MyVirtualMerchant Reviews & Product Details

MyVirtualMerchant, now known as Converge, is a comprehensive payment gateway and platform designed to facilitate seamless payment processing for businesses of all sizes. It enables merchants to accept payments through various channels, including online, over the phone, by mail, via invoice, or on the go, providing flexibility to meet diverse business needs. Key Features and Functionality: - Multi-Channel Payment Acceptance: Supports payments via phone, mail, invoice, online, or mobile devices, allowing businesses to cater to customer preferences. - Card Processing Solutions: Offers robust card processing capabilities, ensuring secure and efficient transactions. - API Integration: Provides APIs for seamless integration with existing business systems, enhancing operational efficiency. - Mass Payouts and Batch Payments: Facilitates bulk payment processing, streamlining operations for businesses handling large transaction volumes. - Multi-Currency Support: Enables transactions in various currencies, supporting global business operations. - Wallet Integration: Compatible with digital wallets, including Apple Pay, Google Pay, and PayPal, offering customers convenient payment options. - ACH Payments: Supports Automated Clearing House payments, providing an alternative to card transactions. Primary Value and Solutions Provided: Converge addresses the need for a versatile and secure payment processing solution that adapts to various business models and customer preferences. By offering multi-channel payment acceptance, robust security features, and seamless integration capabilities, it empowers businesses to enhance customer satisfaction, streamline operations, and expand their market reach. The platform's support for multiple payment methods and currencies ensures that businesses can operate efficiently in both domestic and international markets.

Seller

Elavon

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MyVirtualMerchant Community

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User Insights

Average based on 13 real user reviews.

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MyVirtualMerchant Reviews FAQs

Generated using AI

Last updated: Nov 04, 2026

What is MyVirtualMerchant, and what problem is it built to solve?

MyVirtualMerchant is a payment-processing solution associated with Elavon, which serves businesses across industries. Elavon’s payment services address the need to process credit and debit card payments, as well as mobile and online payments and point-of-sale transactions.

Does MyVirtualMerchant offer an open API, and what does it integrate with?

MyVirtualMerchant does not offer an open API.

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Tonya P.

Office Manager

Accounting

Small-Business (50 or fewer emp.)

10/27/2016

"I USE MYVIRTUALMERCHANT FOR ALL CC TRANSACTIONS."

4/5

What do you like best about MyVirtualMerchant?

I LIKE THE EASE IN WHICH IT TAKES TO GET THE TRANSACTIONS PROCESSED. YOU DO NOT HAVE TO FILL OUT EVERY SINGLE LINE AND YOU DO NOT HAVE TO MANUALLY BALANCE AND BATCH THE TRANSACTIONS. Review collected by and hosted on G2.com.

What do you dislike about MyVirtualMerchant?

I DONT HAVE A LOT TO DISLIKE ABOUT THIS SOFTWARE. IT IS VERY USER-FRIENDLY. Review collected by and hosted on G2.com.

Recommendations to others considering MyVirtualMerchant:

I HIGHLY RECOMMEND DOING AWAY WITH THE SEPARATE MACHINES AND GOING WITH THIS SOFTWARE. Review collected by and hosted on G2.com.

What problems is MyVirtualMerchant solving and how is that benefiting you?

WE DO NOT HAVE TO HAVE A PHYSICAL MACHINE HERE TO SWIPE CARDS AND WE DONT HAVE TO STOP AND BATCH OUT ANYTHING. IT IS AWESOME!! Review collected by and hosted on G2.com.

AW

Verified User in Writing and Editing

Small-Business (50 or fewer emp.)

5/30/2016

"Satisfactory E-commerce Software for Small Business Owners"

4.5/5

What do you like best about MyVirtualMerchant?

I like that MyVirtualMerchant takes the hassle out of my e-commerce transactions. I get to pay attention to my clients and not billing! Review collected by and hosted on G2.com.

What do you dislike about MyVirtualMerchant?

The interface is a bit clunky. If I could change something about MyVirtualMerchant it would be that it takes a long time to learn. Review collected by and hosted on G2.com.

AH

Verified User in Higher Education

Small-Business (50 or fewer emp.)

7/14/2015

"Decent merchant services product"

3/5

What do you like best about MyVirtualMerchant?

Gives a secure platform with many useful functions. Particularly like the ability to save client information since I have many repeat clients. Keeping credit cards on file in a secure platform is perfect for what I need. Review collected by and hosted on G2.com.

What do you dislike about MyVirtualMerchant?

Not the most user-friendly product I've seen- can be confusing at first especially when processing returns or voids. I was also very confused when going through PCI compliance- it took me a long time and I wasn't exactly sure what I was doing for parts of it- though this is probably user error and not directly related to the product. Review collected by and hosted on G2.com.

Recommendations to others considering MyVirtualMerchant:

Definitely a good product that has all the functions you need, even if the setup is a little difficult at first. Though the hardest part for me was making sure I was CPI compliant- which is not a problem with my virtual merchant itself (I think it would be true for any virtual merchant). Review collected by and hosted on G2.com.

What problems is MyVirtualMerchant solving and how is that benefiting you?

The ability to save client information is key to making the payment process more streamlined for returning clients. I also like the recurring billing capability, which I found fairly easy to use. Review collected by and hosted on G2.com.