Latch Pricing Overview
Latch offers two software tiers, two human-backed service tiers, and add-on services for tax filing and R&D tax credits. All software tiers include a 14-day free trial with credit card required.
Starter — $299/mo
Pure self-serve software. No Latch humans involved. Built for contractors who want real financial clarity without paying for a full-service team. Includes Latch AI 24/7 by text or in-app, AP Intelligence, AR Intelligence, Financial Scan, cash and banking intelligence, revenue anomaly detection, Monday Pulse weekly briefing, real-time alerts, and core financial statements. 2 users, 1 entity, 50 AI questions/month, 100 SMS/month.
Best for: $1M–$5M contractors.
Pro — $499/mo base (usage-based)
Everything in Starter plus 13-week rolling cash forecast, spend reports, overhead and break-even analysis, multi-period margin trend analysis, advanced scenario modeling, pipeline and backlog intelligence, and full monthly report package delivered the first Monday of every month. 3 included seats, up to 5 total. AI questions and SMS scale with usage.
Best for: $3M+ contractors scaling fast.
Enterprise — Custom quote
Built for PE-backed operators, franchise groups, and multi-location businesses doing $15M–$100M+. Everything in Pro plus Job P&L, formal WIP schedule for bonding and surety, PE and banking-ready reporting, board and investor reporting, consolidated cross-entity intelligence, intercompany eliminations, franchise-specific reporting, CFO operational intelligence, marketing and sales KPIs, and dedicated account manager. White glove implementation. Annual contracts. Setup fee $5,000–$25,000 plus $2,000–$8,000+/month.
Controller Lite — From $1,500/mo
Full Latch Pro access plus a dedicated fractional controller assigned to the account. Controller reviews all Latch AI outputs weekly, oversees the client's existing bookkeeper, and conducts a 60-minute monthly call covering cash flow, margin analysis, AP/AR priorities, and strategic direction. Client keeps their own bookkeeper.
Best for: $5M–$30M contractors who want a human in their corner.
Controller Full — From $2,500/mo
Everything in Controller Lite plus fully done-for-you bookkeeping and job costing handled by expert specialists using Latch Workbench — our internal AI-assisted system. Monthly close guaranteed by the 10th. CPA sign-off on every close. Custom-priced based on revenue, entity count, and transaction volume.
Best for: $5M–$50M contractors who want to outsource their entire financial back office.
Add-Ons — Custom quote
Tax Services: AI-assisted, CPA-reviewed and signed. Business and personal returns, quarterly estimates, 1099s, and optional tax advisory retainer. Available to any tier.
R&D Tax Credits: Specialist-led credit study for qualifying contractors. No out-of-pocket cost until credits are confirmed.
Pricing information for Latch is supplied by the software provider or retrieved from publicly
accessible pricing materials. Final cost negotiations to purchase Latch must be conducted with the
seller.
Pricing information was last updated on September 28, 2026
