Sift Features

Rates each transaction's risk based on specific factors and their benchmarked scores.

Flags suspicious transactions and either alerts administrators or declines transaction.

Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.

Stores data from external or internal sources related to fake accounts, evaluating users for risk.

Finds patterns in common occurrences of fraud to use when evaluating risk of purchasers.

Alerts administrators when fraud is suspected or transactions have been declined.

Constantly monitors system to detect anomalies in real time.

Constantly monitors system to detect anomalies in real time.

Alerts administrators when fraud is suspected or transactions have been declined.

Keeps records of geographic location and IP addresses of fraud suspects.

Tags users suspected of committing fraud and identifies them upon return.

Prevents previous committers of fraud from future transactions.

Monitors for and rids systems of bots suspected of committing fraud.

Stores data from external or internal sources related to fake accounts, evaluating users for risk.

Actively gathers data on suspicious purchasing sources and characteristics of common committers of fraud.

Produces reports detailing trends and vulnerabilities related to payments and fraud.

View and track pertinent metrics to find patterns and gain insights from data

Tags users suspected of committing fraud and identifies them upon return.

Rates each transaction's risk based on specific factors and their benchmarked scores.

Prevents previous committers of fraud from future transactions.

Enables administrators to create access policies and applies policy controls throughout request and provisioning processes.

Integrates with common applications such as service desk tools.

Securely access passwords from any device

Generate and store passwords in an encrypted database and assist in retrieving lost or forgotten passwords

Manage usernames, account numbers, passwords, biometric data, public access keys, and other documentation

Set and enforce password security requirements such as length, character sets, and regular password changes

Works across multiple software systems or databases

Improves performance based on feedback and experience

Makes informed choices based on available data and objectives

Monitors both incoming and outgoing payments to detect fraud, such as fake payees, bank accounts, or unathorized users.

Reviews every transaction in real‑time using rules, pre-defined criteria or a combination of signals to block, flag, or allow transactions.

Allows configuring custom rules/thresholds and adjusting sensitivity for different types of transactions.

Monitoring employee behavior for suspicious activity to detect internal fraud

Track and report on everything that happens within the system or network

Monitor or audit historical and current transactions to analyze customer account activities

Control and manage access to company resources

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Electronically collect payments for goods or services

Track and manage adherence to policies for any service, product, process, or supplier

Uses documents, biometrics, or device fingerprinting to verify that a user is who they claim to be.

Detects unusual login or credential usage and requires additional authentication when a risk is present.

Process of checking different types of data for accuracy to avoid errors or inconsistencies

Builds behavioral baselines to detect deviations in transactions and device usage.

Monitors and blocks automated fraud bots, such as creating fake accounts.

Predict future data based on historical data sets

Analyze and gain insights into data in real-time

Automatically identify unusual behavior

Detection of fraudulent checks to prevent financial losses

Tracks actions of users, rule changes, and other system events in secure logs

Generates customlizable reports for regulatory requirements and ongoing compliance.

Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Electronic signing method that validates the authenticity and integrity of a digital document

Create, design and manage workflows for repetitive tasks

Import, collect, and capture data from multiple sources

Manage user consent requests and documents

Searchable repository of information about clients

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Access software remotely via mobile devices

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

A record of all activities within the system, including user access, changes made, etc.

Connect with meeting participants remotely over video

Track visitors'/audience's responses across web pages and other optimized content

Application programming interface that allows for integration with other systems/databases

Track and manage adherence to policies for any service, product, process, or supplier

Supports access to crypto blockchains

A set of software tools and programs used by developers to create applications for specific platforms

Search and filter data across systems to locate required information by entering keywords or certain criteria

Determines the location of a device using GPS or an IP address

Use AI to generate content in the form of text, images, videos, etc.

Manage and support multiple languages

Plan availability and assign specific time slots for tasks and resources

Verify the identity of users/devices to enable secure access

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Manage the process of evaluating documents or requests submitted for approval

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Define levels of authorization for access to specific files or systems

Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance

Securely stores data to prevent data loss or breaches

Verifies and confirms the accuracy of an address

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Store, manage, and track all electronic documents in a centralized location

Store, manage and track all forms in a centralized location

Track the management and flow of data throughout the organization

Use AI to generate content in the form of text, images, videos, etc.

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Graphical representation of data

Initiate collection and analysis of known risks

Receive system updates as soon as any changes are made

Analyze potential risks across the organization

Rules that can be customized/created based on business requirements for fraud prevention

Receive notification of issues as soon as they occur

Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency

Approve legitimate financial transactions after reviewing for fraud or other risks

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Discover and connect variety of data sources to the application for analysis

Set up connections to third-party platforms to improve business processes

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Receive data and information in real time

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Verify the identity of users/devices to enable secure access

Track and document all activities across devices, networks, and other systems

Application programming interface that allows for integration with other systems/databases

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Intended to be used by online stores

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Notifying as a warning or reminder of a potential or imminent hazard

Intended to be used by banks

Software program that continuously adjusts its behavior based on observed data

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Import and export data to and from software applications

Intended to be used by insurers

Complies with the Payment Services Directive Two (PSD2), set by the European Union for electronic payment services

Import, collect, and capture data from multiple sources

Search and filter data across systems to locate required information by entering keywords or certain criteria

System alerts about the need to escalate an issue or request

Track visitors'/audience's responses across web pages and other optimized content

Record customer information, purchase history, and other notes

Identifies the underlying source of each dispute, such as criminal fraud, friendly fraud, or merchant error.

Quantifies revenue recovered and fees avoided across disputes fought and disputes prevented.

Reports dispute outcomes and win rates by reason code, card network, processor, and product.

Connects to e-commerce, order management, and shipping systems to pull order evidence automatically.

Manages disputes across multiple processors, acquirers, and merchant IDs from a single account.

Connects to payment gateways, processors, and acquirers to sync transaction and dispute data.

Tracks chargeback-to-transaction ratios against card network thresholds and flags monitoring program risk.

Issues refunds or cancels fulfillment automatically in response to inbound alerts to stop a chargeback from being filed.

Ingests pre-dispute alerts from networks such as Ethoca and Verifi so cases can be resolved before a chargeback posts.

Scores transactions for fraud and chargeback risk before an order is approved.

Centralizes chargeback cases in a single queue with status, ownership, and response deadlines.

Compiles and submits network-compliant response packages to acquirers, processors, and card networks.

Gathers transaction, order, shipping, and customer data required to build a dispute response.

Maps each dispute to its card network reason code and routes it to the matching response workflow.

Provides configurable rebuttal letter templates by reason code, card network, and merchant policy.

Improves performance based on feedback and experience.

Makes informed choices based on available data and objectives.

Capability to perform complex tasks without constant human input.