Paytm Business Features
Payment Options (9)
Coupons, Discounts, Promotions, and Gift Cards
Based on 55 Paytm Business reviews. Ability to accept coupons, discounts, promotions, and gift cards.
Recurring Billing
Based on 47 Paytm Business reviews. Ability to charge customers on a recurring basis for subscription-based purchases
Instant Payment
As reported in 56 Paytm Business reviews. Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases
Accepted Credit Cards and Debit Cards
Based on 52 Paytm Business reviews. Ability to accept different types of credit and debit cards
ACH Payments and eCheck Processing
As reported in 42 Paytm Business reviews. Ability to accept and process eChecks and ACH payments as a form of payment
Split Payments
Ability to split payments between merchant and sellers This feature was mentioned in 44 Paytm Business reviews.
Real-Time Payments
Based on 57 Paytm Business reviews. Supports real time payments
Multi-Currency
Based on 37 Paytm Business reviews. Allows users to process payments in multiple currencies.
Online payment portal
Provides an online portal where customers can make payments. This feature was mentioned in 46 Paytm Business reviews.
Administration (8)
Reporting/Dashboards
Access pre-built and custom reports and dashboards. 51 reviewers of Paytm Business have provided feedback on this feature.
User, Role, and Access Management
Grant access to select data, features, objects, etc. based on the users, user role, groups, etc. 50 reviewers of Paytm Business have provided feedback on this feature.
Payout Time
Based on 52 Paytm Business reviews. Turnaround time for money to be transferred to the merchant's bank account
Manual Payment Entry
As reported in 47 Paytm Business reviews. Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions
Dispute Resolution
Based on 46 Paytm Business reviews. The process for handling chargebacks and disputes with the payment gateway.
Omnichannel
Based on 36 Paytm Business reviews. Process payments from multiple channels such as ACH, mobile, or e-commerce.
Levels 1 & 2
Supports levels 1 and 2 for credit card payment processing. 36 reviewers of Paytm Business have provided feedback on this feature.
Level 3
Supports level 3 credit card processing which requires additional data for qualification. 36 reviewers of Paytm Business have provided feedback on this feature.
Security (5)
PCI Compliance
Based on 24 Paytm Business reviews. Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy
Fraud Protection Tools
Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others 48 reviewers of Paytm Business have provided feedback on this feature.
Data Tokenization
Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system. This feature was mentioned in 46 Paytm Business reviews.
Two-Factor Authentication
An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number) 53 reviewers of Paytm Business have provided feedback on this feature.
POS Verification
Based on 40 Paytm Business reviews. Support cardholder verification methods for POS transactions.
Development (4)
Customization (Fields, Objects, and Layouts)
Based on 47 Paytm Business reviews. Allows developers to customize payment form to accommodate their unique processes.
APIs
Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications. This feature was mentioned in 47 Paytm Business reviews.
Accounting Software Integration
As reported in 48 Paytm Business reviews. Provides standard integration with merchant's accounting software
E-Commerce Software Integration
Based on 50 Paytm Business reviews. Provides standard integration with merchant's e-commerce software
Platform (8)
Performance and Reliability
Based on 49 Paytm Business reviews. Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.
Internationalization - Currency/Language
The gateway supports multiple currencies and languages to enable business from customers in multiple countries This feature was mentioned in 44 Paytm Business reviews.
Internationalization - Operating Country
The payment gateway is supported in the country in which the merchant operates This feature was mentioned in 42 Paytm Business reviews.
API / Integrations
Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications. This feature was mentioned in 46 Paytm Business reviews.
PCI Regulation Compliance
Complies with payment card industry (PCI) regulations This feature was mentioned in 47 Paytm Business reviews.
Supplemental Technology
Supports EMV chip card and Near Field Communications (NFC) technologies This feature was mentioned in 43 Paytm Business reviews.
Accounting integration
Provide integration with accounting software and ERP systems. 37 reviewers of Paytm Business have provided feedback on this feature.
E-commerce Integration
As reported in 40 Paytm Business reviews. Provide integration with B2B and B2C e-commerce platforms
Agentic AI - Payment Gateways (3)
Autonomous Task Execution
Capability to perform complex tasks without constant human input
Cross-system Integration
Works across multiple software systems or databases
Decision Making
Makes informed choices based on available data and objectives

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Technology Glossary Features
View definitions of the features and discover new technology terms.
Dispute resolution is the process of solving conflicts between two or more parties. Learn more about the various methods to use and how they can be beneficial to resolving disagreements.
Online payments are the exchange of monetary funds between buyers and sellers via the internet. This software feature helps perform a majority of purchases and sales conducted on the internet.
Payment card industry (PCI) compliance plays a crucial role in data security. Learn more about PCI compliance, how it helps businesses keep credit card data secure, and helpful information on PCI compliance benefits and best practices.






