GoCardless Features
Payment Options (7)
Recurring Billing
As reported in 32 GoCardless reviews.
Ability to charge customers on a recurring basis for subscription-based purchases
Instant Payment
As reported in 30 GoCardless reviews.
Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
ACH Payments and eCheck Processing
As reported in 20 GoCardless reviews.
Ability to accept and process eChecks and ACH payments as a form of payment
Multi-Currency
Based on 24 GoCardless reviews.
Allows users to process payments in multiple currencies.
Online payment portal
Based on 36 GoCardless reviews.
Provides an online portal where customers can make payments.
Multi-Currency
As reported in 24 GoCardless reviews.
Allows users to process payments in multiple currencies.
Online payment portal
36 reviewers of GoCardless have provided feedback on this feature.
Provides an online portal where customers can make payments.
Administration (9)
Reporting/Dashboards
As reported in 36 GoCardless reviews.
Access pre-built and custom reports and dashboards.
User, Role, and Access Management
As reported in 33 GoCardless reviews.
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.
Payout Time
As reported in 37 GoCardless reviews.
Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
As reported in 25 GoCardless reviews.
Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Omnichannel
Based on 30 GoCardless reviews.
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Reporting & Analytics
This feature was mentioned in 69 GoCardless reviews.
Reports and analytics created from payment data.
E-commerce Integration
43 reviewers of GoCardless have provided feedback on this feature.
The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.
Processing Fees
As reported in 90 GoCardless reviews.
Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.
Omnichannel
This feature was mentioned in 30 GoCardless reviews.
Process payments from multiple channels such as ACH, mobile, or e-commerce.
Security (2)
Data Tokenization
23 reviewers of GoCardless have provided feedback on this feature.
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.
Two-Factor Authentication
30 reviewers of GoCardless have provided feedback on this feature.
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)
Development (4)
Customization (Fields, Objects, and Layouts)
As reported in 18 GoCardless reviews.
Allows developers to customize payment form to accommodate their unique processes.
APIs
Based on 20 GoCardless reviews.
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.
Accounting Software Integration
Based on 27 GoCardless reviews.
Provides standard integration with merchant's accounting software
E-Commerce Software Integration
As reported in 22 GoCardless reviews.
Provides standard integration with merchant's e-commerce software
Platform (8)
Performance and Reliability
Based on 34 GoCardless reviews.
Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
This feature was mentioned in 21 GoCardless reviews.
The gateway supports multiple currencies and languages to enable business from customers in multiple countries
Internationalization - Operating Country
Based on 22 GoCardless reviews.
The payment gateway is supported in the country in which the merchant operates
API / Integrations
20 reviewers of GoCardless have provided feedback on this feature.
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.
Accounting integration
43 reviewers of GoCardless have provided feedback on this feature.
Provide integration with accounting software and ERP systems.
E-commerce Integration
Based on 25 GoCardless reviews.
Provide integration with B2B and B2C e-commerce platforms
Accounting integration
Based on 43 GoCardless reviews.
Provide integration with accounting software and ERP systems.
E-commerce Integration
As reported in 25 GoCardless reviews.
Provide integration with B2B and B2C e-commerce platforms
Revenue Optimization (3)
At-Risk Customers
27 reviewers of GoCardless have provided feedback on this feature.
Identify customers that are more likely to cancel their subscriptions
Customer Churn
As reported in 28 GoCardless reviews.
Address customer churn by identifying the causes of cancellations
Revenue Forecasting
Based on 27 GoCardless reviews.
Estimate future changes in revenues per product type or customer category
Revenue Recognition (3)
Usage Tracking
This feature was mentioned in 38 GoCardless reviews.
Track usage per company, custom time period, or contract
Deferred Revenue
23 reviewers of GoCardless have provided feedback on this feature.
Track payments received for products that haven't be delivered yet
Revenue Accrual
This feature was mentioned in 26 GoCardless reviews.
Recognition rules to accrue revenue on a daily or monthly basis
Billing and Payments (2)
Payment Terms
Based on 43 GoCardless reviews.
Provide multiple payment terms per customer or contract
Personalized Billing
Based on 45 GoCardless reviews.
Different types of billing such as: recurring, one time changes, based on number of seats or usage
Payment Methods (1)
ACH
Automated Clearing House (ACH) is an electronic network that processes large volumes of financial transactions, including B2B payments.
Payment Processing (7)
Batch Processing
12 reviewers of GoCardless have provided feedback on this feature.
Payments can be processed by batch without manual intervention
Payments Scheduling
20 reviewers of GoCardless have provided feedback on this feature.
Ability to schedule payments at predefined dates and times
Automated Workflows
This feature was mentioned in 14 GoCardless reviews.
Workflows to manage every stage of the payment process
Self Service
This feature was mentioned in 11 GoCardless reviews.
Self-service portals and mobile apps to submit invoices for processing
Reconciliation
This feature was mentioned in 13 GoCardless reviews.
Match invoices, payments, and bank statement information
Settlements
As reported in 12 GoCardless reviews.
Clearing of electronic payments to transfer funds from customers to suppliers
Payment Tracking
Based on 19 GoCardless reviews.
Track each stage of the payment process and manage payments history
Security and Compliance (1)
SSL Encryption
Based on 14 GoCardless reviews.
Secure Sockets Layer is the standard security protocol for encryption of electronic data
Integration (3)
Agnostic Integration
The software can be integrated with any other products
Reporting Consolidation
This feature was mentioned in 12 GoCardless reviews.
Reports are generated using financial data from multiple sources
Plugins and APIs
12 reviewers of GoCardless have provided feedback on this feature.
The vendor provides pugins and APIs that customers can use to create custom integrations
Administration - Installment Payment and Buy Now Pay Later (BNPL) (2)
Email Notifications
23 reviewers of GoCardless have provided feedback on this feature.
Automatic email notifications to remind customers to make payments or confirm they have made a payment.
Invoicing
As reported in 17 GoCardless reviews.
Tools to create invoices and split up invoices into a payment plan.
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) (3)
Payment Gateway
17 reviewers of GoCardless have provided feedback on this feature.
The ability to process credit card payments and collect payment via other online payment options.
Payment Tracking
Based on 23 GoCardless reviews.
Tools to track the status of payments to ensure they are being completed.
Payment Scheduling
26 reviewers of GoCardless have provided feedback on this feature.
Tools to break a payment into installments and create a payment schedule.
Payment Processing (1)
Encryption
This feature was mentioned in 74 GoCardless reviews.
Built-in security to protect payment information in order to prevent fraud and hacking.
Payment Types (1)
AP Automation
Manages large volumes of invoices and financial transactions between a company and its suppliers
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features (3)
Adaptive Learning
Improves performance based on feedback and experience
Proactive Assistance
Anticipates needs and offers suggestions without prompting
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives
Agentic AI - Enterprise Payment (1)
Adaptive Learning
Improves performance based on feedback and experience
Technology Glossary Features
View definitions of the features and discover new technology terms.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.






