---
title: Creditvidya Reviews
meta_title: 'Creditvidya Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter reviews by the users' company size, role or industry to find
  out how Creditvidya works for a business like yours.
date_modified: '2026-03-17'
parent_category:
  name: Artificial Intelligence
  url: https://www.g2.com/categories/artificial-intelligence
---


# Creditvidya Reviews
**Vendor:** CreditVidya  
**Category:** [Machine Learning Software](https://www.g2.com/categories/machine-learning)
## About Creditvidya
CreditVidya is a pioneering fintech company in India, specializing in alternative credit scoring to facilitate institutional credit access for underserved populations. By leveraging alternative data, artificial intelligence (AI), and machine learning, CreditVidya enables banks and non-banking financial companies (NBFCs) to underwrite smaller unsecured loans efficiently. Their innovative approach has empowered over 25 million individuals, including first-time borrowers, to become visible to lenders. Key Features and Functionality: - Alternative Credit Scoring: Utilizes over 10,000 data points to assess creditworthiness, making the underwriting model twice as effective as traditional bureau scores. - Comprehensive Credit Management Solutions: Offers end-to-end services covering prospecting, credit underwriting, and delinquency management, reducing decision-making time to under five minutes. - Fraud Prevention and Verification Services: Provides tools like the Employment Verification Engine (Eve) to eliminate manual verification processes, enhancing operational efficiency. - AI-Driven Decision Making: Employs AI-based algorithms for risk assessment, enabling lenders to approve 15% more applicants at a fraction of the cost compared to traditional methods. Primary Value and User Solutions: CreditVidya addresses the challenge of financial inclusion by enabling lenders to assess and extend credit to individuals lacking traditional credit histories. Their technology reduces underwriting costs by over 50% and shortens loan disbursal times from several days to under 30 minutes. This efficiency allows financial institutions to expand their customer base profitably while mitigating risks associated with first-time borrowers.






- [View Creditvidya pricing details and edition comparison](https://www.g2.com/products/creditvidya/reviews?section=pricing&secure%5Bexpires_at%5D=2026-08-15+15%3A22%3A13+-0500&secure%5Bsession_id%5D=8c43ca5a-5344-438f-a31b-128f7d383d90&secure%5Btoken%5D=24ce56baf275587dea26fdd3ad6f9aa6046199c6b374b52f29807cc66cc67dac&format=llm_user)

## Creditvidya Features
**Additional Functionality**
- Tagging
- Natural Language Processing
- Data Extraction
- Multi-Language
- Predictive Analytics
- Drag & Drop
- Speech Recognition
- Reporting/Analytics
- Data Storage Management
- Virtual Personal Assistant (VPA)
- AI Copilot
- Customer Segmentation
- Collaboration Tools
- Data Import/Export
- Generative AI
- For eCommerce
- Role-Based Permissions
- Customizable Branding
- Search/Filter
- Monitoring
- Document Management
- API
- Data Visualization
- Trend Analysis
- Machine Learning
- Access Controls/Permissions
- Alerts/Escalation
- Performance Metrics
- Real-Time Data
- Third-Party Integrations
- Mobile App
- Multiple Data Sources
- For Sales Teams/Organizations
- Sentiment Analysis
- Activity Dashboard
- Chatbot
- Workflow Automation

**Integration - Machine Learning**
- Integration
- Third-Party Integrations

**Learning - Machine Learning**
- Training Data
- Actionable Insights
- Algorithm

**Additional Functionality**
- Predictive Modeling
- Configurable Workflow
- Tagging
- Data Import/Export
- API
- Predictive Analytics
- Data Visualization
- Endpoint Management
- Multiple Data Sources
- No-Code
- Data Preparation
- Auditing
- Collaboration Tools
- Big Data Analytics
- ML Algorithm Library
- Data Management
- Activity Dashboard
- Data Capture and Transfer
- Activity Tracking
- Data Connectors
- Data Security
- Data Extraction
- Reporting & Statistics
- Workflow Management
- AI Copilot

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