Lucide.finance Reviews & Product Details

Lucide Finance tells you in 30 seconds whether a stock is solid, expensive or fragile. It is a fundamental analysis platform built for individual investors who want a method, not tips. Core Quality Score out of 100: each of 2,400+ US and European stocks (NYSE, NASDAQ, Euronext, Xetra, LSE, SIX...) is rated on 13 financial criteria grouped in 5 dimensions (quality and profitability, growth, balance-sheet strength, valuation vs its own 10-year history, capital allocation), normalized by sector. Every criterion shows the actual value, the threshold and the points earned: no black box. AI Potential score: market size, competitive position, momentum and catalysts, with structural risks explicitly deducted. Price Trend score: long-term trend (EMA 200), RSI and five trend states, backtested on 2,198 stocks. A plain-language AI summary (strengths, watch points, sector context, one-sentence verdict) in Expert or Simplified mode. Beyond stocks: check any fund by ISIN (real fees, performance vs benchmark, risk), and upload an investment PDF (startup deck, private equity memo, SCPI, real estate crowdfunding, club deal) to get red flags, a SWOT and the questions to ask before signing. Portfolio: rate your holdings, see your true allocation by sector, currency, zone and tax wrapper (PEA, securities account, life insurance, SCPI, private equity, crypto), import broker statements (Saxo, DEGIRO, Boursorama, Trade Republic...), track performance vs S&P 500, CAC 40 and MSCI World, and get a Monday email recap. Watchlist, filtered news, side-by-side comparison of 2-3 stocks, and two screeners covering about 20,000 global securities. Lucide also works inside Claude and ChatGPT: connect your account and ask in plain language for a rating, a comparison or your portfolio. Free plan with no credit card, 14-day Premium trial. Data from EODHD, hosted in the EU. Interface in French. Lucide sells no financial products and takes no commissions; its indicators are descriptive and are not investment advice.