GPayments Reviews & Product Details

GPayments is an enterprise-grade payment fraud prevention and authentication platform built on the EMV® 3-D Secure standard. Founded in 1999, GPayments has over 30 years of experience serving banks, card issuers, acquirers, payment processors, PSPs, fintechs and large merchants worldwide. GPayments helps businesses reduce card-not-present fraud, minimise chargebacks and cut false declines, while delivering smoother eCommerce checkout experiences. The platform meets Strong Customer Authentication (SCA) requirements and global card scheme standards. GPayments' product suite has four components. ActiveServer provides 3DS Server functionality for merchants, acquirers and payment processors. ActiveAccess is an Access Control Server (ACS) built for card issuers. TestLabs is an end-to-end 3DS testing environment using live protocol components, not simulators. ActiveSDK enables secure in-app mobile authentication. Deployment is available as hosted, dedicated or on-premise, with API integration, configurable risk-based authentication, support for global and domestic card schemes, high availability, and enterprise-grade support. GPayments helps payment organisations protect revenue, strengthen customer trust and manage fraud risk across the full digital payment lifecycle.