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Credit Key Reviews & Product Details

Credit Key is the leading B2B payments company that simplifies and enhances the purchasing process through its proprietary digital platform. Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time. Credit Key facilitates instant credit decisions to provide a streamlined buying experience whether it’s online, over the phone, or in-store. Credit Key is proven to boost revenue for merchants while enabling borrowers to better manage cash flow and grow their business. Learn more at www.creditkey.com.

Seller

Credit Key

Languages Supported

English

Product Description

Overview by

Ben Gunderson

Discussions

Credit Key Community

Value at a Glance

Averages based on real user reviews.

Time to Implement

1 month

Return on Investment

8 months

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Top-Rated Alternatives

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Credit Key Media

Credit Key Demo - Merchant Analytics Dashboard

View recent orders, easily track customer applications, and analyze performance in an intuitive dashboard. Easily measure Credit Key's impact on your average order value and revenue.

Credit Key Demo - Boost conversions and earn repeat business faster than ever

Empower your sales team to offer an instant, flexible payment method in-person or over the phone to save the sale. No more waiting for in-house terms approvals or lengthy paperwork. Drive higher order sizes, quicker sales cycles, and more revenue.

Credit Key Demo - Boost conversion rates, decrease cart abandonment, and increase revenue by providing payment flexibility at checkout with Credit Key

Provide your business customers with the same flexibility and convenience they enjoy in B2C transactions and see your eCommerce order frequency and revenue soar.

Credit Key Demo - What if your customers had the financing they needed to complete their purchase right at check out — with the click of a button?

Step 1 Your customers will see us as a payment method at checkout. They fill out a quick, easy application without ever leaving their cart. Step 2 They’ll receive an instant credit decision. The customer views payment options and chooses how they want to pay. Step 3 You get ...

Credit Key Demo - No IT resources? No problem. Customers love our zero-integration option for an easy, fast setup in-store.

Empower your customers to buy what they need at the point of sale with in-store Buy Now, Pay Later. Customers receive an instant credit decision and once approved, new purchases are as fast in person as they are online. No IT resources required.

Credit Key Demo - Offering payment flexibility in your retail locations is a breeze

Credit Key can integrate with your existing POS platform to provide a seamless experience for your sales reps and the customer. Both enjoy an effortless, streamlined process without any paperwork or excessive data entry.

Credit Key Reviews (34)

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Monique B.

Small-Business (50 or fewer emp.)

10/26/2023

"Credit Key is an excellent financial resource to grow your business."

5/5

What do you like best about Credit Key?

Credit Key is good for the buyer and the seller. It helps to build solid business relationships that can grow both parties through revolving credit lines. It gives additional financial security for cash flow, and the opportunity for businesses to take some risks, knowing that the interest rates are low, and not predatory. Revolving credit lines are invaluable to a growing buiness and Credit Key is a fast and simple program to get started with. Credit Key is an excellent resource to help increase your bottom line. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

I wish there were more B2B vendors on Credit Key to purchase from. Review collected by and hosted on G2.com.

What problems is Credit Key solving and how is that benefiting you?

We encounter a lot of new entreprenuers, and/or new B2B clients for our product lines who need to purchase samples that they can introduce as new products to their clients. Credit Key bridges the gap for them, to expand, and make these purchases without having to have the funds available up front. This is very helpful. Review collected by and hosted on G2.com.

Jennifer E. M.

Business Owner & President

Small-Business (50 or fewer emp.)

10/26/2023

"Great Alternative to Bank Financing - Solar Business"

4.5/5

What do you like best about Credit Key?

Credit Key helps my customers to finalize their purchases of customer designed solar systems and solar components. While solar energy is positive for customers for many reasons, the initial cost of acquiring solar can be beyond customers' ability to pay all at once. Credit Key provides financing for these customers, who benefit from having their solar systems sooner and later and the ability to make affordable, budget-friendly payments over time. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

Only dislike, and this is minor. Once Credit Key financing is approved for the customer, it is a few business days before we received the loan funding (proceeds). For the solar business and the high demand for solar components lately, this delay can be costly from a fulfillment process. Customers are queued into fulfillment based on payments received. We help our customers by moving them forward in the process once we are notified of Credit Key's approval. Still, we are waiting for the receipt of the loan for a few days. Review collected by and hosted on G2.com.

What problems is Credit Key solving and how is that benefiting you?

Solar customers need assistance with financing the initial purchase of solar components and/or systems. The initial investment can be costly (higher than what many customers can pay out of pocket). Credit Key allows our customers to BNPL. They benefit from purchasing solar NOW and pay off their investment over time. WIthout financing arrangements from Credit Key, many of our customers would be unable to purchase the solar products they need immediately. And, the solar industry is experiencing more and more customer demand; thus, delays in fulfillment can be experienced. It is in everyone's best interests to be able to purchase quickly while products are available. Review collected by and hosted on G2.com.

Michael G.

Small-Business (50 or fewer emp.)

10/26/2023

"What a great way to offer credit terms!"

5/5

What do you like best about Credit Key?

We are a small company and have always been nervous about offering credit terms. Now we use Credit Key and have increased our ability to attract new clients by offering credit terms in conjunction with Credit Key. Credit Key gives reasonable credit limits based on a simple credit investigation. Approval only takes a few minutes. We would ecommedn Credit Key highly. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

Up to this point we have not found any negatives with Credit Key Review collected by and hosted on G2.com.

Dean B.

CEO

Computer Hardware

Small-Business (50 or fewer emp.)

10/26/2023

"Not sure why everyone wouldn't use this"

5/5

What do you like best about Credit Key?

That we are no longer the credit arm of our company. We can spend time doing other tasks. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

Very little follow up from any reps. However not much is needed. Review collected by and hosted on G2.com.

Cole L.

Small-Business (50 or fewer emp.)

10/27/2023

"Great product. Mediocre customer support."

4/5

What do you like best about Credit Key?

It is a great financing option for business and appears easy to qualify. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

Their policies are unclear and they place holds, change credit limits, and cause other problems with little explanation. Review collected by and hosted on G2.com.

Verified User in Events Services

Small-Business (50 or fewer emp.)

7/31/2023

"Amazing"

5/5

What do you like best about Credit Key?

It's very easy to use and allows the customers to have more indepence and do everything by themselves eletronically without having to call for vendors and take steps manually. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

The only thing I dislike is when the credit reshesh is needed to be done and the customer loses the approval or it gets avaialbe for a very small amount even when it's paid on time. But I undertand it's about their credit score changes. Review collected by and hosted on G2.com.

Mike M.

Mid-Market (51-1000 emp.)

10/31/2023

"Great team to work with!"

5/5

What do you like best about Credit Key?

They team at Credit Key has been super responsive to all of our needs and getting started with them has been wonderful. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

I haven't found anything yet but don't see any early red flags either. Review collected by and hosted on G2.com.

Verified User in Manufacturing

Mid-Market (51-1000 emp.)

10/26/2023

"Great Customer Service"

5/5

What do you like best about Credit Key?

We have used Credit Key for over a year now, with the majority of our financing customers working thru Credit Key. The portal is very user-friendly, and when I have a question on a payment, all the Customer Service Members have been incredibly helpful. Review collected by and hosted on G2.com.

What do you dislike about Credit Key?

I struggle to find a downside to Credit Key. There are fees involved, that the company will absorb, but that should be expected as the cost of doing business. Review collected by and hosted on G2.com.