Xflow Reviews & Product Details

What I like best about Xflow is how it takes away the hassle of traditional banks. Receiving international payments used to mean long clearance times, unpredictable exchange rates, and uncertainty about the final amount—often delaying order fulfillment, impacting lead times, and squeezing profitability. With Xflow, payments are faster, transparent, and far more reliable. We’ve cut our lead times by up to 72 hours while also getting the best FX rates in the market, directly boosting both efficiency and profitability. Review collected by and hosted on G2.com.

Initially, there were a few minor glitches, but the team’s responsiveness and quick resolutions turned them into non-issues. At this point, I don’t have any real dislikes—Xflow has been a reliable and smooth experience. Review collected by and hosted on G2.com.

I love using Xflow because it efficiently solves my cash flow problems, specifically streamlining the invoicing and international client payment processes. The auto-generation and sending of invoices allow clients to make payments directly through email without needing to log in to other bank accounts or portals, which is incredibly convenient and reduces payment delays. The team at Xflow has been exceptionally supportive, especially during our initial onboarding. They ensured we understood how to use the dashboard despite any questions we had, which dramatically simplified our learning process. I'm also very appreciative of their availability, as they address challenges head-on, whether it involves multi-currency transactions or payment methods that fail. All these aspects make Xflow an integral part of my business operations. Review collected by and hosted on G2.com.

I would like Xflow to expand to more currencies and to integrate more seamlessly with my bank to address the FIRC problem. This would make the platform more comprehensive, allowing me to use it exclusively without needing additional services. Review collected by and hosted on G2.com.

Xflow has completely transformed how we manage international payments at Elbroz Media. The FX AI feature is a game-changer — it gives us live forex rate predictions and lets us set automated withdrawal triggers, which has eliminated the need to monitor rates manually. Compared to Skydo and Payoneer, we’re saving nearly 65% on fees per transaction. Payments are lightning-fast (usually within 24 hours), and there’s no holding period, which really helps our cash flow — especially for milestone-based payments, which are common in our industry. The ability to accept payments from multiple countries like the UK, Canada, UAE, and South Africa is a big plus. And I have to give a special shoutout to Anurag from the support team — incredibly responsive, even during late-night queries. Review collected by and hosted on G2.com.

Nothing so far — it’s been a seamless experience across the board. Review collected by and hosted on G2.com.

We’ve tried several platforms—PayPal, Wise, even direct wire transfers through our bank—but Xflow has easily been the most seamless experience for receiving international payments in India.

Their Virtual Bank Accounts (VBANs) make it incredibly easy to collect USD and other currencies from clients abroad. Funds settle quickly into our Indian accounts, and the eFIRA documentation is handled automatically—no more chasing our bank or CA.

What really stands out is their India-first approach. They’ve clearly built this product with the pain points of Indian SMBs and freelancers in mind—no hidden FX markups, no compliance guesswork, and fast support. Review collected by and hosted on G2.com.

Would love to see even more integrations (e.g. Zoho), but overall, can’t recommend it enough if you’re tired of clunky and expensive international payment processes. Review collected by and hosted on G2.com.

I really like how simple the whole process is. I can send payment links to my clients abroad and get the money in my Indian account without any confusion. The dashboard is clean and shows exactly how much I’ll receive after conversion. Review collected by and hosted on G2.com.

The only thing I’d say is that the email notifications could be faster. Sometimes the payment gets credited before I even get the update. Review collected by and hosted on G2.com.

The things I like best about Xflow are the cost savings, the customer service, and the fact that the compliance angle is sorted. Review collected by and hosted on G2.com.

I've found nothing to dislike about them (yet). Review collected by and hosted on G2.com.

Xflow’s FX markups are lower than traditional banks which we have been using past 6 years, with no hidden fees. This makes it more cost-efficient for frequent international transfers.The platform tends to process payments quickly (often within 1 day). The dashboard is clean, intuitive, and helpful.They provide eFIRC/foreign inward remittance advice automatically via dashboard. Review collected by and hosted on G2.com.

Nothing to dislike at the moment. We have just got started with Xflow and hoping for the seamless experience & long term collaboration with Xflow. Review collected by and hosted on G2.com.

We run a marketing agency and work with clients based in the US. Every month, we raise invoices in dollars and used to spend a lot of time figuring out how to get paid smoothly.

Since we started using Xflow, things have been so much easier. The money comes in on time, and we don’t have to chase or worry about delays or unclear fees. Everything just works, we get the payment in INR, with complete visibility at every step.

If you run a service business with international clients, this is something you definitely want to have in place. Review collected by and hosted on G2.com.

It would be great to have more control over the exact exchange rate timing, especially when we know USD is trending up. Review collected by and hosted on G2.com.

I’ve worked with many leading banks for inward remittances, but Xflow stands out on an entirely different level. I never imagined a platform could provide such exceptional benefits. The exchange rates on Xflow are significantly better than those offered by any bank in India—and you simply won’t find a bank that can match them.

Most banks refuse to reference XE rates for currency conversion. Instead, they typically offer you IBR rates with a deduction of 10–20 paise. Xflow, on the other hand, often provides rates even better than XE itself, giving you far more value than traditional banking options.

If you’re still processing your inward remittances through banks, you might be losing a substantial amount of money. The difference between bank rates and Xflow’s rates could easily amount to the salary of a full-time employee in your organization.(a Junior Accountant)

On top of that, Xflow’s support is truly next level. The onboarding process is seamless, and the overall user experience is exceptionally well-designed. Review collected by and hosted on G2.com.

Nothing to dislike as much as I can see. All I can say is Review collected by and hosted on G2.com.

Xflow has completely transformed the way I handle international payments & transfers. Settlements land in our account in <2 days, fees are transparent, fixed with no hidden markups, and compliance is taken care of automatically.

The dashboard is clean and easy to use, and support team is responsive via text. Compared to banks, I save time, money, and hassle. Review collected by and hosted on G2.com.

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