# TLOxp Reviews **Vendor:** TransUnion **Category:** [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection) **Average Rating:** 4.3/5.0 **Total Reviews:** 13 ## About TLOxp TLOxp is an advanced investigative and risk management tool developed by TransUnion, designed to deliver comprehensive, real-time data on individuals, businesses, and assets. Utilizing proprietary linking and assessment algorithms, TLOxp sifts through extensive public and proprietary databases to provide detailed reports within seconds. This rapid access to actionable information empowers professionals across various industries to make informed decisions efficiently. Key Features and Functionality: - Comprehensive Data Access: TLOxp offers a 360-degree profile of subjects, including addresses, phone numbers, employment history, criminal records, bankruptcies, liens, assets, relatives, and associates. - Advanced Search Capabilities: The platform's sophisticated search tools allow users to input minimal information and still retrieve extensive, relevant data, enhancing the efficiency of investigations. - Batch Processing and API Integration: TLOxp supports high-volume searches through batch processing and seamless API integration, enabling organizations to handle large datasets effectively. - Daily Data Updates: The system is updated daily, ensuring users have access to the most current and reliable information available. - User-Friendly Interface: Designed with a focus on usability, TLOxp's intuitive interface allows users to navigate and extract information with ease. Primary Value and Solutions Provided: TLOxp addresses critical challenges in identity verification, fraud prevention, and due diligence by providing immediate access to accurate and comprehensive data. For industries such as insurance, law enforcement, collections, and asset recovery, TLOxp enhances operational efficiency by reducing the time required to locate individuals, verify identities, and uncover potential risks. By delivering actionable insights swiftly, TLOxp enables organizations to make informed decisions, mitigate risks, and improve overall performance. ## TLOxp Pros & Cons **What users like:** - Users appreciate the **strong quality of data** on TLOxp, especially for North American individuals and business owners. (1 reviews) - Users value the **ease of use** in TLOxp, allowing for quick access and efficient operation. (1 reviews) - Users value the **speed of logging in** to TLOxp, allowing for quick and easy access to the system. (1 reviews) **What users dislike:** - Users experience **limited access** to TLOxp due to frequent lockouts, requiring extended wait times to sign in. (1 reviews) ## TLOxp Reviews ### 1. Super Easy Setup, Powerful Tool for Skip Tracing **Rating:** 4.5/5.0 stars **Reviewed by:** Samantha K. | Service of Process Specialist, Legal Services, Mid-Market (51-1000 emp.) **Reviewed Date:** April 07, 2026 **What do you like best about TLOxp?** I really appreciate TLOxp's UX, which I would rate 9/10. The information it provides when I'm unsure about what a particular search generates is super helpful. It's also super easy to use and the setup was quick and simple. When I moved to a much larger company with around 600 employees, I was ecstatic to learn they use TLOxp for skip tracing too! **What do you dislike about TLOxp?** I wish the fees were visible on each report, so you know what it’ll cost before running it, or if it’ll still charge you if you don’t get a hit. **What problems is TLOxp solving and how is that benefiting you?** I use TLOxp for daily skip tracing and tag searches. It helps us locate and verify individuals efficiently. ### 2. Speed of searches **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Public Relations and Communications | Small-Business (50 or fewer emp.) **Reviewed Date:** December 15, 2025 **What do you like best about TLOxp?** I really like the wealth of information available in one place and the speed of the searches. The tool allows you to easily find and cross-reference lots of data on people or companies. **What do you dislike about TLOxp?** The interface seems a bit cluttered with many filters and options on the screen. You must also be very meticulous with the entry of criteria, otherwise the results may be too numerous or not the ones you want. **What problems is TLOxp solving and how is that benefiting you?** TLOxp saves me from searching for information in multiple different databases. It centralizes survey and identity verification data, which helps me confirm profiles more quickly. ### 3. Easy Access, But Lacks Unique Features **Rating:** 2.5/5.0 stars **Reviewed by:** Tim S. | Senior Manager, Claims Operations, Mid-Market (51-1000 emp.) **Reviewed Date:** November 25, 2025 **What do you like best about TLOxp?** Ease of logging in and quickly accessing system **What do you dislike about TLOxp?** One of many information aggregators so they don't necessarily do anything different than other products **What problems is TLOxp solving and how is that benefiting you?** Quickly identifying party information ### 4. Strong Coverage but a difficult to use website **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** October 02, 2024 **What do you like best about TLOxp?** The quality of data is strong on the site Great for North American coverage of Individuals / Business Owners **What do you dislike about TLOxp?** The usability of the website. It locks out users from the website where they have to wait a certain period to sign in again, too easily **What problems is TLOxp solving and how is that benefiting you?** My business looks into retailers for our credit product. We pull TLO Reports on individuals to assess the strength of their personal credit, when assessing for our product ### 5. TLO Review **Rating:** 4.5/5.0 stars **Reviewed by:** Michael B. | Small-Business (50 or fewer emp.) **Reviewed Date:** February 22, 2024 **What do you like best about TLOxp?** I can get insights into possible new clients **What do you dislike about TLOxp?** It can be expensive if we do a lot of searches **What problems is TLOxp solving and how is that benefiting you?** Helping us to avoid bad new clients ### 6. Ideal for the Financial Industry **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** August 16, 2021 **What do you like best about TLOxp?** TLOxp has been a tremendous asset to our business. It is easy to use the software. And to find who you are looking for. It is easy to find someone and verify who they are. **What do you dislike about TLOxp?** As much as I like the added measure of security, it gets old. Having to have a pin to log in every time on top of a password can get old. And if you don't reset your password you are locked out every 3 months or so **What problems is TLOxp solving and how is that benefiting you?** If we are having problems verifying someone's identity, TLOxp is there to help. ### 7. Most Reliable Source for Public Records **Rating:** 4.5/5.0 stars **Reviewed by:** Christopher P. | Senior Intelligence Analyst, Mid-Market (51-1000 emp.) **Reviewed Date:** January 19, 2021 **What do you like best about TLOxp?** The data produced by TLO is the most accurate that I have seen. In addition, their application of confidence scores to phone numbers greatly aides our investigative work. **What do you dislike about TLOxp?** While some of the data provided will attribute itself to a source, most will not. If we were able to determine where information is present, and where it can be corroborated, that would greatly enhance our investigative work. **What problems is TLOxp solving and how is that benefiting you?** We are able to perform enhanced background checks by using TLO and its data. The benefit of a comprehensive social media report has made that possible. ### 8. I like it **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Security and Investigations | Small-Business (50 or fewer emp.) **Reviewed Date:** November 08, 2018 **What do you like best about TLOxp?** I like the price per search. It's very hard for other companies to compete with that. Setting up an account is also super easy. Definitely would recommend to any fellow skip tracers. Also, on a company wide aspect. It's cool that they offer 3 different pricing options. **What do you dislike about TLOxp?** I dont have anything negative to say or anything to suggest that too do differently. **What problems is TLOxp solving and how is that benefiting you?** Tinternet results are all over the place and there is lots of information that is either inaccurate or not available that tlo helps us narrow. We also have a few clients that use tlo themselves in order for us to chase the nest possible lead on every assignment. Our success rate has increased using the resource. ### 9. Amazed at how simple it is to find people **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Legal Services | Small-Business (50 or fewer emp.) **Reviewed Date:** January 17, 2019 **What do you like best about TLOxp?** You don’t need much information to find someone unless their name is generic. **What do you dislike about TLOxp?** Sometimes it is obvious that two different entries are the same person when they have the same name and address yet one entry has more info than the other. Which caused me to try and look up more info. **What problems is TLOxp solving and how is that benefiting you?** Locating individuals in order to serve legal documents. ### 10. Great skip tracing tool **Rating:** 5.0/5.0 stars **Reviewed by:** Jenn G. | Independent Distributor, Mid-Market (51-1000 emp.) **Reviewed Date:** October 29, 2018 **What do you like best about TLOxp?** TLO is super easy to use and you can find all kinds of information when you are skip tracing **What do you dislike about TLOxp?** I wish that you were able to find people by their business email addresses **What problems is TLOxp solving and how is that benefiting you?** Skip tracing debtors. It’s easy to find lost of info when you need it ### 11. TLO Review **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** November 08, 2018 **What do you like best about TLOxp?** Being able to purchase plate scans is the best feature. **What do you dislike about TLOxp?** I have found another database to be slightly more accurate **What problems is TLOxp solving and how is that benefiting you?** Purchasing plate scans has helped our company in locating skips at at temporary housing and confirming the color of many generic vehicles. ### 12. Great investigative product **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Government Administration | Mid-Market (51-1000 emp.) **Reviewed Date:** October 10, 2018 **What do you like best about TLOxp?** It’s very easy to use and has high security. I’m able to find people and information about them. **What do you dislike about TLOxp?** I dislike that I can find IP address information **What problems is TLOxp solving and how is that benefiting you?** I’m finding suspect information to help with criminal cases. Information such as phone carriers for a phone number in order to request a warrant from the phone carrier. ### 13. Neat Skiptracing tool **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Research | Small-Business (50 or fewer emp.) **Reviewed Date:** November 08, 2018 **What do you like best about TLOxp?** Its easy to use and learn. This offers more acquiring information that the latter. **What do you dislike about TLOxp?** I'm not sure that I have any dislikes about this database. **What problems is TLOxp solving and how is that benefiting you?** With this service alone, I could save more money that using a combination of others. ## TLOxp Discussions - [How does TLO get its data?](https://www.g2.com/discussions/tloxp-how-does-tlo-get-its-data) - [How does TLO get its data?](https://www.g2.com/discussions/how-does-tlo-get-its-data) - [How accurate is TLOxp?](https://www.g2.com/discussions/how-accurate-is-tloxp) - [What information does TLO have?](https://www.g2.com/discussions/what-information-does-tlo-have) - [What is TLOxp used for?](https://www.g2.com/discussions/what-is-tloxp-used-for) - [View TLOxp pricing details and edition comparison](https://www.g2.com/products/tloxp/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-13+08%3A17%3A37+-0500&secure%5Bsession_id%5D=bed850f0-16be-405b-84c9-a0fa6efd0f5f&secure%5Btoken%5D=d8c9326e7ba2fb7660c78b5a2554def2a1b98795cd5d6d67005cbd0727705d14&format=llm_user) ## TLOxp Features **Intelligence** - Transaction Scoring - Risk Assessment - Intelligence Reporting - ID Analytics **Detection** - Fraud Detection - Alerts - Real-Time Monitoring **Response** - Device Tracking - Fraud Markers - Blacklisting - Bot Mitigation ## Top TLOxp Alternatives - [CLEAR](https://www.g2.com/products/clear/reviews) - 4.2/5.0 (12 reviews) - [Signifyd](https://www.g2.com/products/signifyd/reviews) - 4.6/5.0 (331 reviews) - [Sift](https://www.g2.com/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews) - 4.6/5.0 (593 reviews)