PL Rating Reviews & Product Details

PL Rating™ dramatically reduces the time to quote rates for personal lines coverage and bind policies. Independent insurance agencies that use the industry’s favorite personal lines rater can cut their processes in half. Beyond mere speed, PL Rating empowers agents to navigate the complexities of personal lines quoting with unprecedented ease and accuracy. PL Rating is also a central solution for AgencyOne, Vertafore’s integrated platform that connects an agency’s business. AgencyOne provides one interface across platforms, so users can log into their favorite Vertafore products with a single sign-on, enjoy a 360-degree client view, find information quickly with one search, and navigate quickly across solutions. Independent agencies of every size leverage PL Rating to: Quote and bind with the push of a button. PL Rating's pioneering "quote and bind" functionality streamlines the rate quoting process. It enables agents to bind policies from the quote screen, eliminating redundant steps and accelerating the sales cycle. Analyze and manage agency data. Seamless integrations with AMS360, QQCatalyst, Sagitta, and other agency management systems ensure instant data synchronization between solutions. This efficient data exchange minimizes errors, eliminates manual tasks, and empowers agents with comprehensive client insights and information. Connect with carriers in real time. With access to over 320 carriers, PL Rating facilitates real-time, multi-carrier quoting. This capability allows agencies to present clients with various competitive rates quickly. The ability to compare multiple quotes simultaneously also surfaces valuable cross-selling opportunities. Collect and manage client data. PL Rating’s workflows allow agents to quickly and easily complete a quote application, and the solution’s template functions enable agents to provide unlimited quote scenarios. Integrate across technology platforms. PL Rating doesn’t just integrate with other Vertafore solutions—it is also built to integrate with carrier and third-party applications. By leveraging its open API architecture, PL Rating users can build tech stacks that meet their needs. The user sets the list of possible integrations, not the software.

Seller

Vertafore

Discussions

PL Rating Community

Languages Supported

English

Solution Type

Best-of-Breed

Overview by

Vertafore Marketing

Used by PEX and 2 others

Beta

Value at a Glance

Averages based on real user reviews.

Time to Implement

2 months

View More Pricing Information

PL Rating Integrations

(2)

Verified by PL Rating

G2 reviews are authentic and verified.

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Makaela W.

Account Manager

Small-Business (50 or fewer emp.)

10/8/2026

"Well-Organized Company Pricing, But Reporting Requires an Add-On"

3.5/5

What do you like best about PL Rating?

I like that it shows all the companies and organizes the pricing in order. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

You have to pay for something separate to run reports in the PL Rater. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Hi Makaela! Thanks for your review of PL Rating. We value your opinion and appreciate you taking the time to share your experience.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Chrissy F.

Insurance Agent

Insurance

Small-Business (50 or fewer emp.)

10/23/2026

"Compare All Our Personal Lines Carriers in One Place—Functional and Effective"

4.5/5

What do you like best about PL Rating?

I love being able to compare all of our personal lines companies all in one space! Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I wish it looked a little more modern, but it's still very functional! Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Hi, Chrissy! Thank you for your feedback. We’re glad PL Rating makes it easy to compare carriers and helps you quote faster. We appreciate the importance of a modern interface and will take your input into consideration for future improvements. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerSource: Organic

Verified User in Insurance

Small-Business (50 or fewer emp.)

7/14/2026

"PL Rating works for us"

4.5/5

What do you like best about PL Rating?

It's easy to go through the quote process and the questions are presented in a logical order. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

A lot of the quotes change once you bridge to the carrier website even though you entered the quote information accurately. It still gives you an idea of where to go with the quote, but I only use it as a reference and don't rely on it when providing customers actual prices. Review collected by and hosted on G2.com.

What problems is PL Rating solving and how is that benefiting you?

It benefits us because we can get the information entered in all of our carriers at one time. It's also easy when paired with other Vertafore products. We also use QQ Catalyst and you can bridge from Catalyst into PL Rating and the vehicle/driver information will automatically transfer. That's a time saver. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Hello and thank you for your review of PL Rating! We value your opinion and appreciate you taking the time to share your experience. Please don’t hesitate to reach out if you need anything in the future.

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Erich O.

Owner

Small-Business (50 or fewer emp.)

Updated 6/3/2026

Originally submitted 2/20/2024

"PL Rating saves us so much time!"

4.5/5

What do you like best about PL Rating?

We like that you can transfer customer and policy information from AMS360 & Agency Zoom very easily. This saves time not having to enter information more than once. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

Continue adding more carriers. Include more prefill data for customers. Review collected by and hosted on G2.com.

What problems is PL Rating solving and how is that benefiting you?

This tough insurance market has led to an increase in clients who want our agency to "shop their policies for better rates." Transferring existing customers' policy information from AMS360 to PL Rating is a great feature that simplifies re-quoting. It cuts the time to quote by 75% or more and allows us to serve our clients better and build a stronger relationship with them. Review collected by and hosted on G2.com.

Response from Jenny Spear of PL Rating

Hi Erich,

Thank you for being a loyal user of PL Rating! It's fantastic to know that it helps you and your agency succeed. Reviews like this make us excited to come to work each day!

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Shauntel j.

Jr Insurance producer

Small-Business (50 or fewer emp.)

10/29/2026

"Fast, Accurate Multi-Carrier Rating with Helpful Customization"

4.5/5

What do you like best about PL Rating?

I like how quick, easy, and accurate PL Rating is. I can check multiple companies at once, and I appreciate the customization each company offers. Each company has specific rating questions, and being able to check those helps make things a little more accurate. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I don’t have anything that I can readily come up with. Review collected by and hosted on G2.com.

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller

Lindsay S.

Appointment Coordinator

Small-Business (50 or fewer emp.)

Updated 4/28/2026

Originally submitted 1/27/2026

"User-Friendly and Efficient with Flawless Setup"

5/5

What do you like best about PL Rating?

I like how easy PL Rating is to use and how it simplifies the process of searching for customers. It displays a list of recently worked customers, which saves time by making the search process quicker. Also, it allows us to move quotes to all our carriers' websites, avoiding the repetition of entering customer information individually. My manager mentioned that the initial setup was practically flawless. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

When the risk in eligible, I wish it could give reasons better as to why it is ineligible Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of our product, Lindsay! We're thrilled to hear that you find PL Rating user-friendly and efficient. We value your opinion and appreciate you taking the time to share your experience.

Current UserValidated ReviewerSource: Organic

Jaqueline D.

Insurance Representative

Small-Business (50 or fewer emp.)

10/22/2026

"Easy, Time-Saving Multi-Carrier Quoting—with Room for More AI"

5/5

What do you like best about PL Rating?

I like how easy PL Rating is to use. I don’t have to enter information multiple times, so it saves me time. It helps me quote multiple carriers, and the initial setup was very easy and simple. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I’d like PL Rating to incorporate more AI, such as suggesting policy limits to clients based on the information they provide. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your review of PL Rating! It’s great to hear our software makes quoting across multiple carriers easier and helps reduce duplicate data entry. We appreciate your business and look forward to continuing our partnership!

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller

Stephanie P.

Agency Owner

Small-Business (50 or fewer emp.)

10/8/2026

"All Companies in One Platform—A Convenient Hub"

5/5

What do you like best about PL Rating?

All the companies are available on one platform. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

the system itself is ugly and seems very dated Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thanks for sharing your feedback on PL Rating, Stephanie! We’re glad having multiple companies in one platform and VIN-based vehicle details makes your work easier. We appreciate the importance of a modern looking platform and will take your input into consideration for future improvements. Thank you!

Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller

Verified User

Small-Business (50 or fewer emp.)

10/22/2026

"Saves Time with Seamless Quote Bridging, but Carrier Listings Need Streamlining"

4/5

What do you like best about PL Rating?

PL Rating saves me time and hassle when quoting Home and Auto insurance. I don’t have to enter the same information on each carrier’s website multiple times. I especially value the bridging feature, which lets me bridge quotes to the carrier website. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

I don't like seeing multiple entries for the same carrier, with cheaper quotes alongside the normal quotes, because we don't use the cheaper quotes. I wish I could turn them off and see just one rate for each carrier. Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Hello and thank you for your review of PL Rating! It’s great to hear our product saves you time by reducing repeated data entry and making it easy to bridge quotes to carriers. Please don’t hesitate to reach out if you need anything in the future.

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller

Adrienne C.

Account Manager and operations manager

Small-Business (50 or fewer emp.)

9/30/2026

"User-Friendly PL Rating That Makes Quoting Simple and Efficient"

4.5/5

What do you like best about PL Rating?

What I like best about PL Rating is how user-friendly it is. It’s easy to navigate and makes the quoting process simple and efficient. Review collected by and hosted on G2.com.

What do you dislike about PL Rating?

“Occasional carrier connection issues and having to re-enter information on carrier websites can slow down the quoting process.” Review collected by and hosted on G2.com.

Response from Nate McKissick of PL Rating

Thank you for your feedback, Adrienne! It's our goal to provide an exceptional user experience, so we're glad to hear you find PL Rating so easy to use. Please don’t hesitate to reach out if you need anything in the future.

Validated ReviewerIncentivizedSource: G2 invite on behalf of seller