Best Digital Customer Onboarding Software - Page 8

Gratify Pay

Harmoney Compliance

Harmoney is the compliance orchestrator banks, insurers, asset managers and other regulated institutions use to run KYC, KYB, AML, UBO screening and ESG profiling on one platform, instead of stitching together five different tools. Twenty-four configurable modules cover the full counterparty lifecycle: onboarding, screening, risk scoring, continuous monitoring and offboarding. Activate what you need now, add modules as requirements grow. No re-platforming required. Every workflow configures to your existing risk rules and process, not the other way round. Every action on a case logs the exact rule that triggered it, so when an auditor asks why a decision was made, the answer is already there. Providers for screening, identity verification and business registries connect through Harmoney rather than being built into it. Switch providers by configuration, not by re-integration. Built for AMLR readiness, and whatever comes after it. Available in 28 languages, covering interface, e-mails, PDF output and default lists. ISO/IEC 27001:2022 certified. Trusted by Belfius, Swiss Life, AG Insurance, Baloise, Ayvens and AG2R La Mondiale. Winner, McKinsey Startup Challenge 2025. Named in RegTech100 2026. Shortlisted, RegTech of the Year, UK FinTech Awards 2026.

IC Smart Platform

Our Business Activity Monitor, enables you to make decisions based on statistics, access trends and the use of channels. Use our Analyzer and filter results per channel, country, time zone or device. Analyze the amount of transactions and the most used functions of your portal.

Average Rating: 5.0/5.0

Total Reviews: 1

Infocert Trusted Onboarding Platform,

InfoCert's Trusted Onboarding Platform (TOP) is a patented solution designed to streamline and secure the digital onboarding process for businesses across various sectors. By integrating advanced identification technologies and electronic signature capabilities, TOP enables organizations to verify customer identities and facilitate contract signings remotely, ensuring compliance with regulatory standards and enhancing user experience. Key Features and Functionality: - Self Identification (SelfID): Allows customers to complete the onboarding process autonomously using machine learning and biometric technologies, ensuring a seamless and secure experience. - Video Identification (VideoID): Provides remote video identification with a certified operator, offering the same legal validity as face-to-face identification. - Artificial Intelligence Support: Utilizes AI to automate checks, enhancing security and efficiency throughout the onboarding process. - Identity Proofing: Employs OCR readers, NFC acquisition, liveness detection, and face matching to verify identities accurately. - Integration Capabilities: Easily integrates with existing systems, allowing for the incorporation of e-signature processes and other functionalities without disrupting current workflows. Primary Value and Solutions Provided: TOP addresses the challenges of traditional onboarding processes by offering a fully digital, efficient, and secure solution. It significantly reduces the time required for customer identification and contract signing, often completing the process in less than eight minutes. This acceleration leads to higher conversion rates, with studies indicating a 30% increase in prospect-to-customer conversions. Additionally, TOP enhances security measures, resulting in an over 80% reduction in fraud incidents. By eliminating the need for physical paperwork and in-person meetings, the platform also contributes to sustainability efforts, reducing the carbon footprint associated with traditional onboarding methods. In summary, InfoCert's Trusted Onboarding Platform offers businesses a comprehensive, secure, and efficient solution for digital customer onboarding, improving operational efficiency, enhancing security, and supporting environmental sustainability.

Interact Application Suite

Interact digital platform enables you to react to rapidly evolving market challenges, regardless of whether you're a retail or commercial bank, a universal bank, a community bank or a credit union.

InvestGlass

InvestGlass: The All-in-One Swiss Automation Platform InvestGlass is a Swiss-based automation platform designed to streamline your business operations with precision and reliability. It combines CRM, portfolio management, incident management, marketing automation, client portal, and digital onboarding tools into one seamless solution. Why Choose InvestGlass? Tailored Digital Experience: Create, design, and manage your digital presence with unparalleled customization. Swiss Excellence: Geopolitically neutral and securely hosted on Swiss Cloud, within Europe or directly on your premises for full control and compliance. Trusted Globally Ideal for banks, government entities, and growing businesses, InvestGlass empowers over 1,200 customers across 20+ countries to attract, engage, and delight their clients with award-winning software. Experience the Swiss standard in automation. Invest in success with InvestGlass.

iStart

iStart is a cloud based digital customer onboarding platform created with exponential technology features and smart intelligence. It helps banks, insurance and other financial institutes to onboard their customers within minutes. Instant KYC verification, AML regulations, smart facial recognition, Intelligent ID scanning, etc are some of the world class features.

Juris Access

Kapowai

Kapowai Online Banking is a multifunctional remote banking system that allows individuals and entrepreneurs are able to quickly and securely manage cards and accounts, make transfers, open deposits and repay loans, pay for services, obtain currency rates, find ATMs and branches, perform independent control over their expenses with PFM.

Average Rating: 4.0/5.0

Total Reviews: 1

Klavi

Klavi is a Brazilian Software-as-a-Service (SaaS platform specializing in Open Finance solutions, offering data aggregation, analytics, and API services. By leveraging financial data, Klavi enables businesses to gain comprehensive insights into customer behaviors, facilitating the development of tailored financial products and services. The platform is designed to enhance decision-making processes, improve credit approval rates, and reduce operational costs for companies across various sectors. Key Features and Functionality: - Onboarding & KYC: Simplifies the customer onboarding process through secure validation mechanisms integrated with major banks. - Credit Risk Assessment: Provides intelligent and secure credit granting based on comprehensive and current customer behavior data. - Personalization of Offers: Utilizes data intelligence to tailor offers according to customers' purchasing behaviors and income profiles. - Recovery and Collection: Informs optimal times to perform collection actions, thereby reducing default rates. Primary Value and User Solutions: Klavi addresses the need for businesses to effectively harness Open Finance data, enabling a 360-degree view of customer information. This comprehensive insight allows companies to automate tracking of accounts, credit cards, and payments, leading to: - Increased Credit Approval Rates: Clients have experienced an average increase of 15% in credit approvals. - Operational Cost Reduction: The platform contributes to a 20% reduction in operational costs through efficient data processing and analysis. - Enhanced Data Accuracy: Achieves over 97% precision in data categorization, ensuring reliable and actionable insights. By providing these capabilities, Klavi empowers businesses to make informed strategic decisions, offer personalized financial solutions, and improve overall customer satisfaction.

KYB

KYC Solution™

KYC Solution™ is a leading global KYC, identity verification, and AML screening platform designed to help businesses onboard customers securely, reduce fraud, and meet international compliance requirements at significantly lower costs. Our advanced solution provides fast and accurate document verification, biometric authentication, and real-time AML checks across 230+ countries and jurisdictions. With seamless API and SDK integration, a powerful web-based verification portal, and pricing starting from €0.25 per check, KYC Solution™ is up to 65% cheaper than traditional verification providers. We offer enterprise-grade compliance without the high fees, making our platform ideal for companies of all sizes. Key Features Global KYC & identity document verification Biometric face match and advanced liveness detection AML, sanctions, PEP, and adverse media screening KYB & UBO business verification Video KYC for regulated and high-risk markets REST API, mobile SDKs, and fully customisable web workflow No setup fees. No minimum commitment. Transparent pricing. Trusted by businesses in fintech, telecom, crypto, real estate, e-commerce, payments, and financial services, KYC Solution™ delivers secure, scalable, and frictionless customer onboarding with industry-leading accuracy.

Loquat banking platform

Loquat Inc. is a fintech innovator enabling banks and credit unions to offer smart consumer and business banking to their customers and members. The platform provides seamless KYC/KYB, fast onboarding; virtual cards; automated lending; an integrated portal for fraud detection, compliance monitoring, workflows, and analytics (CALM); a proprietary Loquat IQ – AI solution utilizing FI data for strategic insights with interactive chat and continuous learning to enhance performance. Loquat meets the highest standards for security, compliance, and operations and is SOC 2 Type 2 certified Cloud-agnostic platform integrates seamlessly via API and has a modular architecture to adapt to each institution’s needs Loquat products: 1. Loquat Business account opening Welcome your business clients with quick onboarding and instant account access via a virtual debit card —
 all in just minutes, not days 2. Loquat Business cards & payments Elevate your customers' security, convenience, and control with virtual credit cards 3. Loquat Business lending Simplify your loan process with effortless origination, tailored underwriting, and instant disbursement 4. Loquat Consumer account opening Transform the way you onboard your members and customers. Give them immediate access to their accounts with a virtual debit card — all in just minutes, not days 5. Loquat Consumer cards & payments Deliver convenience, security and frictionless transaction experience with virtual credit cards 6. Loquat Consumer lending Streamline your loan journey with easy origination, personalized underwriting and instant disbursement 7. Loquat CALM Portal Track, manage, and gain insights for your organization via one intuitive Client Application & Lifecycle Management Portal 8. Loquat IQ Empower your team with a tailored AI solution, leveraging your organization's unique data for process-specific insights that drive strategic and operational success

Mako Fintech

Meelo

Meelo is a French identity orchestration platform. It brings KYC, KYB, open banking, creditworthiness and fraud detection into a single API, so onboarding checks are coordinated instead of stitched together. Meelo adapts checks to risk and returns a decision in 2 to 5 seconds, documented and auditable. eIDAS 2.0 ready. Used by banks, fintechs, insurers and lenders across Europe.