The best part about Plutus is the cashback perks that you can choose every month. This rewards you £10 of PLUTUS cryptocurrency and also 1% cashback on its base tier as rebate. There are other subscription levels to choose from, which allow you to choose more than one perk, and cashback from many retailers are available, such as popular UK supermarkets like Tesco, Aldi, and Lidl. The support is responsive and there is an active community on Discord. Review collected by and hosted on G2.com.
The rewards crediting time is after the transaction has settled, and rewards are only unlocked after 45 days. As crypto is so volatile, the value of the rebate may be more or less than £10 when you can redeem it for cash. At the moment, in the UK, the ability to convert the Plutus to cash is disabled, so you cannot convert this currently, but it should be re-enabled at a later date. Using a chain with high fees means it is not worthwhile to convert PLU to another currency. It would be better if rewards were paid directly in Bitcoin, but due to the tokenomics of the PLU, the debit card would not be possible without some sort of incentive for investors to make it worthwhile for them. The debit card is located outside of the UK in Eastern Europe and is not a regulated bank. There are minor delays in transferring funds to the card, especially on weekends. There is a dependency on another app called Curve for spending. Review collected by and hosted on G2.com.
