PL Rating Reviews & Product Details

PL Rating™ dramatically reduces the time to quote rates for personal lines coverage and bind policies. Independent insurance agencies that use the industry’s favorite personal lines rater can cut their processes in half. Beyond mere speed, PL Rating empowers agents to navigate the complexities of personal lines quoting with unprecedented ease and accuracy. PL Rating is also a central solution for AgencyOne, Vertafore’s integrated platform that connects an agency’s business. AgencyOne provides one interface across platforms, so users can log into their favorite Vertafore products with a single sign-on, enjoy a 360-degree client view, find information quickly with one search, and navigate quickly across solutions. Independent agencies of every size leverage PL Rating to: Quote and bind with the push of a button. PL Rating's pioneering "quote and bind" functionality streamlines the rate quoting process. It enables agents to bind policies from the quote screen, eliminating redundant steps and accelerating the sales cycle. Analyze and manage agency data. Seamless integrations with AMS360, QQCatalyst, Sagitta, and other agency management systems ensure instant data synchronization between solutions. This efficient data exchange minimizes errors, eliminates manual tasks, and empowers agents with comprehensive client insights and information. Connect with carriers in real time. With access to over 320 carriers, PL Rating facilitates real-time, multi-carrier quoting. This capability allows agencies to present clients with various competitive rates quickly. The ability to compare multiple quotes simultaneously also surfaces valuable cross-selling opportunities. Collect and manage client data. PL Rating’s workflows allow agents to quickly and easily complete a quote application, and the solution’s template functions enable agents to provide unlimited quote scenarios. Integrate across technology platforms. PL Rating doesn’t just integrate with other Vertafore solutions—it is also built to integrate with carrier and third-party applications. By leveraging its open API architecture, PL Rating users can build tech stacks that meet their needs. The user sets the list of possible integrations, not the software.

Seller

Vertafore

Discussions

PL Rating Community

Languages Supported

English

Solution Type

Best-of-Breed

Overview by

Vertafore Marketing

Used by PEX and 2 others

Beta

Value at a Glance

Averages based on real user reviews.

Time to Implement

2 months

View More Pricing Information

PL Rating Integrations

(2)

Verified by PL Rating

G2 reviews are authentic and verified.

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natalie s.

Personal Lines Team Manager

Small-Business (50 or fewer emp.)

10/21/2026

"All Our Carrier Quotes in One Place"

5/5

What do you like best about PL Rating?

Quoting the majority of our carriers all in one place! Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

Wish we had the availability to quote more products than just auto and home. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for taking the time to share your experience with PL Rating, Natalie! We’re glad our product helps you compare quotes from multiple carriers in one place and save time. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Jennifer S.

agent

Small-Business (50 or fewer emp.)

10/1/2026

"Agency owner / Agent producer"

3.5/5

What do you like best about PL Rating?

Rating is easy to input data and supports all of our companies Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

Pricing is not always accurate after bridging due to the credit rating changes Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review, Jennifer! We're pleased to hear that you find it easy to input data inside PL Rating. Please don't hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Verified User in Insurance

Small-Business (50 or fewer emp.)

10/8/2026

"All Carriers in One Place—Huge Time-Saver for Quoting"

5/5

What do you like best about PL Rating?

The convenience of having every carrier we write with in one place. It would take several hours per quote to enter each individually into the carrier. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

Not ALL carriers rate through them. My Allstate never pulls home quotes and Openly is not integrated with PL just yet. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thanks for sharing your experience! We’re glad PL Rating saves you time by bringing multiple carriers together in one place. We appreciate your review and look forward to continuing our partnership.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Ernie H.

Insurance agent

Small-Business (50 or fewer emp.)

10/23/2026

"P l Rater user"

4.5/5

What do you like best about PL Rating?

getting a starting quote for multiple carriers Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

not always finding the yeaR AND MODEL OF A VEHICLE Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of PL Rating, Ernie! We value your opinion and appreciate you taking the time to share your experience. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Dawn P.

Licensed NJ Producer

Small-Business (50 or fewer emp.)

10/1/2026

"Easy, One-Stop Data Entry That Jumpstarts the Quoting Process"

5/5

What do you like best about PL Rating?

It’s an easy, one-stop format for entering data and getting the quoting process started. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

Not all of the information gets pulled in and populated automatically, which can be frustrating at times. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of PL Rating, Dawn! We’re glad our product's one-stop format helps you enter information and get quotes started quickly. We understand it can be frustrating when some details don’t populate automatically, and we will take your input into consideration for future improvements. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Verified User

Small-Business (50 or fewer emp.)

7/9/2026

"Streamlines Carrier Quoting, But Needs Modernization and Needs Lower Costs"

3.5/5

What do you like best about PL Rating?

I use PL Rating to sync with various carriers from my CRM to quote different customers efficiently. It helps me get initial rates and then bridge over to those carriers, which makes the quoting process much easier. The ability to get quotes in bulk saves me from the hassle of going to each carrier website individually to input information, reducing redundant typing. By allowing me to enter customer information once and sync it across carrier websites, PL Rating saves me from entering data multiple times, thereby streamlining the whole process. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I wish PL Rating was less expensive. I wish it looked prettier. It definitely looks like it's a system from 1985 and could be updated to have a cleaner aesthetic. I also wish the cost was easier or less costly and didn't require crazy contracts. A lot of the rating systems require contracts, which feels outdated. Also, the initial setup can be confusing, especially making sure information is entered accurately for each producer and carrier in the PL Rating system. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for taking the time to share your experience with PL Rating. We understand your concerns about the cost and the visual appearance of the system. We appreciate your input and will take it into consideration for future updates.

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller

SAROJ S.

Account manager

Small-Business (50 or fewer emp.)

9/30/2026

"Fast, Time-Saving Quotes Made Easy"

4.5/5

What do you like best about PL Rating?

ITS FAST AND TIME SAVING. EASY TO GET QUOTE. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

WE HAVE TO MANUALLY KEEP SOME INFORMATION. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of PL Rating! It's our goal to provide an exceptional user experience, so we're glad to hear you find it easy to use. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Verified User in Insurance

Small-Business (50 or fewer emp.)

10/21/2026

"Simple, Well-Organized Platform—But Integration Options Could Be Broader"

3.5/5

What do you like best about PL Rating?

I like the organization and simplicity of the platform. It is easy to onboard and utilize. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I wish there were more integration options. We work with a lot of carriers, and not all of them are available to quote directly within the platform. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for taking the time to share your experience with PL Rating. We appreciate your feedback on integrations and will take it into consideration for future improvements. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Joshua M.

Agent

Small-Business (50 or fewer emp.)

9/30/2026

"Great system makes my job easier"

3.5/5

What do you like best about PL Rating?

I’ve been using Pl Rater every day for over four years, and I really love it! Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

No issues at this time runs good and efficient Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for taking the time to share your experience with PL Rating, Joshua. We value your opinion and appreciate you taking the time to share your experience.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Alberto G.

Insurance Sales Manager

Mid-Market (51-1000 emp.)

7/20/2026

"Effortlessly Quote Multiple Clients with Ease"

5/5

What do you like best about PL Rating?

I like that PL Rating makes it accessible to quote multiple clients at once and give them the best rate. I appreciate that I'm able to provide many options to my clients. I also like the prefill for licenses, which simplifies the process. The initial setup of PL Rating was very easy, which was a plus. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I think PL Rating should let me quote children as named insured to see if I can get a better rate with other family members' insurance scores. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of PL Rating, Alberto! We're glad to hear that you find our product helpful for quoting multiple clients and providing them with the best rates. We're happy to be a part of your business and appreciate your feedback!

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller