PayPal Payments Features
Payment Options (8)
Instant Payment
Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases 1551 reviewers of PayPal Payments have provided feedback on this feature.
Accepted Credit Cards and Debit Cards
Based on 1578 PayPal Payments reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing
Ability to accept and process eChecks and ACH payments as a form of payment This feature was mentioned in 1159 PayPal Payments reviews.
Split Payments
Based on 1082 PayPal Payments reviews. Ability to split payments between merchant and sellers
Multi-Currency
Allows users to process payments in multiple currencies. This feature was mentioned in 491 PayPal Payments reviews.
Online payment portal
Provides an online portal where customers can make payments. 523 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency
Based on 491 PayPal Payments reviews. Allows users to process payments in multiple currencies.
Online payment portal
Based on 523 PayPal Payments reviews. Provides an online portal where customers can make payments.
Administration (12)
Payout Time
As reported in 1475 PayPal Payments reviews. Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
Based on 1336 PayPal Payments reviews. Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce. This feature was mentioned in 441 PayPal Payments reviews.
Levels 1 & 2
As reported in 433 PayPal Payments reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3
Supports level 3 credit card processing which requires additional data for qualification. 422 reviewers of PayPal Payments have provided feedback on this feature.
Reporting & Analytics
Reports and analytics created from payment data. 177 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration
The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. This feature was mentioned in 179 PayPal Payments reviews.
Processing Fees
Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. This feature was mentioned in 179 PayPal Payments reviews.
POS Integration
Based on 175 PayPal Payments reviews. The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting.
Omnichannel
Process payments from multiple channels such as ACH, mobile, or e-commerce. This feature was mentioned in 441 PayPal Payments reviews.
Levels 1 & 2
As reported in 433 PayPal Payments reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3
As reported in 422 PayPal Payments reviews. Supports level 3 credit card processing which requires additional data for qualification.
Security (5)
PCI Compliance
Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy 619 reviewers of PayPal Payments have provided feedback on this feature.
Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. 1145 reviewers of PayPal Payments have provided feedback on this feature.
Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) 1319 reviewers of PayPal Payments have provided feedback on this feature.
POS Verification
Support cardholder verification methods for POS transactions. This feature was mentioned in 439 PayPal Payments reviews.
POS Verification
Support cardholder verification methods for POS transactions. 439 reviewers of PayPal Payments have provided feedback on this feature.
Development (3)
Customization (Fields, Objects, and Layouts)
Allows developers to customize payment form to accommodate their unique processes. This feature was mentioned in 1263 PayPal Payments reviews.
Accounting Software Integration
Based on 1082 PayPal Payments reviews. Provides standard integration with merchant's accounting software
E-Commerce Software Integration
Provides standard integration with merchant's e-commerce software This feature was mentioned in 1180 PayPal Payments reviews.
Platform (9)
Performance and Reliability
Based on 1434 PayPal Payments reviews. Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries 1319 reviewers of PayPal Payments have provided feedback on this feature.
Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates This feature was mentioned in 1296 PayPal Payments reviews.
API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. 1058 reviewers of PayPal Payments have provided feedback on this feature.
PCI Regulation Compliance
Based on 1052 PayPal Payments reviews. Complies with payment card industry (PCI) regulations
Accounting integration
Provide integration with accounting software and ERP systems. 436 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration
As reported in 450 PayPal Payments reviews. Provide integration with B2B and B2C e-commerce platforms
Accounting integration
As reported in 436 PayPal Payments reviews. Provide integration with accounting software and ERP systems.
E-commerce Integration
Provide integration with B2B and B2C e-commerce platforms This feature was mentioned in 450 PayPal Payments reviews.
Administration - Installment Payment and Buy Now Pay Later (BNPL) (4)
Email Notifications
Based on 162 PayPal Payments reviews. Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing
Based on 156 PayPal Payments reviews. Tools to create invoices and split up invoices into a payment plan.
Customer Portal
The ability to create a portal that customers can access in order to make payments, track payment progress, and input credit card information. This feature was mentioned in 162 PayPal Payments reviews.
Loyalty Management
Tools to provide rewards and incentives for frequent customers. 150 reviewers of PayPal Payments have provided feedback on this feature.
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (4)
Payment Gateway
The ability to process credit card payments and collect payment via other online payment options. This feature was mentioned in 163 PayPal Payments reviews.
Payment Tracking
Tools to track the status of payments to ensure they are being completed. 163 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration
The ability to integrate installment payment software into an online store or e-commerce platform in order to add additional payment options. This feature was mentioned in 149 PayPal Payments reviews.
Payment Scheduling
Tools to break a payment into installments and create a payment schedule. This feature was mentioned in 153 PayPal Payments reviews.
Payment Processing (4)
Encryption
As reported in 185 PayPal Payments reviews. Built-in security to protect payment information in order to prevent fraud and hacking.
Credit Card Processing
Based on 180 PayPal Payments reviews. The ability to process credit card payments and receive approval or denial of funds from the customer's bank.
Mobile Payments
Based on 182 PayPal Payments reviews. The ability to process mobile payments from a mobile wallet or other mobile phone payment app.
Digital Wallet Integration
The ability to process payments from a digital wallet service or other digital payment method. 178 reviewers of PayPal Payments have provided feedback on this feature.
Architecture (3)
Unified API
Deliver application programming interfaces (APIs) to integrate payment solutions easily This feature was mentioned in 31 PayPal Payments reviews.
POL
Suppoprt payment orchestration layers (POL) to unify multiple types of payments from different providers 32 reviewers of PayPal Payments have provided feedback on this feature.
Integrations
Based on 32 PayPal Payments reviews. Provide built-in integrations with payment gateways and payment processing solutions
Processing (5)
Validation
Validate payments before processing to determine the best routing options This feature was mentioned in 32 PayPal Payments reviews.
Automation
As reported in 32 PayPal Payments reviews. Define and manage automated payment processing, from authorization to settlement
Cross Border
Support cross border and international payments for B2C and B2B This feature was mentioned in 32 PayPal Payments reviews.
Routing
Based on 32 PayPal Payments reviews. Include multiple routing options for payments that can be customized by users
Reconciliation
Compare payment transactions with bank statements and financial records This feature was mentioned in 32 PayPal Payments reviews.
Risk & Compliance (3)
Failed payments
Based on 31 PayPal Payments reviews. Re-route failed payments to alternative payment processing options
Tokenization
As reported in 32 PayPal Payments reviews. Use tokens to protect payments data by replacing it with data generated by algorithms
Compliance
Comply with privacy and security regulations such as PCI and PSD2 This feature was mentioned in 32 PayPal Payments reviews.
Analytics (3)
Consolidation
As reported in 32 PayPal Payments reviews. Centralize payments data from multiple sources such as gateways or payment service providers
Optimization
Use payments data to improve processing and success rates, as well as reduce costs 32 reviewers of PayPal Payments have provided feedback on this feature.
Fraud
Identify suspicious payers and analyze fraudulent transactions This feature was mentioned in 32 PayPal Payments reviews.
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)
Adaptive Learning
Based on 15 PayPal Payments reviews. Improves performance based on feedback and experience
Proactive Assistance
Based on 15 PayPal Payments reviews. Anticipates needs and offers suggestions without prompting
Decision Making
As reported in 15 PayPal Payments reviews. Makes informed choices based on available data and objectives
Agentic AI - SAP Store (7)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Multi-step Planning
Ability to break down and plan multi-step processes
Cross-system Integration
Works across multiple software systems or databases
Adaptive Learning
Improves performance based on feedback and experience
Natural Language Interaction
Engages in human-like conversation for task delegation
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Based on 46 PayPal Payments reviews. Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases This feature was mentioned in 46 PayPal Payments reviews.
Decision Making
Based on 45 PayPal Payments reviews. Makes informed choices based on available data and objectives
Agentic AI - Payments Orchestration (2)
Autonomous Task Execution
Based on 23 PayPal Payments reviews. Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases 23 reviewers of PayPal Payments have provided feedback on this feature.
Technology Glossary Features
View definitions of the features and discover new technology terms.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.
Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.





