cashfree Reviews & Product Details

Cashfree Payments is India's full-stack payment and financial services platform, trusted by 1 million plus businesses ranging from ambitious startups to large enterprises. As an RBI-authorised Payment Aggregator and Prepaid Payment Instrument (PPI) provider, Cashfree helps businesses collect payments, manage international transactions, verify identities, and grow revenue, all from a single unified platform. New merchants can currently take advantage of Cashfree's 0% MDR offer on sales up to Rs 20 lakh, one of the most competitive introductory pricing programs in the Indian market. Onboarding is paperless with go-live in minutes for clean profiles, and every merchant is supported by a dedicated account manager for tech and operations queries. At the checkout layer, Cashfree offers 180+ payment methods including UPI, cards, wallets, EMIs, Pay Later, and net banking, powered by an in-house UPI Switch (built with NSDL and NPCI, capable of 12,000 TPS) and an in-house Cards Switch (10K+ TPS, EMVCo-certified 3DS) that deliver industry-leading success rates. Checkout loads in under 200 milliseconds, AI-driven smart routing minimises payment failures, and same-day settlements via Instant Settlements credit funds to the merchant's bank account within ~15 minutes, even on bank holidays and weekends. For businesses selling globally, Cashfree's International Payment Gateway supports 140+ currencies across 170+ markets, with automated FIRC and FIRA generation for FEMA compliance and settlement directly in INR to Indian bank accounts. Recurring billing is powered by UPI AutoPay (91% mandate creation success rate), Standing Instructions on cards, eNACH, and Interoperable Mandates. The broader product suite includes Payouts, Cashgram, Easy Split for marketplaces, Payment Links, Payment Forms, One Click Checkout, BNPL, softPOS, and the Secure ID suite for KYC and identity verification. Compliance stack: RBI Payment Aggregator License (CoA 266/2025), PPI License (CoA 209/2024), PCI DSS, ISO 27001:2022, and ISO 9001:2024.

Seller

hbjmn

Discussions

cashfree Community

Languages Supported

English

Solution Type

All-in-One

Overview by

Swapnil Kumar

Top-Rated Alternatives

View All Alternatives

User Insights

Average based on 31 real user reviews.

cashfree Integrations

(1)

Integration information sourced from real user reviews.

G2 reviews are authentic and verified.

Here's how.

Itishree M.

CO -FOUNDER AT PRIDE ODISHA FEMININE PRODUCTS

Health, Wellness and Fitness

Small-Business (50 or fewer emp.)

2/28/2023

"An affordable payment gateway - Charges 0% for UPI transactions."

5/5

What do you like best about cashfree?

The pros are as follows -

- It charges 0% on UPI transactions.

- It takes only 2 days to transfer the money to your wallet.

- A very trustworthy platform.

- The support is very responsive.

- The setup takes very less time. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

The cons are as follows -

- For few payment methods one might require a GST no.

- When one opens the website an annoying support pop up comes up.

- Charges around 4-5% on Amex cards. Review collected by and hosted on G2.com.

Aman K.

Sales Lead

Information Technology and Services

Small-Business (50 or fewer emp.)

6/22/2023

"Best & Fantastic Payment Gateway"

5/5

What do you like best about cashfree?

The best part of Cashfree is integrating all significant platforms like Amazon Pay, Google Pa, Ola Money and many more. Also, it's the first platform to instant refund if something happens. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

In my opinion, nothing is disliked in Cash-free payment. Review collected by and hosted on G2.com.

Madhav Z.

Software Engineer

Small-Business (50 or fewer emp.)

12/15/2022

"Cashfree an awesome Payment Gateway which helps to do transactions seamlessly."

4.5/5

What do you like best about cashfree?

Cashfree has both development and live keys, so we can easily switch between them. It has one of the best payment options starting from debit and credit cards, Internet banking, UPI and many more. Cashfree also has a spotless User Interface that is easy to use. And the amount also gets settled instantly. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

The support team in Cashfree needs to work a bit. Else it is fantastic. Review collected by and hosted on G2.com.

Ashish A.

Sales Head

Information Technology and Services

Small-Business (50 or fewer emp.)

4/9/2023

"Best Payment Gateway in the current industry."

5/5

What do you like best about cashfree?

The Best Part of Cashfree payment is 0% UPI transaction from the customer's point of view. Also, for Organization is easy to integrate through API and very early to settle the payment. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

All the things is good in cashfree payment company. Review collected by and hosted on G2.com.

Nisith B.

Marketing Executive

Small-Business (50 or fewer emp.)

4/7/2023

"Great payment product for new age ecommerce business"

4/5

What do you like best about cashfree?

Easy integration and simplicity of the product. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

Nothing as such, for me this is a great product. Review collected by and hosted on G2.com.

Prashanth G.

Co-founder

Small-Business (50 or fewer emp.)

11/14/2022

"Quickly growing Payment Gateway & Neobanking product."

4.5/5

What do you like best about cashfree?

1. Processing payouts to the merchants is frictionless

2. API documentation is good and still has room for improvement.

3. Have a wide range of payment acceptance solutions that can fit any financial or non-financial organisation with neat UI. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

1. Payment Gateway seems underdeveloped as a few features(Auth) don't work as intended

2. Support team often delays the response & their SLA causes hindrance to the clients

3. Onboarding & platform walkthrough isn't there that can educate first-time users

4. Pricing is expensive too. Review collected by and hosted on G2.com.

AKASH B.

DIRECTOR

Accounting

Enterprise (> 1000 emp.)

4/5/2023

"GOOD OPTION FOR PAYMENT GATEWAY"

3/5

What do you like best about cashfree?

CASH FREE IS GOOD PAYMENT GATEWAY FOR SMALL SIZED FIRMS. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

THE CHARGES VERIFICATION PROCEDURE IS NOT UP TO MARK. Review collected by and hosted on G2.com.

Dinakar P.

Web Developer

Small-Business (50 or fewer emp.)

2/9/2022

"The Best Payment Gateway in India!"

4/5

What do you like best about cashfree?

What should I start with? I have had a great experience with Cashfree. Cashfree is the only payment gateway I'm using right now. Their services are far better than other payment gateways competitors in India. They have processed more than $1 Billion in the past financial year. I've been using Cashfree for the past six and a half months, and their services are pretty good. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

Downsides like below average customer support, late responses. Above-average User Interface dashboard. T+2 days settlements (Transaction Day + 2 additional business days). Review collected by and hosted on G2.com.

Recommendations to others considering cashfree:

Go with Cashfree if you are in India or from India. Trust me. You will have a great experience. Review collected by and hosted on G2.com.

What problems is cashfree solving and how is that benefiting you?

They have excellent features like - Multiple payment methods. Cashfree allows payment methods like - Credit/Debit Cards, Wallets, Netbanking, UPI/VPA, EMI, PayLater. Extra addon features like Subscriptions, Auto Collect, ID Validations. Cashfree also allows us to create Payment links, Payment Forms, Customizable Payment Gateway according to our website/company standards. Cashfree assigns a manager to every user, so that if any issues occur in the future, the user can directly contact the account/user manager. They extend their support to CMS like WordPress, Prestashop and more. One of the great advantages is that documentation is well documented. Review collected by and hosted on G2.com.

Haradhan D.

WEB Developer

Information Technology and Services

Small-Business (50 or fewer emp.)

1/29/2022

"cashfree is one of the smart payment gateway first time I used for"

4.5/5

What do you like best about cashfree?

With minimum documentation, we easily take a payment gateway from cash-free. It's a popular trusted and most reliable way to accept money via various ways like debit cards, credit cards, and UPI. Settlement and another process were super simple overall everything I really like about cash-free. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

cashfree is the most reliable solution for small and medium online businesses currently it's powering our website payment processing properly without any single dispute that's why I never dislike cashfree. Review collected by and hosted on G2.com.

Recommendations to others considering cashfree:

If you are the founder of your own business or if you are finding the best and most reliable online payment processing solution, I always recommend you to use cash-free just because it provides us with an API and also documentation. They never charge any maintenance fee; they only take a small percentage of the transaction charge, which is lower than other operators. If you want to go with my opinion, choose this gateway, but please ensure when you join this platform to discuss transaction charges with the cashfree team. Review collected by and hosted on G2.com.

What problems is cashfree solving and how is that benefiting you?

Maximum users are never purchasing products and services if their payment processing system was not good. Everybody always finds their most preferable payment options, that's why when we use cashfree gateway, all payment gateways added means we are ready to collect payment from various different ways. Review collected by and hosted on G2.com.

Siddharth K.

Manager Labs Network & Operations

Small-Business (50 or fewer emp.)

1/12/2022

"Best payment integration platform"

4.5/5

What do you like best about cashfree?

Amazing payment integration platform for all businesses, way better than using any corporate net banking, proper data is maintained and easy to configure with all accounts. Review collected by and hosted on G2.com.

What do you dislike about cashfree?

The API integration can be improved, and the dashboard can also be better in many ways, to make it easy to navigate all across different accounts and process payments. Review collected by and hosted on G2.com.