--- title: Finacle for digital-only banks Reviews meta_title: 'Finacle for digital-only banks Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 56 reviews by the users' company size, role or industry to find out how Finacle for digital-only banks works for a business like yours. aggregate_rating: rating_value: 4.4 review_count: 56 scale: '5' date_modified: '2026-09-03' parent_category: name: Financial Services url: https://www.g2.com/categories/financial-services --- # Finacle for digital-only banks Reviews **Vendor:** EdgeVerve Systems **Category:** [Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) **Average Rating:** 4.4/5.0 **Total Reviews:** 56 **AI Enabled:** This product embeds AI to enhance or extend its core functionality. ## About Finacle for digital-only banks Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power your banks’ digital transformation. ## Finacle for digital-only banks Reviews ### 1. Exceptional banking experience **Rating:** 4.5/5.0 stars **Reviewed by:** Richa B. | Asst manager, Enterprise (> 1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** July 05, 2024 **What do you like best about Finacle for digital-only banks?** It integrates seamlessly with other applications of financial institution. Easy to use interface **What do you dislike about Finacle for digital-only banks?** Some commands are lengthy and we have to remember them **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It has made core banking easier as it can perform multiple tasks, it's provides 360 degree view of customer ### 2. My experience in using Finacle **Rating:** 4.0/5.0 stars **Reviewed by:** Ej C. | Programmer, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 13, 2023 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Finacle for digital-only banks?** Finacle online banking offers a range of benefits and features that can make banking more convenient, secure, and personalized for customers. **What do you dislike about Finacle for digital-only banks?** some technical issues, such as system downtime, slow response times, or difficulty in accessing certain features/functionalities, less user friendly or intuitive than other online banking platforms they are similar with. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle online banking is a comprehensive banking solution that is designed to help banks provide a range of digital banking services to their customers. Some of the problems that Finacle online banking is designed to solve include: 1. Meeting customer demands: In today’s digital age, customers expect to be able to access their banking services and perform transactions online, anytime and anywhere. Finacle online banking is designed to meet these demands by providing a range of digital banking services that are accessible through a variety of devices. 2. Improving operational efficiency: By automating many of the banking processes and offering self-service capabilities to customers, Finacle online banking can help banks improve their operational efficiency, reduce costs, and increase profitability. 3. Enhancing security: Finacle online banking uses advanced security measures to protect customer data and transactions, helping to reduce the risk of fraud and cyberattacks. 4. Improving customer experience: By providing customers with a personalized, user-friendly, and convenient banking experience, Finacle online banking can help banks improve customer satisfaction and loyalty. Overall, Finacle online banking is designed to solve a range of problems facing banks and their customers in today’s digital age, by offering a comprehensive, secure, and user-friendly digital banking solution. ### 3. The software helps banks to provide faster and more convenient services to their customers. **Rating:** 4.5/5.0 stars **Reviewed by:** prashant m. | Branch Manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 14, 2023 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Finacle for digital-only banks?** Finacle allows banks to customize their services to meet their customer's needs. It is user-friendly and easy to navigate for bank employees. Finacle provides real-time insights and analytics for better decision-making. **What do you dislike about Finacle for digital-only banks?** Complex installation process and system requirements. Limited integration with third-party systems. Occasional bugs and glitches. Steep learning curve for new users **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Overall, Finacle Online Banking provides a range of benefits for both financial institutions and their customers, including convenience, speed, security, efficiency, and improved customer service. ### 4. Finacle Core Banking Solution: A Reliable and Efficient Choice for Streamlining Banking Operations **Rating:** 5.0/5.0 stars **Reviewed by:** Ann T. | Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 04, 2023 **What do you like best about Finacle for digital-only banks?** One of the most helpful aspects of Finacle Core Banking Solution is its comprehensive functionality. The solution covers a wide range of banking operations, including deposits, loans, payments, trade finance, and more, which makes it easier for financial institutions to manage all aspects of their business in one place. Another major upside of using Finacle Core Banking Solution is its scalability. The solution can easily adapt to changing business needs, such as adding new products or services, without disrupting existing operations. This makes it an ideal choice for banks and other financial institutions that want to grow and expand their offerings over time. The flexibility of Finacle Core Banking Solution is also a major advantage. The solution can be customized to meet the specific needs of each financial institution, which means that banks can tailor the solution to fit their unique business processes and requirements. Security is another important upside of using Finacle Core Banking Solution. The solution is built with robust security features, protecting sensitive data and ensuring compliance with regulatory requirements. Overall, the most helpful and beneficial aspects of Finacle Core Banking Solution are its comprehensive functionality, scalability, flexibility, and security. These features make it an efficient and reliable choice for financial institutions looking to upgrade their core banking systems. **What do you dislike about Finacle for digital-only banks?** One potential downside of Finacle Core Banking Solution is its complexity. As with any comprehensive banking system, there can be a learning curve for users who are not familiar with the solution. This can require additional training and resources for the bank to fully implement and utilize the solution. Another potential downside is the cost of implementing and maintaining Finacle Core Banking Solution. Depending on the size of the financial institution and the level of customization required, the cost of implementation and ongoing maintenance can be significant. Lastly, some users have reported issues with the user interface of Finacle Core Banking Solution, citing difficulties with navigation and finding specific features. However, this can be subjective and may depend on the individual user's experience and familiarity with the system. Overall, while Finacle Core Banking Solution offers many benefits, potential downsides to consider include the complexity of the system, the cost of implementation and maintenance, and potential issues with the user interface. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle Core Banking solves the problem of managing complex banking operations. The solution provides a comprehensive set of banking functionalities, including deposits, loans, payments, trade finance, and more, which enables financial institutions to manage all aspects of their business in one place. This can help reduce operational inefficiencies, improve customer service, and streamline banking operations. By offering a flexible, scalable, and secure core banking system, Finacle helps financial institutions adapt to changing market conditions, such as regulatory requirements or technological advancements. This, in turn, enables banks to offer better products and services to their customers and enhance their overall banking experience. In short, Finacle Core Banking Solution is helping financial institutions solve the problem of managing complex banking operations in a rapidly changing landscape, providing them with the tools they need to stay competitive and serve their customers more efficiently. ### 5. Branchless banking **Rating:** 4.5/5.0 stars **Reviewed by:** Musadiq T. | Fraud Investigation Officer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 31, 2023 **What do you like best about Finacle for digital-only banks?** Finacle Online Banking is a comprehensive digital banking solution offered by Infosys. It provides an intuitive and engaging user interface for customers to perform a wide range of banking activities, such as account management, fund transfers, bill payments, and more. The platform is highly secure and scalable, making it suitable for use by banks of all sizes. One of the strengths of Finacle Online Banking is its flexibility, which allows banks to customize the platform to their specific needs and preferences. Additionally, the platform integrates seamlessly with other banking systems, making it easy for banks to manage their operations efficiently. Overall, Finacle Online Banking is a robust and reliable digital banking solution that offers a great user experience and helps banks stay ahead in the rapidly evolving digital landscape. Thanks Regards Musadiq Tanveer **What do you dislike about Finacle for digital-only banks?** Online banking system is well for educators, However, based on other common criticisms of the platform include occasional technical glitches, slow response times, and a lack of certain advanced features compared to other digital banking solutions. However, these issues may vary depending on the specific implementation and configuration of the platform by each bank. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** The major problem was time-consuming, before the online banking system, we wasted our time in branches for utility bills or other normal payments, but after the online banking system, it's totally changed our life. ### 6. Finacle Software Usage In Banking **Rating:** 4.5/5.0 stars **Reviewed by:** Saroj S. | Trade Finance Analyst Document Checker, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 07, 2023 **What do you like best about Finacle for digital-only banks?** Finacle Software built by Infosys is core banking software which I have used while I was working with a big private sector bank. It has simple user interface and makes it easy to understand flow of transactions captured by system for operational priorities. I have worked on other core systems but by far the most amazing experience I have is with Finacle. **What do you dislike about Finacle for digital-only banks?** Although Finacle is easy to understand sometimes for few operations you are required to visit lot of screens and enter difficult commands which is difficult to remember, sometimes you are even required to refer manual. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle captures digital data, Lending data. Auto run interest related commands, trade finance operations, Helps in providing reports used for reconciliation, dummy entries to tally nostro debit credit. Inbuilt system popups for due diligence. ### 7. Experience of most widely using banking software **Rating:** 3.5/5.0 stars **Reviewed by:** umesh k. | Deputy Manager, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 19, 2023 **What do you like best about Finacle for digital-only banks?** Finacle is very much user friendly, as it helps even to a fresher to learn it properly even without taking anyone's help. It provides a great support to check customers' information in all 360° view. **What do you dislike about Finacle for digital-only banks?** The worst thing I found is sometimes it takes too much time to open some important commands. Other than this there should also be some more user friendly or there should be some liye versions also to check some informations about customers even when we unable to open the whole system **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It provides us an interface to do the basic day to day transactions in customers account along with the storage and changes in his account. It provides us the information about customers data ### 8. Bank in a box **Rating:** 3.5/5.0 stars **Reviewed by:** Dushyanth K. | Presales Solutions Consultant - EMEA, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 11, 2023 **What do you like best about Finacle for digital-only banks?** As a flagship Infosys product, Finacle Core has a complete set of Retail/Corporate/Business banking functionalities. Finacle offers other products like CRM, Treasury, Digital Banking etc., so it is a feature-rich bank-in-a-box solution. **What do you dislike about Finacle for digital-only banks?** The technology used to build the Finacle core is a closed box called Finacle scripting. It needs a unique skill set to customise the solution, and resources aren't freely available. The technology is not future-proof and can be called a cloud-compatible solution instead of a cloud-native solution. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** As a centralised core banking solution, it does the heavy lifting like payments, transactions, batches etc., on the Core banking side and delegates only a minor part to the channels. That is to provide access to the data via integrations. ### 9. Experience in Finacle 7 and Finacle 10 **Rating:** 3.0/5.0 stars **Reviewed by:** Saujan B. | Salesforce Administrator, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 18, 2023 **What do you like best about Finacle for digital-only banks?** The overall module is good. Now it has a separate module for CRM which is also good. The table structure is also good. Other than this, the best part is the customization of Finacle. **What do you dislike about Finacle for digital-only banks?** Finacle sometimes doesn't follow its own rules, like sometimes even without putting the exchange rate, it allows cross-currency transactions. Sometimes it doesn't allow closing the account even after AIP is settled. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** The solution, I think, is that it now provides different APIs. This will help integrate with various other systems. Similarly, for small operations like balance queries, transfers, etc., the Finacle system (interface-wise) need not be opened. These things will be done by API, which is a huge benefit. ### 10. Best solution for your treasury business through Finacle Core Banking Solution **Rating:** 5.0/5.0 stars **Reviewed by:** Murad D. | Treasury Consultant, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 04, 2023 **What do you like best about Finacle for digital-only banks?** Customization, innovation, analytics, security are best in Finacle system. The solution is highly flexible and can be easily integrated with existing banking systems, allowing for a seamless transition to the new platform. **What do you dislike about Finacle for digital-only banks?** Finacle's cost is higher than the other Core Banking systems. Integration of some products. Cost should be reduced and more innovation for product development is required. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** The solution is highly flexible and can be easily integrated with existing banking systems, allowing for a seamless transition to the new platform. Finacle Core Banking Solution is designed with the latest security features to ensure the protection of sensitive customer data and transactions. ### 11. Finagle core banking review **Rating:** 4.0/5.0 stars **Reviewed by:** praveen kumar k. | Senior Business Analyst, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 06, 2023 **What do you like best about Finacle for digital-only banks?** According to me finacle core banking solution is very likely use for banking industry why because the financial accounting ledger generated by this is very easy to understand and also operations on this is also user friendly **What do you dislike about Finacle for digital-only banks?** UI is no so great when compare to outside markets, need to improve the speed of the application and user need to learn to many commands to operate in real banking business **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It is usual for transactions, account creations, payments all banking solution will be provided by finance core banking solution in the present market and they provide updates as per requirements ### 12. User Friendly **Rating:** 5.0/5.0 stars **Reviewed by:** Angela B. | Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 02, 2023 **What do you like best about Finacle for digital-only banks?** I think the best feature of Finacle Core Banking Solution is its easy navigation, very user friendly, and because of the simplicity, bankers can process transactions in fast manner. **What do you dislike about Finacle for digital-only banks?** In the banking industry where Finacle Core Banking Solution is being used, I think it should have additional features like providing signatures automatically for every bank account. What I mean is when you input the account number, you can already see the signature right away. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Catering bank transactions such as deposit, withdrawal, inquiries, encashments, telegraphic transfer, currency conversions, as well as account opening and processing of bills payment. ### 13. Project Manager in ADCB for assets and liabilities **Rating:** 5.0/5.0 stars **Reviewed by:** Rajesh Munuswamy P. | Project Manager, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 27, 2023 **What do you like best about Finacle for digital-only banks?** No need of training. Very easy to understand the functionality. Users can access the application and start using from day 01. Customer experience is amazing and got many positive feedback too **What do you dislike about Finacle for digital-only banks?** I don't have any dislikes in Finacle online banking however the speed can be increased. Seen sometime the clicks are not very fast. It takes at least 1 min to navigate to another page. So the improvement can be done over accessibility and flexibility in Finacle online banking **What problems is Finacle for digital-only banks solving and how is that benefiting you?** So far customers are satisfied and have a very good feedback with them ### 14. Best Banking Platform **Rating:** 4.5/5.0 stars **Reviewed by:** Shoaib K. | Technical Lead, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 06, 2023 **What do you like best about Finacle for digital-only banks?** Extended RESTful API for co-innovation with the external ecosystem, Third party api integration and bundle of mixed libraries having independent features also cloud capabilities **What do you dislike about Finacle for digital-only banks?** I dont have observed such cons about finacle however UI platform can be more better to do configuration for both of platforms ( Enduser and Bank Admin) Thats it. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle core banking platform api integration with external system incase account flows ,payment and settlement quite quickly and easy to monitor comparing of Oracle Flexcube ### 15. Its extremely functional and robust, apart from few functions being a bit technical **Rating:** 4.0/5.0 stars **Reviewed by:** Saniun S. | Adjunct Faculty, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** January 22, 2023 **What do you like best about Finacle for digital-only banks?** I was the technical & implementation lead of Oracle Direct Banking at NRB bank Limited. I liked its robustness, security and functionality & architecture. Back then it had multiple UIs, Channels and user friendly functionalities **What do you dislike about Finacle for digital-only banks?** A few operations were a bit technical and weren't user-friendly at all. Also, the corporate and self-onboarding modules were complex, and administration was hard. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Country banking models and Individual Banking business models are unique and different everywhere. Our Bank had different business model-related preferences and governing guidelines as well, which were solved by oracle, also the UI related branding changes, integrations with own CMS and Other modules (Payment systems) were completed by Oracle as well. ### 16. Finacle CBS Review **Rating:** 4.5/5.0 stars **Reviewed by:** Digesh B. | Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 08, 2023 **What do you like best about Finacle for digital-only banks?** The system is very easy to use & the APIs provided for most of the features with the bundle. **What do you dislike about Finacle for digital-only banks?** The menus are required to be memorised by the user. There should be a display (Clickable) so a new user can use it easily. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** FCBS solved most of the requirements we had just the cost & TAT were on the higher side. The best thing was we had an option where we could modify in house most of the codes which was a great option at our hands. ### 17. Best core banking software in the universe **Rating:** 4.5/5.0 stars **Reviewed by:** Bapin R. | Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 07, 2023 **What do you like best about Finacle for digital-only banks?** Flexible enough to make it as your wish. Easy to use yet secured, easy to learn. Easy to train. Easy to integrate with any other applications either with new technology or old, no matter. **What do you dislike about Finacle for digital-only banks?** Only supports oracle database which limits the capability of Finacle banking software in some cases. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Almost all kinds of customer-facing services which have benefited the bank to introduce new and unique products. ### 18. Finacle User over 8 years **Rating:** 5.0/5.0 stars **Reviewed by:** Ruby V. | ATM Recon Officer, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 03, 2023 **What do you like best about Finacle for digital-only banks?** Easy to reconcile transactions, downloading of reports and user friendly. **What do you dislike about Finacle for digital-only banks?** Downside of Finacle is technical support. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Technical Support, though the products benefit more especially in consolidation of reports. ### 19. Review of finance online banking **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Retail | Enterprise (> 1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 01, 2023 **What do you like best about Finacle for digital-only banks?** It is very easy to use and user friendly has lot of menu options and options to search on the left side after you logined .It is safe and secure and is easily trusted for many bank applications **What do you dislike about Finacle for digital-only banks?** Only think I dislike is that it frequently logged out and also should have AI or online chat module for users to help in case they are struck in certain command or transaction **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle online banking is fast reliable and most user friendly .It has lot of options or tools which is beneficial to the user in whole transaction or Searching any information. ### 20. Service of finacle **Rating:** 3.5/5.0 stars **Reviewed by:** Rafi A. | Information Technology Auditor, Mid-Market (51-1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 02, 2023 **What do you like best about Finacle for digital-only banks?** Quick response time 7 checker-maker facility for every operation. **What do you dislike about Finacle for digital-only banks?** No built-in reporting/MIS, Treasury, Online Banking, etc module. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** To satisfy the business need of different divisions. ### 21. Great core banking solution built by infosys **Rating:** 5.0/5.0 stars **Reviewed by:** Vanisree V. | Finance Executive, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 14, 2023 **What do you like best about Finacle for digital-only banks?** The banking solution supports online banking, Multi branch, Transaction monitoring and reporting. High Level of security and very user friendly software. Even a fresher could learn easily and work in this software **What do you dislike about Finacle for digital-only banks?** Cost of purchase is high but not that much. Data extraction and conversion was a little bit difficult. Need a flexibility in the reporting aspect. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Easily accessible. User friendly. Time spent could be reduced for extracting report. Highly secure. ### 22. it's fast and smooth to work **Rating:** 4.0/5.0 stars **Reviewed by:** Shaon B. | DEO of Bank Trade Services, Enterprise (> 1000 emp.) **Current User:** The reviewer uploaded a screenshot or submitted the review in-app verifying them as current user. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 09, 2023 **What do you like best about Finacle for digital-only banks?** Finacle is a powerful and versatile banking software suite developed by Infosys **What do you dislike about Finacle for digital-only banks?** It provides a comprehensive set of banking solutions that enable banks to enhance their operations **What problems is Finacle for digital-only banks solving and how is that benefiting you?** With its robust architecture and flexible design ### 23. I have over 23 years of experience in Finacle core banking and have many success stories **Rating:** 4.5/5.0 stars **Reviewed by:** Maduranga A. | Manager-Systems Administration, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 05, 2023 **What do you like best about Finacle for digital-only banks?** Finacle is a highly flexible banking solution that you can customize according to your customers needs. Meeting customer requirements is a must for competitive advantage. **What do you dislike about Finacle for digital-only banks?** There are no specific dislikes. But not having some modules like pawnbroking in Finacle is a disadvantage. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** We're having issues with customers on board, and Finacle sorted out the issue. ### 24. 25 years of implementing & using various core banking solutions including Finacle **Rating:** 4.5/5.0 stars **Reviewed by:** Ashis K S. | Head- Digital Banking, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** May 17, 2023 **What do you like best about Finacle for digital-only banks?** Open APIs, Digital suites, complete modules as required for banks, on-time implementations, budget-friendly **What do you dislike about Finacle for digital-only banks?** Rigidness in customizations, CR cost etc **What problems is Finacle for digital-only banks solving and how is that benefiting you?** With open APIs, it's easy to integrate internal & external digital channels seamlessly ### 25. it is very dynamic core banking software **Rating:** 4.0/5.0 stars **Reviewed by:** Lirendra P. | Senior Software Engineer, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 08, 2023 **What do you like best about Finacle for digital-only banks?** It is very simple software and easy to use and meets all the user requirement.It is flexible having the feature customisation.This is very flexible, fast. **What do you dislike about Finacle for digital-only banks?** The least helpful is reporting part is really very complex and cannot just write the sql query and run on the fly. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It can provide the api and acess the api and integrate in the system which is the strogest part. ### 26. Excellent **Rating:** 4.0/5.0 stars **Reviewed by:** Moussa C. | Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 27, 2023 **What do you like best about Finacle for digital-only banks?** Complete, friendly, and cover all required transactions in any financial institution in any country all over the world **What do you dislike about Finacle for digital-only banks?** Maybe expensive, or it is better to purchase the core without specific part for Some financial institution **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Corporate and retail digital banking that will solve many problems and specially to save time and less cost ### 27. Finacle core banking app **Rating:** 5.0/5.0 stars **Reviewed by:** Noopur B. | Deputy Manager, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 27, 2023 **What do you like best about Finacle for digital-only banks?** It is user friendly and very easy to learn and has a great flow of process **What do you dislike about Finacle for digital-only banks?** There are multiple menu options for same function and there are minor differences **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It's is giving detailed information about the statement ### 28. Its more user friendly with more features **Rating:** 4.0/5.0 stars **Reviewed by:** Ahmad W. | QA Automation Lead, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 23, 2023 **What do you like best about Finacle for digital-only banks?** Ease to use with more organized data structures and navigate back and forth **What do you dislike about Finacle for digital-only banks?** UI can be improved in much good way then existing one **What problems is Finacle for digital-only banks solving and how is that benefiting you?** I was using Finacle as a part of Banking employee to verify the user data and approve tasks and it was good to know about. ### 29. Finacle Survey **Rating:** 4.5/5.0 stars **Reviewed by:** sibanee k. | UX Designer, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 08, 2023 **What do you like best about Finacle for digital-only banks?** Finacle was very easy to use and the results are always accurate **What do you dislike about Finacle for digital-only banks?** there was no auto feed option we had to fill all the data of address and pincode etc. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** I was the user of Finacle as I was working in the core banking operations. It was very helpful and I was so used to it. ### 30. Finacle Review **Rating:** 3.5/5.0 stars **Reviewed by:** Rashmi . | Head Digital Transformation/ Program Management Office, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 26, 2023 **What do you like best about Finacle for digital-only banks?** Easy customizations, broad usage in Banks **What do you dislike about Finacle for digital-only banks?** We become captive prey. Not easy to change the core banking solutions if all modules are taken **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Treasury applications, Regulatory reports ### 31. Online Banking **Rating:** 4.0/5.0 stars **Reviewed by:** Ragil P. | Relationship Manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 01, 2023 **What do you like best about Finacle for digital-only banks?** finacle online banking is easy to use, transactions are fast and secure. The various banking transactions provided are very helpful for customer business transactions **What do you dislike about Finacle for digital-only banks?** accessible. All function systems working well. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** More integration system with another merchant. ### 32. Finacle Core Banking: Credit Analyst's Perspective **Rating:** 3.0/5.0 stars **Reviewed by:** Santosh A. | Senior Officer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 09, 2023 **What do you like best about Finacle for digital-only banks?** Provision of Limit Nodes and Global Limits are helpful for a credit analyst. **What do you dislike about Finacle for digital-only banks?** Multiple solutions instead of one single menu. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** All banking needs can be addressed by a single software. ### 33. I have used their software in two banks and found very effective **Rating:** 5.0/5.0 stars **Reviewed by:** ARIF I. | First Vice President, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 31, 2023 **What do you like best about Finacle for digital-only banks?** It is user friendly. The executor can change it easily as per requirement. **What do you dislike about Finacle for digital-only banks?** There is nothing or little drawback. It requires huge bandwidths. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** I have not faced any problem so far. ### 34. Excellent **Rating:** 5.0/5.0 stars **Reviewed by:** Shahzaib S. | Assistant Manager-AML/CFT/KYC, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 20, 2023 **What do you like best about Finacle for digital-only banks?** GUI, Core Application, Robustness are the best things to work with Finacle Online Banking **What do you dislike about Finacle for digital-only banks?** Nothing to dislike as it keeps your working smooth and sound **What problems is Finacle for digital-only banks solving and how is that benefiting you?** To automate our manual process in a quick and easy way ### 35. 38 years of experience in Banking Technology **Rating:** 5.0/5.0 stars **Reviewed by:** Srinivasa Rao M. | Senior Vice President - Banking Technology, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 29, 2023 **What do you like best about Finacle for digital-only banks?** Best User Interface and very comprehensive as well as modular CBS Application, Customisable across the geographies **What do you dislike about Finacle for digital-only banks?** Needs enhancement in Wealth Management and Payment systems integration **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Best integration in transactions engine. ### 36. Very good **Rating:** 5.0/5.0 stars **Reviewed by:** Ahmad K. | Business & Reconciliation Consultant, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 09, 2023 **What do you like best about Finacle for digital-only banks?** Easy to navigate and a well established and and easy application where you can learn it very quickly **What do you dislike about Finacle for digital-only banks?** Still not very familiar and need more enhacement to get our target **What problems is Finacle for digital-only banks solving and how is that benefiting you?** A good fincale core banking ### 37. 28 years Banking experience **Rating:** 5.0/5.0 stars **Reviewed by:** Tariq N. | Bank Manager, Small-Business (50 or fewer emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 16, 2023 **What do you like best about Finacle for digital-only banks?** easy to send and receive money. it saves time and cost. **What do you dislike about Finacle for digital-only banks?** threat to hack the account by hackers and loss of money **What problems is Finacle for digital-only banks solving and how is that benefiting you?** transfer of funds whenever there is a need. ### 38. Implementation of Finacle CBS **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 27, 2023 **What do you like best about Finacle for digital-only banks?** The Finacle CBS is designed to integrate easily with other systems, allowing banks to leverage their existing investments in technology. **What do you dislike about Finacle for digital-only banks?** Finacle CBS is quite complex and difficult to use. Thus it requires extensive training to master the system. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** The Finacle CBS did cover all aspects of banking operations, including customer relationship management, deposits, loans, payments. ### 39. Very useful in daily banking activities. **Rating:** 5.0/5.0 stars **Reviewed by:** Bishnu P. | Sr. Assistant, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 18, 2023 **What do you like best about Finacle for digital-only banks?** The most friendly banking system in the world. **What do you dislike about Finacle for digital-only banks?** Sometimes it's lagging. Somehow it's difficult for users to run the system. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Its system is lagging. ### 40. Fantastic **Rating:** 4.5/5.0 stars **Reviewed by:** Seifeldin K. | AML Compliance Officer, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** March 15, 2023 **What do you like best about Finacle for digital-only banks?** Ease of use. Ease of access. Flexible. Easy Integration. **What do you dislike about Finacle for digital-only banks?** Complex Installation. Occasional Glitches. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Onboarding customers and ease of introduction for the bank's products ### 41. It's user friendly and allows you to handle almost every banking need without visiting the branch. **Rating:** 5.0/5.0 stars **Reviewed by:** Roshni M. | Front-End Applications Manager, Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** January 22, 2023 **What do you like best about Finacle for digital-only banks?** It is easy to use and handles all my banking needs. **What do you dislike about Finacle for digital-only banks?** I really cannot think of anything I dislike about it. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It saves me tons of time by not having to visit the branch for things like creating FDs and breaking them. ### 42. Flexible, customizable & robust solution for Modern banking **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through a business email account **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 17, 2023 **What do you like best about Finacle for digital-only banks?** Flexibility, robustness & secured solution for digital banking solution **What do you dislike about Finacle for digital-only banks?** Migration cost is so high and need to work on more user friendlyness **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Treasury module and central bank automated reports and compliance reports as well. ### 43. Technical Manager Finacle New Product Release **Rating:** 4.0/5.0 stars **Reviewed by:** Prasad J. | Director (Manager), Mid-Market (51-1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** February 12, 2023 **What do you like best about Finacle for digital-only banks?** Suitable for Indian banks and small country retail banks. **What do you dislike about Finacle for digital-only banks?** Scalability and design constraints. Tech stack needs to be improved. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Slicing and dicing the product to fit for purpose. ### 44. Great Platform for core banking Operations **Rating:** 4.5/5.0 stars **Reviewed by:** Love S. | Process Developer, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** August 13, 2022 At G2, we prefer fresh reviews and we like to follow up with reviewers. They may not have updated their review text, but have updated their review. **What do you like best about Finacle for digital-only banks?** Finacle brings multiple options for customization and implementation, which helps a lot for secure operations like Banking. It can run almost on every famous platform. Also, it can be connected through the cloud which makes it much more efficient. One of the other best features of Finacle is, that it can be modified as per digital products. **What do you dislike about Finacle for digital-only banks?** It very much depends on the bandwidth of the connection, so in case of a slow network, it can't work properly. It can frequently disconnect or lag a lot. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle offers rule-based automation which is very much required in the case of Banking operations. It helps to keep data and processes secure by having multiple customizations. ### 45. Strong backend and functional capability **Rating:** 4.5/5.0 stars **Reviewed by:** Shyam K. | VP and Principal Architect, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** January 22, 2023 **What do you like best about Finacle for digital-only banks?** Functional capability and strong, scalable architecture. **What do you dislike about Finacle for digital-only banks?** User interface is not very intuitive and digital capabilities needs improvement. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** At RAKBANK they are helping the bank with wealth management solution implementation. ### 46. Application Manager **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Enterprise (> 1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** April 06, 2023 **What do you like best about Finacle for digital-only banks?** Strong GL Structure Multi currency support **What do you dislike about Finacle for digital-only banks?** User Interfaces Navigation and Interfaces **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Easy management of EOD Processes ### 47. Finacle can help to grow, digitize and modernize **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Banking | Mid-Market (51-1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** January 20, 2023 **What do you like best about Finacle for digital-only banks?** It has features that are modern, easy to customize, plug and play and Infosys as a company can help you grow exponentially **What do you dislike about Finacle for digital-only banks?** Few features can be more modernized. Time to market can improve. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It has helped in stabilizing the core banking solution and help in digitizing a lot of processes. ### 48. Easy to use interface **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.) This reviewer's identity has been verified by our review moderation team. They have asked not to show their name, job title, or picture. **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** January 27, 2023 **What do you like best about Finacle for digital-only banks?** It populates the data in one click. The menu function can be customized as per your requirement **What do you dislike about Finacle for digital-only banks?** When the server goes down it gets a little difficult to reconnect **What problems is Finacle for digital-only banks solving and how is that benefiting you?** It populates customer accounts by using single function and show the portfolio as well ### 49. Finacle CBS- A comprehensive package **Rating:** 4.5/5.0 stars **Reviewed by:** Mahendra Singh P. | Asstt manager, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Source: Organic:** Organic review. This review was written entirely without invitation or incentive from G2, a seller, or an affiliate. **Reviewed Date:** August 18, 2022 **What do you like best about Finacle for digital-only banks?** Finacle is a comprehensive core banking solution which supports digital banking for all channels and have multiple functionalities and tools for bank financial management **What do you dislike about Finacle for digital-only banks?** Finacle's new version is a bit complicated than previous ones and sometimes it faces glitches. Also it has multiple menus for same purpose which creates confusion among staff **What problems is Finacle for digital-only banks solving and how is that benefiting you?** Finacle is having almost every tool required for core banking with omni-channel banking and multilingual support. Processing tasks and updation of accounts and customer IDs is easy ### 50. Cloud based (SaaS) Unified banking solution **Rating:** 4.5/5.0 stars **Reviewed by:** Shiv Dutt S. | IN Enterprisewide Prg Analyst lvl3, Enterprise (> 1000 emp.) **Validated Reviewer:** Validated through LinkedIn **Incentivized:** This reviewer was offered a nominal gift card as thank you for completing this review. **Source: G2 invite:** Invitation from G2. This reviewer was offered a nominal gift card as thank you for completing this review. **Reviewed Date:** May 01, 2022 **What do you like best about Finacle for digital-only banks?** Cloud-based solution by Infosys which helps banks to launch new products/services to market in minimum time. Any size bank can adopt this solution for their need. **What do you dislike about Finacle for digital-only banks?** I have not used any other competitor tools so I can not compare it with other tools. For instance Finastra, Oracle FLEXCUBE, Backbase, etc. **Recommendations to others considering Finacle for digital-only banks:** one of the core banking software, Currently being used in more than 100 countries and with a customer base of 1 bn end users. **What problems is Finacle for digital-only banks solving and how is that benefiting you?** reducing the traffic and running the server smoothly. Identification of issues related to customers etc ## Finacle for digital-only banks Discussions - [Which banks use Finacle software?](https://www.g2.com/discussions/finacle-online-banking-which-banks-use-finacle-software) - 3 comments - [View Finacle for digital-only banks pricing details and edition comparison](https://www.g2.com/products/finacle-for-digital-only-banks/reviews?section=pricing&secure%5Bexpires_at%5D=2026-09-20+09%3A22%3A39+-0500&secure%5Bsession_id%5D=e6d63922-c142-4905-97dc-d2effe27d6aa&secure%5Btoken%5D=f9d27061f1a732e3ae3757beb6490f1462bc2f674d378b71cd7ce4b0f063cf5e&format=llm_user) ## Finacle for digital-only banks Features **Operations** - Compliance - Digital Banking Platforms - Multichannel - Digital Banking Platforms - Unified Banking - Digital Banking Platforms **Infrastructure** - Open Banking - Digital Banking Platforms - Cloud-Based - Digital Banking Platforms - Self-Service Banking - Digital Banking Platforms - Generative AI **Data** - CRM - Digital Banking Platforms - Business Intelligence - Digital Banking Platforms **Agentic AI - Digital Banking Platforms** - Autonomous Task Execution - Decision Making **Additional Functionality** - Fraud Detection - API - Activity Dashboard - Financial Management - Reporting & Statistics - AI Copilot - Transaction Management - Cash Management - Two-Factor Authentication - Biometrics - User Management - Transaction Monitoring - Alerts/Escalation - Transaction History - Multi-Currency - Electronic Payments - Brokerage Management - Real-Time Monitoring - Real-Time Reporting - Third-Party Integrations - Single Sign On - Chat/Messaging - Loan Management - ACH Payment Processing - Mobile Access - Customer Accounts - Compliance Management - Authentication - Multi-Language - SMS Messaging - Marketing Automation - Credit Card Management - Electronic Statements - Customizable Branding - Secure Data Storage ## Top Finacle for digital-only banks Alternatives - [TCS BaNCS™ Digital](https://www.g2.com/products/tcs-bancs-digital/reviews) - 4.6/5.0 (11 reviews) - [Alkami](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) - 4.4/5.0 (39 reviews) - [Oracle Banking Digital Experience](https://www.g2.com/products/oracle-banking-digital-experience/reviews) - 4.2/5.0 (12 reviews)