PayPal Payments Features

Payment Options (8)

Instant Payment: Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases 1551 reviewers of PayPal Payments have provided feedback on this feature.
Accepted Credit Cards and Debit Cards: Based on 1578 PayPal Payments reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing: Ability to accept and process eChecks and ACH payments as a form of payment This feature was mentioned in 1159 PayPal Payments reviews.
Split Payments: Based on 1082 PayPal Payments reviews. Ability to split payments between merchant and sellers
Multi-Currency: Allows users to process payments in multiple currencies. This feature was mentioned in 491 PayPal Payments reviews.
Online payment portal: Provides an online portal where customers can make payments. 523 reviewers of PayPal Payments have provided feedback on this feature.
Multi-Currency: Based on 491 PayPal Payments reviews. Allows users to process payments in multiple currencies.
Online payment portal: Based on 523 PayPal Payments reviews. Provides an online portal where customers can make payments.

Administration (12)

Payout Time: As reported in 1475 PayPal Payments reviews. Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry: Based on 1336 PayPal Payments reviews. Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Omnichannel: Process payments from multiple channels such as ACH, mobile, or e-commerce. This feature was mentioned in 441 PayPal Payments reviews.
Levels 1 & 2: As reported in 433 PayPal Payments reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3: Supports level 3 credit card processing which requires additional data for qualification. 422 reviewers of PayPal Payments have provided feedback on this feature.
Reporting & Analytics: Reports and analytics created from payment data. 177 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration: The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience. This feature was mentioned in 179 PayPal Payments reviews.
Processing Fees: Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate. This feature was mentioned in 179 PayPal Payments reviews.
POS Integration: Based on 175 PayPal Payments reviews. The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting.
Omnichannel: Process payments from multiple channels such as ACH, mobile, or e-commerce. This feature was mentioned in 441 PayPal Payments reviews.
Levels 1 & 2: As reported in 433 PayPal Payments reviews. Supports levels 1 and 2 for credit card payment processing.
Level 3: As reported in 422 PayPal Payments reviews. Supports level 3 credit card processing which requires additional data for qualification.

Security (5)

PCI Compliance: Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy 619 reviewers of PayPal Payments have provided feedback on this feature.
Data Tokenization: Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. 1145 reviewers of PayPal Payments have provided feedback on this feature.
Two-Factor Authentication: An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) 1319 reviewers of PayPal Payments have provided feedback on this feature.
POS Verification: Support cardholder verification methods for POS transactions. This feature was mentioned in 439 PayPal Payments reviews.
POS Verification: Support cardholder verification methods for POS transactions. 439 reviewers of PayPal Payments have provided feedback on this feature.

Development (3)

Customization (Fields, Objects, and Layouts): Allows developers to customize payment form to accommodate their unique processes. This feature was mentioned in 1263 PayPal Payments reviews.
Accounting Software Integration: Based on 1082 PayPal Payments reviews. Provides standard integration with merchant's accounting software
E-Commerce Software Integration: Provides standard integration with merchant's e-commerce software This feature was mentioned in 1180 PayPal Payments reviews.

Platform (9)

Performance and Reliability: Based on 1434 PayPal Payments reviews. Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language: The gateway supports multiple currencies and languages to enable business from customers in multiple countries 1319 reviewers of PayPal Payments have provided feedback on this feature.
Internationalization - Operating Country: The payment gateway is supported in the country in which the merchant operates This feature was mentioned in 1296 PayPal Payments reviews.
API / Integrations: Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. 1058 reviewers of PayPal Payments have provided feedback on this feature.
PCI Regulation Compliance: Based on 1052 PayPal Payments reviews. Complies with payment card industry (PCI) regulations
Accounting integration: Provide integration with accounting software and ERP systems. 436 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration: As reported in 450 PayPal Payments reviews. Provide integration with B2B and B2C e-commerce platforms
Accounting integration: As reported in 436 PayPal Payments reviews. Provide integration with accounting software and ERP systems.
E-commerce Integration: Provide integration with B2B and B2C e-commerce platforms This feature was mentioned in 450 PayPal Payments reviews.

Administration - Installment Payment and Buy Now Pay Later (BNPL) (4)

Email Notifications: Based on 162 PayPal Payments reviews. Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing: Based on 156 PayPal Payments reviews. Tools to create invoices and split up invoices into a payment plan.
Customer Portal: The ability to create a portal that customers can access in order to make payments, track payment progress, and input credit card information. This feature was mentioned in 162 PayPal Payments reviews.
Loyalty Management: Tools to provide rewards and incentives for frequent customers. 150 reviewers of PayPal Payments have provided feedback on this feature.

Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (4)

Payment Gateway: The ability to process credit card payments and collect payment via other online payment options. This feature was mentioned in 163 PayPal Payments reviews.
Payment Tracking: Tools to track the status of payments to ensure they are being completed. 163 reviewers of PayPal Payments have provided feedback on this feature.
E-commerce Integration: The ability to integrate installment payment software into an online store or e-commerce platform in order to add additional payment options. This feature was mentioned in 149 PayPal Payments reviews.
Payment Scheduling: Tools to break a payment into installments and create a payment schedule. This feature was mentioned in 153 PayPal Payments reviews.

Payment Processing (4)

Encryption: As reported in 185 PayPal Payments reviews. Built-in security to protect payment information in order to prevent fraud and hacking.
Credit Card Processing: Based on 180 PayPal Payments reviews. The ability to process credit card payments and receive approval or denial of funds from the customer's bank.
Mobile Payments: Based on 182 PayPal Payments reviews. The ability to process mobile payments from a mobile wallet or other mobile phone payment app.
Digital Wallet Integration: The ability to process payments from a digital wallet service or other digital payment method. 178 reviewers of PayPal Payments have provided feedback on this feature.

Architecture (3)

Unified API: Deliver application programming interfaces (APIs) to integrate payment solutions easily This feature was mentioned in 31 PayPal Payments reviews.
POL: Suppoprt payment orchestration layers (POL) to unify multiple types of payments from different providers 32 reviewers of PayPal Payments have provided feedback on this feature.
Integrations: Based on 32 PayPal Payments reviews. Provide built-in integrations with payment gateways and payment processing solutions

Processing (5)

Validation: Validate payments before processing to determine the best routing options This feature was mentioned in 32 PayPal Payments reviews.
Automation: As reported in 32 PayPal Payments reviews. Define and manage automated payment processing, from authorization to settlement
Cross Border: Support cross border and international payments for B2C and B2B This feature was mentioned in 32 PayPal Payments reviews.
Routing: Based on 32 PayPal Payments reviews. Include multiple routing options for payments that can be customized by users
Reconciliation: Compare payment transactions with bank statements and financial records This feature was mentioned in 32 PayPal Payments reviews.

Risk & Compliance (3)

Analytics (3)

Consolidation: As reported in 32 PayPal Payments reviews. Centralize payments data from multiple sources such as gateways or payment service providers
Optimization: Use payments data to improve processing and success rates, as well as reduce costs 32 reviewers of PayPal Payments have provided feedback on this feature.
Fraud: Identify suspicious payers and analyze fraudulent transactions This feature was mentioned in 32 PayPal Payments reviews.

Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)

Agentic AI - SAP Store (7)

Autonomous Task Execution: Capability to perform complex tasks without constant human input
Multi-step Planning: Ability to break down and plan multi-step processes
Cross-system Integration: Works across multiple software systems or databases
Adaptive Learning: Improves performance based on feedback and experience
Natural Language Interaction: Engages in human-like conversation for task delegation
Proactive Assistance: Anticipates needs and offers suggestions without prompting
Decision Making: Makes informed choices based on available data and objectives

Agentic AI - Payment Gateways (3)

Agentic AI - Payments Orchestration (2)

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Technology Glossary Features

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PCI Compliance

Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.

Dispute Resolution

Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.

Online Payment

Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.

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