spektr Features

Orchestrates customer journey via customizable workflows.

Contains e-signature functionality.

Captures customer data through digital forms.

Uses OCR to scan customer documents, extract data, and auto-fill forms using the extracted data.

Scans and verifies customer identification documents.

Runs KYC checks on customers using information gathered in the application.

Checks customer credit information.

Provide customizable workflows for onboarding activities and tasks.

Include templates for onboarding project plans and documents.

Generate checklists to monitor the prograss of onboarding projects.

Track tasks, project, and dependencies using timeline views or GANTT charts.

Allocate resources to tasks and projects, and track their costs.

Manage onboarding documents, training materials, and other content.

Assign and track onboarding tasks to internal and external stakeholders.

Identify trends and analysis that can be used to optimize onboarding.

Visualization tool to organize and optimize tasks and track their status at every stage of workflow

Establish measurable goals and objectives and track their progress over a specific period of time

Manage and track all internal and external communication conducted via calls, email, text, or chat

Provider a portal for customers and external users to collaborate and share documents.

Initiate interactions with customers by proactively starting conversations or providing informational content

Create white-label portals by customer, product, or project.

Provide multiple levels of visibility accrosss all onboarding stages.

Allow internal and external users to collaborate without loging into the system.

Add customized logos and colors to align with company branding

The solution uses intelligent algorithms like fuzzy matching to identify potential risks.

Create watchlists that can include sanctions lists (e.g., Dow Jones, WorldCheck, WorldCompliance, and Accuity).

Score persons and organizations based on their history and risk potential.

Pool data from various sources to auto-populate e-filing of Suspicious Activity Report (SAR) or Currency Transaction Reports (CTR) forms.

Standard workflows to assign workload and to alert users based on predefined triggers.

Manage due dilligence processes such as Customer Due Diligence and Know Your Customer.

Comply with regulations from multiple jurisdictions such as OFAC, UN, EU, OSFI, UK and AUSTRAC or FATCA.

Compliance with fraud and risk management policies created by the company using the solution.

The process of conducting customer due diligence for any politically exposed person (PEP)

Create behavior models that can be used to detect suspicious behavior.

Simulate and validate scenarios to address multiple types of risks.

Real-time transaction screening to immediately identify potential risks.

Allows users to segment and manage lists of suspicious persons and organizations.

Evaluate the quality and performance of the anti-money laundering activities.

Active monitoring of systems, applications, or networks

Monitor or audit historical and current transactions to analyze customer account activities

Ability to generate standard reports for compliance purposes such as FATCA/CRS, SARS/STR and SWIFT.

Display suspicious activity by period, risk type, person or organization.

Dashboards to provide real-time data on suspicious transactions, persons, or organizations.

Has integreated AI features to assess and assign risk scores to transactions and customer profiles, enabling prioritized investigations based on potential threat levels.

Uses AI algorithms to identify complex patterns and anomalies in transaction data that may indicate money laundering.

Ability to recognize printed or written text within digital images or scanned documents

Improves performance based on feedback and experience

Makes informed choices based on available data and objectives

Software program that continuously adjusts its behavior based on observed data

Makes informed choices based on available data and objectives

Monitors both incoming and outgoing payments to detect fraud, such as fake payees, bank accounts, or unathorized users.

Reviews every transaction in real‑time using rules, pre-defined criteria or a combination of signals to block, flag, or allow transactions.

Allows configuring custom rules/thresholds and adjusting sensitivity for different types of transactions.

Monitoring employee behavior for suspicious activity to detect internal fraud

Track and report on everything that happens within the system or network

Monitor or audit historical and current transactions to analyze customer account activities

Control and manage access to company resources

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Electronically collect payments for goods or services

Track and manage adherence to policies for any service, product, process, or supplier

Uses documents, biometrics, or device fingerprinting to verify that a user is who they claim to be.

Detects unusual login or credential usage and requires additional authentication when a risk is present.

Process of checking different types of data for accuracy to avoid errors or inconsistencies

Builds behavioral baselines to detect deviations in transactions and device usage.

Monitors and blocks automated fraud bots, such as creating fake accounts.

Predict future data based on historical data sets

Analyze and gain insights into data in real-time

Automatically identify unusual behavior

Detection of fraudulent checks to prevent financial losses

Tracks actions of users, rule changes, and other system events in secure logs

Generates customlizable reports for regulatory requirements and ongoing compliance.

Create, design and manage workflows for repetitive tasks

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access

Import and export data to and from software applications

Receive data and information in real time

Track and report regulatory data to either internal management or external stakeholders

Store and organize documents in a centralized system

Active reporting of data and metrics

Process of checking different types of data for accuracy to avoid errors or inconsistencies

A collection of customer information such as contact details, demographics, previous interactions, etc.

Oversee people and resources to carry out an investigation

Access software remotely via mobile devices

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Analyze and gain insights into data in real-time

A record of all activities within the system, including user access, changes made, etc.

Track visitors'/audience's responses across web pages and other optimized content

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Add customized logos and colors to align with company branding

Track and analyse user behavior within a system or network

Verify the identity of users/devices to enable secure access

Identify and prevent suspicious activity

Application programming interface that allows for integration with other systems/databases

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Validating the identity of an individual or entity through verification of personal information or credentials

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Notifications that are delivered to users as soon as an event occurs

Analyze potential risks across the organization

Set up connections to third-party platforms to improve business processes

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Import, collect, and capture data from multiple sources

Track and manage adherence to policies for any service, product, process, or supplier

System alerts about the need to escalate an issue or request

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Researching and validating a person's criminal, educational, job or financial records

Securely stores data to prevent data loss or breaches

Use AI to generate content in the form of text, images, videos, etc.

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Electronic signing method that validates the authenticity and integrity of a digital document

Manage user consent requests and documents

Searchable repository of information about clients

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

Connect with meeting participants remotely over video

Supports access to crypto blockchains

A set of software tools and programs used by developers to create applications for specific platforms

Determines the location of a device using GPS or an IP address

Manage and support multiple languages

Plan availability and assign specific time slots for tasks and resources

Manage the process of evaluating documents or requests submitted for approval

Define levels of authorization for access to specific files or systems

Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance

Verifies and confirms the accuracy of an address

Store, manage, and track all electronic documents in a centralized location

Store, manage and track all forms in a centralized location

Leave comments and notes on documents for others to view

Application programming interface that allows for integration with other systems/databases

Set up connections to third-party platforms to improve business processes

Create, manage and track all task activities and progression

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Assemble applications and processes by dragging over and arranging pre-built components

A set of indicators that tracks the performance of networks, applications, systems, teams, etc.

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Measure and track time including hours worked and paid time off (PTO)

Protect sensitive data for digital privacy

Allow users to access multiple services after entering their login credentials once

Track and document all activities across devices, networks, and other systems

Customize data fields to support various needs and use cases

Handles digital content throughout its lifecycle, from creation and storage to distribution and archiving

Identify customers at risk of migration and activate strategies to retain them

Manage contact details and communication with clients

Communicate using direct chat or messages within the system

Form predictions based on past and present data/trends

Access software remotely via mobile devices

Adds a customizable form to the landing page, usually for the purposes of lead generation

Gauge satisfaction and receive information for improvement and success

Monitor sales and make necessary adjustment in order to increase demand and revenue

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Create, design and manage workflows for repetitive tasks

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Track and manage schedules and meetings via an integrated calendar

Track and manage adherence to policies for any service, product, process, or supplier

Electronic storage of stakeholder contact information

Digital forms that are shared and accessed online

Visual representation of project's schedule, sequence and duration of tasks, benchmarks and dependencies

Track all company interactions with current clients

A digital list of items that need to be completed

Store, manage, and track all electronic documents in a centralized location

Use AI to generate content in the form of text, images, videos, etc.

Process of dividing customers into groups based on common characteristics

Set & manage permission levels based on user roles and restrict access to only authorized individuals

Import and export data to and from software applications

Provides a channel for team members to share media files, communicate, and work together

Digitally sign online documents

Track the status and progress of tasks

A record of all activities within the system, including user access, changes made, etc.

Timed notification for any upcoming task, deadline, appointment, or activity

Accept and process online payment transactions

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Custom forms to streamline repetitious aspects of a document

Receive data and information in real time

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Manage, store and organize emails within the system or via third-party apps

Manage and support multiple languages

Track the management and flow of data throughout the organization

Use AI to generate content in the form of text, images, videos, etc.

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Graphical representation of data

Initiate collection and analysis of known risks

Receive system updates as soon as any changes are made

Analyze potential risks across the organization

Rules that can be customized/created based on business requirements for fraud prevention

Receive notification of issues as soon as they occur

Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency

Approve legitimate financial transactions after reviewing for fraud or other risks

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Discover and connect variety of data sources to the application for analysis

Set up connections to third-party platforms to improve business processes

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Receive data and information in real time

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Verify the identity of users/devices to enable secure access

Track and document all activities across devices, networks, and other systems

Application programming interface that allows for integration with other systems/databases

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Intended to be used by online stores

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Notifying as a warning or reminder of a potential or imminent hazard

Intended to be used by banks

Software program that continuously adjusts its behavior based on observed data

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Import and export data to and from software applications

Intended to be used by insurers

Complies with the Payment Services Directive Two (PSD2), set by the European Union for electronic payment services

Import, collect, and capture data from multiple sources

Search and filter data across systems to locate required information by entering keywords or certain criteria

System alerts about the need to escalate an issue or request

Track visitors'/audience's responses across web pages and other optimized content

Record customer information, purchase history, and other notes