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# Razorpay vs cashfree Comparison - What are their main differences?

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Reviews

**Razorpay** [

4.2/5(145)

](https://www.g2.com/products/razorpay/reviews#reviews)

**cashfree** [

4.5/5(31)

](https://www.g2.com/products/cashfree/reviews#reviews)

Pricing

**Razorpay**
No pricing available

**cashfree**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Razorpay**
1 month

Based on 23 responses

**cashfree**
Not enough reviews yet

Return on Investment

**Razorpay**
9 months

Based on 20 responses

**cashfree**
Not enough reviews yet

Perceived Cost

**Razorpay**
$$$$$

**cashfree**
Not enough reviews yet

Average Discount

**Razorpay**
7%

**cashfree**
Not enough reviews yet

 ![Razorpay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay")

 ![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")

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Pros & Cons

**Razorpay**
[
Ease of Use (6)
](https://www.g2.com/products/razorpay/reviews?filters%5Bsentiment_snippet%5D=1473072&qs=pros-and-cons#reviews)[
Easy Integrations (4)
](https://www.g2.com/products/razorpay/reviews?filters%5Bsentiment_snippet%5D=1473592&qs=pros-and-cons#reviews)[
Expensive (2)
](https://www.g2.com/products/razorpay/reviews?filters%5Bsentiment_snippet%5D=2490517&qs=pros-and-cons#reviews)[
Limited Features (2)
](https://www.g2.com/products/razorpay/reviews?filters%5Bsentiment_snippet%5D=1473509&qs=pros-and-cons#reviews)

**cashfree**
[
Response Time (3)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2299318&qs=pros-and-cons#reviews)[
API Usability (2)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2379950&qs=pros-and-cons#reviews)[
Poor Customer Support (2)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2420968&qs=pros-and-cons#reviews)[
Account Blocking (1)
](https://www.g2.com/products/cashfree/reviews?filters%5Bsentiment_snippet%5D=2420945&qs=pros-and-cons#reviews)

Integrations

**Razorpay**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4fe6ac7be279416f617f452f7b0193a6/albato.png "Product Avatar Image")

Albato

](https://www.g2.com/products/albato/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_84fd5bd582809f20ff5682d2746ffa82/shopify.png "Product Avatar Image")

Shopify

](https://www.g2.com/products/shopify/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d837503958995208571cbb1094c3f8fb/shopify-plus.png "Product Avatar Image")

Shopify Plus

](https://www.g2.com/products/shopify-plus/reviews)[
View all
](https://www.g2.com/products/razorpay/integrations)

**cashfree**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_45a4ae445edc0b67d4453f93c5dab703/node-js.jpeg "Product Avatar Image")

Node.js

](https://www.g2.com/products/node-js/reviews)[
View all
](https://www.g2.com/products/cashfree/integrations)

Ratings

Meets Requirements

**Razorpay**

8.8

8.893

**cashfree**

8.9

8.926

Ease of Use

**Razorpay**

8.9

8.998

**cashfree**

9.0

9.026

Ease of Setup

**Razorpay**

9.0

9.057

**cashfree**

8.9

8.917

Ease of Admin

**Razorpay**

8.8

8.837

**cashfree**
Not enough data

Quality of Support

**Razorpay**

7.9

7.991

**cashfree**

8.6

8.625

Has the product been a good partner in doing business?

**Razorpay**

8.3

8.336

**cashfree**
Not enough data

Product Direction (% positive)

**Razorpay**

8.4

8.490

**cashfree**

8.1

8.124

Features

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

8.5

89

9.0

24

Payment Options

Coupons, Discounts, Promotions, and Gift Cards

7.9(won by 0.2)

59

7.7

10

Recurring Billing

8.4(won by 0.1)

56

8.3

10

Instant Payment

8.9

64

9.2(won by 0.3)

12

Accepted Credit Cards and Debit Cards

8.9

66

9.3(won by 0.4)

12

ACH Payments and eCheck Processing

8.5(won by 0.7)

45

 (There is a greater than 0.5 difference between this product's rating and its competitors)

7.8

9

Split Payments

8.2

48

8.5(won by 0.3)

9

Real-Time Payments

8.8

60

9.6(won by 0.8)

14

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Multi-Currency

7.9

47

8.5(won by 0.6)

13

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

8.7

60

8.9(won by 0.2)

12

Administration

Reporting/Dashboards

8.8

62

9.3(won by 0.5)

15

 (There is a greater than 0.5 difference between this product's rating and its competitors)

User, Role, and Access Management

8.6

63

9.5(won by 0.9)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Payout Time

8.2

61

9.2(won by 1.0)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Manual Payment Entry

8.2

57

9.3(won by 1.1)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Dispute Resolution

8.2

59

8.9(won by 0.7)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Omnichannel

8.2

52

9.2(won by 1.0)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Levels 1 & 2

8.3

50

9.1(won by 0.8)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Level 3

8.3

47

9.1(won by 0.8)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Security

PCI Compliance

8.6

35

9.8(won by 1.2)

7

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Fraud Protection Tools

8.9

53

9.7(won by 0.8)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Data Tokenization

8.7

53

9.7(won by 1.0)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Two-Factor Authentication

8.8

59

9.3(won by 0.5)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

POS Verification

8.4(won by 0.1)

45

8.3

9

Development

Customization (Fields, Objects, and Layouts)

8.5

57

8.8(won by 0.3)

11

APIs

8.7

60

9.4(won by 0.7)

18

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Accounting Software Integration

8.8(won by 0.5)

50

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.3

9

E-Commerce Software Integration

8.8

54

9.6(won by 0.8)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Platform

Performance and Reliability

8.7

60

9.0(won by 0.3)

17

Internationalization - Currency/Language

8.6

46

8.7(won by 0.1)

13

Internationalization - Operating Country

8.4

44

9.3(won by 0.9)

12

 (There is a greater than 0.5 difference between this product's rating and its competitors)

API / Integrations

8.7

54

9.3(won by 0.6)

14

 (There is a greater than 0.5 difference between this product's rating and its competitors)

PCI Regulation Compliance

8.6

43

9.3(won by 0.7)

10

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Supplemental Technology

8.2

44

8.3(won by 0.1)

8

Accounting integration

8.6

47

9.3(won by 0.7)

9

 (There is a greater than 0.5 difference between this product's rating and its competitors)

E-commerce Integration

8.5

48

9.5(won by 1.0)

11

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

Show 2 feature categories with incomplete data

Embedded Payments[Hide 14 FeaturesShow 14 Features](javascript:void(0);)

Not enough data

Not enough data

Payments - Embedded Payments

Processing

Not enough data

Not enough data

Fraud Protection

Not enough data

Not enough data

Payment Methods

Not enough data

Not enough data

Personalization - Embedded Payments

Customer Onboarding

Not enough data

Not enough data

Checkout Customization

Not enough data

Not enough data

Localization

Not enough data

Not enough data

Merchant Portal

Not enough data

Not enough data

Setup - Embedded Payments

Payment Flows

Not enough data

Not enough data

APIs

Not enough data

Not enough data

Dispute Management

Not enough data

Not enough data

Analytics - Embedded Payments

Transactions

Not enough data

Not enough data

Reconciliation

Not enough data

Not enough data

Revenue

Not enough data

Not enough data

Agentic AI - Embedded Payments

Cross-system Integration

Not enough data

Not enough data

Identity Verification[Hide 69 FeaturesShow 69 Features](javascript:void(0);)

Not enough data

Not enough data

Identity Verification Functions - Identity Verification

Multi-Method Verification

Not enough data

Not enough data

AI Document Check

Not enough data

Not enough data

Biometric Face Match

Not enough data

Not enough data

Integration Options

Not enough data

Not enough data

Workflow Orchestration

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Third-Party Integrations

Not enough data

Not enough data

Data Verification

Not enough data

Not enough data

Age Verification

Not enough data

Not enough data

Multiple Authentication Methods

Not enough data

Not enough data

Third-Party Integration

Not enough data

Not enough data

Risk & Fraud Prevention - Identity Verification

Liveness Detection

Not enough data

Not enough data

AI Risk Scoring

Not enough data

Not enough data

Document Forensics

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

Language Detection

Not enough data

Not enough data

Duplicate Detection

Not enough data

Not enough data

Compliance & Governance - Identity Verification

Standards Compliance

Not enough data

Not enough data

AML/PEP Screening

Not enough data

Not enough data

Global Coverage

Not enough data

Not enough data

AML Compliance

Not enough data

Not enough data

KYC Compliance

Not enough data

Not enough data

Background Screening

Not enough data

Not enough data

Additional Functionality

Behavioral Analytics

Not enough data

Not enough data

Optical Character Recognition

Not enough data

Not enough data

Audit Trail

Not enough data

Not enough data

Records Management

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

User Onboarding

Not enough data

Not enough data

Biometrics

Not enough data

Not enough data

Predictive Analytics

Not enough data

Not enough data

AI/Machine Learning

Not enough data

Not enough data

Password Management

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Secure Data Storage

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Barcode Recognition

Not enough data

Not enough data

Video Conferencing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

API

Not enough data

Not enough data

Address Validation

Not enough data

Not enough data

ID Scanning

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Location Tracking

Not enough data

Not enough data

Data Extraction

Not enough data

Not enough data

Onboarding

Not enough data

Not enough data

Risk Management

Not enough data

Not enough data

Digital Signature

Not enough data

Not enough data

Workflow Management

Not enough data

Not enough data

Data Capture and Transfer

Not enough data

Not enough data

Consent Management

Not enough data

Not enough data

Customer Data Management

Not enough data

Not enough data

For Financial Institutions

Not enough data

Not enough data

Behavior Tracking

Not enough data

Not enough data

Blockchain Support

Not enough data

Not enough data

SDKs

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Geolocation

Not enough data

Not enough data

Multi-Language

Not enough data

Not enough data

Scheduling

Not enough data

Not enough data

Authentication

Not enough data

Not enough data

Case Management

Not enough data

Not enough data

Approval Process Control

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Access Controls/Permissions

Not enough data

Not enough data

Lifecycle Management

Not enough data

Not enough data

Document Management

Not enough data

Not enough data

Forms Management

Not enough data

Not enough data

Workflow Automation

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![Razorpay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay")](https://www.g2.com/products/razorpay/reviews)

Razorpay

Small-Business(50 or fewer emp.)

61.5%

Mid-Market(51-1000 emp.)

29.6%

Enterprise(\> 1000 emp.)

8.9%

[![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")](https://www.g2.com/products/cashfree/reviews)

cashfree

Small-Business(50 or fewer emp.)

80.0%

Mid-Market(51-1000 emp.)

10.0%

Enterprise(\> 1000 emp.)

10.0%

Small-Business

(50 or fewer emp.)

61.5%

80.0%

Mid-Market

(51-1000 emp.)

29.6%

10.0%

Enterprise

(\> 1000 emp.)

8.9%

10.0%

Reviewers' Industry

[![Razorpay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a94f949ecee0ffa5d168e05dbb9397f0/razorpay.jpg "Razorpay")](https://www.g2.com/products/razorpay/reviews)
Razorpay

Computer Software

12.2%

Information Technology and Services

10.4%

Marketing and Advertising

9.6%

Apparel & Fashion

6.1%

Education Management

6.1%

Other

55.7%

[![cashfree](https://images.g2crowd.com/uploads/product/hd_favicon/e7ceb393c75d60bd442635fcc5d82e1b/cashfree.jpg "cashfree")](https://www.g2.com/products/cashfree/reviews)
cashfree

Accounting

14.8%

Information Technology and Services

11.1%

Financial Services

11.1%

Apparel & Fashion

11.1%

Marketing and Advertising

7.4%

Other

44.4%

FAQs

## Razorpay vs cashfree FAQs

Generated using AI

Last updated: August 15, 2026

### What is the difference between Razorpay vs cashfree?

Razorpay and cashfree differ most clearly in their G2 ratings, with cashfree holding a higher average rating and support score, while Razorpay leads in review volume and ease of setup.

| [Razorpay](https://www.g2.com/products/razorpay/reviews) | [cashfree](https://www.g2.com/products/cashfree/reviews) |
| --- | --- |
| 4.2/5 (123 reviews) | 4.5/5 (23 reviews) |
| Small-Business | Small-Business |
| 9.0 | 8.8 |
| 7.9 | 8.6 |
| Ease of Use (6 all-time mentions) | Response Time (3 all-time mentions) |

### How do the pricing models of Razorpay and cashfree compare?

Reviewers consider cashfree the stronger value, as reflected in its higher satisfaction with pricing and fees.

- **Razorpay:** In recent reviews, several reviewers note that Razorpay's transaction fees can feel high for small businesses, but highlight zero annual maintenance charges and transparent pricing as positives.
- **cashfree:** Reviewers consistently cite lower transaction fees and 0% UPI charges as key advantages, with multiple mentions of cashfree being more affordable than Razorpay for most use cases.
- **Switching reasons:** Recent reviews mention switching from Razorpay to cashfree due to lower overall costs and instant settlement features.

### What are the best alternatives to Razorpay and cashfree?

The top 3 alternatives to Razorpay and cashfree are PayPal Payments, Paytm Business, and Stripe Payments.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Razorpay](https://www.g2.com/products/razorpay/reviews) | 4.2/5 (123) | Small-Business | Zero AMC, transparent pricing, custom rates for high volume | Ease of Use (6 all-time mentions) |
| [cashfree](https://www.g2.com/products/cashfree/reviews) | 4.5/5 (23) | Small-Business | Lower transaction fees, 0% UPI, instant settlements | Response Time (3 all-time mentions) |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749) | Small-Business | — | Global reach and brand trust |
| [Paytm Business](https://www.g2.com/products/paytm-business/reviews) | 4.5/5 (281) | Small-Business | — | Strong domestic presence and UPI support |
| [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458) | Small-Business | — | Developer-friendly APIs and international payments |

### Which Payment Gateways features should I prioritize when comparing Razorpay and cashfree?

Buyers comparing Razorpay and cashfree should prioritize payment success rates, integration experience, settlement speed, international payment support, and pricing transparency.

- **Payment success rates:** Razorpay is cited for a 93%+ success rate in multiple reviews; cashfree is praised for stability during high-volume events and improved UPI success rates.
- **Integration experience:** Razorpay has 4 all-time mentions for easy integrations and developer-friendly APIs; cashfree is highlighted for API usability (2 all-time mentions) and use-case driven documentation.
- **Settlement speed:** Razorpay offers zero AMC and variable cost structure; cashfree is frequently cited for instant settlements and fast payout cycles.
- **International payment support:** Razorpay supports international payments but with stricter onboarding; cashfree enables global payments in 140+ currencies with direct INR settlement.
- **Pricing transparency:** Razorpay is noted for transparent pricing and zero annual maintenance; cashfree is cited for lower transaction fees and 0% UPI charges.

### What are the pros and cons of Razorpay vs cashfree?

Razorpay's headline strength is ease of use and integration, while cashfree stands out for lower fees and instant settlements.

- **Razorpay strengths:** Ease of use (6 all-time mentions), easy integrations (4), payment processing reliability (3), setup ease (3), and transparent pricing.
- **Razorpay trade-offs:** Expensive for small businesses (2 all-time mentions), limited features for lower plans (2), and slower customer support (2).
- **cashfree strengths:** Fast response time (3 all-time mentions), API usability (2), easy integrations (2), instant settlements, and lower transaction fees.
- **cashfree trade-offs:** Customer support responsiveness (2 all-time mentions), occasional account blocking, and complexity in advanced reporting or compliance steps.

### Is Razorpay or cashfree better for small businesses?

cashfree is the better fit for small businesses, with a higher G2 rating and strong small-business reviewer sentiment.

- **Razorpay:** Largest segment is Small-Business; reviewers highlight ease of use and integration, but note higher transaction fees as a drawback for small businesses.
- **cashfree:** Largest segment is Small-Business; reviewers consistently cite lower fees, instant settlements, and easy onboarding as key benefits for small business operations.

### Which Payment Gateways platform has better integrations?

Reviewers favor Razorpay for integrations, with more frequent mentions of third-party platform compatibility.

- **Razorpay:** Shopify integration is cited in 3 reviews, with additional mentions of easy integration with websites and apps.
- **cashfree:** Node.js integration is mentioned, along with API support for Python and Java, and positive feedback on use-case driven documentation.

### How do Razorpay and cashfree compare on customer support?

cashfree leads Razorpay on Quality of Support by 0.7 points, a material difference in reviewer satisfaction.

- **Razorpay:** Reviewers note that support can be slow or require multiple follow-ups, with 2 all-time mentions of poor customer support, but also cite helpful account managers and eventual resolution of issues.
- **cashfree:** Reviewers highlight prompt support, instant replies, and a responsive Discord-based tech support community, with 2 all-time mentions of strong customer support, though some note occasional delays or lack of direct phone support.

### Which is easier to implement, Razorpay or cashfree?

Razorpay and cashfree score within 0.2 points on Ease of Setup, indicating near-parity in implementation experience.

- **Razorpay:** Reviewers consistently describe setup as quick and straightforward, with multiple mentions of easy onboarding and clear documentation.
- **cashfree:** Reviewers highlight self-serve onboarding, immediate sandbox access, and clear documentation, with several noting same-day go-live and minimal delays.

Alternatives

**Razorpay Alternatives**

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Paytm Business](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_16cf4fb315187bdfc29597bd309006e4/paytm-business.png "Paytm Business")

[
Paytm Business
](/products/paytm-business/reviews)

 ![PayU](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_7a5f1392106d5cc4c518ffc6cb50d411/payu.png "PayU")

[
PayU
](/products/payu/reviews)

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

**cashfree Alternatives**

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

[
Stripe Payments
](/products/stripe-stripe-payments/reviews)

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![Lightico](https://images.g2crowd.com/uploads/product/hd_favicon/54566e7073be7499d2618ba1ff6cb656/lightico.svg "Lightico")

[
Lightico
](/products/lightico/reviews)