--- title: Credit Key Reviews meta\_title: 'Credit Key Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 34 reviews by the users' company size, role or industry to find out how Credit Key works for a business like yours. aggregate\_rating: rating\_value: 4.7 review\_count: 34 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Payment url: https://www.g2.com/categories/payment --- # Credit Key Reviews & Product Details Credit Key is the leading B2B payments company that simplifies and enhances the purchasing process through its proprietary digital platform. Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time. Credit Key facilitates instant credit decisions to provide a streamlined buying experience whether it’s online, over the phone, or in-store. Credit Key is proven to boost revenue for merchants while enabling borrowers to better manage cash flow and grow their business. Learn more at www.creditkey.com. * * * Seller [Credit Key](https://www.g2.com/sellers/credit-key) Discussions [Credit Key Community](https://www.g2.com/products/credit-key/discuss) Languages Supported English Solution Type Best-of-Breed Overview by Ben Gunderson Show More ## Value at a Glance Averages based on real user reviews. ### Time to Implement 1 month ### Return on Investment 8 months [ View More Pricing Information ](https://www.g2.com/products/credit-key/pricing) ## Top-Rated Alternatives [ ![PayPal Payments](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "PayPal Payments") PayPal Payments 4.4/5(2,747) ](https://www.g2.com/products/paypal/reviews) [ ![Invoiced](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Invoiced") Invoiced 4.5/5(414) ](https://www.g2.com/products/invoiced/reviews) [ ![BILL AP/AR](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "BILL AP/AR") BILL AP/AR 4.4/5(1,809) ](https://www.g2.com/products/bill-ap-ar/reviews) [ View All Alternatives ](https://www.g2.com/products/credit-key/competitors/alternatives) ## User Insights Average based on 34 real user reviews. Implementation Time 1 month Perceived Cost $$$$$ [Log in to unlock pricing and user insights](/login) MB Monique B. Small-Business (50 or fewer emp.) 10/26/2023 "Credit Key is an excellent financial resource to grow your business." 5/5 What do you like best about Credit Key? Credit Key is good for the buyer and the seller. It helps to build solid business relationships that can grow both parties through revolving credit lines. It gives additional financial security for cash flow, and the opportunity for businesses to take some risks, knowing that the interest rates are low, and not predatory. Revolving credit lines are invaluable to a growing buiness and Credit Key is a fast and simple program to get started with. Credit Key is an excellent resource to help increase your bottom line. Review collected by and hosted on G2.com. What do you dislike about Credit Key? I wish there were more B2B vendors on Credit Key to purchase from. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? We encounter a lot of new entreprenuers, and/or new B2B clients for our product lines who need to purchase samples that they can introduce as new products to their clients. Credit Key bridges the gap for them, to expand, and make these purchases without having to have the funds available up front. This is very helpful. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Jennifer E. M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jennifer E. M.") JM Jennifer E. M. Business Owner & President Small-Business (50 or fewer emp.) 10/26/2023 "Great Alternative to Bank Financing - Solar Business" 4.5/5 What do you like best about Credit Key? Credit Key helps my customers to finalize their purchases of customer designed solar systems and solar components. While solar energy is positive for customers for many reasons, the initial cost of acquiring solar can be beyond customers' ability to pay all at once. Credit Key provides financing for these customers, who benefit from having their solar systems sooner and later and the ability to make affordable, budget-friendly payments over time. Review collected by and hosted on G2.com. What do you dislike about Credit Key? Only dislike, and this is minor. Once Credit Key financing is approved for the customer, it is a few business days before we received the loan funding (proceeds). For the solar business and the high demand for solar components lately, this delay can be costly from a fulfillment process. Customers are queued into fulfillment based on payments received. We help our customers by moving them forward in the process once we are notified of Credit Key's approval. Still, we are waiting for the receipt of the loan for a few days. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? Solar customers need assistance with financing the initial purchase of solar components and/or systems. The initial investment can be costly (higher than what many customers can pay out of pocket). Credit Key allows our customers to BNPL. They benefit from purchasing solar NOW and pay off their investment over time. WIthout financing arrangements from Credit Key, many of our customers would be unable to purchase the solar products they need immediately. And, the solar industry is experiencing more and more customer demand; thus, delays in fulfillment can be experienced. It is in everyone's best interests to be able to purchase quickly while products are available. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite MG Michael G. Small-Business (50 or fewer emp.) 10/26/2023 "What a great way to offer credit terms!" 5/5 What do you like best about Credit Key? We are a small company and have always been nervous about offering credit terms. Now we use Credit Key and have increased our ability to attract new clients by offering credit terms in conjunction with Credit Key. Credit Key gives reasonable credit limits based on a simple credit investigation. Approval only takes a few minutes. We would ecommedn Credit Key highly. Review collected by and hosted on G2.com. What do you dislike about Credit Key? Up to this point we have not found any negatives with Credit Key Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? We use Credit Key to manage A/R and it has been a plus for our business. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Dean B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Dean B.") DB Dean B. CEO Computer Hardware Small-Business (50 or fewer emp.) 10/26/2023 "Not sure why everyone wouldn't use this" 5/5 What do you like best about Credit Key? That we are no longer the credit arm of our company. We can spend time doing other tasks. Review collected by and hosted on G2.com. What do you dislike about Credit Key? Very little follow up from any reps. However not much is needed. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? A simple way to apply for credit that usually doesn't take weeks to give a staus on terms. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite CL Cole L. Small-Business (50 or fewer emp.) 10/27/2023 "Great product. Mediocre customer support." 4/5 What do you like best about Credit Key? It is a great financing option for business and appears easy to qualify. Review collected by and hosted on G2.com. What do you dislike about Credit Key? Their policies are unclear and they place holds, change credit limits, and cause other problems with little explanation. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? Solves cash flow problems. Credit line was easier to obtain than most other business financing options. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Events Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Events Services") UE Verified User in Events Services Small-Business (50 or fewer emp.) 7/31/2023 "Amazing" 5/5 What do you like best about Credit Key? It's very easy to use and allows the customers to have more indepence and do everything by themselves eletronically without having to call for vendors and take steps manually. Review collected by and hosted on G2.com. What do you dislike about Credit Key? The only thing I dislike is when the credit reshesh is needed to be done and the customer loses the approval or it gets avaialbe for a very small amount even when it's paid on time. But I undertand it's about their credit score changes. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? When the customers get approved, it helps for them to place bigger order and spend and bigger amount of money in our store. Because it's so easy to use, it genetares less calls with issues to process orders and frustation. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite MM Mike M. Mid-Market (51-1000 emp.) 10/31/2023 "Great team to work with!" 5/5 What do you like best about Credit Key? They team at Credit Key has been super responsive to all of our needs and getting started with them has been wonderful. Review collected by and hosted on G2.com. What do you dislike about Credit Key? I haven't found anything yet but don't see any early red flags either. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? Credit Key is closing the gap between what the needs of our current customers are vs what their initial investment may be. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing") UM Verified User in Manufacturing Mid-Market (51-1000 emp.) 10/26/2023 "Great Customer Service" 5/5 What do you like best about Credit Key? We have used Credit Key for over a year now, with the majority of our financing customers working thru Credit Key. The portal is very user-friendly, and when I have a question on a payment, all the Customer Service Members have been incredibly helpful. Review collected by and hosted on G2.com. What do you dislike about Credit Key? I struggle to find a downside to Credit Key. There are fees involved, that the company will absorb, but that should be expected as the cost of doing business. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? Our customers use Credit Key to finance large purchases, with the funds being sent to us within the expected timeline. Review collected by and hosted on G2.com. Show More 4/26/2024 Validated ReviewerIncentivizedSource: Seller invite SM Shawn M. Mid-Market (51-1000 emp.) 11/6/2023 "I have had great experiences with the folks at Credit Key" 5/5 What do you like best about Credit Key? They are easy to work with. Simple credit process and easy to navigate their site. Review collected by and hosted on G2.com. What do you dislike about Credit Key? I don't really see any downside here in using the Credit Key solution? Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? We have been able to move many of our Net 30 Day Customer over to Credit Key for longer term payment solutions. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User in Consumer Electronics](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Electronics") AC Verified User in Consumer Electronics Small-Business (50 or fewer emp.) 10/26/2023 "Credit Key Success" 5/5 What do you like best about Credit Key? Approval for our clients is fast and easy. Payments are secured and fast to pay out. Review collected by and hosted on G2.com. What do you dislike about Credit Key? No complaints at all. Credit key has been easy all the way around for us. Review collected by and hosted on G2.com. What problems is Credit Key solving and how is that benefiting you? It gives our customers extra spending power without tying up their liquid. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ## Questions about Credit Key? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about Credit Key ](https://www.g2.com/products/credit-key/discussions/new) GU Guest User • Last activity almost 3 years ago What is Credit Key used for? 0 Upvotes 1 [ Join the conversation ](https://www.g2.com/discussions/what-is-credit-key-used-for) [ View all Discussions ](https://www.g2.com/products/credit-key/discuss) ## Pricing Insights Averages based on real user reviews. ### Time to Implement 1 month ### Return on Investment 8 months ### Average Discount 5% [ View More Pricing Information ](https://www.g2.com/products/credit-key/pricing) Credit Key Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_630ea77f1207065cf86f7ee4b5cf533c/affirm.jpg "Product Avatar Image") Affirm 4.3/5(48) [ Compare Now ](https://www.g2.com/compare/affirm-vs-credit-key) ##### ##### Credit Key Features Administration - Installment Payment and Buy Now Pay Later (BNPL) Email Notifications Invoicing Customer Portal Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) Payment Gateway Payment Tracking E-commerce Integration [ View More Features ](https://www.g2.com/products/credit-key/features) ##### Categories on G2 [Accounts Receivable](https://www.g2.com/categories/accounts-receivable)[Installment Payment and Buy Now Pay Later (BNPL)](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) ##### Explore More [What is the fastest document database for ad-hoc analytic queries on semi-structured data where query performance on unpredictable schemas matters most?](https://www.g2.com/discussions/what-is-the-fastest-document-database-for-ad-hoc-analytic-queries-on-semi-structured-data-where-query-performance-on-unpredictable-schemas-matters-most)[What's the top sales engagement tool for my team](https://www.g2.com/discussions/what-s-the-top-sales-engagement-tool-for-my-team)[Expert opinions on the best session replay software](https://www.g2.com/discussions/expert-opinions-on-the-best-session-replay-software) [What is the most reliable FTP server software for a small business that just needs something stable without a complex setup or ongoing maintenance?](https://www.g2.com/discussions/what-is-the-most-reliable-ftp-server-software-for-a-small-business-that-just-needs-something-stable-without-a-complex-setup-or-ongoing-maintenance)[Is a dedicated AR training simulator worth the cost for a small business, or do most training goals get met just as well with a well-produced video course at a fraction of the price?](https://www.g2.com/discussions/is-a-dedicated-ar-training-simulator-worth-the-cost-for-a-small-business-or-do-most-training-goals-get-met-just-as-well-with-a-well-produced-video-course-at-a-fraction-of-the-price)[Which employee recognition platforms are rated highest for 51 to 200 employee companies looking to optimize recognition at scale?](https://www.g2.com/discussions/which-employee-recognition-platforms-are-rated-highest-for-51-to-200-employee-companies-looking-to-optimize-recognition-at-scale) [Show MoreShow Less](javascript:void(0);)