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# PayU vs cashfree Comparison - What are their main differences?

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PayUcashfree[+ Add Product](#)

Reviews

**PayU** [

3.1/5(25)

](https://www.g2.com/products/payu/reviews#reviews)

**cashfree** [

4.5/5(31)

](https://www.g2.com/products/cashfree/reviews#reviews)

Pricing

**PayU**
No pricing available

**cashfree**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**PayU**
Not enough reviews yet

**cashfree**
Not enough reviews yet

Return on Investment

**PayU**
Not enough reviews yet

**cashfree**
Not enough reviews yet

Perceived Cost

**PayU**
$$$$$

**cashfree**
Not enough reviews yet

Average Discount

**PayU**
Not enough reviews yet

**cashfree**
Not enough reviews yet

 ![PayU](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_7a5f1392106d5cc4c518ffc6cb50d411/payu.png "PayU")

 ![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")

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Pros & Cons

**PayU**
[
Ease of Use (2)
](https://www.g2.com/products/payu/reviews?filters%5Bsentiment_snippet%5D=1888381&qs=pros-and-cons#reviews)[
Affordable (1)
](https://www.g2.com/products/payu/reviews?filters%5Bsentiment_snippet%5D=1888413&qs=pros-and-cons#reviews)[
Delays (2)
](https://www.g2.com/products/payu/reviews?filters%5Bsentiment_snippet%5D=2422873&qs=pros-and-cons#reviews)[
Difficult Setup (2)
](https://www.g2.com/products/payu/reviews?filters%5Bsentiment_snippet%5D=2422852&qs=pros-and-cons#reviews)

**cashfree**
[
Response Time (3)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2299318&qs=pros-and-cons#reviews)[
API Usability (2)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2379950&qs=pros-and-cons#reviews)[
Poor Customer Support (2)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2420968&qs=pros-and-cons#reviews)[
Account Blocking (1)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2420945&qs=pros-and-cons#reviews)

Integrations

**PayU**
Not enough data

**cashfree**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_45a4ae445edc0b67d4453f93c5dab703/node-js.jpeg "Product Avatar Image")

Node.js

](https://www.g2.com/products/node-js/reviews)[
View all
](https://www.g2.com/products/cashfree/integrations)

Screenshots

**PayU**
 ![PayU screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/193263/Screenshot-2021-11-22-at-16.48.56.png)

**cashfree**
No screenshot available

Ratings

Meets Requirements

**PayU**

7.0

7.018

**cashfree**

8.9

8.926

Ease of Use

**PayU**

7.9

7.919

**cashfree**

9.0

9.026

Ease of Setup

**PayU**

5.9

5.99

**cashfree**

8.9

8.917

Ease of Admin

**PayU**

5.0

5.07

**cashfree**
Not enough data

Quality of Support

**PayU**

6.2

6.217

**cashfree**

8.6

8.625

Has the product been a good partner in doing business?

**PayU**

4.5

4.57

**cashfree**
Not enough data

Product Direction (% positive)

**PayU**

6.8

6.818

**cashfree**

8.1

8.124

Features

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

7.9

15

9.0

24

Payment Options

Coupons, Discounts, Promotions, and Gift Cards

6.2

10

7.7(won by 1.5)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Recurring Billing

6.5

11

8.3(won by 1.8)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Instant Payment

7.9

13

9.2(won by 1.3)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Accepted Credit Cards and Debit Cards

9.1

13

9.3(won by 0.2)

12

ACH Payments and eCheck Processing

6.0

8

7.8(won by 1.8)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Split Payments

4.8

7

8.5(won by 3.7)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Real-Time Payments

8.2

11

9.6(won by 1.4)

14

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

8.8

8

8.9(won by 0.1)

12

Multi-Currency

Not enough data

8.5(won by default)

13

Administration

Reporting/Dashboards

7.1

11

9.3(won by 2.2)

15

 (There is a greater than 0.5 difference between this product's rating and its competitors)

User, Role, and Access Management

7.1

11

9.5(won by 2.4)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Payout Time

6.9

12

9.2(won by 2.3)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Manual Payment Entry

7.0

9

9.3(won by 2.3)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Dispute Resolution

6.2

11

8.9(won by 2.7)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Omnichannel

8.3

5

9.2(won by 0.9)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Levels 1 & 2

7.0

5

9.1(won by 2.1)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Level 3

6.3

5

9.1(won by 2.8)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Security

PCI Compliance

6.4

7

9.8(won by 3.4)

7

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Fraud Protection Tools

7.4

11

9.7(won by 2.3)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Data Tokenization

6.9

9

9.7(won by 2.8)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Two-Factor Authentication

7.6

12

9.3(won by 1.7)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

POS Verification

8.7(won by 0.4)

5

8.3

9

Development

Customization (Fields, Objects, and Layouts)

6.7

11

8.8(won by 2.1)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

APIs

7.6

11

9.4(won by 1.8)

18

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Accounting Software Integration

7.2

10

8.3(won by 1.1)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

E-Commerce Software Integration

7.4

12

9.6(won by 2.2)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Platform

Performance and Reliability

7.7

13

9.0(won by 1.3)

17

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Internationalization - Currency/Language

6.3

10

8.7(won by 2.4)

13

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Internationalization - Operating Country

6.5

9

9.3(won by 2.8)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

API / Integrations

7.8

9

9.3(won by 1.5)

14

 (There is a greater than 0.5 difference between this product's rating and its competitors)

PCI Regulation Compliance

7.3

8

9.3(won by 2.0)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Supplemental Technology

6.7

8

8.3(won by 1.6)

8

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Accounting integration

8.3

6

9.3(won by 1.0)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

E-commerce Integration

8.3

6

9.5(won by 1.2)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

7.5

10

Not enough data

Payment Processing

Encryption

7.5(won by default)

6

Not enough data

Credit Card Processing

7.6(won by default)

7

Not enough data

Mobile Payments

7.6(won by default)

7

Not enough data

Digital Wallet Integration

7.1(won by default)

7

Not enough data

Debit/Credit Card Processing

Not enough data

Not enough data

Online Payments

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Omnichannel

8.3

5

9.2(won by 0.9)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Levels 1 & 2

7.0

5

9.1(won by 2.1)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Level 3

6.3

5

9.1(won by 2.8)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Reporting & Analytics

6.9(won by default)

6

Not enough data

E-commerce Integration

7.2(won by default)

6

Not enough data

Processing Fees

5.8(won by default)

6

Not enough data

POS Integration

6.0(won by default)

5

Not enough data

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Self Service Portal

8.8

8

8.9(won by 0.1)

12

Multi-Currency

Not enough data

8.5(won by default)

13

Security

POS Verification

8.7(won by 0.4)

5

8.3

9

Platform

Accounting integration

8.3

6

9.3(won by 1.0)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

E-commerce Integration

8.3

6

9.5(won by 1.2)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Show 2 feature categories with incomplete data

Embedded Payments[Hide 14 FeaturesShow 14 Features](javascript:void(0);)

Not enough data

Not enough data

Payments - Embedded Payments

Processing

Not enough data

Not enough data

Fraud Protection

Not enough data

Not enough data

Payment Methods

Not enough data

Not enough data

Personalization - Embedded Payments

Customer Onboarding

Not enough data

Not enough data

Checkout Customization

Not enough data

Not enough data

Localization

Not enough data

Not enough data

Merchant Portal

Not enough data

Not enough data

Setup - Embedded Payments

Payment Flows

Not enough data

Not enough data

APIs

Not enough data

Not enough data

Dispute Management

Not enough data

Not enough data

Analytics - Embedded Payments

Transactions

Not enough data

Not enough data

Reconciliation

Not enough data

Not enough data

Revenue

Not enough data

Not enough data

Agentic AI - Embedded Payments

Cross-system Integration

Not enough data

Not enough data

Identity Verification[Hide 69 FeaturesShow 69 Features](javascript:void(0);)

Not enough data

Not enough data

Identity Verification Functions - Identity Verification

Multi-Method Verification

Not enough data

Not enough data

AI Document Check

Not enough data

Not enough data

Biometric Face Match

Not enough data

Not enough data

Integration Options

Not enough data

Not enough data

Workflow Orchestration

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Third-Party Integrations

Not enough data

Not enough data

Data Verification

Not enough data

Not enough data

Age Verification

Not enough data

Not enough data

Multiple Authentication Methods

Not enough data

Not enough data

Third-Party Integration

Not enough data

Not enough data

Risk & Fraud Prevention - Identity Verification

Liveness Detection

Not enough data

Not enough data

AI Risk Scoring

Not enough data

Not enough data

Document Forensics

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

Language Detection

Not enough data

Not enough data

Duplicate Detection

Not enough data

Not enough data

Compliance & Governance - Identity Verification

Standards Compliance

Not enough data

Not enough data

AML/PEP Screening

Not enough data

Not enough data

Global Coverage

Not enough data

Not enough data

AML Compliance

Not enough data

Not enough data

KYC Compliance

Not enough data

Not enough data

Background Screening

Not enough data

Not enough data

Additional Functionality

Behavioral Analytics

Not enough data

Not enough data

Optical Character Recognition

Not enough data

Not enough data

Audit Trail

Not enough data

Not enough data

Records Management

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

User Onboarding

Not enough data

Not enough data

Biometrics

Not enough data

Not enough data

Predictive Analytics

Not enough data

Not enough data

AI/Machine Learning

Not enough data

Not enough data

Password Management

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Secure Data Storage

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Barcode Recognition

Not enough data

Not enough data

Video Conferencing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

API

Not enough data

Not enough data

Address Validation

Not enough data

Not enough data

ID Scanning

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Location Tracking

Not enough data

Not enough data

Data Extraction

Not enough data

Not enough data

Onboarding

Not enough data

Not enough data

Risk Management

Not enough data

Not enough data

Digital Signature

Not enough data

Not enough data

Workflow Management

Not enough data

Not enough data

Data Capture and Transfer

Not enough data

Not enough data

Consent Management

Not enough data

Not enough data

Customer Data Management

Not enough data

Not enough data

For Financial Institutions

Not enough data

Not enough data

Behavior Tracking

Not enough data

Not enough data

Blockchain Support

Not enough data

Not enough data

SDKs

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Geolocation

Not enough data

Not enough data

Multi-Language

Not enough data

Not enough data

Scheduling

Not enough data

Not enough data

Authentication

Not enough data

Not enough data

Case Management

Not enough data

Not enough data

Approval Process Control

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Access Controls/Permissions

Not enough data

Not enough data

Lifecycle Management

Not enough data

Not enough data

Document Management

Not enough data

Not enough data

Forms Management

Not enough data

Not enough data

Workflow Automation

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![PayU](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_7a5f1392106d5cc4c518ffc6cb50d411/payu.png "PayU")](https://www.g2.com/products/payu/reviews)

PayU

Small-Business(50 or fewer emp.)

79.2%

Mid-Market(51-1000 emp.)

12.5%

Enterprise(\> 1000 emp.)

8.3%

[![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")](https://www.g2.com/products/cashfree/reviews)

cashfree

Small-Business(50 or fewer emp.)

80.0%

Mid-Market(51-1000 emp.)

10.0%

Enterprise(\> 1000 emp.)

10.0%

Small-Business

(50 or fewer emp.)

79.2%

80.0%

Mid-Market

(51-1000 emp.)

12.5%

10.0%

Enterprise

(\> 1000 emp.)

8.3%

10.0%

Reviewers' Industry

[![PayU](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_7a5f1392106d5cc4c518ffc6cb50d411/payu.png "PayU")](https://www.g2.com/products/payu/reviews)
PayU

Retail

12.5%

Computer Software

8.3%

Information Technology and Services

8.3%

Accounting

4.2%

Building Materials

4.2%

Other

62.5%

[![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")](https://www.g2.com/products/cashfree/reviews)
cashfree

Accounting

14.8%

Information Technology and Services

11.1%

Financial Services

11.1%

Apparel & Fashion

11.1%

Marketing and Advertising

7.4%

Other

44.4%

Alternatives

**PayU Alternatives**

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Paytm Business](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_16cf4fb315187bdfc29597bd309006e4/paytm-business.png "Paytm Business")

[
Paytm Business
](/products/paytm-business/reviews)

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

[
Stripe Payments
](/products/stripe-stripe-payments/reviews)

 ![Razorpay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay")

[
Razorpay
](/products/razorpay/reviews)

**cashfree Alternatives**

 ![Razorpay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay")

[
Razorpay
](/products/razorpay/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

[
Stripe Payments
](/products/stripe-stripe-payments/reviews)

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

## PayU vs cashfree

- Reviewers felt that cashfree meets the needs of their business better than PayU.
- When comparing quality of ongoing product support, reviewers felt that cashfree is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of cashfree over PayU.