# Simpl Reviews
**Vendor:** Get Simpl Technologies  
**Category:** [E-Commerce Tools ](https://www.g2.com/categories/e-commerce-tools)  
**Average Rating:** 4.1/5.0  
**Total Reviews:** 17
## About Simpl
Simpl is a payment option designed to help users make multiple payments easily.




## Simpl Reviews
  ### 1. User Friendly Buy Now Pay Later App

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rajeswari Acharya R. | Associate Analyst, Enterprise (> 1000 emp.)

**Reviewed Date:** March 09, 2023

**What do you like best about Simpl?**

I love Simpl because the app will provide you the amount at a lower rate when you are a beginner, but later according to your needs, they will increase the limit of the amount to pay.

**What do you dislike about Simpl?**

I don't face any dislikes or concerns mentioning Simpl because it will help you when you are in a situation to borrow money and not from any of your close circles :)

**What problems is Simpl solving and how is that benefiting you?**

It is like an EMI app where you can buy your lovable products, pay for your favorite stores, and repay them with your money through any payment mode within the specified date.

  ### 2. Extend you credit days

**Rating:** 2.5/5.0 stars

**Reviewed by:** Maninder S. | Product Control, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 20, 2022

**What do you like best about Simpl?**

You can extend your credit period using Simpl on a few websites which accept Simpl. Just use Simpl on the website/app, and you will get 15 days credit. When the due date for Simpl payment approaches, use a regular credit card to pay for Simpl purchase. A typical credit card has 45 days credit period, with simpl you will get 15 days of additional credit (so you enjoy a total of 60 days of credit)

**What do you dislike about Simpl?**

Earlier, there were lots of offers and cashback. All these offers and perks have dried up over the last few months. I hope they bring back these offers again, till then enjoy the extended credit priod.

**What problems is Simpl solving and how is that benefiting you?**

Using simple, one can build on their credit standing and enjoy extended credit. Simpl is benefitting me as its a hassle-free mode of payment and a source of getting my credit score better.

  ### 3. Short Loans - Swift and Easy

**Rating:** 5.0/5.0 stars

**Reviewed by:** Kushal K. | Senior Associate, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 03, 2022

**What do you like best about Simpl?**

Easy to apply, use credits, and re-pay at a later time.

**What do you dislike about Simpl?**

Probably, the amount charged on late payment is too high.

**What problems is Simpl solving and how is that benefiting you?**

BNPL. Provides you with a fast way to settle bills and of course, pay later at your convenience.

  ### 4. Great shopping app for earning extra cashback

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** November 15, 2022

**What do you like best about Simpl?**

Great shopping app for earning extra cashback. Earn extra cashback for your everyday purchases. You have to pay after 15 days of product purchase and after payment you receive the cashback.

**What do you dislike about Simpl?**

Simpl is providing great benefit over small purchases but if user have to shop for bigger appliances such as mobile, etc. They can't do that because of limited credit approval.

**What problems is Simpl solving and how is that benefiting you?**

Simpl is providing payments solutions with 15 days pay later payment model with cashback. The best is the convenience provided by the Simpl as it's very easy to use for pay later payments.

  ### 5. Best BNPL application

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 01, 2022

**What do you like best about Simpl?**

Simpl is a BNPL (Buy now pay later) platform. The best thing about Simpl is that we can purchase a product/service from many Simpl partnered websites and applications and use Simpl as a payment method. Also, we will have 15-20 days to pay back the amount to Simpl.

**What do you dislike about Simpl?**

There is not too much to dislike about Simpl but the company should partner with more websites and mobile applications to include Simpl as a payment method because there are many websites which I use that do not accept Simpl as a payment method

**What problems is Simpl solving and how is that benefiting you?**

Many times when we want to buy a product or service online but we don't have enough money in our account or we have to wait for the salary but with Simpl we can buy now and pay later in 15-20 days without any interest.

  ### 6. Simpl review

**Rating:** 3.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 02, 2022

**What do you like best about Simpl?**

Pay later advantage is good to make this app in use

**What do you dislike about Simpl?**

Poor customer care supporr and credit balance updation. Not able to use credit balance sometimes.

**What problems is Simpl solving and how is that benefiting you?**

Pay later functionality i used that gives us kind of credit card facility

  ### 7. Payments  made simpler conviniently

**Rating:** 4.0/5.0 stars

**Reviewed by:** Adrian P. | QA Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 29, 2021

**What do you like best about Simpl?**

The platform is designed in a way for easy access and transactions. UI and UX are superb. Supports multiple OS and browsers.

**What do you dislike about Simpl?**

Support and setup services are not empowered well. Ticketing service needs to be improved.

**What problems is Simpl solving and how is that benefiting you?**

Help for funds when in need. One tap buy for all bills at a go—good discounts with top merchants when paying through simpl app. Quick fund transfer with minimal documentation.

  ### 8. Payments made using Simpl app are really very simple.. loved it

**Rating:** 5.0/5.0 stars

**Reviewed by:** Aishwarya V. | System Engineer, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 07, 2021

**What do you like best about Simpl?**

The online transactions made using this app are quite simple. Seamless and effortless design of this app is helpful for all the first time users as well. Shows you monthly transactions in order and gives a notification for the due amount to be paid in next month. It is like taking monthly loan and then paying it back without any interest. However, if you miss to pay the dues next month before deadline then some fees is charged for it. So better to pay it back on time.

**What do you dislike about Simpl?**

Though I am shopping at many online websites and apps but I don't find the option to integrate Simpl payment option there. As of now I can only see and use it on Zomato app. Hope the company brings Simpl pay option at other shopping apps too.

**Recommendations to others considering Simpl:**

Simpl app is highly a recommended one.. starting from its easy functionality to the ease of using this app frequently. I loved it all together. Moreover if you want to grab great offers then install Simpl app you will get best weekend offers on this app.

**What problems is Simpl solving and how is that benefiting you?**

I am ordering at Zomato 3-4 times a week. And everytime I am using this app for making the order payments. There is no headache of entering any otp or pin just like UPI apps. If you have your Simpl account linked with the shopping site, just click on  PAY USING SIMPL option and the order is complete.  This way you can complete all your purchases for a month. The next month the app will notify you to pay the total monthly payment without any extra charge. Make sure to pay before 5 of every month so that no fees is charged.
Another major benefit of this app is offers . ..yes it brings weekend offers and for zomato you don't have to pay delivery charges  if you are paying your orders using Simpl.

  ### 9. Best platform for Paylater

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Consumer Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** May 30, 2022

**What do you like best about Simpl?**

Payment options on different platforms...

**What do you dislike about Simpl?**

I'm using this application for more than a year.
No cons as of now...

**Recommendations to others considering Simpl:**

Very Good Application for the members who are looking for the pay later options on different platforms.

**What problems is Simpl solving and how is that benefiting you?**

Better options and discounts for payment transactions. 
Easy to use
User Friendly

  ### 10. Simply pay later

**Rating:** 0.0/5.0 stars

**Reviewed by:** Sushil A. | Chief Manager, Small-Business (50 or fewer emp.)

**Reviewed Date:** April 01, 2022

**What do you like best about Simpl?**

Fraudulent app don't try to login to they will raise 1000 rs Bill

**What do you dislike about Simpl?**

Worst experience I had with the application.I have nither subscribed nor purchased any thing.They have raised bill for Rs 1k &after 1month started penelties of their own.Their coustomer care or feedback is not available.If u have done OTP bill will be raised.

**Recommendations to others considering Simpl:**

Fraudulent app

**What problems is Simpl solving and how is that benefiting you?**

My mistake is I logiñ app by OTP .They r confirming no purchase done still 1k bill.

  ### 11. An Amazing All in one Digital solution pay app

**Rating:** 5.0/5.0 stars

**Reviewed by:** Anish J. | Technical Lead , Small-Business (50 or fewer emp.)

**Reviewed Date:** August 11, 2021

**What do you like best about Simpl?**

I have to login and I can connect to other online platform for groceries, foods and other stuff and then it will take care of everything so all in one solution for me, Really very nice app.
It has really very nice platforms for groceries, online medicals, food etc.

**What do you dislike about Simpl?**

Nothing much i am really love with the idea behind the application and its working smooth and has lots of option for a daily life requirements.
Just as each app needs updates, additions and optimization, so just waiting for app to add more such platforms.

**What problems is Simpl solving and how is that benefiting you?**

1. I can easily order food , order groceries, and at the end i can see manage check and clear my simpl balance.
2. Very portable and easy and quick.

  ### 12. Amazing wallet with pay later options.

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sarwat F. | Quality Analyst(Statistics), Small-Business (50 or fewer emp.)

**Reviewed Date:** August 31, 2021

**What do you like best about Simpl?**

The pay later option is quite useful. I can use my simpl wallet to pay to several merchants and then make payment on simpl on the due date.

**What do you dislike about Simpl?**

The payment due dates occur twice in a month so there is a bit of added pressure.
If there is a delay in payment , there are charges levied on a daily basis.

**Recommendations to others considering Simpl:**

It's great for pay later options. One tip would be you can make payments via credit card too.

**What problems is Simpl solving and how is that benefiting you?**

Using it for Bigbasket and Grofers, online food ordering.
I mostly use it on Zomato and Swiggy since the delivery charges are waived off on Zomato on certain weekends with additional discount offers.

  ### 13. Amazing online payment portal

**Rating:** 4.0/5.0 stars

**Reviewed by:** Gaurav K. | Manager (Data Products) - Information Services, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 27, 2021

**What do you like best about Simpl?**

provides consumers with one-click checkout

**What do you dislike about Simpl?**

customer service is not that great and slow

**What problems is Simpl solving and how is that benefiting you?**

acts as a payment portal

  ### 14. Found nothing extraordinary about it

**Rating:** 2.5/5.0 stars

**Reviewed by:** Verified User in Food & Beverages | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 26, 2021

**What do you like best about Simpl?**

one point payment solution for multiple things

**What do you dislike about Simpl?**

Late fee is high,...you do not get to see the available limit in the app,

**What problems is Simpl solving and how is that benefiting you?**

Payments happen in a snap! And the billing cycle for repayment is generous. Hope people don't misuse the service which is otherwise a must have for anyone and everyone i'ld say. So far so good with the professional service and function

  ### 15. It's a very good application for the users who want to pay the price later.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** May 30, 2020

**What do you like best about Simpl?**

Pay late option for the food sute like fassos if a user is out of money at the moment

**What do you dislike about Simpl?**

Sometimes the application got stucked while making payments may be due to some internal issue

**Recommendations to others considering Simpl:**

Guys please use it . It's awesome for user who want to make payments late

**What problems is Simpl solving and how is that benefiting you?**

Now the application visibility is good for user point of view.  User can access it very smoothly

  ### 16. Simpl - Use now and Pay Later

**Rating:** 5.0/5.0 stars

**Reviewed by:** Mukhtar M. | Software Developer, Information Technology and Services, Enterprise (> 1000 emp.)

**Reviewed Date:** September 16, 2019

**What do you like best about Simpl?**

Main concept of Simpl is to give a loan of some amount to it's verified user for short period of time like 15 days. Simpl is providing one fixed limit of money in your hands to use for the tenure of 15 days. According to Simpl you can use that money as per your requirement from given fixed limit and later on you have to Re-pay before it's due date. This is one simple idea but it has a very large amount of users.

I like simple due to these following things.
- It can be used for Online Food ordering, Shopping, Online electronics order, Medical Expense, etc.

- Simple doesn't charge you any kind of extra charges or interest charge for money you have used unless and until you pay due amount before due date.

-Simple has tie-ups with major industry leaders as described below
1) Movie - Book my show
2) Grocery - Big Basket and Grofers
3) Food Ordering - Zomato
4) Taxi Service - Rapido, Meru Cabs and Drivezy
5) Medical - DocsApp
6) Clothes - Bombay Shirt Company 
and many more.

**What do you dislike about Simpl?**

Simpl is best for me, I don't find any kind of drawbacks in Simple yet.

**Recommendations to others considering Simpl:**

I advice everyone to use Simpl for your emergency needs. It will not charge you extra money for the amount you have used from simple.

I would prefer SImpl over bank's personal loan for lower amount transactions.

**What problems is Simpl solving and how is that benefiting you?**

Sometimes I have lack of money, in that cases I am using my " Simpl " to pay for my food, my travelling, my medical expenses etc etc.

  ### 17. Eat now Pay later

**Rating:** 4.5/5.0 stars

**Reviewed by:** vidya a. | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 12, 2019

**What do you like best about Simpl?**

It provides credit service, instant payment method, 15 days billing cycle.

**What do you dislike about Simpl?**

Nothing dislike for this app but only one thing is that, Increase the billing cycle

**Recommendations to others considering Simpl:**

Very useful for making instant payment

**What problems is Simpl solving and how is that benefiting you?**

I am using this app for booking food on hunger box, zomato etc


## Simpl Discussions
  - [What is Simpl used for?](https://www.g2.com/discussions/what-is-simpl-used-for)

- [View Simpl pricing details and edition comparison](https://www.g2.com/products/simpl/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+07%3A53%3A29+-0500&secure%5Bsession_id%5D=9acdd6e1-3d92-4e9b-92a3-9b281063f6b8&secure%5Btoken%5D=9cf89f8f966babd43e5102cebcaa1aff4024442b43120f710093d59a482c21af&format=llm_user)

## Simpl Features
**Administration - Installment Payment and Buy Now Pay Later (BNPL)**
- Email Notifications
- Invoicing
- Customer Portal
- Loyalty Management

**Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)**
- Payment Gateway
- Payment Tracking
- E-commerce Integration
- Payment Scheduling

**Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features**
- Adaptive Learning
- Proactive Assistance
- Decision Making

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