Finacle for digital-only banks Features

Ensures bank remains compliant with industry regulation and requirements

Facilitates bank existence and operations on a variety of channels

Unifies and synchronizes banking operations and activity across all channels

Enables connection with APIs

Operates online, in the cloud

Provides self-service solutions to streamline customer's banking experiences

Use AI to generate content in the form of text, images, videos, etc.

Cultivates, extends, and optimizes relationships with banking customers

Generates reports and analysis on banking activities

Capability to perform complex tasks without constant human input

Makes informed choices based on available data and objectives

Identify and prevent suspicious activity

Application programming interface that allows for integration with other systems/databases

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Plan, manage, and track the financial activities of an individual or organization

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Manage, record and track all business exchanges in form of money and its related interactions in the system

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Extra layer of security that requires not only a password and username but also something specific to that user

Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Monitor or audit historical and current transactions to analyze customer account activities

System alerts about the need to escalate an issue or request

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Manage and handle various international currencies

Electronically collect payments for goods or services

Active monitoring of systems, applications, or networks

Active reporting of data and metrics

Set up connections to third-party platforms to improve business processes

Allow users to access multiple services after entering their login credentials once

Communicate using direct chat or messages within the system

Distribution and delivery of funds to approved borrowers

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Access software remotely via mobile devices

Record customer information, purchase history, and other notes

Track and manage adherence to policies for any service, product, process, or supplier

Verify the identity of users/devices to enable secure access

Manage and support multiple languages

Send messages via SMS

Automate workflows and trigger campaigns based on customer actions

Financial system that helps create and manage physical/digital credit cards and track transaction activities

Add customized logos and colors to align with company branding

Securely stores data to prevent data loss or breaches