1099Policy Pricing Overview

1099Policy Pricing Key Insights

Last updated on Apr 09, 2026

1099Policy offers 2 pricing editions, all based on usage-based (pay-as-you-go) pricing rather than fixed rates. A free trial of 1099Policy is not available. Review the 1099Policy pricing table below to understand which tier's features and included usage align with your needs. Contact 1099Policy for custom volume pricing or enterprise discounts.

Embedded Coverage — Pay As You Go / With One-Time Purchase

Certificate Review — Pay As You Go / Per Month

*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

Embedded Coverage

Pay As You Go

With One-Time Purchase

Per-assignment insurance embedded into your existing contractor onboarding through the API or dashboard. Coverage binds in the contractor's own name before the assignment starts, and the certificate is available instantly. Pricing has two separate components. The contractor's premium varies by state, coverage line, and job classification. The platform access fee is paid by the engaging organization as a percentage of contractor pay flowing through the platform. There are no per-seat or per-user license costs.

Certificate Review

Pay As You Go

Per Month

Automated collection and verification of contractor-supplied certificates of insurance against your requirements, for organizations that need to vet coverage contractors already carry. Priced as a percentage of contractor pay covered.

1099Policy's pricing model is designed for organizations that engage independent contractors at scale and need per-assignment insurance and certificate of insurance compliance built into contractor onboarding.

There are two components, and they're billed as separate line items.

The engaging organization pays a platform access fee, generally a fraction of a percent of contractor pay running through the platform. There's no per-seat charge, so the fee doesn't move with dashboard users or with how many coverage lines a contractor carries. Where there's no volume commitment, the fee is set as a monthly minimum that credits against the percentage.

The contractor pays the premium for coverage in their own name, priced per assignment on what they earn.

Most companies arrive here after pricing an Employer of Record or PEO at 17+ percent of contractor spend. Pricing is quoted against projected annual contractor spend.

Pricing information for 1099Policy is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase 1099Policy must be conducted with the seller.

Platform access fee and contractor premium are separate charges, billed separately. Final pricing depends on projected annual contractor spend, coverage lines, and states of operation.

Pricing information was last updated on August 06, 2026

Top-Rated Alternatives

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1099Policy Alternatives Pricing

The following is a quick overview of editions offered by other Insurance Compliance Software

Product	Price	Features
Deel Hire Deel EOR	Starting at $599.001 Employee Per Month	Hire full-time employees in minutes without having to set up a legal entity in a new country We take care of payroll, tax fillings, expenses, pension contributions, and more We give your team a competitive, localized benefits package By becoming an 'Employer of Record' we hire the employee for you, simplifying hiring and onboarding Fund payroll in just one click with ACH, wire, and credit card options
Upwork Basic	Free	Hire for occasional, project-based work. Get started for free.* Marketplace access — skilled freelancers across thousands of skills Talent profiles — portfolios, ratings, and work history Hiring tools — proposals and terms in one place Project workspace — messages, files, and status in one view Protected payments — only pay for approved work from escrow
Oyster EOR Employee of Record	Starting at $699.00Per Month	No entities required. With Oyster as your trusted EOR, generate compliant contracts, run accurate payroll, offer competitive benefits, and access deep local insights in a few simple steps. Compliantly hire full-time talent in 130+ countries Reduce time-to-hire through automations and pre-built templates Manage international payroll and taxes in 120+ currencies with a fully-compliant solution Offer attractive, local benefit packages and manage time-off in-app Receive country-specific guidance and access knowledge centers Reduce risk with unmatched IP protection Integrate data and workflows into your existing HR tech stack

Various alternatives pricing & plans

Pricing information for the above various 1099Policy alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller.

Categories on G2

Freelancer Management Systems Contractor Risk Management Insurance Compliance

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1099Policy Pricing Overview

1099Policy Pricing Key Insights

Top-Rated Alternatives

1099Policy Alternatives Pricing

Deel EOR

Basic

EOR Employee of Record

Categories on G2

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