #### Who Is the Company Behind MODLR? - **Seller:** [MODLR](https://www.g2.com/sellers/modlr) - **Year Founded:** 2015 - **HQ Location:** Sydney, New South Wales - **Twitter:** @TeamMODLR 286 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=1de6151c0bb23ffe8670beecc2c64c35e2912c1d0ed29acf056fdfae06710367&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmodlr&secure%5Burl_type%5D=linkedin_company_website) 18 employees on LinkedIn® #### Who Uses This Product? - **Company Size:** 50% Small, 33% Medium #### What Are Recent G2 Reviews of MODLR? **["Highly customisable, intuitive reporting and planning"](https://www.g2.com/survey_responses/modlr-review-6551624)** **Rating:** 5.0/5.0 stars _— Stephen M._ [Read full review](https://www.g2.com/survey_responses/modlr-review-6551624) **["Great Product"](https://www.g2.com/survey_responses/modlr-review-6484941)** **Rating:** 5.0/5.0 stars _— Sarah M._ [Read full review](https://www.g2.com/survey_responses/modlr-review-6484941) #### What Are G2 Users Discussing About MODLR? - [What is MODLR used for?](https://www.g2.com/discussions/what-is-modlr-used-for) ### [MoolaX](https://www.g2.com/products/moolax/reviews) MoolaX is a personal finance tool designed to empower entrepreneurs to effectively track their profits, and gain a comprehensive understanding of their businesses performance. #### Who Is the Company Behind MoolaX? - **Seller:** [MoolaX](https://www.g2.com/sellers/moolax) - **Year Founded:** 2024 - **HQ Location:** Miami, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f3b1e031cd4307a798c605173960495e8cdc8638d9d1f5c7c4a2a941a75300e8&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmoolax-smart-cashflow-manager%2F&secure%5Burl_type%5D=linkedin_company_website) 2 employees on LinkedIn® ### [Okimia](https://www.g2.com/products/okimia/reviews) Fygr est une solution SaaS ultra-intuitive créée dans le but de mettre la technologie au service des TPE / PME, et de leurs experts-comptables, afin de leur faire gagner du temps et du confort sur la gestion de leur trésorerie, et leur permettre ainsi de se concentrer sur l’essentiel, leur activité. #### Who Is the Company Behind Okimia? - **Seller:** [Okimia](https://www.g2.com/sellers/okimia) - **Year Founded:** 2019 - **HQ Location:** Paris, FR - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7b24572264b0f708eee73697c9b6f321bdb028f6ef78a1a2a4319d04e0162d93&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fokimia%2F&secure%5Burl_type%5D=linkedin_company_website) 44 employees on LinkedIn® ### [Quickly](https://www.g2.com/products/quickly/reviews) Quickly is a financial technology platform that helps businesses and their suppliers unlock the value of early payments. By connecting to accounts payable software, Quickly enables companies to automate, manage, and optimize early payment programs that improve cash flow on both sides of the supply chain. For buyers, Quickly provides a simple way to offer early payment options to their suppliers in exchange for a dynamic discount—generating measurable savings without disrupting existing payment terms or workflows. Suppliers gain the flexibility to choose when to receive payment ahead of the due date, helping them access working capital faster and reduce reliance on debt or credit. The platform integrates with leading ERP and accounting systems to sync invoices, streamline approvals, and track the full lifecycle of payments. Quickly’s user interface is designed to be intuitive, allowing finance and procurement teams to configure programs, set discount rules, and process payments in bulk with minimal effort. Real-time dashboards provide visibility into performance metrics such as savings generated, supplier participation, and payment cycle times. Quickly is used by organizations across a range of industries, including construction, manufacturing, and professional services—anywhere supplier relationships and payment timing have a direct impact on operational efficiency. The platform supports both buyers and suppliers, reducing administrative friction while improving liquidity across the supply chain. By combining automation, transparency, and financial insight, Quickly helps businesses turn accounts payable into a strategic advantage. #### Who Is the Company Behind Quickly? - **Seller:** [Quickly](https://www.g2.com/sellers/quickly-b81c5d0b-9508-4fbc-bf96-b6d1f59ad262) - **Year Founded:** 2021 - **HQ Location:** Calgary, CA - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=af71bf156b9382d262170884718dd5de595d2e10b1afebf48291de05e6d69d95&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fquickly-inc%2F&secure%5Burl_type%5D=linkedin_company_website) 15 employees on LinkedIn® ### [re:cap](https://www.g2.com/products/re-cap/reviews) re:cap helps tech companies make better financial decisions and maximize their capital efficiency. They integrate financial analysis, forecast, and funding in one platform called the Capital OS. This ensures that financial operations and funding work as one. The Capital OS The Capital OS combines financial analysis, forecasting, and funding in one platform. It links company performance with planning and funding decisions, giving businesses a structured way to manage capital. Analysis With Analysis, companies bring all their financial data in real-time into one place. They see cash balances, runway, and growth at a glance, track transactions across accounts, and understand where money flows. Benchmarks, capital needs, and a rating system show how fundable a company is and what to improve. Forecast With Forecast, companies plan short-term liquidity and long-term capital needs in one place. Using cash flow, invoices, actuals, and budgets, they create weekly and monthly forecasts, test scenarios, and add funding events to see the impact. This shows them clearly when capital is needed, what is possible with the funds available, or what kind makes sense. Funding re:cap offers a non-dilutive credit line. Companies can tailor terms – including amount, duration, and repayment – to fit their business needs and goals. How companies use funding - Extend runway to reach profitability or postpone equity fundraising - Fund long-term growth - Fund large investments - Bridge short-term liquidity needs - Cover long payment targets Key terms of the funding - Ticket size: €50K to €5M - Amortization: 1 to 60 months - Control: 100% non-dilutive - Only pledge on receivables: no personal guarantees and no equity kickers Available in Germany, United Kingdom and Netherlands. **Average Rating:** 5.0/5.0 **Total Reviews:** 1 #### Who Is the Company Behind re:cap? - **Seller:** [re:cap Technologies GmbH](https://www.g2.com/sellers/re-cap-technologies-gmbh) - **Company Website:** www.re-cap.com - **Year Founded:** 2021 - **HQ Location:** Berlin, DE - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=865dfaf9cab0b5af1902fde68eb5afaaf79d9f26b2c11dafd0e1edf043a01387&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frecapnow%2F&secure%5Burl_type%5D=linkedin_company_website) 67 employees on LinkedIn® #### Who Uses This Product? - **Company Size:** 100% Small #### What Do G2 Reviewers Say About re:cap? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **flexibility** offered by re:cap, enabling ambitious growth without sacrificing equity. - Users highlight the **smooth onboarding process** with re:cap, leading to significant growth and flexibility in funding. ##### Cons - Users find the **higher costs** of re:cap to be a significant drawback, despite its flexibility. #### What Are Recent G2 Reviews of re:cap? **["Very trustworthy and flexible financing partner"](https://www.g2.com/survey_responses/re-cap-review-11718148)** **Rating:** 5.0/5.0 stars _— Verified User in Information Technology and Services_ [Read full review](https://www.g2.com/survey_responses/re-cap-review-11718148) ### [SME Clutch](https://www.g2.com/products/sme-clutch/reviews) SME Clutch helps small business owners who are overwhelmed by complex financial data, causing stress, by providing tools for financial goal setting, tracking and accountability, unlike existing accounting reports which they find difficult to understand. 🏆 You are 50% more likely to succeed if you set goals. 📌 You are 76% more likely to succeed if you track goals. 🔬 Having a specific accountability partner can increase success rates to 95%. SME Clutch makes this easy for small business owners and their bookkeepers. #### Who Is the Company Behind SME Clutch? - **Seller:** [Store Performance](https://www.g2.com/sellers/store-performance) - **Year Founded:** 2018 - **HQ Location:** St Albans, GB - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2bb54a5486e00e043c49c8a62056f42751475b8c11bd0f37fb3c802c7359a493&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fstore-performance-ltd&secure%5Burl_type%5D=linkedin_company_website) 3 employees on LinkedIn® ### [Treasury4 TMS](https://www.g2.com/products/treasury4-tms/reviews) Treasury4 TMS is a modern, cloud-native treasury management system built by practitioners for treasury and finance professionals. It offers a centralized platform that unifies all essential treasury functions—cash, entity, account, payments, and forecasting—in one intelligent hub. Key Features Entity4: A system of record for legal entities, banking metadata, signatories, and account relationships—automating KYC/FBAR compliance and maintaining a clean entity structure Cash4: Real-time global cash management with advanced transaction categorization, visibility across bank and investment accounts, dashboards, forecasting, and streamlined reconciliation Payments4: A sophisticated payment module. It handles high-value, low-volume treasury payments with automated workflows, approvals, compliance tracking, visibility, and seamless integration with Cash4 so every payment ties back to cash positions Cloud-native, API-first, bank-agnostic infrastructure, enabling fast onboarding (days to weeks) and minimal IT involvement, unlike legacy systems that often take months or longer to implement #### Who Is the Company Behind Treasury4 TMS? - **Seller:** [Treasury4](https://www.g2.com/sellers/treasury4) - **Year Founded:** 2020 - **HQ Location:** Spokane, US - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a1d6794d38bd9214eb4032550561531b947c341128f7b7775be20142e1920aff&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftreasury4&secure%5Burl_type%5D=linkedin_company_website) 40 employees on LinkedIn® - [‹ Prev‹ Prev](/categories/cash-flow-management/free?order=g2_score&page=3#product-list) - [1](/categories/cash-flow-management/free?order=g2_score#product-list) - [2](/categories/cash-flow-management/free?order=g2_score&page=2#product-list) - [3](/categories/cash-flow-management/free?order=g2_score&page=3#product-list) - 4 - Next ›Next › Spotlight Categories [Core HR Software](https://www.g2.com/categories/core-hr) [SAP Store Software](https://www.g2.com/categories/sap-store) [Demand Side Platform (DSP)](https://www.g2.com/categories/demand-side-platform-dsp) [Enterprise Risk Management (ERM) Software](https://www.g2.com/categories/enterprise-risk-management-erm) [Account-Based Orchestration Platforms](https://www.g2.com/categories/account-based-orchestration-platforms) Similar Categories - [Order Management](/categories/order-management) - [Accounting](/categories/accounting) - [Accounting Practice Management](/categories/accounting-practice-management) - [Accounts Receivable](/categories/accounts-receivable) - [AP Automation](/categories/ap-automation) - [Billing](/categories/billing) - [Budgeting and Forecasting](/categories/budgeting-and-forecasting) - [Business Plan](/categories/business-plan) - [Credit and Collections](/categories/credit-and-collections) - [Cross-border payments software](/categories/cross-border-payments-software) - [Deduction Management](/categories/deduction-management) - [Enterprise Payment](/categories/enterprise-payment) - [Equity Management](/categories/equity-management) - [Financial Analysis](/categories/financial-analysis) - [Financial Audit](/categories/financial-audit) [Browse Cash Flow Management Themes](/categories/cash-flow-management/themes)